	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	6,187	6,938	7,506	9,047	11,018	11,132	13,838	15,770	20,299	23,722	26,645	27,153	27,285
Total Operating Expenses	19	34	38	25	38	21	64	115	136	151	146	158	200
Operating Profit	6,168	6,905	7,468	9,021	10,980	11,111	13,775	15,656	20,163	23,571	26,499	26,994	27,085
Operating Margin	99.7	99.5	99.5	99.7	99.7	99.8	99.5	99.3	99.3	99.4	99.5	99.4	99.3
Financing Income/(Expense) - Net	-4,597	-4,991	-5,519	-6,888	-8,437	-8,183	-10,080	-11,237	-14,075	-17,447	-20,101	-20,495	-20,005
Profit before Taxes	1,572	1,914	1,950	2,133	2,545	2,902	3,692	4,416	6,090	6,167	6,412	6,502	7,009
Income Taxes	871	1,156	1,101	1,199	538	647	-	-	0	-	-	-	-
Profit after Tax	701	758	849	934	2,007	2,255	3,692	4,416	6,090	6,167	6,412	6,502	7,009
PAT Margin	11.3	10.9	11.3	10.3	18.2	20.3	26.7	28.0	30.0	26.0	24.1	23.9	25.7
EPS - Basic - ex Extraordinary Items	233.21	211.58	200.78	1.43	3.08	3.43	3.93	3.66	4.66	4.72	4.91	4.98	5.36
EPS - Diluted - ex Extraordinary Items	233.16	211.41	199.59	1.43	3.08	3.43	3.93	3.66	4.66	4.72	4.91	4.98	5.36
EBIT	6,168	6,905	7,468	9,021	10,980	11,111	13,775	15,656	20,163	23,571	26,499	26,994	27,085
EBITDA	6,169	6,905	7,468	9,022	10,981	11,111	13,775	15,660	20,177	23,585	26,509	27,000	27,091
EBITDA Margin	99.7	99.5	99.5	99.7	99.7	99.8	99.5	99.3	99.4	99.4	99.5	99.4	99.3

Balance Sheet

Abridged

Understanding Balance Sheet

Indian Railway Finance Corporation Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	R 2020 Mar 31	R 2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	13	12	12	12	11	11	11	45	36	18	21	17	18
Total Assets	83,930	87,647	1,08,400	1,28,745	1,61,468	2,06,604	2,75,504	3,80,482	4,49,980	4,90,359	4,85,082	4,88,835	5,16,676
Long Term Debt	65,042	61,784	75,892	48,822	1,33,008	1,70,947	2,30,513	3,20,248	3,71,998	3,94,338	3,98,842	3,89,986	4,36,471
Total Liabilities	76,368	78,965	96,875	1,16,590	1,47,540	1,88,018	2,45,204	3,44,568	4,08,984	4,45,679	4,35,904	4,36,167	4,59,928
Total Shareholders' Equity	7,562	8,682	11,525	12,154	13,929	18,586	30,300	35,913	40,996	44,680	49,179	52,668	56,749
Total Equity	7,562	8,682	11,525	12,154	13,929	18,586	30,300	35,913	40,996	44,680	49,179	52,668	56,749
Total Liabilities & Equity	83,930	87,647	1,08,400	1,28,745	1,61,468	2,06,604	2,75,504	3,80,482	4,49,980	4,90,359	4,85,082	4,88,835	5,16,676
Total Current Assets	8,010	6,932	10,494	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	7,110	12,218	14,824	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Indian Railway Finance Corporation Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	1,239	1,594	1,561	1,996	2,195	2,425	3,076	3,847	6,514	6,550	6,574	6,577	7,080
Working Capital - Increase/(Decrease)	-11,721	-2,886	-17,938	-21,451	-30,271	-44,173	-65,793	-93,753	-70,926	-35,137	1,341	1,653	-34,106
Net CF from Operating Activities	-10,481	-1,292	-16,377	-19,455	-28,076	-41,748	-62,717	-89,906	-64,411	-28,588	7,915	8,230	-27,026
Capital Expenditures - Net	0	0	0	0	0	0	0	1	7	1	8	1	13
Net CF from Investing Activities	2	2	1	1	1	1	1	0	-6	0	-8	-1	-3
Dividends Paid - Cash - Total	-	-	-	-	234	375	200	1,872	1,006	1,869	1,960	3,006	2,744
Stock - Issuance/(Retirement) - Net	400	-	-	-	-	2,854	2,500	3,089	-	-	-	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	10,108	730	15,793	18,930	28,356	39,348	60,455	89,006	65,273	30,512	-6,092	425	24,304
Net Cash Flow from Financing Activities	10,612	1,058	17,582	18,250	28,075	41,749	62,714	90,202	64,266	28,644	-8,046	-2,572	21,560
Free Cash Flow to Equity	-374	-562	-584	-525	280	-2,401	-2,262	-901	855	1,924	1,814	8,655	-2,736
Free Operating CF net dividend	-10,481	-1,292	-16,377	-19,455	-28,309	-42,123	-62,917	-91,779	-65,424	-30,457	5,946	5,224	-29,784
Free Operating CF	-10,481	-1,292	-16,377	-19,455	-28,076	-41,748	-62,717	-89,907	-64,418	-28,589	7,907	8,229	-27,039

Business Segment Analysis

FY End:

Mar 25

Indian Railway Finance Corporation Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Leasing and Financing (100.0%)₹ 0.82 Cr

Revenue / Sales

Leasing and Financing (100.0%)₹ 27,152.71 Cr

Assets

Leasing and Financing (100.0%)₹ 4,88,834.68 Cr

Operating Income

Leasing and Financing (100.0%)₹ 26,994.26 Cr

Regional Segment Analysis

FY End:

Mar 25

Indian Railway Finance Corporation Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 27,152.71 Cr

Assets

India (100.0%)₹ 4,88,834.68 Cr

Historical Segment Analysis

Track how Indian Railway Finance Corporation Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Leasing and Financing	0	0	0	1	7	1	8	1

Frequently Asked Questions

What is the revenue of Indian Railway Finance Corporation Ltd.?

The latest trailing twelve month revenue of Indian Railway Finance Corporation Ltd. is ₹ 27,284.70 Cr, reflecting a 1-year growth of 0.49% and a 3-year CAGR of 4.53%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Indian Railway Finance Corporation Ltd.?

The latest trailing twelve month net profit (PAT) of Indian Railway Finance Corporation Ltd. is ₹ 7,009.17 Cr, with a 3-year earnings CAGR of 3.40%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Indian Railway Finance Corporation Ltd.?

The trailing twelve month EBITDA of Indian Railway Finance Corporation Ltd. is approximately ₹ 27,085.11 Cr (based on an operating margin of 99.27%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Indian Railway Finance Corporation Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Indian Railway Finance Corporation Ltd. is 5.36. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Indian Railway Finance Corporation Ltd.?

The debt-to-equity ratio of Indian Railway Finance Corporation Ltd. stands at 7.69. The interest coverage ratio is 1.35x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Indian Railway Finance Corporation Ltd.?

The estimated book value per share of Indian Railway Finance Corporation Ltd. is 43.24 (derived from a P/B ratio of 2.09 and market price of ₹ 90.44), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Indian Railway Finance Corporation Ltd.?

The trailing twelve month operating cash flow of Indian Railway Finance Corporation Ltd. is ₹ -27,026.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Indian Railway Finance Corporation Ltd. report consolidated or standalone financials?

Indian Railway Finance Corporation Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.