FEDFINA

Fedbank Financial Services Ltd

NSE: FEDFINA

BSE: 544027

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

151.74-3.5 (-2.26%)

21 Sep, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

16.8 / 100

Value Score

81.0 / 100

Price Momentum Score

69.8 / 100

QVM Score

59.1 / 100

Key Metrics

Market Cap

5814.70

P/E (TTM)

15.18

P/B

1.99

P/S (TTM)

2.45

EV/EBITDA

10.83

CAPE (5Y)

25.86

ROE (TTM)

12.56

ROCE (TTM)

9.85

ROA (TTM)

2.28

Avg 3Y ROE

11.82

Earnings 3Y CAGR

25.32

Sales 3Y CAGR

23.26

Sales 5Y CAGR

26.75

Debt/Equity

4.67

Consensus TP

195.00

Strong Buy %

75.00

Promoter Holding

60.67

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Fedbank Financial Services Ltd covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 3.45% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Moderate ROE but improving trend

The company reported moderate ROE of 12.56% for 12-month ended 30 Jun 2026 but ROE improved by 319 bps from 1 year ago

What is ROE (FY)?

High and stable operating margin

The company reported strong operating margin of 66.38% for 12-month ended 30 Jun 2026 and operating margin improved marginally by 60 bps from 1 year ago

What is Operating profit margin?

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 15.16% for 12-month ended 30 Jun 2026 and the growth was 3.62 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 11.54

Value 15.16

-2151.9255312.3

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 64.86% for 12-month ended 30 Jun 2026 and the growth was 64.06 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

High and increasing Debt to Equity

The company has high Debt to Equity of 4.67 as on 30 Jun 2026 and Debt to Equity increased by 0.57 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.99 indicates that the stock is cheap on a standalone basis but is at a 87.74% premium to industry median P/B

What is P/B Ratio?

Median: 1.06

Value 1.99

056.94

Financial Snapshot

See detailed analysis

Multi-year trends for Fedbank Financial Services Ltd covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Fedbank Financial Services Ltd Shareholding Pattern

Quarterly breakdown of Fedbank Financial Services Ltd ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2014	Mar 2015	Aug 2016	Jul 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	100.00	100.00	100.00	100.00	100.00	82.59	74.00	74.00	61.65	61.58	61.35	61.16	61.04	61.03	60.97	60.88	60.81	60.79	60.67
Indian Promoter	100.00	100.00	100.00	100.00	100.00	82.59	74.00	74.00	61.65	61.58	61.35	61.16	61.04	61.03	60.97	60.88	60.81	60.79	60.67
Foreign Promoter	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	25.17	24.22	24.29	23.19	21.88	21.30	20.89	20.53	19.09	19.48	20.20
Mutual Funds / UTI	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.37	2.59	2.52	2.75	2.53	2.39	2.11	2.03	2.10	2.71	4.22
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	7.45	6.58	5.65	5.36	4.29	4.04	3.65	3.14	3.15	3.10	3.08
Govt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.54	1.05	0.85	0.63	0.52	0.49	0.77	1.17	0.91	0.66	9.30
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	12.82	14.00	15.26	14.45	14.54	14.38	14.35	14.19	12.92	13.01	3.59
Non-Institution	0.00	0.00	0.00	0.00	0.00	17.41	26.00	26.00	13.17	14.20	14.37	15.64	17.08	17.67	18.14	18.59	20.11	19.73	19.13
Bodies Corporate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.84	1.72	1.77	2.04	1.86	1.85	2.04	2.01	1.87	1.63	1.66
Others (incl. Retail) No. of shareholders	0.00 0	0.00 0	0.00 0	0.00 0	0.00 0	17.41 1	26.00 0	26.00 0	11.33 1,67,774	12.48 1,54,654	12.60 1,46,113	13.60 1,46,153	15.22 1,52,314	15.82 1,48,866	16.10 1,43,336	16.58 1,26,999	18.24 1,26,730	18.10 1,20,860	17.47 1,15,547

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Non Banking Financial Company (NBFC)	1.3%	20 / 21
2	Nifty Microcap 250	0.19%	187 / 250
3	Nifty Total Market	0.01%	673 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Fedbank Financial Services Ltd shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Amit Suresh Gupta Designated Person	December-2023	Market Sale (Disposal) 29th Dec 2023	0.01 %	₹ 139.14	5.10 k	₹ 7.10 lac
Amit Suresh Gupta Designated Person	December-2023	Market Sale (Disposal) 29th Dec 2023	0.02 %	₹ 139.14	34.90 k	₹ 48.56 lac
Anila Rajneesh Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.04 %	₹ 146.20	1.41 lac	₹ 2.06 cr
Jagadeesh Rao Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.00 %	₹ 149.00	15.00 k	₹ 22.35 lac
Jagadeesh Rao Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.02 %	₹ 146.10	45.00 k	₹ 65.75 lac
Krishnaswamy Siddharth Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.06 %	₹ 146.00	1.00 lac	₹ 1.46 cr
Kunnath Suresh Kumar Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.12 %	₹ 146.75	4.00 lac	₹ 5.87 cr
R. Ramchandar Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.08 %	₹ 147.17	1.50 lac	₹ 2.21 cr
Vikas Mohan Srivastava Designated Person	December-2023	Market Sale (Disposal) 19th Dec 2023	0.12 %	₹ 148.00	2.00 lac	₹ 2.96 cr

No corporate action data available.

Company Profile

Overview of Fedbank Financial Services Ltd covering business description, industry classification, key management, financial ratios, and listed exchange details.

Fedbank Financial Services Limited is an India-based non-banking finance company (NBFC). The Company focuses on delivering inclusive financial solutions to underserved and emerging segments. The Company is engaged in the business of lending and has a diversified lending portfolio consisting of gold ...

Key personnel

Mr. Chattapuram Venkatraman Ganesh

Chief Financial Officer

Mr. Parthasarathy Rajagopal Iyengar

Compliance Officer, Company Secretary

Mr. Shyam SrinivasanD

Non-Executive Chairman of the Board

Mr. Parvez MullaD

Chief Executive Officer, Managing Director, Executive Director

Mr. Harsh DugarD

Non-Executive Nominee Director

Mr. Krishnan Venkat (KVS Manian) SubramanianD

Non-Executive Nominee Director

Mrs. Mona Mukund BhideD

Independent Non-Executive Director

Mrs. Sonal DaveD

Independent Non-Executive Director

View all

Incorporated on

17 Apr 1995

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

5,303

IPO date

30 Nov 2023

Free Float

14,34,53,015

Website

https://www.fedfina.com/

Phone no.

+912268520601

Address

Unit no. 1101, 11th Floor, Cignus, Plot No 71 A, Powai, Paspoli,, MUMBAI, 400087, India

Frequently Asked Questions

What is the current share price of Fedbank Financial Services Ltd?

The current share price of Fedbank Financial Services Ltd is ₹ 151.74 as of 21 Sep 2026.

What is the market capitalisation of Fedbank Financial Services Ltd?

The market capitalisation of Fedbank Financial Services Ltd stands at ₹ 5,814.70 Cr.

What is the PE ratio of Fedbank Financial Services Ltd?

The Price-to-Earnings (PE) ratio of Fedbank Financial Services Ltd is 15.18 as of the latest trailing twelve months data.

What is the ROE and ROCE of Fedbank Financial Services Ltd?

Fedbank Financial Services Ltd has a Return on Equity (ROE) of 12.56% and a Return on Capital Employed (ROCE) of 9.85% as per the latest financial reports.

What is the 52-week high and low of Fedbank Financial Services Ltd?

The 52-week high of Fedbank Financial Services Ltd is - and the 52-week low is -.

What is the dividend yield of Fedbank Financial Services Ltd?

The dividend yield of Fedbank Financial Services Ltd is 0.00% based on the current market price.

What is the FII and DII holding in Fedbank Financial Services Ltd?

Foreign Institutional Investors (FII) hold 9.30%, Domestic Institutional Investors (DII) hold 7.30% and retail/public investors hold 17.47% of Fedbank Financial Services Ltd shares.

What sector does Fedbank Financial Services Ltd belong to?

Fedbank Financial Services Ltd operates in the Financial Services sector. 75% of analysts have a Buy or Strong Buy rating on Fedbank Financial Services Ltd with a consensus target price of ₹ 195.00, implying 25.81% upside from current levels.

What is the beta of Fedbank Financial Services Ltd?

The beta of Fedbank Financial Services Ltd is 1.44, indicating its price volatility relative to the broader market. Over the past 1 year, Fedbank Financial Services Ltd has delivered an absolute return of 2.12%.

What is the RSI of Fedbank Financial Services Ltd?

The 14-day Relative Strength Index (RSI) of Fedbank Financial Services Ltd is 48.29, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Fedbank Financial Services Ltd

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Fedbank Financial Services Ltd Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Company Profile

Stock Analysis

Holdings and Presence