GILADAFINS

Gilada Finance & Investments Ltd.

BSE: 538788

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

12.20+0.0 (+0.00%)

5 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

17.14

P/E (TTM)

8.21

P/B

0.65

P/S (TTM)

2.35

EV/EBITDA

6.57

CAPE (5Y)

6.94

ROE (TTM)

8.67

ROCE (TTM)

12.15

ROA (TTM)

6.04

Avg 3Y ROE

8.66

Earnings 3Y CAGR

8.14

Sales 3Y CAGR

16.56

Sales 5Y CAGR

16.65

Debt/Equity

0.40

Consensus TP

Strong Buy %

Promoter Holding

58.26

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Gilada Finance & Investments Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.65 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -40.37%

What is P/B Ratio?

Median: 1.09

Value 0.65

054.01

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.4 as on 30 Jun 2026 and Debt to Equity decreased marginally by 0.02 in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 9 financial years

What is Dividend streak?

Negative

Low but stable ROE

The company reported low ROE of 8.67% for 12-month ended 30 Jun 2026 and ROE declined marginally by -58 bps from 1 year ago

What is ROE (FY)?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of 7.7% for 12-month ended 30 Jun 2026 and the growth was 4.43 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 12.13

Value 7.7

-2151.9255312.3

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -1.73% for 12-month ended 30 Jun 2026 and the growth was 2.64 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

High operating margin but declining trend

The company reported strong operating margin of 56.6% for 12-month ended 30 Jun 2026 but operating margin declined by -292 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Gilada Finance & Investments Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Gilada Finance & Investments Ltd. Shareholding Pattern

Quarterly breakdown of Gilada Finance & Investments Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.26	58.26	58.26
Indian Promoter	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.26	58.26	58.26
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.01	0.01	0.01	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	41.21	41.21	41.21	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.23	41.74	41.74	41.74
Bodies Corporate	-	0.21	5.93	5.93	5.92	6.02	6.02	6.02	8.84	8.75	8.73	6.63	6.63	6.61	6.61	5.85	2.37	0.22	0.17	0.21	0.17	2.28	2.28	2.28	2.29	2.29
Others (incl. Retail) No. of shareholders	41.21 1,143	41.00 1,134	35.28 1,136	35.30 1,134	35.31 1,092	35.21 1,079	35.21 1,083	35.21 1,085	32.39 2,151	32.48 2,339	32.50 2,281	34.60 7,140	34.60 5,899	34.62 5,537	34.62 5,644	35.38 5,503	38.86 5,557	41.01 5,567	41.06 5,787	41.02 6,046	41.06 6,028	38.95 5,900	38.95 5,870	39.46 5,777	39.45 5,653	39.45 5,605

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Gilada Finance & Investments Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Amit Kumar Jain	04 Jul 2025	sell	₹ 13.81	1.00 lac	₹ 13.81 lac
Amit Kumar Jain	04 Jul 2025	buy	₹ 13.91	1.00 lac	₹ 13.91 lac
Vikashkumar Jain	12 Sep 2024	buy	₹ 12.51	70.89 k	₹ 8.87 lac
Yogeshkumarshukla	12 Jul 2024	buy	₹ 10.10	98.38 k	₹ 9.94 lac
Sunil Hukumat Rajdev	12 Jul 2024	sell	₹ 10.10	70.98 k	₹ 7.17 lac
Shyamsunder Madanlal Soni (Huf)	12 Mar 2024	sell	₹ 12.09	1.07 lac	₹ 12.96 lac
Sharad Shyam Soni Huf	12 Mar 2024	buy	₹ 12.09	90.00 k	₹ 10.88 lac
Ranjana Agarwal	19 Jan 2024	sell	₹ 14.10	86.66 k	₹ 12.22 lac
Malu Plantation And Resorts Limited	19 Jan 2024	sell	₹ 14.37	92.50 k	₹ 13.29 lac
Vandanatiwari	19 Jan 2023	buy	₹ 15.80	1.01 lac	₹ 15.93 lac

Corporate Actions

History of Gilada Finance & Investments Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Stock Split1 : 2
Ex-date: 30th Mar 2022Announced on: 14th Feb 2022
Nominal value changes from INR 10 to INR 5
Bonus1 new shares for 1 existing shares
Ex-date: 30th Mar 2022Announced on: 14th Feb 2022
Dividend₹ 0.25/share
Record date: 6th Mar 2018Ex-date: 5th Mar 2018
Announced on: 13th Feb 2018
Dividend₹ 0.50/share
Record date: 30th Jul 2015Ex-date: 29th Jul 2015
Announced on: 14th Jul 2015

Company Profile

Overview of Gilada Finance & Investments Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Gilada Finance and Investments Limited is an India-based non-banking financial company (NBFC). The Company is engaged in the business of financing and investments. It is in the business of lending and primarily deals in vehicle financing, small business loans and mortgage loans. It provides vehicle ...

Incorporated on

26 Jul 1994

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

19 Nov 2014

Free Float

47,51,770

Website

https://www.giladafinance.com/

Phone no.

+918040620000

Address

# 105 R R Takt, 37 Bhoopasandra Main Road, Sanjaynagar,, BANGALORE, 560094, India

Frequently Asked Questions

What is the current share price of Gilada Finance & Investments Ltd.?

The current share price of Gilada Finance & Investments Ltd. is ₹ 12.20 as of 5 Oct 2026.

What is the market capitalisation of Gilada Finance & Investments Ltd.?

The market capitalisation of Gilada Finance & Investments Ltd. stands at ₹ 17.14 Cr.

What is the PE ratio of Gilada Finance & Investments Ltd.?

The Price-to-Earnings (PE) ratio of Gilada Finance & Investments Ltd. is 8.21 as of the latest trailing twelve months data.

What is the ROE and ROCE of Gilada Finance & Investments Ltd.?

Gilada Finance & Investments Ltd. has a Return on Equity (ROE) of 8.67% and a Return on Capital Employed (ROCE) of 12.15% as per the latest financial reports.

What is the 52-week high and low of Gilada Finance & Investments Ltd.?

The 52-week high of Gilada Finance & Investments Ltd. is - and the 52-week low is -.

What is the dividend yield of Gilada Finance & Investments Ltd.?

The dividend yield of Gilada Finance & Investments Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Gilada Finance & Investments Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 39.45% of Gilada Finance & Investments Ltd. shares.

What sector does Gilada Finance & Investments Ltd. belong to?

Gilada Finance & Investments Ltd. operates in the Financial Services sector.

What is the beta of Gilada Finance & Investments Ltd.?

The beta of Gilada Finance & Investments Ltd. is 0.53, indicating its price volatility relative to the broader market. Over the past 1 year, Gilada Finance & Investments Ltd. has delivered an absolute return of 1.84%.

What is the RSI of Gilada Finance & Investments Ltd.?

The 14-day Relative Strength Index (RSI) of Gilada Finance & Investments Ltd. is 46.95, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Gilada Finance & Investments Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Gilada Finance & Investments Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions