	C 2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
	C 2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR
Net Interest & Dividend Income	13,088	16,166	19,110	23,378	29,092	35,230	42,906	51,448	60,052	69,305	77,352	92,974	1,29,510	1,52,473	1,63,124	1,66,410
Non-Interest Revenue	5,680	6,581	7,598	8,684	10,287	11,885	14,918	17,225	22,875	25,852	26,569	29,859	1,12,446	1,32,971	1,48,930	-
Total Revenue	18,769	22,747	26,707	32,062	39,379	47,115	57,824	68,673	82,927	95,157	1,03,921	1,22,834	2,41,957	2,85,444	3,12,054	2,39,341
Total Operating Expenses	11,013	12,777	13,510	16,053	19,836	23,764	29,171	34,341	44,049	50,939	54,658	60,880	1,72,537	1,85,607	2,01,485	1,52,741
Operating Profit	7,756	9,970	13,197	16,010	19,543	23,351	28,653	34,332	38,879	44,218	49,262	61,954	69,419	99,837	1,10,569	86,600
Operating Margin	41.3	43.8	49.4	49.9	49.6	49.6	49.6	50.0	46.9	46.5	47.4	50.4	28.7	35.0	35.4	36.2
Profit before Taxes	7,667	10,004	13,211	16,079	19,511	23,366	28,464	34,318	38,195	42,796	50,873	61,498	76,569	96,242	1,02,141	85,563
Income Taxes	2,394	3,104	4,446	5,379	6,694	8,078	9,903	11,873	10,899	10,939	12,722	15,350	11,122	22,802	22,922	3,051
Profit after Tax	5,247	6,870	8,743	10,688	12,801	15,253	18,510	22,332	27,254	31,833	38,053	45,997	64,062	70,792	76,026	79,013
PAT Margin	28.0	30.2	32.7	33.3	32.5	32.4	32.0	32.5	32.9	33.5	36.6	37.4	26.5	24.8	24.4	33.0
EPS - Basic - ex Extraordinary Items	5.61	7.27	9.14	11.03	12.71	14.99	17.93	20.83	24.92	28.94	34.39	41.32	45.21	46.40	49.50	51.38
EPS - Diluted - ex Extraordinary Items	5.61	7.27	9.14	10.90	12.56	14.79	17.69	20.63	24.73	28.81	34.15	41.13	45.00	46.20	49.28	51.21
EBIT	7,756	9,970	13,197	16,010	19,543	23,351	28,653	34,332	38,879	44,218	49,262	61,954	69,419	99,837	1,10,569	86,600
EBITDA	8,310	10,633	13,886	16,690	20,281	24,237	29,620	35,553	40,155	45,603	50,943	64,299	72,514	1,03,643	1,14,766	86,600
EBITDA Margin	44.3	46.7	52.0	52.1	51.5	51.4	51.2	51.8	48.4	47.9	49.0	52.3	30.0	36.3	36.8	36.2

Balance Sheet

Abridged

Understanding Balance Sheet

HDFC Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Cash & ST Balance with Banks	21,175	27,531	32,303	31,944	33,898	43,366	1,09,002	56,258	79,655	1,11,403	1,42,772	1,39,666	2,07,261	1,81,785	2,44,397
Lending & LT Balance with Banks	-	-	8,493	6,382	6,325	7,505	18,200	30,101	18,465	23,936	24,410	66,182	26,896	73,056	69,983
Property Plant & Equipment - Net	2,422	2,818	3,026	3,225	3,480	3,815	3,811	4,220	4,627	5,100	6,283	8,283	12,604	15,258	16,492
Total Assets	3,41,055	4,07,723	5,03,620	6,07,097	7,62,212	8,92,344	11,03,186	12,92,806	15,80,830	17,99,507	21,22,934	25,30,432	40,30,194	43,92,417	49,08,041
Deposits - Total	2,46,540	2,96,092	3,67,080	4,50,284	5,45,873	6,43,134	7,88,375	9,22,503	11,46,207	13,33,721	15,58,003	18,82,663	23,76,887	27,10,898	30,99,638
Long Term Debt	26,334	39,497	49,597	59,478	1,03,714	98,416	1,56,442	1,57,733	1,86,834	1,77,697	2,26,967	2,56,549	7,30,615	6,34,606	5,88,485
Total Liabilities	3,10,661	3,70,859	4,59,302	5,43,781	6,87,728	8,00,259	9,93,231	11,38,631	14,03,895	15,89,064	18,74,888	22,40,135	35,60,416	38,54,269	42,99,596
Total Shareholders' Equity	30,211	36,643	44,167	63,154	74,304	91,794	1,09,599	1,53,673	1,76,359	2,09,810	2,47,326	2,89,438	4,56,395	5,21,789	5,86,059
Minority Interest	184	221	152	162	181	291	356	502	577	633	720	860	13,383	16,359	22,385
Total Equity	30,394	36,864	44,318	63,316	74,485	92,085	1,09,955	1,54,174	1,76,935	2,10,443	2,48,047	2,90,298	4,69,779	5,38,148	6,08,444
Total Liabilities & Equity	3,41,055	4,07,723	5,03,620	6,07,097	7,62,212	8,92,344	11,03,186	12,92,806	15,80,830	17,99,507	21,22,934	25,30,432	40,30,194	43,92,417	49,08,041

Cash Flow

Abridged

Understanding Cash Flow Statement

HDFC Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	7,522	8,646	11,582	13,548	16,408	20,889	26,727	31,998	43,887	52,597	55,942	63,355	68,776	97,933	1,10,889
Working Capital - Increase/(Decrease)	-26,904	-14,493	-7,372	-34,829	-50,844	-3,607	-9,513	-94,870	-60,756	-10,121	-67,902	-42,541	-49,706	29,308	2,617
Net CF from Operating Activities	-19,381	-5,847	4,211	-21,281	-34,435	17,282	17,214	-62,872	-16,869	42,476	-11,960	20,814	19,069	1,27,242	1,13,506
Capital Expenditures - Net	684	906	840	739	866	1,148	838	1,598	1,617	1,681	2,216	3,424	4,187	3,975	3,362
Net CF from Investing Activities	-687	-906	-1,067	-811	-866	-1,148	-852	-1,598	-1,617	-1,681	-2,216	-3,424	5,314	-3,851	6,363
Dividends Paid - Cash - Total	772	1,014	1,314	1,649	2,009	2,408	2,831	3,384	6,631	-	3,592	8,605	8,404	14,826	20,706
Stock - Issuance/(Retirement) - Net	531	1,117	723	10,718	1,223	2,262	2,726	25,790	1,849	1,760	2,610	3,416	8,443	6,347	7,565
Debt - LT & ST - Issuance/(Retirement) - Total	8,034	7,081	9,814	9,356	39,006	-5,298	58,026	1,291	29,102	-9,138	48,971	28,930	-5,223	-96,381	-48,195
Net Cash Flow from Financing Activities	11,380	13,105	9,270	18,694	37,815	-5,893	57,378	23,131	24,394	-7,321	48,124	23,941	-3,983	-1,02,478	-59,005
Free Cash Flow to Equity	-12,032	328	13,184	-12,665	3,705	10,836	74,403	-63,179	10,616	31,658	34,795	46,320	9,660	26,886	61,949
Free Operating CF net dividend	-20,842	-7,772	2,043	-23,703	-37,322	13,716	12,775	-67,876	-25,136	40,780	-17,788	8,743	6,378	1,08,340	88,910
Free Operating CF	-20,070	-6,758	3,358	-22,053	-35,313	16,124	15,606	-64,492	-18,505	40,780	-14,196	17,347	14,783	1,23,166	1,09,616

Business Segment Analysis

FY End:

Mar 26

HDFC Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Non digital banking (67.9%)₹ 4,081.83 CrInsurance Business (13.3%)₹ 802.99 CrOther Banking Operations (8.9%)₹ 534.24 CrWholesale Banking (5.2%)₹ 313.46 CrOthers (4.0%)₹ 240.90 CrTreasury (0.7%)₹ 42.53 CrDigital banking (0.0%)₹ 0.00 Cr

Revenue / Sales

Non digital banking (41.8%)₹ 3,01,843.14 CrWholesale Banking (24.1%)₹ 1,74,506.30 CrInsurance Business (14.9%)₹ 1,08,079.83 CrTreasury (11.4%)₹ 82,158.35 CrOther Banking Operations (5.1%)₹ 36,840.96 CrOthers (2.7%)₹ 19,507.46 CrDigital banking (0.0%)₹ 10.37 Cr

Assets

Non digital banking (32.2%)₹ 15,80,749.07 CrWholesale Banking (30.6%)₹ 14,99,816.13 CrTreasury (23.4%)₹ 11,49,929.44 CrInsurance Business (8.4%)₹ 4,14,400.04 CrOthers (2.6%)₹ 1,28,754.48 CrOther Banking Operations (2.3%)₹ 1,12,867.13 CrUnallocated (0.4%)₹ 21,386.51 CrDigital banking (0.0%)₹ 138.04 Cr

Regional Segment Analysis

FY End:

Mar 26

HDFC Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

Domestic (99.0%)₹ 4,90,493.20 CrInternational (1.0%)₹ 4,969.61 Cr

Assets

Domestic (98.1%)₹ 48,15,510.98 CrInternational (1.9%)₹ 92,529.86 Cr

Historical Segment Analysis

Track how HDFC Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Non digital banking	-	-	-	-	-	-	-	-	-	-	-	-	-	3,072	4,169	4,399	4,082
Insurance Business	-	-	-	-	-	-	-	-	-	-	-	-	-	-	314	702	803
Other Banking Operations	61	40	73	168	66	93	136	228	165	210	167	181	240	276	533	833	534
Wholesale Banking	131	90	79	166	22	214	135	150	73	193	119	140	229	833	49	400	313
Others	-	-	-	-	-	-	-	-	-	-	-	-	-	167	240	341	241
Treasury	91	61	43	101	3	6	5	33	6	94	43	25	25	29	31	71	43
Retail Banking	563	424	540	629	861	588	729	847	729	1,150	1,382	1,528	2,394	-	-	-	-
Digital banking	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0
Other retail banking	-	-	-	-	-	-	-	-	-	-	-	-	-	3,072	4,169	-	-

Frequently Asked Questions

What is the revenue of HDFC Bank Ltd.?

The latest trailing twelve month revenue of HDFC Bank Ltd. is ₹ 3,10,110.00 Cr, reflecting a 1-year growth of 3.39% and a 3-year CAGR of 32.24%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of HDFC Bank Ltd.?

The latest trailing twelve month net profit (PAT) of HDFC Bank Ltd. is ₹ 79,012.80 Cr, with a 3-year earnings CAGR of 5.55%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of HDFC Bank Ltd.?

The trailing twelve month EBITDA of HDFC Bank Ltd. is approximately ₹ 86,600.08 Cr (based on an operating margin of 27.93%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of HDFC Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of HDFC Bank Ltd. is 51.21. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of HDFC Bank Ltd.?

The debt-to-equity ratio of HDFC Bank Ltd. stands at 0.93. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of HDFC Bank Ltd.?

The estimated book value per share of HDFC Bank Ltd. is 393.80 (derived from a P/B ratio of 1.85 and market price of ₹ 728.20), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of HDFC Bank Ltd.?

The trailing twelve month operating cash flow of HDFC Bank Ltd. is ₹ 1,13,506.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does HDFC Bank Ltd. report consolidated or standalone financials?

HDFC Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.