	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Net Premiums Earned	11,446	11,976	14,762	16,179	19,276	23,381	28,949	32,266	38,192	46,801	56,879	62,112	69,837	77,760
Net Investment Income	1,827	2,454	3,011	3,639	4,254	4,964	5,990	7,214	8,308	10,265	13,527	16,654	12,696	14,604
Total Revenue	14,087	17,407	27,294	18,248	30,786	32,542	38,896	29,770	71,971	67,892	71,644	1,02,007	97,288	99,896
Insurance Claims/Reserves - Total	6,594	8,846	13,102	13,298	26,217	26,536	31,663	21,282	63,580	57,791	57,452	88,225	81,098	80,304
Underwriting Expenses	668	764	742	805	792	1,075	1,118	1,491	1,710	2,008	2,891	5,262	7,844	9,156
Total Operating Expenses	8,665	11,195	15,633	16,366	29,869	31,412	37,522	27,728	70,818	66,838	70,306	1,00,451	95,198	97,689
Operating Profit	5,422	6,212	11,661	1,882	917	1,129	1,375	2,043	1,153	1,054	1,338	1,556	2,090	2,208
Operating Margin	38.5	35.7	42.7	10.3	3.0	3.5	3.5	6.9	1.6	1.6	1.9	1.5	2.1	2.2
Profit before Taxes	451	643	805	833	909	1,125	1,291	1,314	1,354	1,303	1,282	1,570	1,878	1,962
Income Taxes	4	-83	19	17	22	18	13	16	-7	-24	-86	-4	67	50
Profit after Tax	447	725	786	817	887	1,107	1,278	1,297	1,361	1,327	1,368	1,574	1,811	1,912
PAT Margin	3.2	4.2	2.9	4.5	2.9	3.4	3.3	4.4	1.9	2.0	1.9	1.5	1.9	1.9
EPS - Basic - ex Extraordinary Items	2.24	3.64	3.94	4.09	4.44	5.52	6.34	6.43	6.74	6.49	6.41	7.32	8.41	8.87
EPS - Diluted - ex Extraordinary Items	2.24	3.64	3.93	4.09	4.44	5.49	6.33	6.42	6.73	6.48	6.41	7.31	8.41	8.87
EBIT	5,422	6,212	11,661	1,882	917	1,129	1,375	2,043	1,153	1,054	1,338	1,556	2,090	2,208
EBITDA	5,457	6,253	11,704	1,927	958	1,174	1,420	2,089	1,204	1,110	1,414	1,635	2,194	2,368
EBITDA Margin	38.7	35.9	42.9	10.6	3.1	3.6	3.7	7.0	1.7	1.6	2.0	1.6	2.3	2.4

Balance Sheet

Abridged

Understanding Balance Sheet

HDFC Life Insurance Company Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	PR	PR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Total Receivables	224	255	326	376	411	507	591	725	1,163	1,471	1,851	1,619	2,325	2,751
Property Plant & Equipment - Net	265	262	316	318	311	289	290	295	299	312	324	344	555	631
Total Assets	42,762	52,510	69,309	76,544	95,097	1,10,483	1,30,020	1,32,224	1,79,641	2,30,734	2,47,872	3,02,687	3,49,412	3,90,502
Insurance Reserves - Total	10,953	15,050	20,378	26,107	34,670	44,905	57,008	67,444	90,457	1,26,034	1,48,834	1,84,851	2,20,800	2,54,982
Long Term Debt	-	-	-	-	-	-	-	-	600	600	950	950	2,950	3,099
Total Liabilities	40,581	50,347	66,767	73,441	91,270	1,05,748	1,24,378	1,25,417	1,71,001	2,15,121	2,34,879	2,88,021	3,33,257	3,72,753
Total Shareholders' Equity	2,181	2,163	2,541	3,103	3,826	4,735	5,643	6,807	8,640	15,613	12,993	14,666	16,155	17,750
Total Equity	2,181	2,163	2,541	3,103	3,826	4,735	5,643	6,807	8,640	15,613	12,993	14,666	16,155	17,750
Total Liabilities & Equity	42,762	52,510	69,309	76,544	95,097	1,10,483	1,30,020	1,32,224	1,79,641	2,30,734	2,47,872	3,02,687	3,49,412	3,90,502

Cash Flow

Abridged

Understanding Cash Flow Statement

HDFC Life Insurance Company Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	R 2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Cash Receipts - Business Activities	11,566	12,281	15,118	16,620	20,036	24,546	30,575	33,875	39,854	49,042	60,277	65,345	73,818	81,966
Cash Payments - Business Activities	5,875	6,579	10,234	10,419	13,164	17,034	19,694	25,551	29,059	42,672	49,279	51,323	52,495	54,836
Net CF from Operating Activities	5,541	5,422	4,459	5,687	6,230	6,739	9,868	7,378	9,703	5,494	6,484	10,244	15,098	21,942
Capital Expenditures - Net	65	39	108	33	48	33	43	37	60	56	86	134	297	284
Net CF from Investing Activities	-4,959	-5,502	-3,514	-3,959	-5,175	-4,421	-10,182	-7,807	-8,946	-807	-10,087	-13,625	-13,638	-23,871
Dividends Paid - Cash - Total	-	117	168	216	264	329	396	-	-	-	-	-	-	-
Stock - Issuance/(Retirement) - Net	-	-	-	0	3	14	6	33	76	207	2,031	74	106	258
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	-	-	-	600	-	350	-	2,000	149
Net Cash Flow from Financing Activities	-	-117	-168	-212	-236	-196	-337	38	678	210	2,384	74	2,106	408
Free Cash Flow to Equity	5,476	5,382	4,352	5,654	6,183	6,706	9,825	7,341	10,243	5,438	6,748	10,110	16,801	21,807
Free Operating CF net dividend	5,475	5,265	4,184	5,437	5,918	6,377	9,427	7,340	9,642	5,437	6,396	10,108	14,797	21,655
Free Operating CF	5,475	5,381	4,351	5,653	6,182	6,705	9,823	7,340	9,642	5,437	6,396	10,108	14,797	21,655

Business Segment Analysis

FY End:

Mar 26

HDFC Life Insurance Company Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Non Participating - Individual & Group Life (40.5%)₹ 40,432.89 CrParticipating-Individual & Group Life (20.0%)₹ 20,011.50 CrUnit Linked - Individual Life (19.1%)₹ 19,098.53 CrNon Participating -Individual & Annuity (8.8%)₹ 8,743.35 CrUnited Linked - Group Life (4.3%)₹ 4,283.84 CrShareholder (1.6%)₹ 1,585.03 CrParticipating-Individual & Group Pension (1.2%)₹ 1,183.25 CrNon Participating - Life Group Variable (1.1%)₹ 1,129.98 CrUnit Linked - Individual Pension (1.1%)₹ 1,089.05 CrNon Participating - Pension Group Variable (0.8%)₹ 834.68 CrNon Participating - Individual & Group Pension (0.8%)₹ 766.61 CrReinsurance (0.4%)₹ 350.14 CrUnit Linked - Group Pension (0.3%)₹ 342.62 CrNon Participating - Individual and Group Health (0.0%)₹ 31.14 Cr

Net premium earned

Non Participating - Individual & Group Life (37.9%)₹ 29,491.45 CrUnit Linked - Individual Life (24.0%)₹ 18,632.59 CrParticipating-Individual & Group Life (18.5%)₹ 14,376.82 CrNon Participating -Individual & Annuity (7.9%)₹ 6,148.42 CrUnited Linked - Group Life (5.3%)₹ 4,147.65 CrUnit Linked - Individual Pension (1.4%)₹ 1,120.51 CrParticipating-Individual & Group Pension (1.2%)₹ 970.71 CrNon Participating - Life Group Variable (1.2%)₹ 963.47 CrNon Participating - Pension Group Variable (0.9%)₹ 680.06 CrNon Participating - Individual & Group Pension (0.7%)₹ 549.22 CrReinsurance (0.4%)₹ 339.52 CrUnit Linked - Group Pension (0.4%)₹ 311.33 CrNon Participating - Individual and Group Health (0.0%)₹ 28.74 Cr

Regional Segment Analysis

HDFC Life Insurance Company Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for HDFC Life Insurance Company Ltd.

Historical Segment Analysis

Track how HDFC Life Insurance Company Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Net premium earned

Business

Regional

Business

We don't have enough data to show the Capex for HDFC Life Insurance Company Ltd..

Frequently Asked Questions

What is the revenue of HDFC Life Insurance Company Ltd.?

The latest trailing twelve month revenue of HDFC Life Insurance Company Ltd. is ₹ 99,882.60 Cr, reflecting a 1-year growth of 2.67% and a 3-year CAGR of 11.71%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of HDFC Life Insurance Company Ltd.?

The latest trailing twelve month net profit (PAT) of HDFC Life Insurance Company Ltd. is ₹ 1,912.32 Cr, with a 3-year earnings CAGR of 11.42%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of HDFC Life Insurance Company Ltd.?

The trailing twelve month EBITDA of HDFC Life Insurance Company Ltd. is approximately ₹ 1,989.82 Cr (based on an operating margin of 1.99%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of HDFC Life Insurance Company Ltd.?

The trailing twelve month Earnings Per Share (EPS) of HDFC Life Insurance Company Ltd. is 8.87. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of HDFC Life Insurance Company Ltd.?

The debt-to-equity ratio of HDFC Life Insurance Company Ltd. stands at 0.17. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of HDFC Life Insurance Company Ltd.?

The estimated book value per share of HDFC Life Insurance Company Ltd. is 81.26 (derived from a P/B ratio of 6.99 and market price of ₹ 568.15), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of HDFC Life Insurance Company Ltd.?

The trailing twelve month operating cash flow of HDFC Life Insurance Company Ltd. is ₹ 21,942.30 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does HDFC Life Insurance Company Ltd. report consolidated or standalone financials?

HDFC Life Insurance Company Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.