KIFS

KIFS Financial Services Ltd.

BSE: 535566

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

106.00+0.5 (+0.52%)

6 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

8.6 / 100

Value Score

56.3 / 100

Price Momentum Score

8.9 / 100

QVM Score

8.2 / 100

Key Metrics

Market Cap

114.67

P/E (TTM)

13.75

P/B

1.81

P/S (TTM)

2.96

EV/EBITDA

12.75

CAPE (5Y)

15.58

ROE (TTM)

13.27

ROCE (TTM)

8.18

ROA (TTM)

1.89

Avg 3Y ROE

14.40

Earnings 3Y CAGR

9.14

Sales 3Y CAGR

7.00

Sales 5Y CAGR

12.75

Debt/Equity

6.02

Consensus TP

Strong Buy %

Promoter Holding

74.41

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of KIFS Financial Services Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

High and stable operating margin

The company reported strong operating margin of 95.05% for 12-month ended 30 Jun 2026 and operating margin declined marginally by -138 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 26.79% for 12-month ended 30 Jun 2026 and the growth was 14.66 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 12.13

Value 26.79

-2151.9255312.3

Consistently pays dividend

The company has not missed dividend payments once in the last 9 financial years

What is Dividend streak?

Negative

Weak price momentum

Price Momentum score of 8.9 indicates that the stock has weak price momentum. Research has shown that stocks with lower momentum continue to underperform in the near term

What is Price Momentum score?

8.9 / 100

Moderate ROE but declining trend

The company reported moderate ROE of 13.27% for 12-month ended 30 Jun 2026 but ROE declined by -174 bps from 1 year ago

What is ROE (FY)?

Low EPS growth and in line with median growth of industry

The company delivered low EPS growth of 1.28% for 12-month ended 30 Jun 2026 and the growth was 0.37 percentage points higher than median growth of industry

What is EPS growth (1Y)?

High Debt to Equity, not much change from last year

The company has high Debt to Equity of 6.02 as on 30 Jun 2026 and Debt to Equity increased marginally by 0.2 in the last 1 year

What is Debt to Equity?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.81 indicates that the stock is cheap on a standalone basis but is at a 64.55% premium to industry median P/B

What is P/B Ratio?

Median: 1.1

Value 1.81

053.42

Moderate dividend yield

The company has a moderate dividend yield of 1.46%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for KIFS Financial Services Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

KIFS Financial Services Ltd. Shareholding Pattern

Quarterly breakdown of KIFS Financial Services Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41
Indian Promoter	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41	74.41
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.37	0.37	0.37	0.37	0.37	0.37
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.37	0.37	0.37	0.37	0.37	0.37
Non-Institution	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.59	25.22	25.22	25.22	25.22	25.22	25.22
Bodies Corporate	4.69	4.69	4.69	5.05	4.91	4.77	4.69	4.68	4.89	4.89	4.66	4.65	4.65	4.65	4.65	4.65	4.64	4.64	4.64	4.64	4.67	4.67	0.03	0.03	0.03	0.03
Others (incl. Retail) No. of shareholders	20.90 555	20.90 559	20.90 546	20.54 574	20.68 601	20.82 705	20.90 798	20.91 869	20.70 2,218	20.70 2,114	20.93 1,952	20.94 1,873	20.94 1,818	20.94 1,692	20.94 1,580	20.94 1,522	20.95 1,487	20.95 1,442	20.95 1,404	20.95 1,456	20.55 1,471	20.55 1,506	25.19 1,448	25.19 1,449	25.19 1,444	25.19 1,447

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in KIFS Financial Services Ltd. shares as reported to NSE and BSE.

No bulk, block or insider trade data available.

Corporate Actions

History of KIFS Financial Services Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1.55/share
Record date: 22nd Sep 2026Ex-date: 22nd Sep 2026
Announced on: 20th May 2026
Dividend₹ 1.50/share
Record date: 12th Aug 2025Ex-date: 12th Aug 2025
Announced on: 21st May 2025
Dividend₹ 1.40/share
Record date: 20th Sep 2024Ex-date: 20th Sep 2024
Announced on: 25th May 2024
Dividend₹ 1.35/share
Record date: 22nd Sep 2023Ex-date: 22nd Sep 2023
Announced on: 30th May 2023
Dividend₹ 1.35/share
Record date: 20th Sep 2022Ex-date: 20th Sep 2022
Announced on: 1st Sep 2022

Company Profile

Overview of KIFS Financial Services Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

KIFS Financial Services Limited is an India-based non-banking financial company (NBFC). The Company is engaged primarily in the business of financing. The Company is in the business of stock and commodities broking, arbitrage, depository services, and portfolio manager. The Company’s products includ...

Key personnel

Mr. Bhavik J. Shah

Chief Financial Officer

Mr. Durgesh Dulichand Soni

Compliance Officer, Company Secretary

Mr. Rajesh Parmanand KhandwalaD

Executive Chairman of the Board, Managing Director

Mr. Vimal Parmanand KhandwalaD

Executive Director

Mrs. Sonal Rajesh KhandwalaD

Non-Executive Non-independent Director

Mr. Rajesh Gopaldas ParekhD

Additional Non-Executive Independent Director

Mr. Dixit Dipakkumar ShahD

Additional Non-Executive Independent Director

Mr. Sharvil Bharat Kumar SutharD

Non-Executive Independent Director

Incorporated on

29 Mar 1995

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

10 May 2013

Free Float

11,47,225

Website

https://www.kifsfinance.com/

Phone no.

+917926400140

Address

B-81, Pariseema Complex C.G ,Ellisbridge, C.G.Road, AHMEDABAD, 380006, India

Frequently Asked Questions

What is the current share price of KIFS Financial Services Ltd.?

The current share price of KIFS Financial Services Ltd. is ₹ 106.00 as of 6 Oct 2026.

What is the market capitalisation of KIFS Financial Services Ltd.?

The market capitalisation of KIFS Financial Services Ltd. stands at ₹ 114.67 Cr.

What is the PE ratio of KIFS Financial Services Ltd.?

The Price-to-Earnings (PE) ratio of KIFS Financial Services Ltd. is 13.75 as of the latest trailing twelve months data.

What is the ROE and ROCE of KIFS Financial Services Ltd.?

KIFS Financial Services Ltd. has a Return on Equity (ROE) of 13.27% and a Return on Capital Employed (ROCE) of 8.18% as per the latest financial reports.

What is the 52-week high and low of KIFS Financial Services Ltd.?

The 52-week high of KIFS Financial Services Ltd. is - and the 52-week low is -.

What is the dividend yield of KIFS Financial Services Ltd.?

The dividend yield of KIFS Financial Services Ltd. is 1.46% based on the current market price.

What is the FII and DII holding in KIFS Financial Services Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 25.19% of KIFS Financial Services Ltd. shares.

What sector does KIFS Financial Services Ltd. belong to?

KIFS Financial Services Ltd. operates in the Financial Services sector.

What is the beta of KIFS Financial Services Ltd.?

The beta of KIFS Financial Services Ltd. is 0.37, indicating its price volatility relative to the broader market.

What is the RSI of KIFS Financial Services Ltd.?

The 14-day Relative Strength Index (RSI) of KIFS Financial Services Ltd. is 45.05, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

KIFS Financial Services Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

KIFS Financial Services Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions