IFINSEC

India Finsec Ltd.

BSE: 535667

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

227.00-1.0 (-0.44%)

13 Aug, 2:29 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

12.3 / 100

Value Score

67.1 / 100

Price Momentum Score

49.4 / 100

QVM Score

31.7 / 100

Key Metrics

Market Cap

665.58

P/E (TTM)

40.43

P/B

0.05

P/S (TTM)

7.03

EV/EBITDA

469.55

CAPE (5Y)

40.61

ROE (TTM)

0.24

ROCE (TTM)

0.21

ROA (TTM)

0.05

Avg 3Y ROE

8.33

Earnings 3Y CAGR

97.40

Sales 3Y CAGR

22.68

Sales 5Y CAGR

38.20

Debt/Equity

3.10

Consensus TP

Strong Buy %

Promoter Holding

55.98

Pledged %

84.16

Stock Analysis

Fundamental analysis overview of India Finsec Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.05 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -95.41%

What is P/B Ratio?

Median: 1.09

Value 0.05

057.14

High and improving operating margin

The company reported strong operating margin of 74.66% for 12-month ended 30 Jun 2026 and operating margin improved by 532 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 29.43% for 12-month ended 30 Jun 2026 and the growth was 13.52 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 15.91

Value 29.43

-2151.921464.26

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 86.56% for 12-month ended 30 Jun 2026 and the growth was 75.1 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Low and declining ROE

The company reported low ROE of 0.24% for 12-month ended 30 Jun 2026 and ROE declined by -1267 bps from 1 year ago

What is ROE (FY)?

High and increasing Debt to Equity

The company has high Debt to Equity of 3.1 as on 30 Jun 2026 and Debt to Equity increased by 1.36 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Not enough talking points with neutral stance

Financial Snapshot

See detailed analysis

Multi-year trends for India Finsec Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

India Finsec Ltd. Shareholding Pattern

Quarterly breakdown of India Finsec Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	42.82	42.82	47.82	47.82	47.82	47.82	47.82	50.77	50.91	50.91	53.95	53.95	55.51	55.51	60.35	60.47	60.47	60.47	60.47	60.47	55.94	55.94	55.94	55.94	55.98	55.98
Indian Promoter	42.82	42.82	47.82	47.82	47.82	47.82	47.82	50.77	50.91	50.91	53.95	53.95	55.51	55.51	60.35	60.47	60.47	60.47	60.47	60.47	55.94	55.94	55.94	55.94	55.98	55.98
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	57.18	57.18	52.18	52.18	52.18	52.18	52.18	49.23	49.09	49.09	46.05	46.05	44.49	44.49	39.65	39.53	39.53	39.53	39.53	39.53	44.06	44.06	44.06	44.06	44.02	44.02
Bodies Corporate	18.39	18.39	1.18	1.18	13.39	13.39	16.22	2.25	1.56	2.30	15.74	15.86	13.72	13.86	9.02	8.98	9.00	8.96	8.94	8.85	16.60	16.66	16.67	16.68	16.61	16.66
Others (incl. Retail) No. of shareholders	38.79 339	38.79 340	51.00 363	51.00 370	38.79 372	38.79 420	35.96 421	46.98 553	47.53 814	46.79 803	30.31 857	30.19 780	30.77 776	30.63 773	30.63 797	30.55 793	30.53 759	30.57 811	30.59 842	30.68 877	27.46 867	27.40 844	27.39 821	27.38 815	27.41 807	27.36 804

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in India Finsec Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Nidhi Bansal Promoter Group	February-2026	Market Purchase (Acquisition) 2nd Feb 2026	1.71 %	₹ 1,082.47	10.86 k	₹ 1.18 cr
Gopal Bansal Promoter & Director	December-2023	Market Purchase (Acquisition) 2nd Dec 2023	16.10 %	₹ 47.35	28.40 k	₹ 13.45 lac
Ganga Devi Bansal Promoter Group	September-2023	Market Purchase (Acquisition) 8th Sep 2023	2.13 %	₹ 28.44	12.07 lac	₹ 3.43 cr
Ganga Devi Bansal Promoter Group	February-2023	Market Purchase (Acquisition) 22nd Feb 2023	0.57 %	₹ 26.65	3.90 lac	₹ 1.04 cr
DAISY DISTRIBUTORS PRIVATE LIMITED Promoter Group	August-2022	Market Purchase (Acquisition) 12th Aug 2022	1.04 %	₹ 21.55	7.59 lac	₹ 1.64 cr
Daisy Distributors Private Limited Promoter Group	December-2021	Market Purchase (Acquisition) 16th Dec 2021	0.00 %	₹ 17.27	2.27 lac	₹ 39.12 lac
Ganga Devi Bansal Promoter Group	December-2021	Market Purchase (Acquisition) 16th Dec 2021	0.00 %	₹ 17.27	1.41 lac	₹ 24.35 lac
Sunita Bansal Promoter	December-2021	Market Purchase (Acquisition) 16th Dec 2021	3.71 %	₹ 17.27	3.70 lac	₹ 63.90 lac

No corporate action data available.

Company Profile

Overview of India Finsec Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

India Finsec Limited is an India-based non-banking financial company (NBFC). The Company is engaged primarily in the business of advancing loans and investing. The Company operates through its finance/lending segment. It is also engaged in the business of providing various financial services, such a...

Key personnel

Mr. Manoj Kumar Gupta

Chief Financial Officer

Ms. Prachi Bansal

Compliance Officer, Company Secretary

Mr. Gopal BansalD

Managing Director, Executive Director

Mr. Mukesh SharmaD

Non- Executive Non Independent Director

Mr. Devi Dass AgarwalD

Non-Executive Independent Director

Mrs. Purva MangalD

Additional Non-Executive Independent Director

Mrs. Purva MangalD

Additional Non-Executive Independent Director

Incorporated on

10 Aug 1994

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

11 Jun 2013

Free Float

47,61,012

Website

https://www.indiafinsec.in/

Phone no.

+911147096097

Address

D-16 Ist FLOOR, Above Icici Bank, Prashant Vihar, Sector-14 Rohini, NEW DELHI, 110085, India

Frequently Asked Questions

What is the current share price of India Finsec Ltd.?

The current share price of India Finsec Ltd. is ₹ 227.00 as of 13 Aug 2026.

What is the market capitalisation of India Finsec Ltd.?

The market capitalisation of India Finsec Ltd. stands at ₹ 665.58 Cr.

What is the PE ratio of India Finsec Ltd.?

The Price-to-Earnings (PE) ratio of India Finsec Ltd. is 40.43 as of the latest trailing twelve months data.

What is the ROE and ROCE of India Finsec Ltd.?

India Finsec Ltd. has a Return on Equity (ROE) of 0.24% and a Return on Capital Employed (ROCE) of 0.21% as per the latest financial reports.

What is the 52-week high and low of India Finsec Ltd.?

The 52-week high of India Finsec Ltd. is - and the 52-week low is -.

What is the dividend yield of India Finsec Ltd.?

The dividend yield of India Finsec Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in India Finsec Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 27.36% of India Finsec Ltd. shares.

What sector does India Finsec Ltd. belong to?

India Finsec Ltd. operates in the Financial Services sector.

What is the beta of India Finsec Ltd.?

The beta of India Finsec Ltd. is 0.70, indicating its price volatility relative to the broader market.

What is the RSI of India Finsec Ltd.?

The 14-day Relative Strength Index (RSI) of India Finsec Ltd. is 52.44, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

India Finsec Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

India Finsec Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile