INDOCRED

The stock has been placed in Graded Surveillance Measure (GSM) list GSM - 0.

Indo Credit Capital Ltd.

BSE: 526887

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

5.69-0.3 (-4.85%)

9 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

4.11

P/E (TTM)

41.35

P/B

0.70

P/S (TTM)

31.55

EV/EBITDA

CAPE (5Y)

ROE (TTM)

1.04

ROCE (TTM)

-1.53

ROA (TTM)

0.61

Avg 3Y ROE

-0.23

Earnings 3Y CAGR

Sales 3Y CAGR

45.54

Sales 5Y CAGR

Debt/Equity

0.00

Consensus TP

Strong Buy %

Promoter Holding

14.51

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Indo Credit Capital Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.7 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -35.78%

What is P/B Ratio?

Median: 1.09

Value 0.7

053.77

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.0 as on 30 Jun 2026 and Debt to Equity remained same in the last 1 year

What is Debt to Equity?

Negative

Low but stable operating margin

The company reported low operating margin of -39.11% for 12-month ended 30 Jun 2026 and operating margin improved marginally by 20 bps from 1 year ago

What is Operating profit margin?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of 1.32% for 12-month ended 30 Jun 2026 and the growth was 10.81 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 12.13

Value 1.32

-2151.9255312.3

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Low ROE but improving trend

The company reported low ROE of 1.04% for 12-month ended 30 Jun 2026 but ROE improved by 190 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for Indo Credit Capital Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Indo Credit Capital Ltd. Shareholding Pattern

Quarterly breakdown of Indo Credit Capital Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51
Indian Promoter	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51	14.51
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49	85.49
Bodies Corporate	4.64	4.64	4.62	4.62	4.62	4.63	4.62	4.62	4.63	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.62	4.65	4.68
Others (incl. Retail) No. of shareholders	80.85 11,106	80.85 11,105	80.87 11,122	80.87 11,122	80.87 11,115	80.86 11,115	80.87 11,104	80.87 11,104	80.86 11,108	80.87 11,110	80.87 11,113	80.87 11,110	80.87 11,105	80.87 11,103	80.87 11,100	80.87 11,096	80.87 11,091	80.87 11,090	80.87 11,088	80.87 11,089	80.87 11,086	80.87 11,067	80.87 11,066	80.87 11,063	80.84 11,064	80.81 11,091

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Indo Credit Capital Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Ruchira Goyal	30 Apr 2026	buy	₹ 12.69	42.95 k	-

No corporate action data available.

Company Profile

Overview of Indo Credit Capital Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Indo Credit Capital Limited is an India-based Non-Banking Financial Company (NBFC). The Company is primarily engaged in the business of finance and investments. The Company operates one segment that is a non-banking financial institution (NBFI) and within one geographical segment, that is India. The...

Key personnel

Mr. Amarjeetsingh Gurudevsingh Pannu

Chief Financial Officer

Mrs. Sanju Chaudhary

Company Secretary and Compliance Officer

Mrs. Simran Chugh

Company Secretary and Compliance Officer

Mr. Ramkaran Mangachand SainiD

Whole Time Director

Mr. Bhanwarsinh Kalyansinh ChauhanD

Non-Executive Independent Director

Mr. Pravinkumar Natvarsinh ChavadaD

Non-Executive Independent Director

Mrs. Bhanwar KanvarD

Non-Executive Independent Director

Mr. Chiman SinghD

Non-Executive Independent Director

Incorporated on

11 Nov 1993

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

13 Feb 1995

Free Float

45,32,522

Website

https://www.indocreditcapital.com/

Phone no.

+917926580366

Address

304 Kaling, Near Mt. Carmel School, B/h. Bata show room, Ashram Road, AHMEDABAD, 380009, India

Frequently Asked Questions

What is the current share price of Indo Credit Capital Ltd.?

The current share price of Indo Credit Capital Ltd. is ₹ 5.69 as of 9 Oct 2026.

What is the market capitalisation of Indo Credit Capital Ltd.?

The market capitalisation of Indo Credit Capital Ltd. stands at ₹ 4.11 Cr.

What is the PE ratio of Indo Credit Capital Ltd.?

The Price-to-Earnings (PE) ratio of Indo Credit Capital Ltd. is 41.35 as of the latest trailing twelve months data.

What is the ROE and ROCE of Indo Credit Capital Ltd.?

Indo Credit Capital Ltd. has a Return on Equity (ROE) of 1.04% and a Return on Capital Employed (ROCE) of -1.53% as per the latest financial reports.

What is the 52-week high and low of Indo Credit Capital Ltd.?

The 52-week high of Indo Credit Capital Ltd. is - and the 52-week low is -.

What is the dividend yield of Indo Credit Capital Ltd.?

The dividend yield of Indo Credit Capital Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Indo Credit Capital Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 80.81% of Indo Credit Capital Ltd. shares.

What sector does Indo Credit Capital Ltd. belong to?

Indo Credit Capital Ltd. operates in the Financial Services sector.

What is the beta of Indo Credit Capital Ltd.?

The beta of Indo Credit Capital Ltd. is 0.09, indicating its price volatility relative to the broader market.

What is the RSI of Indo Credit Capital Ltd.?

The 14-day Relative Strength Index (RSI) of Indo Credit Capital Ltd. is 23.78, placing it in the oversold zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Indo Credit Capital Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Indo Credit Capital Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile