KREONFIN

Kreon Finnancial Services Ltd.

BSE: 530139

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

86.25-3.1 (-3.44%)

12 Aug, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

33.7 / 100

Value Score

23.6 / 100

Price Momentum Score

95.3 / 100

QVM Score

48.0 / 100

Key Metrics

Market Cap

174.41

P/E (TTM)

22.10

P/B

4.83

P/S (TTM)

3.75

EV/EBITDA

18.79

CAPE (5Y)

45.89

ROE (TTM)

21.66

ROCE (TTM)

15.42

ROA (TTM)

10.17

Avg 3Y ROE

3.67

Earnings 3Y CAGR

7.30

Sales 3Y CAGR

61.48

Sales 5Y CAGR

86.93

Debt/Equity

1.03

Consensus TP

Strong Buy %

Promoter Holding

60.53

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Kreon Finnancial Services Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 95.3 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

95.3 / 100

High and improving ROE

The company reported strong ROE of 21.66% for 12-month ended 30 Jun 2026 and ROE improved by 3463 bps from 1 year ago

What is ROE (FY)?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 68.85% for 12-month ended 30 Jun 2026 and the growth was 50.45 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 18.4

Value 68.85

-119.811464.26

Negative

Expensive and at a premium to industry median P/B

PB of 4.83 indicates that the stock is expensive on a standalone basis and is at a 343.12% premium to industry median P/B

What is P/B Ratio?

Median: 1.09

Value 4.83

057.14

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

High operating margin but declining trend

The company reported strong operating margin of 25.43% for 12-month ended 30 Jun 2026 but operating margin declined by -2129 bps from 1 year ago

What is Operating profit margin?

Reasonable Debt to Equity, and has been stable

The company has reasonable Debt to Equity of 1.03 as on 30 Jun 2026 and Debt to Equity increased marginally by 0.01 in the last 1 year

What is Debt to Equity?

Financial Snapshot

See detailed analysis

Multi-year trends for Kreon Finnancial Services Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Kreon Finnancial Services Ltd. Shareholding Pattern

Quarterly breakdown of Kreon Finnancial Services Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	45.53	45.53	48.27	45.53	45.53	45.53	45.53	47.49	48.24	48.24	48.24	48.24	50.60	50.60	55.59	55.59	55.59	55.59	55.59	55.59	55.59	55.60	55.60	55.60	55.60	60.53
Indian Promoter	45.53	45.53	48.27	45.53	45.53	45.53	45.53	47.49	48.24	48.24	48.24	48.24	50.60	50.60	55.59	55.59	55.59	55.59	55.59	55.59	55.59	55.60	55.60	55.60	55.60	60.53
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	54.47	54.47	51.73	54.47	54.47	54.47	54.47	52.51	51.76	51.76	51.76	51.76	49.40	49.40	44.41	44.41	44.41	44.41	44.41	44.41	44.41	44.40	44.40	44.40	44.40	39.47
Bodies Corporate	19.21	19.20	19.20	19.20	19.22	19.22	19.22	18.36	17.67	17.58	17.45	17.46	13.54	13.54	9.12	9.12	9.12	9.11	9.18	9.20	9.20	9.26	9.29	9.28	9.21	9.41
Others (incl. Retail) No. of shareholders	35.26 2,764	35.27 2,767	32.53 2,719	35.27 2,702	35.25 2,692	35.25 2,681	35.25 2,673	34.15 3,299	34.09 3,357	34.18 3,105	34.31 3,046	34.30 3,070	35.86 3,119	35.86 3,231	35.29 3,222	35.29 3,344	35.29 3,497	35.30 3,478	35.23 3,518	35.21 3,562	35.21 3,594	35.14 3,624	35.11 3,733	35.12 3,688	35.19 3,730	30.06 3,592

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Kreon Finnancial Services Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
M/s Jin Paad Developers Private Limited Promoter Group	February-2023	Conversion of security (Acquisition) 13th Feb 2023	1.42 %	₹ 20.00	1.60 lac	₹ 32.00 lac
M/s Jin Paad Developers Private Limited Promoter Group	April-2022	Conversion of security (Acquisition) 1st Apr 2022	0.00 %	₹ 20.00	1.50 lac	₹ 30.00 lac

Corporate Actions

History of Kreon Finnancial Services Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.50/share
Record date: 31st Aug 1996Ex-date: 5th Aug 1996
Dividend₹ 0.70/share
Record date: 1st Aug 1995Ex-date: 14th Aug 1995

Company Profile

Overview of Kreon Finnancial Services Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Kreon Finnancial Services Limited is an India-based non-banking finance company (NBFC). The Company is primarily engaged in the business of retail loan lending through its digital platform StuCred. StuCred provides instant short-term loans to college students in India. It also lends the money for ot...

Key personnel

Mrs. Shoba Nahar

Chief Financial Officer

Ms. Niharika Goyal

Compliance Officer, Company Secretary

Mrs. Riddhi Lunkad

Chief Strategy Officer

Mr. Jaijash TatiaD

Executive Chairman of the Board, Joint Managing Director

Ms. Henna JainD

Joint Managing Director, Executive Director

Mr. Anand ManoharlalD

Additional Non-Executive Independent Director

Mrs. M. MenakaD

Non-Executive Independent Director

Mrs. Rajashree SanthanamD

Non-Executive Independent Director

Incorporated on

23 Nov 1994

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

142

IPO date

12 Apr 1995

Free Float

26,52,828

Website

https://www.kreon.in/

Phone no.

+914442696634

Address

No 26, 22nd Street,, Rathinam Nagar,, Thiruvanmiyur,, CHENNAI, 600041, India

Frequently Asked Questions

What is the current share price of Kreon Finnancial Services Ltd.?

The current share price of Kreon Finnancial Services Ltd. is ₹ 86.25 as of 12 Aug 2026.

What is the market capitalisation of Kreon Finnancial Services Ltd.?

The market capitalisation of Kreon Finnancial Services Ltd. stands at ₹ 174.41 Cr.

What is the PE ratio of Kreon Finnancial Services Ltd.?

The Price-to-Earnings (PE) ratio of Kreon Finnancial Services Ltd. is 22.10 as of the latest trailing twelve months data.

What is the ROE and ROCE of Kreon Finnancial Services Ltd.?

Kreon Finnancial Services Ltd. has a Return on Equity (ROE) of 21.66% and a Return on Capital Employed (ROCE) of 15.42% as per the latest financial reports.

What is the 52-week high and low of Kreon Finnancial Services Ltd.?

The 52-week high of Kreon Finnancial Services Ltd. is - and the 52-week low is -.

What is the dividend yield of Kreon Finnancial Services Ltd.?

The dividend yield of Kreon Finnancial Services Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Kreon Finnancial Services Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 30.06% of Kreon Finnancial Services Ltd. shares.

What sector does Kreon Finnancial Services Ltd. belong to?

Kreon Finnancial Services Ltd. operates in the Financial Services sector.

What is the beta of Kreon Finnancial Services Ltd.?

The beta of Kreon Finnancial Services Ltd. is 1.52, indicating its price volatility relative to the broader market. Over the past 1 year, Kreon Finnancial Services Ltd. has delivered an absolute return of 81.43%.

What is the RSI of Kreon Finnancial Services Ltd.?

The 14-day Relative Strength Index (RSI) of Kreon Finnancial Services Ltd. is 57.12, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Kreon Finnancial Services Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Kreon Finnancial Services Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Corporate Actions

Company Profile