EQUITASBNK

Equitas Small Finance Bank Ltd.

NSE: EQUITASBNK

BSE: 543243

Sector: Financial Services

Industry Group: Banks

Industry: Other Bank

76.30-1.1 (-1.48%)

3 Jul, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

3.2 / 100

Value Score

58.6 / 100

Price Momentum Score

87.0 / 100

QVM Score

46.0 / 100

Key Metrics

Market Cap

8841.48

P/E (TTM)

85.77

P/B

1.44

P/S (TTM)

1.98

EV/EBITDA

30.37

CAPE (5Y)

23.82

ROE (TTM)

1.69

ROCE (TTM)

1.25

ROA (TTM)

0.18

Avg 3Y ROE

6.16

Earnings 3Y CAGR

-42.22

Sales 3Y CAGR

15.67

Sales 5Y CAGR

19.04

Debt/Equity

0.94

Consensus TP

83.00

Strong Buy %

52.38

Promoter Holding

Pledged %

Stock Analysis

Fundamental analysis overview of Equitas Small Finance Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 87.0 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

87.0 / 100

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 7.67% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Reasonable Gross NPA, and decreasing

The company has reasonable Gross NPA of 2.6% as on 31 Mar 2026 but Gross NPA decreased by 0.29 in the last 1 year

What is Gross NPA (%)?

Negative

Low but stable ROE

The company reported low ROE of 1.69% for 12-month ended 31 Mar 2026 and ROE declined marginally by -75 bps from 1 year ago

What is ROE (FY)?

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -30.03% for 12-month ended 31 Mar 2026 and the growth was 24.59 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.44 indicates that the stock is cheap on a standalone basis but is at a 27.43% premium to industry median P/B

What is P/B Ratio?

Median: 1.13

Value 1.44

0.873.96

High Net Interest Margin (NIM) but declining trend

The company reported strong Net Interest Margin (NIM) of 6.19% for 12-month ended 31 Mar 2026 but Net Interest Margin (NIM) declined by -68 bps from 1 year ago

What is Net interest margin?

Low revenue growth but above median growth of industry

The company delivered low revenue growth of -4.6% for 12-month ended 31 Mar 2026 but the growth was 2.41 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: -7.01

Value -4.6

-27.2517.72

Financial Snapshot

See detailed analysis

Multi-year trends for Equitas Small Finance Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Equitas Small Finance Bank Ltd. Shareholding Pattern

Quarterly breakdown of Equitas Small Finance Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2017	Jul 2018	Aug 2019	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	100.00	100.00	100.00	82.05	81.98	81.75	81.55	81.36	74.59	74.52	74.50	74.48	-	-	-	-	-	-	-	-	-	-	-	-	-
Indian Promoter	100.00	100.00	100.00	82.05	81.98	81.75	81.55	81.36	74.59	74.52	74.50	74.48	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign Promoter	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.00	0.00	0.00	13.06	13.79	14.13	13.63	13.52	20.31	19.68	19.62	19.42	65.66	64.42	62.08	65.25	64.71	65.07	60.57	58.04	59.17	63.43	63.87	64.58	65.62
Mutual Funds / UTI	0.00	0.00	0.00	4.63	5.87	8.04	9.76	10.44	14.46	13.41	13.17	13.37	37.93	37.05	36.26	38.69	38.16	38.38	38.22	37.27	37.55	41.88	43.27	45.20	45.16
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.34	1.21	2.23	3.35	4.82	4.61	4.50	4.43	2.59	2.24	2.78	2.98	2.93	2.85	3.32
Govt	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	1.34	1.02	0.51	0.80	0.74	3.62	4.09	4.26	4.08	22.68	21.45	18.16	19.61	19.50	19.65	16.91	15.42	16.47	16.30	15.67	14.62	14.74
Other Institutions	0.00	0.00	0.00	7.09	6.90	5.58	3.08	2.33	2.23	2.18	0.85	0.76	2.81	2.56	2.85	2.34	2.55	2.61	2.85	3.11	2.37	2.27	2.00	1.91	2.39
Non-Institution	0.00	0.00	0.00	4.88	4.23	4.12	4.81	5.12	5.10	5.80	5.88	6.10	34.34	35.58	37.92	34.75	35.29	34.93	39.42	41.96	40.82	36.57	36.13	35.42	34.39
Bodies Corporate	0.00	0.00	0.00	-	0.17	0.07	0.08	0.10	-	-	0.12	0.14	1.93	2.46	2.63	2.54	2.30	2.06	3.05	3.33	3.12	2.53	2.60	2.55	2.47
Others (incl. Retail) No. of shareholders	0.00 0	0.00 0	0.00 0	4.88 84,201	4.06 76,207	4.05 89,203	4.73 1,03,842	5.02 1,13,249	5.10 1,27,012	5.80 1,34,043	5.76 1,35,345	5.96 1,34,760	32.41 3,16,913	33.12 3,22,985	35.29 3,61,552	32.21 3,60,513	32.99 3,70,922	32.87 3,80,236	36.37 4,43,028	38.63 4,55,855	37.70 4,46,789	34.04 4,32,648	33.53 4,17,193	32.87 4,04,978	31.92 3,85,088

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Microcap 250	0.97%	11 / 250
2	Nifty Total Market	0.04%	346 / 749

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Equitas Small Finance Bank Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Srinivasan Bhaskar Designated Person	March-2023	Market Sale (Disposal) 20th Mar 2023	0.29 %	₹ 65.78	6.00 lac	₹ 3.95 cr
Raghavan H K N Designated Person	June-2021	Market Sale (Disposal) 10th Jun 2021	0.01 %	₹ 60.50	61.96 k	₹ 37.49 lac
Raghavan H K N Designated Person	June-2021	Market Sale (Disposal) 9th Jun 2021	0.16 %	₹ 61.30	17.29 lac	₹ 10.60 cr
Ms Tabassum Inamdar Director	May-2021	Market Sale (Disposal) 21st May 2021	0.00 %	₹ 56.12	74.70 k	₹ 41.92 lac

Corporate Actions

History of Equitas Small Finance Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1/share
Record date: 9th Aug 2024Ex-date: 9th Aug 2024
Announced on: 24th Apr 2024
Dividend₹ 1/share
Record date: 28th Jul 2023Ex-date: 28th Jul 2023
Announced on: 5th May 2023

Company Profile

Overview of Equitas Small Finance Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Equitas Small Finance Bank Limited (The Bank) is a Small Finance Bank. The Bank offers banking products and services to customer segments including individuals with limited access to formal financing channels, as well as affluent and mass affluent, Small & Medium Enterprises (SMEs) and corporates. T...

Key personnel

Mr. Natarajan Ramanathan

Compliance Officer, Company Secretary

Mr. Anil Kumar SharmaD

Part-Time Non-Executive Independent Chairman of the Board

Mr. Vasudevan Pathangi NarasimhanD

Chief Executive Officer, Managing Director, Executive Director

Mr. Balaji NuthalapadiD

Executive Director - Technology and Operations

Prof. Samir Kumar BaruaD

Non-Executive Independent Director

Ms. Geeta Dutta GoelD

Non-Executive Independent Director

Mr. Ramkumar KrishnaswamyD

Additional Non-Executive Independent Director

Mr. Narayanan Rajagopala NadadurD

Additional Non-Executive Independent Director

View all

Incorporated on

21 Jun 1993

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

02 Nov 2020

Free Float

1,00,53,30,938

Website

https://www.equitasbank.com/

Phone no.

+914442995000

Address

4th Floor, Spencer Plaza, No. 769, Phase II, Anna Salai, CHENNAI, 600002, India

Frequently Asked Questions

What is the current share price of Equitas Small Finance Bank Ltd.?

The current share price of Equitas Small Finance Bank Ltd. is ₹ 76.30 as of 3 Jul 2026.

What is the market capitalisation of Equitas Small Finance Bank Ltd.?

The market capitalisation of Equitas Small Finance Bank Ltd. stands at ₹ 8,841.48 Cr.

What is the PE ratio of Equitas Small Finance Bank Ltd.?

The Price-to-Earnings (PE) ratio of Equitas Small Finance Bank Ltd. is 85.77 as of the latest trailing twelve months data.

What is the ROE and ROCE of Equitas Small Finance Bank Ltd.?

Equitas Small Finance Bank Ltd. has a Return on Equity (ROE) of 1.69% and a Return on Capital Employed (ROCE) of 1.25% as per the latest financial reports.

What is the 52-week high and low of Equitas Small Finance Bank Ltd.?

The 52-week high of Equitas Small Finance Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of Equitas Small Finance Bank Ltd.?

The dividend yield of Equitas Small Finance Bank Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Equitas Small Finance Bank Ltd.?

Foreign Institutional Investors (FII) hold 14.74%, Domestic Institutional Investors (DII) hold 48.48% and retail/public investors hold 31.92% of Equitas Small Finance Bank Ltd. shares.

What sector does Equitas Small Finance Bank Ltd. belong to?

Equitas Small Finance Bank Ltd. operates in the Financial Services sector. 90.48% of analysts have a Buy or Strong Buy rating on Equitas Small Finance Bank Ltd. with a consensus target price of ₹ 83.00, implying 7.17% upside from current levels.

What is the beta of Equitas Small Finance Bank Ltd.?

The beta of Equitas Small Finance Bank Ltd. is 1.15, indicating its price volatility relative to the broader market. Over the past 1 year, Equitas Small Finance Bank Ltd. has delivered an absolute return of 15.89%.

What is the RSI of Equitas Small Finance Bank Ltd.?

The 14-day Relative Strength Index (RSI) of Equitas Small Finance Bank Ltd. is 60.79, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

Equitas Small Finance Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Equitas Small Finance Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile