	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	12,982	16,599	19,769	22,646	25,297	26,104	27,900	32,804	40,170	46,504	54,240	70,523	85,408	97,304	1,06,190
Non-Interest Revenue	27,843	28,041	29,040	35,157	42,201	52,655	57,035	58,973	65,074	72,228	61,556	65,109	76,180	1,06,315	77,624
Total Revenue	40,825	44,641	48,809	57,803	67,498	78,759	84,936	91,777	1,05,244	1,18,731	1,15,796	1,35,633	1,61,587	2,03,619	1,83,814
Total Operating Expenses	30,785	32,087	33,253	39,043	52,497	63,631	71,620	84,196	81,842	88,143	80,167	87,907	1,00,581	1,31,546	1,06,757
Operating Profit	10,039	12,554	15,556	18,760	15,001	15,128	13,316	7,581	23,403	30,589	35,629	47,726	61,007	72,073	77,057
Operating Margin	24.6	28.1	31.9	32.5	22.2	19.2	15.7	8.3	22.2	25.8	30.8	35.2	37.8	35.4	41.9
Profit before Taxes	10,687	13,617	16,282	18,334	14,304	13,809	10,978	7,408	18,589	26,028	34,241	46,256	60,434	72,854	77,057
Income Taxes	2,749	3,487	4,604	5,392	3,378	2,469	1,879	1,719	6,150	5,664	8,457	11,793	15,428	18,435	19,384
Profit after Tax	7,643	9,604	11,041	12,247	10,180	10,188	7,712	4,254	9,566	18,384	25,110	34,037	44,256	51,029	54,208
PAT Margin	18.7	21.5	22.6	21.2	15.1	12.9	9.1	4.6	9.1	15.5	21.7	25.1	27.4	25.1	29.5
EPS - Basic - ex Extraordinary Items	12.06	15.14	17.39	19.24	15.94	15.92	12.02	6.61	16.69	27.26	36.21	48.86	63.19	72.41	75.89
EPS - Diluted - ex Extraordinary Items	12.01	15.06	17.30	19.04	15.83	15.84	11.90	6.61	16.41	26.87	35.49	47.91	62.05	71.20	74.77
EBIT	10,039	12,554	15,556	18,760	15,001	15,128	13,316	7,581	23,403	30,589	35,629	47,726	61,007	72,073	77,057
EBITDA	10,794	13,285	16,398	19,670	15,958	16,173	14,355	8,627	24,772	32,060	37,108	49,371	63,003	74,764	80,180
EBITDA Margin	26.4	29.8	33.6	34.0	23.6	20.5	16.9	9.4	23.5	27.0	32.0	36.4	39.0	36.7	43.6

Balance Sheet

Abridged

Understanding Balance Sheet

ICICI Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	2013 Mar 31	R 2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	41,156	49,371	41,790	49,820	48,906	42,806	53,709	54,791	49,585	1,02,572	1,17,486	1,13,430	1,32,782	1,96,719	2,64,981
Lending & LT Balance with Banks	1,214	1,226	12,619	5,320	19,333	39,983	39,100	36,886	82,610	48,820	70,410	30,093	40,334	31,144	-
Property Plant & Equipment - Net	5,432	5,473	5,507	5,871	8,713	9,338	9,465	9,660	10,409	10,809	10,605	10,969	13,240	15,812	17,420
Total Assets	6,19,287	6,74,822	7,47,762	8,26,079	9,18,756	9,85,725	11,24,281	12,38,794	13,77,292	15,73,812	17,52,637	19,58,490	23,64,063	26,42,241	29,14,498
Deposits - Total	2,81,950	3,14,771	3,59,513	3,85,955	4,51,077	5,12,587	5,85,796	6,81,317	8,00,784	9,59,940	10,91,366	12,10,832	14,43,580	16,41,637	18,30,020
Long Term Debt	1,61,297	1,72,888	1,82,510	2,09,785	2,19,507	1,87,080	2,28,112	2,08,415	2,10,615	1,39,681	1,52,567	1,79,260	1,90,132	1,96,261	2,20,264
Total Liabilities	5,56,583	6,04,354	6,69,322	7,38,869	8,21,290	8,76,227	10,07,643	11,17,960	12,47,537	14,06,636	15,64,604	17,37,306	20,94,031	23,13,499	25,34,927
Total Shareholders' Equity	61,276	68,762	76,430	84,705	94,111	1,04,632	1,10,630	1,14,253	1,22,960	1,57,588	1,82,052	2,14,498	2,56,144	3,13,906	3,63,060
Minority Interest	1,428	1,706	2,011	2,506	3,356	4,865	6,008	6,581	6,795	9,588	5,981	6,687	13,888	14,837	16,511
Total Equity	62,704	70,468	78,441	87,210	97,466	1,09,497	1,16,638	1,20,834	1,29,755	1,67,176	1,88,033	2,21,185	2,70,032	3,28,743	3,79,571
Total Liabilities & Equity	6,19,287	6,74,822	7,47,762	8,26,079	9,18,756	9,85,725	11,24,281	12,38,794	13,77,292	15,73,812	17,52,637	19,58,490	23,64,063	26,42,241	29,14,498

Cash Flow

Abridged

Understanding Cash Flow Statement

ICICI Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	10,618	12,447	14,406	17,381	16,546	17,722	20,079	18,781	31,300	36,025	40,594	45,318	53,649	58,788	67,382
Working Capital - Increase/(Decrease)	-17,431	5,047	-7,642	-29,654	7,099	34,914	-696	29,890	48,265	1,01,990	17,517	-49,089	1,03,635	64,018	-56
Net CF from Operating Activities	-6,814	17,494	6,765	-12,273	23,645	52,636	19,383	48,671	79,565	1,38,015	58,111	-3,771	1,57,284	1,22,805	67,325
Capital Expenditures - Net	587	555	632	1,208	778	1,301	1,016	1,101	1,848	1,676	1,743	2,180	3,609	4,705	3,547
Net CF from Investing Activities	-21,263	-19,148	-16,668	-12,932	-11,819	-1,606	-50,573	-30,147	-42,308	-62,987	-39,321	-68,005	-1,45,931	-77,288	-13,014
Dividends Paid - Cash - Total	1,901	2,219	2,704	3,084	3,452	3,423	1,716	1,169	886	-	1,385	3,479	5,599	7,041	7,853
Stock - Issuance/(Retirement) - Net	59	45	76	348	282	177	394	349	549	15,460	798	942	1,171	1,438	1,361
Debt - LT & ST - Issuance/(Retirement) - Total	31,282	11,458	10,500	27,564	8,984	-32,224	40,998	-19,177	3,329	-70,127	18,038	27,328	18,192	11,193	1,832
Net Cash Flow from Financing Activities	29,439	9,283	7,872	24,827	5,814	-35,470	39,676	-19,997	2,992	-54,667	17,451	24,791	13,765	5,589	-4,661
Free Cash Flow to Equity	23,880	28,397	16,633	14,083	31,851	19,111	59,366	28,393	81,046	66,212	74,407	21,377	1,71,868	1,29,293	65,610
Free Operating CF net dividend	-9,321	14,650	3,223	-16,602	19,344	47,896	16,625	46,354	76,805	1,36,327	54,866	-9,718	1,48,007	1,10,994	55,742
Free Operating CF	-7,419	16,869	5,927	-13,518	22,797	51,319	18,341	47,523	77,691	1,36,327	56,251	-6,239	1,53,606	1,18,035	63,595

Business Segment Analysis

FY End:

Mar 25

ICICI Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Retail Banking (51.2%)₹ 2,706.26 CrWholesale Banking (22.3%)₹ 1,177.93 CrOther (7.7%)₹ 405.78 CrLife insurance (5.3%)₹ 280.85 CrGeneral Insurance (5.0%)₹ 263.17 CrOther Banking Operations (4.6%)₹ 244.95 CrTreasury (3.9%)₹ 205.49 CrIntersegment Eliminations (0.0%)₹ 0.00 Cr

Revenue / Sales

Retail Banking (32.1%)₹ 1,56,184.68 CrTreasury (27.8%)₹ 1,35,042.31 CrWholesale Banking (17.0%)₹ 82,436.21 CrLife insurance (12.4%)₹ 60,224.24 CrGeneral Insurance (5.3%)₹ 25,651.09 CrOther (3.9%)₹ 18,832.65 CrOther Banking Operations (1.5%)₹ 7,508.32 Cr

Assets

Retail Banking (29.8%)₹ 7,92,930.19 CrTreasury (27.2%)₹ 7,22,733.26 CrWholesale Banking (20.6%)₹ 5,48,269.82 CrLife insurance (11.8%)₹ 3,14,088.54 CrOther (3.9%)₹ 1,02,968.20 CrOther Banking Operations (3.9%)₹ 1,02,559.47 CrGeneral Insurance (2.6%)₹ 68,561.74 CrUnallocated (0.2%)₹ 5,533.91 Cr

Operating Income

Retail Banking (27.6%)₹ 21,621.04 CrWholesale Banking (27.6%)₹ 21,564.63 CrTreasury (24.0%)₹ 18,750.32 CrOther (9.5%)₹ 7,423.08 CrGeneral Insurance (4.2%)₹ 3,321.29 CrIntersegment Eliminations (3.3%)₹ -2,614.43 CrOther Banking Operations (1.9%)₹ 1,451.19 CrLife insurance (1.7%)₹ 1,336.43 CrUnallocated (0.2%)₹ 150.66 Cr

Regional Segment Analysis

FY End:

Mar 25

ICICI Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

Domestic Operations (97.4%)₹ 2,86,992.58 CrForeign Operations (2.6%)₹ 7,745.02 Cr

Assets

Domestic Operations (94.7%)₹ 24,97,601.42 CrForeign Operations (5.3%)₹ 1,39,106.08 Cr

Historical Segment Analysis

Track how ICICI Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Retail Banking	172	1,347	322	443	577	611	647	655	739	544	995	923	990	1,168	1,998	2,706
Wholesale Banking	64	775	46	119	63	111	94	62	130	197	301	475	445	525	781	1,178
Other	87	29	27	87	30	36	35	33	46	97	62	75	94	188	367	406
Life insurance	23	31	105	32	80	223	54	432	243	125	61	40	73	136	313	281
General Insurance	19	289	77	38	35	201	46	63	48	116	306	77	-	-	-	263
Other Banking Operations	10	16	32	15	19	15	17	8	9	25	88	40	35	46	60	245
Treasury	0	21	1	1	2	2	1	2	2	0	0	87	62	61	139	205
Intersegment Eliminations	-19	0	0	-19	0	0	0	0	0	0	0	0	0	0	0	0
Venture Fund Management	11	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Frequently Asked Questions

What is the revenue of ICICI Bank Ltd.?

The latest trailing twelve month revenue of ICICI Bank Ltd. is ₹ 2,23,090.00 Cr, reflecting a 1-year growth of 9.37% and a 3-year CAGR of 18.02%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of ICICI Bank Ltd.?

The latest trailing twelve month net profit (PAT) of ICICI Bank Ltd. is ₹ 54,207.70 Cr, with a 3-year earnings CAGR of 16.00%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of ICICI Bank Ltd.?

The trailing twelve month EBITDA of ICICI Bank Ltd. is approximately ₹ 77,057.30 Cr (based on an operating margin of 34.54%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of ICICI Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of ICICI Bank Ltd. is 74.77. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of ICICI Bank Ltd.?

The debt-to-equity ratio of ICICI Bank Ltd. stands at 0.61. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of ICICI Bank Ltd.?

The estimated book value per share of ICICI Bank Ltd. is 510.23 (derived from a P/B ratio of 2.77 and market price of ₹ 1,411.40), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of ICICI Bank Ltd.?

The trailing twelve month operating cash flow of ICICI Bank Ltd. is ₹ 67,325.40 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does ICICI Bank Ltd. report consolidated or standalone financials?

ICICI Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.