IOB

Indian Overseas Bank

NSE: IOB

BSE: 532388

Sector: Financial Services

Industry Group: Banks

Industry: Public Sector Bank

28.68-1.2 (-3.95%)

23 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

56.0 / 100

Value Score

90.7 / 100

Price Momentum Score

39.7 / 100

QVM Score

73.7 / 100

Key Metrics

Market Cap

55227.90

P/E (TTM)

9.27

P/B

1.42

P/S (TTM)

1.66

EV/EBITDA

12.12

CAPE (5Y)

16.24

ROE (TTM)

16.53

ROCE (TTM)

8.55

ROA (TTM)

1.33

Avg 3Y ROE

12.39

Earnings 3Y CAGR

39.79

Sales 3Y CAGR

15.06

Sales 5Y CAGR

11.36

Debt/Equity

1.21

Consensus TP

Strong Buy %

Promoter Holding

92.44

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Indian Overseas Bank covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Not enough talking points with positive stance

Negative

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.42 indicates that the stock is cheap on a standalone basis but is at a 59.55% premium to industry median P/B

What is P/B Ratio?

Median: 0.89

Value 1.42

0.631.62

Financial Snapshot

See detailed analysis

Multi-year trends for Indian Overseas Bank covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Indian Overseas Bank Shareholding Pattern

Quarterly breakdown of Indian Overseas Bank ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Total Promoter	95.84	95.84	95.84	95.84	95.84	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	94.61	94.61	94.61	92.44	92.44	92.44	92.44
Indian Promoter	95.84	95.84	95.84	95.84	95.84	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	96.38	94.61	94.61	94.61	92.44	92.44	92.44	92.44
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	1.84	1.78	1.63	1.73	1.66	1.46	1.38	1.38	1.39	1.40	1.42	1.47	1.50	1.43	1.49	1.33	1.34	1.35	1.33	1.32	2.81	2.45	2.61	4.62	4.71	4.76	4.77
Mutual Funds / UTI	0.01	0.01	0.01	0.01	0.03	0.03	0.03	0.03	0.04	0.06	0.08	0.11	0.10	0.08	0.09	0.06	0.06	0.07	0.07	0.07	0.07	0.12	0.12	0.18	0.22	0.24	0.23
FI/Bank/Insurance	1.65	1.65	1.54	1.64	1.56	1.38	1.27	1.27	1.27	1.27	1.26	1.25	1.25	1.25	1.24	1.23	1.23	1.23	1.23	1.23	2.52	2.25	2.18	4.08	4.06	4.05	4.06
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.18	0.12	0.07	0.08	0.07	0.05	0.08	0.07	0.08	0.07	0.08	0.10	0.14	0.09	0.15	0.03	0.05	0.05	0.04	0.02	0.22	0.08	0.31	0.35	0.43	0.47	0.48
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	2.32	2.38	2.53	2.43	2.50	2.16	2.24	2.24	2.23	2.21	2.19	2.16	2.12	2.19	2.13	2.30	2.28	2.27	2.29	2.29	2.59	2.94	2.78	2.94	2.85	2.80	2.79
Bodies Corporate	0.17	0.19	0.25	0.16	0.15	-	0.16	0.16	0.17	0.17	0.17	0.15	0.14	0.15	0.08	0.11	0.07	0.06	0.05	0.05	0.34	0.24	0.16	0.13	0.11	0.07	0.08
Others (incl. Retail) No. of shareholders	2.15 2,72,878	2.19 2,81,034	2.28 3,03,231	2.27 3,06,780	2.35 3,77,615	2.16 3,80,662	2.08 4,43,009	2.08 4,70,805	2.06 4,72,866	2.04 4,73,925	2.02 4,70,347	2.01 5,10,560	1.98 5,08,571	2.04 5,09,351	2.05 6,67,015	2.19 7,26,158	2.21 10,04,995	2.21 9,95,422	2.24 9,76,453	2.24 9,76,801	2.25 9,76,754	2.70 10,06,966	2.62 9,87,386	2.81 9,80,640	2.74 9,67,142	2.73 9,53,879	2.71 9,42,829

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty PSU Bank	1.32%	10 / 12
2	Nifty Midcap 150	0.11%	146 / 147
3	NIFTY Large Midcap 250	0.06%	245 / 248
4	Nifty Total Market	0.02%	492 / 746
5	Nifty 500	0.02%	433 / 496

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Indian Overseas Bank shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
President of India acting through Department of Financial Services Promoter	December-2025	Market Sale (Disposal) 20th Dec 2025	94.61 %	₹ 10.00	41.78 cr	₹ 417.84 cr

Corporate Actions

History of Indian Overseas Bank dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.50/share
Record date: 20th Jun 2014Ex-date: 19th Jun 2014
Announced on: 29th Apr 2014
Dividend₹ 0.70/share
Record date: 11th Feb 2014Ex-date: 10th Feb 2014
Announced on: 29th Jan 2014
Dividend₹ 2/share
Record date: 22nd Jun 2013Ex-date: 20th Jun 2013
Announced on: 29th Apr 2013
Dividend₹ 4.50/share
Record date: 22nd Jun 2012Ex-date: 21st Jun 2012
Announced on: 5th May 2012
Dividend₹ 5/share
Record date: 5th Jul 2011Ex-date: 4th Jul 2011
Announced on: 2nd May 2011

Company Profile

Overview of Indian Overseas Bank covering business description, industry classification, key management, financial ratios, and listed exchange details.

Indian Overseas Bank (the Bank) is engaged in the business of banking. The Banks segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers a comprehensive suite of financial products and services across retail, agriculture, Micro, Small and ...

Key personnel

Shri. Madhaw Chandra Jha

Chief Financial Officer, Deputy General Manager

Mr. Raghuram Mallela

Compliance Officer, Deputy General Manager, Company Secretary

Shri. Srinivasan SridharD

Non-Executive Chairman of the Board, Part-Time Non-Official Director

Shri. Ajay Kumar SrivastavaD

Chief Executive Officer, Managing Director, Executive Director

Shri. Joydeep Dutta RoyD

Executive Director

Shri. Dhanaraj T.D

Executive Director

Ms. Neelam AgrawalD

Non-Executive Director - Government Nominee Director

Shri. Thomas MathewD

Non-Executive Director - RBI Nominee

View all

Incorporated on

10 Feb 1937

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

21,034

IPO date

25 Sep 2000

Free Float

1,45,61,01,496

Website

https://www.iob.in/

Phone no.

+914428889352

Address

762/763, Iob,, Anna Salai,, CHENNAI, 600002, India

Frequently Asked Questions

What is the current share price of Indian Overseas Bank?

The current share price of Indian Overseas Bank is ₹ 28.68 as of 23 Oct 2026.

What is the market capitalisation of Indian Overseas Bank?

The market capitalisation of Indian Overseas Bank stands at ₹ 55,227.90 Cr.

What is the PE ratio of Indian Overseas Bank?

The Price-to-Earnings (PE) ratio of Indian Overseas Bank is 9.27 as of the latest trailing twelve months data.

What is the ROE and ROCE of Indian Overseas Bank?

Indian Overseas Bank has a Return on Equity (ROE) of 16.53% and a Return on Capital Employed (ROCE) of 8.55% as per the latest financial reports.

What is the 52-week high and low of Indian Overseas Bank?

The 52-week high of Indian Overseas Bank is - and the 52-week low is -.

What is the dividend yield of Indian Overseas Bank?

The dividend yield of Indian Overseas Bank is 0.00% based on the current market price.

What is the FII and DII holding in Indian Overseas Bank?

Foreign Institutional Investors (FII) hold 0.48%, Domestic Institutional Investors (DII) hold 4.29% and retail/public investors hold 2.71% of Indian Overseas Bank shares.

What sector does Indian Overseas Bank belong to?

Indian Overseas Bank operates in the Financial Services sector.

What is the beta of Indian Overseas Bank?

The beta of Indian Overseas Bank is 1.05, indicating its price volatility relative to the broader market. Over the past 1 year, Indian Overseas Bank has delivered an absolute return of -28.71%.

What is the RSI of Indian Overseas Bank?

The 14-day Relative Strength Index (RSI) of Indian Overseas Bank is 27.79, placing it in the oversold zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Indian Overseas Bank

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Indian Overseas Bank Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Company Profile

Stock Analysis

Corporate Actions

Holdings and Presence