statements

ICICI Prudential Life Insurance Company Ltd.

NSE: ICICIPRULI

BSE: 540133

Sector: Financial Services

Industry Group: Insurance

Industry: Life Insurance

485.25-10.7 (-2.16%)

3 Jul, 3:30 PM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

ICICI Prudential Life Insurance Company Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M AR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Net Premiums Earned	13,928	13,417	12,283	15,160	18,999	22,155	26,811	30,578	32,879	34,973	36,321	38,560	41,760	47,259	51,336
Net Investment Income	2,236	2,799	3,169	3,540	3,817	4,193	4,813	5,244	6,077	6,723	7,884	8,728	10,202	11,081	11,484
Total Revenue	13,979	20,000	21,501	34,419	20,796	37,831	38,839	41,478	21,063	83,236	62,398	49,530	89,855	70,997	63,702
Insurance Claims/Reserves - Total	10,161	15,886	17,892	30,216	15,943	32,495	32,728	35,262	14,320	76,965	55,143	40,821	80,645	59,754	51,223
Underwriting Expenses	605	765	627	553	620	759	1,403	1,551	1,586	1,500	1,673	1,864	3,722	4,859	5,181
Total Operating Expenses	12,772	18,697	20,461	32,778	18,837	36,075	36,771	40,096	19,450	81,855	61,205	47,970	89,204	69,347	61,276
Operating Profit	1,206	1,302	1,040	1,641	1,959	1,756	2,068	1,382	1,614	1,381	1,192	1,559	652	1,650	2,425
Operating Margin	8.6	6.5	4.8	4.8	9.4	4.6	5.3	3.3	7.7	1.7	1.9	3.1	0.7	2.3	3.8
Profit before Taxes	1,459	1,591	1,227	1,642	1,842	1,863	1,839	1,274	1,198	1,219	961	1,085	1,028	1,582	1,559
Income Taxes	73	76	10	1	192	182	220	136	131	263	202	271	178	396	-49
Profit after Tax	1,386	1,515	1,217	1,640	1,650	1,682	1,619	1,139	1,067	956	759	813	851	1,186	1,608
PAT Margin	9.9	7.6	5.7	4.8	7.9	4.4	4.2	2.7	5.1	1.1	1.2	1.6	0.9	1.7	2.5
EPS - Basic - ex Extraordinary Items	9.70	10.61	8.52	11.47	11.52	11.72	11.28	7.93	7.43	6.66	5.28	5.66	5.91	8.21	11.11
EPS - Diluted - ex Extraordinary Items	9.67	10.58	10.90	11.45	11.51	11.72	11.28	7.93	7.42	6.65	5.26	5.65	5.89	8.16	11.05
EBIT	1,206	1,302	1,040	1,641	1,959	1,756	2,068	1,382	1,614	1,381	1,192	1,559	652	1,650	2,425
EBITDA	1,262	1,344	1,040	1,681	2,005	1,814	2,112	1,438	1,674	1,441	1,259	1,643	765	1,784	2,571
EBITDA Margin	9.0	6.7	4.8	4.9	9.6	4.8	5.4	3.5	7.9	1.7	2.0	3.3	0.9	2.5	4.0

Balance Sheet

Abridged

Understanding Balance Sheet

ICICI Prudential Life Insurance Company Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	AR	PR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Total Receivables	195	361	-	391	224	850	497	593	714	1,135	1,452	1,628	1,756	2,071	1,435
Property Plant & Equipment - Net	169	156	202	194	196	192	403	461	462	428	442	527	633	747	611
Total Assets	73,455	76,101	81,490	1,01,215	1,04,765	1,24,741	1,41,819	1,63,086	1,56,031	2,17,220	2,44,437	2,55,851	2,99,001	3,14,239	3,19,735
Insurance Reserves - Total	9,173	11,903	-	19,192	21,962	28,291	34,332	41,473	48,337	64,556	78,373	94,729	1,16,500	1,32,481	1,44,517
Long Term Debt	-	-	-	-	-	-	-	-	-	1,200	1,200	1,200	1,200	2,600	2,595
Total Liabilities	68,642	71,260	76,694	95,951	99,442	1,18,335	1,34,937	1,56,044	1,48,818	2,08,111	2,35,279	2,45,762	2,87,996	3,02,305	3,06,104
Total Shareholders' Equity	4,814	4,841	4,796	5,264	5,323	6,406	6,882	7,042	7,212	9,109	9,158	10,090	11,005	11,934	13,631
Total Equity	4,814	4,841	4,796	5,264	5,323	6,406	6,882	7,042	7,212	9,109	9,158	10,090	11,005	11,934	13,631
Total Liabilities & Equity	73,455	76,101	81,490	1,01,215	1,04,765	1,24,741	1,41,819	1,63,086	1,56,031	2,17,220	2,44,437	2,55,851	2,99,001	3,14,239	3,19,735

Cash Flow

Abridged

Understanding Cash Flow Statement

ICICI Prudential Life Insurance Company Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	C 2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M AR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Cash Receipts - Business Activities	17,011	16,419	14,654	17,837	21,515	25,455	30,062	34,137	36,698	39,492	41,711	43,579	46,788	50,154	54,324
Cash Payments - Business Activities	5,539	5,749	4,932	5,008	5,260	6,108	7,021	7,971	8,541	8,399	8,975	10,207	12,510	11,414	10,921
Net CF from Operating Activities	4,784	224	-18,755	4,270	7,866	8,508	10,749	16,938	14,822	14,571	9,943	9,139	3,167	2,132	6,303
Capital Expenditures - Net	37	33	4	53	51	51	68	107	64	35	95	191	235	257	122
Net CF from Investing Activities	-2,769	-1,301	2,603	-5,568	-4,205	-5,074	-10,448	-13,120	-17,023	-12,341	-9,010	-10,277	-3,144	-4,839	-4,405
Dividends Paid - Cash - Total	314	443	935	836	1,203	853	990	703	337	0	287	79	86	-	-
Stock - Issuance/(Retirement) - Net	4	1	0	21	5	33	4	4	1	5	50	49	81	191	151
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	-	-	-	-	1,200	-	-	-	1,400	-4
Net Cash Flow from Financing Activities	-362	-514	-1,093	-966	-1,442	-994	-1,188	-843	-405	1,205	-237	-30	-6	1,591	147
Free Cash Flow to Equity	4,747	191	-18,758	4,217	7,815	8,457	10,682	16,831	14,758	15,736	9,848	8,948	2,932	3,274	6,177
Free Operating CF net dividend	4,432	-254	-19,768	3,376	6,610	7,601	9,689	16,123	14,418	14,486	9,467	8,867	2,844	1,873	6,180
Free Operating CF	4,747	189	-18,833	4,213	7,813	8,454	10,680	16,826	14,756	14,486	9,754	8,946	2,930	1,873	6,180

Business Segment Analysis

FY End:

Mar 26

ICICI Prudential Life Insurance Company Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Non Par Life (35.8%)₹ 22,800.11 CrLinked Life (31.7%)₹ 20,222.88 CrPar Life (13.3%)₹ 8,499.58 CrLinked Group Life (7.1%)₹ 4,539.90 CrAnnuity Non Par (6.0%)₹ 3,835.38 CrShareholders (2.1%)₹ 1,314.71 CrNon Par Pension (1.5%)₹ 925.28 CrLinked Group Pension (1.1%)₹ 689.72 CrPar Pension (0.9%)₹ 575.81 CrLinked Pension (0.4%)₹ 285.12 CrHealth (0.1%)₹ 37.57 CrLinked Health (0.0%)₹ 22.36 CrNon Par Variable Pension (0.0%)₹ 4.88 CrNon Par Variable (0.0%)₹ 0.42 Cr

Operating Income

Linked Life (34.8%)₹ 1,485.10 CrPar Life (19.8%)₹ 844.78 CrShareholders (18.4%)₹ 784.05 CrNon Par Life (18.0%)₹ -766.65 CrAnnuity Non Par (5.0%)₹ -211.93 CrLinked Pension (1.6%)₹ 70.16 CrHealth (0.7%)₹ 30.60 CrLinked Health (0.7%)₹ 29.28 CrPar Pension (0.5%)₹ -20.08 CrLinked Group Pension (0.3%)₹ 12.98 CrNon Par Pension (0.2%)₹ 9.18 CrLinked Group Life (0.1%)₹ -2.21 CrNon Par Variable (0.0%)₹ -0.58 CrNon Par Variable Pension (0.0%)₹ 0.10 Cr

Regional Segment Analysis

ICICI Prudential Life Insurance Company Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for ICICI Prudential Life Insurance Company Ltd.

Historical Segment Analysis

Track how ICICI Prudential Life Insurance Company Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for ICICI Prudential Life Insurance Company Ltd..

Frequently Asked Questions

What is the revenue of ICICI Prudential Life Insurance Company Ltd.?

The latest trailing twelve month revenue of ICICI Prudential Life Insurance Company Ltd. is ₹ 63,515.50 Cr, reflecting a 1-year growth of -10.54% and a 3-year CAGR of 8.64%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of ICICI Prudential Life Insurance Company Ltd.?

The latest trailing twelve month net profit (PAT) of ICICI Prudential Life Insurance Company Ltd. is ₹ 1,607.89 Cr, with a 3-year earnings CAGR of 24.65%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of ICICI Prudential Life Insurance Company Ltd.?

The trailing twelve month EBITDA of ICICI Prudential Life Insurance Company Ltd. is approximately ₹ 2,046.17 Cr (based on an operating margin of 3.22%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of ICICI Prudential Life Insurance Company Ltd.?

The trailing twelve month Earnings Per Share (EPS) of ICICI Prudential Life Insurance Company Ltd. is 10.94. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of ICICI Prudential Life Insurance Company Ltd.?

The debt-to-equity ratio of ICICI Prudential Life Insurance Company Ltd. stands at 0.19. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of ICICI Prudential Life Insurance Company Ltd.?

The estimated book value per share of ICICI Prudential Life Insurance Company Ltd. is 91.93 (derived from a P/B ratio of 5.28 and market price of ₹ 485.25), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of ICICI Prudential Life Insurance Company Ltd.?

The trailing twelve month operating cash flow of ICICI Prudential Life Insurance Company Ltd. is ₹ 6,302.90 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does ICICI Prudential Life Insurance Company Ltd. report consolidated or standalone financials?

ICICI Prudential Life Insurance Company Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.