HUDCO

Housing & Urban Development Corporation Ltd.

NSE: HUDCO

BSE: 540530

Sector: Financial Services

Industry Group: Finance

Industry: Financial Institution

213.14+6.3 (+3.05%)

3 Jul, 12:59 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

27.7 / 100

Value Score

84.6 / 100

Price Momentum Score

57.7 / 100

QVM Score

60.6 / 100

Key Metrics

Market Cap

41405.30

P/E (TTM)

10.26

P/B

2.02

P/S (TTM)

3.15

EV/EBITDA

14.29

CAPE (5Y)

16.86

ROE (TTM)

20.96

ROCE (TTM)

8.81

ROA (TTM)

2.73

Avg 3Y ROE

16.61

Earnings 3Y CAGR

33.34

Sales 3Y CAGR

23.10

Sales 5Y CAGR

12.70

Debt/Equity

6.90

Consensus TP

275.00

Strong Buy %

Promoter Holding

75.00

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Housing & Urban Development Corporation Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

High and improving ROE

The company reported strong ROE of 20.96% for 12-month ended 31 Mar 2026 and ROE improved by 528 bps from 1 year ago

What is ROE (FY)?

High and stable operating margin

The company reported strong operating margin of 96.75% for 12-month ended 31 Mar 2026 and operating margin improved marginally by 36 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 27.53% for 12-month ended 31 Mar 2026 and the growth was 18.76 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 8.77

Value 27.53

-99.062327.72

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 48.9% for 12-month ended 31 Mar 2026 and the growth was 41.79 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 9 financial years

What is Dividend streak?

Negative

High and increasing Debt to Equity

The company has high Debt to Equity of 6.9 as on 31 Mar 2026 and Debt to Equity increased by 0.93 in the last 1 year

What is Debt to Equity?

Neutral

Stock appears to be reasonably valued

PB of 2.02 indicates that the stock is reasonably valued on a standalone basis. Discount to industry median P/B is modest at -8.18%

What is P/B Ratio?

Median: 2.2

Value 2.02

1.076.07

Moderate dividend yield

The company has a moderate dividend yield of 2.71%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for Housing & Urban Development Corporation Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Housing & Urban Development Corporation Ltd. Shareholding Pattern

Quarterly breakdown of Housing & Urban Development Corporation Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	89.81	89.81	89.81	89.81	89.81	89.81	81.81	81.81	81.81	81.81	81.81	81.81	81.81	81.81	81.81	75.17	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00
Indian Promoter	89.81	89.81	89.81	89.81	89.81	89.81	81.81	81.81	81.81	81.81	81.81	81.81	81.81	81.81	81.81	75.17	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	2.90	2.64	2.54	2.49	2.39	2.28	8.88	8.43	8.17	8.03	7.84	7.42	7.59	7.49	7.80	13.00	13.29	14.34	11.36	11.83	12.15	12.22	12.86	13.43	13.25
Mutual Funds / UTI	0.71	0.56	0.56	0.56	0.56	0.52	1.92	1.85	1.75	1.61	1.40	1.18	1.18	1.14	1.19	2.71	2.28	3.00	0.77	1.83	1.63	2.21	2.39	3.00	2.51
FI/Bank/Insurance	2.05	2.04	1.95	1.83	1.73	1.63	6.74	6.42	6.21	6.20	6.20	6.12	6.11	6.03	5.96	9.08	9.05	8.63	8.23	7.84	8.00	8.05	8.52	8.46	8.47
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.14	0.04	0.03	0.10	0.10	0.13	0.21	0.17	0.21	0.22	0.24	0.12	0.30	0.32	0.65	1.20	1.91	2.70	2.32	2.08	2.46	1.96	1.94	1.97	2.22
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.06	0.01	0.05	0.07	0.06	0.00	0.01	0.00	0.05
Non-Institution	7.29	7.55	7.65	7.70	7.81	7.91	9.32	9.76	10.02	10.17	10.34	10.77	10.61	10.70	10.40	11.83	11.71	10.66	13.63	13.17	12.85	12.78	12.14	11.57	11.74
Bodies Corporate	0.50	0.48	0.35	0.36	0.44	0.40	0.43	0.44	0.43	0.45	0.49	0.68	0.58	0.64	1.25	1.61	1.08	0.79	0.58	0.62	0.69	0.71	0.60	0.53	0.57
Others (incl. Retail) No. of shareholders	6.79 2,69,687	7.07 2,72,194	7.30 2,77,142	7.34 2,76,282	7.37 2,80,570	7.51 2,87,533	8.89 3,11,423	9.32 3,16,195	9.59 3,26,315	9.72 3,26,306	9.85 3,27,439	10.09 3,25,552	10.03 3,29,748	10.06 3,38,822	9.15 3,36,883	10.22 3,88,669	10.63 5,51,429	9.87 6,38,025	13.05 9,24,214	12.55 9,17,117	12.16 9,30,714	12.07 8,77,704	11.54 8,41,497	11.04 8,01,192	11.17 7,88,914

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Midcap 100	0.31%	98 / 100
2	Nifty Div Opps 50	0.26%	50 / 50
3	Nifty Midcap 150	0.25%	129 / 149
4	NIFTY Large Midcap 250	0.13%	215 / 250
5	Nifty Total Market	0.05%	296 / 749
6	Nifty 500	0.05%	287 / 499

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Housing & Urban Development Corporation Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
GRAVITON RESEARCH CAPITAL LLP	01 Feb 2024	buy	₹ 185.92	1.39 cr	₹ 258.20 cr
GRAVITON RESEARCH CAPITAL LLP	01 Feb 2024	sell	₹ 185.92	1.39 cr	₹ 258.20 cr
HRTI PRIVATE LIMITED	01 Feb 2024	buy	₹ 184.87	1.08 cr	₹ 199.55 cr
HRTI PRIVATE LIMITED	01 Feb 2024	sell	₹ 184.38	1.13 cr	₹ 208.54 cr
GRAVITON RESEARCH CAPITAL LLP	19 Jan 2024	buy	₹ 153.42	1.25 cr	₹ 192.27 cr
GRAVITON RESEARCH CAPITAL LLP	19 Jan 2024	sell	₹ 153.43	1.25 cr	₹ 192.29 cr
GRAVITON RESEARCH CAPITAL LLP	28 Dec 2023	buy	₹ 126.03	1.76 cr	₹ 221.62 cr
GRAVITON RESEARCH CAPITAL LLP	28 Dec 2023	sell	₹ 126.23	1.76 cr	₹ 221.98 cr
GRAVITON RESEARCH CAPITAL LLP	14 Dec 2023	buy	₹ 109.61	1.34 cr	₹ 146.78 cr
GRAVITON RESEARCH CAPITAL LLP	14 Dec 2023	sell	₹ 109.68	1.34 cr	₹ 146.88 cr

Corporate Actions

History of Housing & Urban Development Corporation Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1.25/share
Record date: 28th Mar 2026Ex-date: 27th Mar 2026
Announced on: 23rd Mar 2026
Dividend₹ 1.15/share
Record date: 7th Feb 2026Ex-date: 6th Feb 2026
Announced on: 22nd Jan 2026
Dividend₹ 1/share
Record date: 19th Nov 2025Ex-date: 19th Nov 2025
Announced on: 3rd Nov 2025
Dividend₹ 1.05/share
Record date: 9th Sep 2025Ex-date: 8th Sep 2025
Announced on: 7th May 2025
Dividend₹ 1.15/share
Record date: 14th Aug 2025Ex-date: 14th Aug 2025
Announced on: 29th Jul 2025

Company Profile

Overview of Housing & Urban Development Corporation Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Housing and Urban Development Corporation Limited is an India-based techno-financing company, which is primarily engaged in the business of financing for housing and urban development activities. It provides loans/finance for housing/ infrastructure projects and all other activities. The housing fin...

Key personnel

Shri. Vikas Goyal

Compliance Officer and Company Secretary

Shri. Shailesh Prakash Tripathi

Senior Executive Director

Shri. Sanjay KulshresthaD

Chairman of the Board, Managing Director

Shri. Daljeet Singh KhatriD

Chief Financial Officer, Director (Finance), Executive Director

Shri. Muniappa NagarajD

Director - (Corporate Planning)

Shri. Sanjeet Kumar BhagatD

Part-Time Official (Government Nominee) Director

Sh. Baldeo PurusharthaD

Government Nominee Director

Dr. Ravindra Kumar RayD

Non-Official (Independent) Director

View all

Incorporated on

25 Apr 1970

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

19 May 2017

Free Float

50,04,75,000

Website

https://www.hudco.org/

Phone no.

+911124649610

Address

HUDCO BHAWAN INDIA HABITAT CENTER, LODHI ROAD, , 110003, India

Frequently Asked Questions

What is the current share price of Housing & Urban Development Corporation Ltd.?

The current share price of Housing & Urban Development Corporation Ltd. is ₹ 213.14 as of 3 Jul 2026.

What is the market capitalisation of Housing & Urban Development Corporation Ltd.?

The market capitalisation of Housing & Urban Development Corporation Ltd. stands at ₹ 41,405.30 Cr.

What is the PE ratio of Housing & Urban Development Corporation Ltd.?

The Price-to-Earnings (PE) ratio of Housing & Urban Development Corporation Ltd. is 10.26 as of the latest trailing twelve months data.

What is the ROE and ROCE of Housing & Urban Development Corporation Ltd.?

Housing & Urban Development Corporation Ltd. has a Return on Equity (ROE) of 20.96% and a Return on Capital Employed (ROCE) of 8.81% as per the latest financial reports.

What is the 52-week high and low of Housing & Urban Development Corporation Ltd.?

The 52-week high of Housing & Urban Development Corporation Ltd. is - and the 52-week low is -.

What is the dividend yield of Housing & Urban Development Corporation Ltd.?

The dividend yield of Housing & Urban Development Corporation Ltd. is 2.71% based on the current market price.

What is the FII and DII holding in Housing & Urban Development Corporation Ltd.?

Foreign Institutional Investors (FII) hold 2.22%, Domestic Institutional Investors (DII) hold 10.98% and retail/public investors hold 11.17% of Housing & Urban Development Corporation Ltd. shares.

What sector does Housing & Urban Development Corporation Ltd. belong to?

Housing & Urban Development Corporation Ltd. operates in the Financial Services sector.

What is the beta of Housing & Urban Development Corporation Ltd.?

The beta of Housing & Urban Development Corporation Ltd. is 1.34, indicating its price volatility relative to the broader market. Over the past 1 year, Housing & Urban Development Corporation Ltd. has delivered an absolute return of -11.42%.

What is the RSI of Housing & Urban Development Corporation Ltd.?

The 14-day Relative Strength Index (RSI) of Housing & Urban Development Corporation Ltd. is 48.52, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Housing & Urban Development Corporation Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Housing & Urban Development Corporation Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Holdings and Presence

Corporate Actions