	C 2012 Mar 31	2013 Mar 31	C 2014 Mar 31	C 2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M IR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	1,707	2,236	2,894	3,420	4,520	6,063	7,498	8,847	12,059	13,528	15,001	17,592	20,616	19,031	17,982
Non-Interest Revenue	884	1,181	1,656	-	2,879	3,711	4,278	5,087	6,174	5,746	6,833	7,423	8,624	6,987	-
Total Revenue	2,591	3,416	4,549	3,420	7,399	9,773	11,776	13,934	18,233	19,274	21,834	25,015	29,240	26,018	17,982
Total Operating Expenses	1,399	1,846	2,334	711	3,908	5,386	6,183	8,779	11,573	12,529	11,856	14,780	16,708	22,272	16,772
Operating Profit	1,192	1,571	2,216	2,709	3,492	4,388	5,594	5,155	6,660	6,745	9,978	10,235	12,532	3,747	1,210
Operating Margin	46.0	46.0	48.7	79.2	47.2	44.9	47.5	37.0	36.5	35.0	45.7	40.9	42.9	14.4	6.7
Profit before Taxes	1,192	1,576	2,128	2,709	3,469	4,360	5,481	4,980	6,177	3,929	6,433	9,932	11,979	3,526	1,210
Income Taxes	390	515	720	915	1,183	1,492	1,875	1,679	1,719	1,000	1,628	2,489	3,002	950	321
Profit after Tax	802	1,061	1,408	1,794	2,287	2,868	3,606	3,301	4,458	2,930	4,805	7,443	8,977	2,576	889
PAT Margin	31.0	31.0	30.9	52.4	30.9	29.3	30.6	23.7	24.5	15.2	22.0	29.8	30.7	9.9	4.9
EPS - Basic - ex Extraordinary Items	17.20	21.83	26.85	33.99	39.68	48.07	60.20	54.89	64.33	40.03	62.07	96.01	115.54	33.07	11.41
EPS - Diluted - ex Extraordinary Items	16.86	21.40	26.41	33.41	39.26	47.57	59.57	54.45	64.10	39.96	61.97	95.89	115.33	33.05	11.41
EBIT	1,192	1,571	2,216	2,709	3,492	4,388	5,594	5,155	6,660	6,745	9,978	10,235	12,532	3,747	1,210
EBITDA	1,267	1,644	2,314	2,836	3,648	4,579	5,805	5,383	6,951	7,072	10,330	10,642	12,995	4,279	1,774
EBITDA Margin	48.9	48.1	50.9	82.9	49.3	46.8	49.3	38.6	38.1	36.7	47.3	42.5	44.4	16.4	9.9

Balance Sheet

Abridged

Understanding Balance Sheet

IndusInd Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	5,923	7,178	8,642	11,979	10,981	15,711	17,352	14,541	17,118	45,316	77,765	61,030	46,387	68,400	48,932
Lending & LT Balance with Banks	436	824	176	625	-	6,949	196	830	166	14,768	947	6,957	7,589	3,020	-
Property Plant & Equipment - Net	657	756	1,016	1,158	1,255	1,335	1,339	1,710	1,871	1,876	1,929	2,079	2,324	2,496	2,546
Total Assets	57,596	73,307	87,026	1,09,116	1,42,898	1,78,650	2,21,628	2,77,821	3,07,229	3,62,903	4,01,967	4,57,837	5,15,094	5,54,107	5,43,394
Deposits - Total	42,362	54,117	60,502	74,134	93,000	1,26,572	1,51,639	1,94,868	2,02,027	2,55,870	2,93,349	3,36,120	3,84,586	4,10,862	3,99,931
Long Term Debt	8,682	9,460	5,579	8,169	7,989	10,075	21,995	22,401	25,027	28,651	30,737	49,011	47,611	53,704	42,789
Total Liabilities	52,854	65,676	77,983	98,471	1,25,201	1,58,002	1,97,785	2,51,133	2,72,481	3,19,403	3,53,941	4,02,832	4,51,886	4,89,271	4,77,654
Total Shareholders' Equity	4,742	7,630	9,043	10,645	17,697	20,648	23,843	26,687	34,748	43,501	48,026	55,005	63,208	64,836	65,740
Total Equity	4,742	7,630	9,043	10,645	17,697	20,648	23,843	26,687	34,748	43,501	48,026	55,005	63,208	64,836	65,740
Total Liabilities & Equity	57,596	73,307	87,026	1,09,116	1,42,898	1,78,650	2,21,628	2,77,821	3,07,229	3,62,903	4,01,967	4,57,837	5,15,094	5,54,107	5,43,394

Cash Flow

Abridged

Understanding Cash Flow Statement

IndusInd Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	1,142	1,359	1,941	2,140	2,981	3,836	5,065	6,288	9,448	11,605	11,652	14,145	13,512	4,523	10,020
Working Capital - Increase/(Decrease)	-2,561	-2,568	-7,027	-3,561	-9,769	7,733	-25,765	-12,677	-22,355	33,371	5,020	-26,587	-30,437	13,755	-9,027
Net CF from Operating Activities	-1,419	-1,209	-5,086	-1,421	-6,788	11,569	-20,700	-6,389	-12,907	44,976	16,672	-12,442	-16,925	18,278	993
Capital Expenditures - Net	141	174	174	276	258	274	220	638	416	331	406	560	711	709	634
Net CF from Investing Activities	-141	-174	-174	-276	-258	-274	-220	-638	-416	-331	-406	-560	-711	-709	-634
Dividends Paid - Cash - Total	93	103	157	215	285	323	432	543	627	-	387	659	1,086	1,285	-
Stock - Issuance/(Retirement) - Net	12	2,018	35	66	5,125	97	102	101	734	5,335	84	86	245	68	3
Debt - LT & ST - Issuance/(Retirement) - Total	3,157	828	5,352	6,081	2,073	-2,233	15,835	9,032	12,625	-9,431	-6,800	1,688	-1,400	6,092	-10,914
Net Cash Flow from Financing Activities	3,075	2,692	5,181	5,707	6,378	-2,768	15,505	8,590	12,733	-4,096	-4,302	1,115	-2,242	4,876	-10,912
Free Cash Flow to Equity	1,597	-556	93	4,384	-4,973	9,062	-5,085	2,005	-699	35,214	9,466	-11,314	-19,036	23,661	-10,555
Free Operating CF net dividend	-1,663	-1,497	-5,420	-1,915	-7,342	10,959	-21,368	-7,575	-13,954	44,635	15,871	-13,672	-18,741	16,262	301
Free Operating CF	-1,569	-1,394	-5,263	-1,700	-7,057	11,282	-20,936	-7,032	-13,328	44,635	16,258	-13,013	-17,655	17,547	301

Business Segment Analysis

FY End:

Mar 25

IndusInd Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking (66.4%)₹ 39,976.15 CrCorporate / Wholsale Banking (21.2%)₹ 12,788.79 CrTreasury Operations (12.2%)₹ 7,370.30 CrOther Banking Business (0.1%)₹ 53.96 Cr

Assets

Other Retail Banking (45.0%)₹ 2,49,372.12 CrTreasury Operations (24.9%)₹ 1,37,941.52 CrCorporate / Wholsale Banking (23.9%)₹ 1,32,339.15 CrUnallocated (4.5%)₹ 25,018.91 CrDigital banking (1.7%)₹ 9,435.40 Cr

Operating Income

Retail Banking (66.1%)₹ 8,934.54 CrCorporate / Wholsale Banking (23.2%)₹ 3,139.20 CrTreasury Operations (6.6%)₹ -893.31 CrUnallocated (3.9%)₹ -532.27 CrOther Banking Business (0.1%)₹ 13.24 Cr

Regional Segment Analysis

IndusInd Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for IndusInd Bank Ltd.

Historical Segment Analysis

Track how IndusInd Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for IndusInd Bank Ltd..

Frequently Asked Questions

What is the revenue of IndusInd Bank Ltd.?

The latest trailing twelve month revenue of IndusInd Bank Ltd. is ₹ 25,211.40 Cr, reflecting a 1-year growth of -5.65% and a 3-year CAGR of -0.72%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of IndusInd Bank Ltd.?

The latest trailing twelve month net profit (PAT) of IndusInd Bank Ltd. is ₹ 889.34 Cr, with a 3-year earnings CAGR of -50.81%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of IndusInd Bank Ltd.?

The trailing twelve month EBITDA of IndusInd Bank Ltd. is approximately ₹ 1,210.46 Cr (based on an operating margin of 4.80%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of IndusInd Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of IndusInd Bank Ltd. is 11.41. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of IndusInd Bank Ltd.?

The debt-to-equity ratio of IndusInd Bank Ltd. stands at 0.65. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of IndusInd Bank Ltd.?

The estimated book value per share of IndusInd Bank Ltd. is 849.65 (derived from a P/B ratio of 1.12 and market price of ₹ 950.10), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of IndusInd Bank Ltd.?

The trailing twelve month operating cash flow of IndusInd Bank Ltd. is ₹ 992.89 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does IndusInd Bank Ltd. report consolidated or standalone financials?

IndusInd Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.