KARNAVATI

Karnavati Finance Ltd.

BSE: 538928

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

1.27-0.1 (-3.79%)

23 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

12.76

P/E (TTM)

17.70

P/B

2.95

P/S (TTM)

1.84

EV/EBITDA

13.17

CAPE (5Y)

ROE (TTM)

-81.09

ROCE (TTM)

-4.38

ROA (TTM)

-13.59

Avg 3Y ROE

-36.46

Earnings 3Y CAGR

-132.53

Sales 3Y CAGR

37.96

Sales 5Y CAGR

38.86

Debt/Equity

13.85

Consensus TP

Strong Buy %

Promoter Holding

62.06

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Karnavati Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Not enough talking points with positive stance

Negative

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.95 indicates that the stock is reasonably valued on a standalone basis but is at a 183.65% premium to industry median P/B

What is P/B Ratio?

Median: 1.04

Value 2.95

052.89

Financial Snapshot

See detailed analysis

Multi-year trends for Karnavati Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Karnavati Finance Ltd. Shareholding Pattern

Quarterly breakdown of Karnavati Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	58.59	58.59	58.59	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.94	62.06	62.06
Indian Promoter	58.59	58.59	58.59	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.64	58.94	62.06	62.06
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	41.41	41.41	41.41	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.36	41.06	37.94	37.94
Bodies Corporate	0.83	0.35	0.35	1.20	7.77	7.87	7.87	7.94	1.25	12.63	9.63	9.92	9.76	9.22	8.31	7.93	7.93	7.93	7.93	7.93	7.93	7.93	7.14	1.31	2.64	2.55
Others (incl. Retail) No. of shareholders	40.58 569	41.06 586	41.06 631	40.16 654	33.59 645	33.49 652	33.49 689	33.42 695	40.11 700	28.73 686	31.73 685	31.44 1,202	31.60 5,117	32.14 4,904	33.05 6,036	33.43 6,691	33.43 7,449	33.43 7,932	33.43 8,881	33.43 9,352	33.43 9,439	33.43 9,296	34.22 9,830	39.75 9,864	35.30 9,785	35.39 9,687

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Karnavati Finance Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Madhusudan Masala Limited	23 Mar 2026	buy	₹ 1.25	9.50 lac	-
Beeline Consultancy Services Private Limited	23 Mar 2026	sell	₹ 1.25	6.00 lac	-
Madhusudan Masala Limited	20 Mar 2026	buy	₹ 1.24	10.99 lac	-
Investino Venture Llp	20 Mar 2026	sell	₹ 1.24	8.99 lac	-
Beeline Consultancy Services Private Limited	11 Mar 2026	sell	₹ 1.21	6.91 lac	-
Beeline Consultancy Services Private Limited	10 Mar 2026	sell	₹ 1.22	7.10 lac	-
Beeline Consultancy Services Private Limited	09 Mar 2026	sell	₹ 1.27	8.75 lac	-
Beeline Consultancy Services Private Limited	06 Mar 2026	sell	₹ 1.24	6.95 lac	-
Anand Singh Thakur	29 Aug 2025	sell	₹ 1.41	5.73 lac	₹ 8.08 lac
Wealth Mine Networks Private Limited	21 Jul 2025	sell	₹ 2.00	5.90 lac	₹ 11.80 lac

Corporate Actions

History of Karnavati Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Stock Split1 : 10
Ex-date: 24th Feb 2023Announced on: 16th Dec 2022
Nominal value change from INR 10 to INR 1.

Company Profile

Overview of Karnavati Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Karnavati Finance Limited is an India-based non-deposit accepting non-banking finance company (NBFC), which provides financial services. The Company offers end-to-end lending, financing and wealth management solutions to a diversified range of customers across the country. It also offers customized ...

Key personnel

Mr. Kush Ramanbhai Morzaria

Chief Financial Officer

Ms. Akanksha Rai

Compliance Officer, Company Secretary

Mr. Ashish Nandkishor BataviaD

Non-Executive Chairman of the Board

Mr. Jay Ramanbhai MorzariaD

Managing Director, Executive Director

Mr. Raman Pragjibhai MorzariaD

Whole-Time Director

Ms. Vineshkumar Popatlal MakadiaD

Non-Executive Director

Mrs. Birmda Minoobhai BilimoriaD

Non-Executive Independent Director

Mr. Parth Chandreshbhai ManiarD

Non-Executive Independent Director

Incorporated on

05 Dec 1984

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

05 Feb 2015

Free Float

2,92,55,559

Website

https://karnavatifinancelimited.com/

Phone no.

+912882663042

Address

Vraj 5th Floor, Near Tin Batti,, Limda Lane,, JAMNAGAR, 361001, India

Frequently Asked Questions

What is the current share price of Karnavati Finance Ltd.?

The current share price of Karnavati Finance Ltd. is ₹ 1.27 as of 23 Oct 2026.

What is the market capitalisation of Karnavati Finance Ltd.?

The market capitalisation of Karnavati Finance Ltd. stands at ₹ 12.76 Cr.

What is the PE ratio of Karnavati Finance Ltd.?

The Price-to-Earnings (PE) ratio of Karnavati Finance Ltd. is 17.70 as of the latest trailing twelve months data.

What is the ROE and ROCE of Karnavati Finance Ltd.?

Karnavati Finance Ltd. has a Return on Equity (ROE) of -81.09% and a Return on Capital Employed (ROCE) of -4.38% as per the latest financial reports.

What is the 52-week high and low of Karnavati Finance Ltd.?

The 52-week high of Karnavati Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Karnavati Finance Ltd.?

The dividend yield of Karnavati Finance Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Karnavati Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 35.39% of Karnavati Finance Ltd. shares.

What sector does Karnavati Finance Ltd. belong to?

Karnavati Finance Ltd. operates in the Financial Services sector.

What is the beta of Karnavati Finance Ltd.?

The beta of Karnavati Finance Ltd. is 0.33, indicating its price volatility relative to the broader market. Over the past 1 year, Karnavati Finance Ltd. has delivered an absolute return of -22.56%.

What is the RSI of Karnavati Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Karnavati Finance Ltd. is 42.63, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Karnavati Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Karnavati Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions