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India Home Loan Ltd.

BSE: 530979

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

29.72-1.0 (-3.35%)

24 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

42.45

P/E (TTM)

440.31

P/B

1.02

P/S (TTM)

2.87

EV/EBITDA

10.96

CAPE (5Y)

ROE (TTM)

0.23

ROCE (TTM)

ROA (TTM)

Avg 3Y ROE

-2.38

Earnings 3Y CAGR

-45.80

Sales 3Y CAGR

-6.94

Sales 5Y CAGR

-13.66

Debt/Equity

1.05

Consensus TP

Strong Buy %

Promoter Holding

27.06

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of India Home Loan Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 1.02 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -40.35%

What is P/B Ratio?

Median: 1.71

Value 1.02

0.389.19

Consistently pays dividend

The company has not missed dividend payments once in the last 4 financial years

What is Dividend streak?

Negative

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Not enough talking points with neutral stance

Financial Snapshot

See detailed analysis

Multi-year trends for India Home Loan Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

India Home Loan Ltd. Shareholding Pattern

Quarterly breakdown of India Home Loan Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	38.58	38.58	38.58	38.58	38.58	35.54	35.71	35.71	35.92	36.21	36.21	36.29	36.38	36.38	36.55	36.55	36.55	37.92	38.97	38.97	38.99	39.07	26.66	26.76	26.92	27.06
Indian Promoter	38.58	38.58	38.58	38.58	38.58	35.54	35.71	35.71	35.92	36.21	36.21	36.29	36.38	36.38	36.55	36.55	36.55	37.92	38.97	38.97	38.99	39.07	26.66	26.76	26.92	27.06
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57	0.07	0.07	0.07	0.07
Mutual Funds / UTI	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07	0.07
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	24.50	0.00	0.00	0.00	0.00
Non-Institution	36.84	36.84	36.84	36.84	36.84	39.89	39.72	39.72	39.51	39.22	39.22	39.14	39.05	39.05	38.88	38.88	38.88	37.51	36.46	36.46	36.44	36.36	73.26	73.17	73.01	72.87
Bodies Corporate	0.57	0.57	0.54	0.54	0.52	0.49	0.50	0.52	0.44	0.44	0.29	0.26	0.24	0.24	0.25	0.83	0.50	0.26	0.40	0.42	0.42	0.40	0.47	0.32	0.32	0.31
Others (incl. Retail) No. of shareholders	36.27 1,988	36.27 2,027	36.30 2,045	36.30 2,020	36.32 1,983	39.40 2,015	39.22 2,218	39.20 2,405	39.07 2,709	38.78 2,660	38.93 2,610	38.88 2,805	38.81 2,690	38.81 2,706	38.63 2,930	38.05 3,204	38.38 3,466	37.25 3,617	36.06 3,648	36.04 3,790	36.02 3,803	35.96 3,792	72.79 3,742	72.85 3,783	72.69 3,776	72.56 3,755

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in India Home Loan Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Daksha Ashokbhai Patel Promoter Group	October-2025	Off Market (Disposal) 3rd Oct 2025	4.20 %	₹ 30.00	6.00 lac	₹ 1.80 cr
Ashok Shanabhai Patel Promoter	October-2025	Off Market (Disposal) 3rd Oct 2025	8.63 %	₹ 30.00	12.33 lac	₹ 3.70 cr
Mitesh Pujara Promoter & Director	September-2025	Market Purchase (Acquisition) 26th Sep 2025	5.46 %	₹ 41.43	25.00 k	₹ 10.36 lac
Bhavin Mahesh Pujara Promoter Group	September-2023	Market Purchase (Acquisition) 14th Sep 2023	4.73 %	₹ 26.06	25.00 k	₹ 6.51 lac
Mahesh Narshi Pujara Promoter & Director	March-2023	Market Purchase (Acquisition) 29th Mar 2023	6.77 %	₹ 34.32	2.35 k	₹ 80.65 k
Mahesh Narshi Pujara Promoter & Director	March-2023	Market Purchase (Acquisition) 24th Mar 2023	6.77 %	₹ 37.48	1.00 k	₹ 37.48 k
Vilas Mahesh Pujara Promoter Group	March-2023	Market Purchase (Acquisition) 24th Mar 2023	2.56 %	₹ 36.73	900.00	₹ 33.06 k
Mahesh Narshi Pujara Promoter & Director	March-2023	Market Purchase (Acquisition) 21st Mar 2023	6.73 %	₹ 36.97	5.00 k	₹ 1.85 lac
Vilas Mahesh Pujara Promoter Group	March-2023	Market Purchase (Acquisition) 21st Mar 2023	2.53 %	₹ 36.79	3.45 k	₹ 1.27 lac
Mahesh Narsih Pujara Promoter & Director	December-2022	Market Purchase (Acquisition) 23rd Dec 2022	6.65 %	₹ 30.07	11.00 k	₹ 3.31 lac

Corporate Actions

History of India Home Loan Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.10/share
Record date: 22nd Sep 2021Ex-date: 21st Sep 2021
Announced on: 15th Jun 2021
Dividend₹ 0.15/share
Record date: 19th Sep 2020Ex-date: 17th Sep 2020
Announced on: 13th Jul 2020
Dividend₹ 0.20/share
Record date: 8th Sep 2019Ex-date: 5th Sep 2019
Announced on: 28th May 2019
Dividend₹ 0.20/share
Record date: 23rd Aug 2018Ex-date: 21st Aug 2018
Announced on: 15th May 2018
Dividend₹ 0.10/share
Record date: 10th Aug 2017Ex-date: 9th Aug 2017
Announced on: 30th May 2017

Company Profile

Overview of India Home Loan Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

India Home Loan Limited is an India-based housing finance company. The Company offers retail home loan products in the affordable housing segment. It specializes in providing affordable loans to families from the self-employed category, where proofs of income are not easily available and repayment c...

Key personnel

Mr. Maulesh Popat

Chief Financial Officer

Mr. Akash Das

Company Secretary and Compliance Officer

Mr. Mahesh Narsihbhai PujaraD

Executive Chairman of the Board, Managing Director

Mr. Mitesh PujaraD

Whole Time Director

Mr. Anant BhalotiaD

Non-Executive Director

Mr. Siddharth KothariD

Non-Executive Nominee Director

Mr. Rishabh Pravin SiroyaD

Non-Executive Director

Mrs. Shakuntala Bharat MerchantD

Independent Director

View all

Incorporated on

19 Dec 1990

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

07 Jul 2005

Free Float

68,91,292

Website

https://indiahomeloan.co.in/

Phone no.

+919867293353

Address

504-504A, Nirmal Ecstasy, 5th Floor, Jatashankar Dossa Road, Mulund (west), MUMBAI, 400080, India

Frequently Asked Questions

What is the current share price of India Home Loan Ltd.?

The current share price of India Home Loan Ltd. is ₹ 29.72 as of 24 Jul 2026.

What is the market capitalisation of India Home Loan Ltd.?

The market capitalisation of India Home Loan Ltd. stands at ₹ 42.45 Cr.

What is the PE ratio of India Home Loan Ltd.?

The Price-to-Earnings (PE) ratio of India Home Loan Ltd. is 440.31 as of the latest trailing twelve months data.

What is the ROE and ROCE of India Home Loan Ltd.?

India Home Loan Ltd. has a Return on Equity (ROE) of 0.23% and a Return on Capital Employed (ROCE) of - as per the latest financial reports.

What is the 52-week high and low of India Home Loan Ltd.?

The 52-week high of India Home Loan Ltd. is - and the 52-week low is -.

What is the dividend yield of India Home Loan Ltd.?

The dividend yield of India Home Loan Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in India Home Loan Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.07% and retail/public investors hold 72.56% of India Home Loan Ltd. shares.

What sector does India Home Loan Ltd. belong to?

India Home Loan Ltd. operates in the Financial Services sector.

What is the beta of India Home Loan Ltd.?

The beta of India Home Loan Ltd. is 0.73, indicating its price volatility relative to the broader market. Over the past 1 year, India Home Loan Ltd. has delivered an absolute return of -16.02%.

What is the RSI of India Home Loan Ltd.?

The 14-day Relative Strength Index (RSI) of India Home Loan Ltd. is 38.50, placing it approaching oversold territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

India Home Loan Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

India Home Loan Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions