LAXMIINDIA

Laxmi India Finance Ltd.

NSE: LAXMIINDIA

BSE: 544465

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

129.08+0.3 (+0.25%)

24 Aug, 10:59 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

17.4 / 100

Value Score

63.5 / 100

Price Momentum Score

56.6 / 100

QVM Score

37.2 / 100

Key Metrics

Market Cap

673.35

P/E (TTM)

13.53

P/B

1.45

P/S (TTM)

2.00

EV/EBITDA

8.61

CAPE (5Y)

ROE (TTM)

13.76

ROCE (TTM)

13.36

ROA (TTM)

3.08

Avg 3Y ROE

14.04

Earnings 3Y CAGR

49.45

Sales 3Y CAGR

34.52

Sales 5Y CAGR

Debt/Equity

2.86

Consensus TP

Strong Buy %

Promoter Holding

60.17

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Laxmi India Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 27.49% for 12-month ended 30 Jun 2026 and the growth was 16.58 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 10.91

Value 27.49

-2151.9255312.3

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 47.31% for 12-month ended 30 Jun 2026 and the growth was 46.51 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Moderate ROE but declining trend

The company reported moderate ROE of 13.76% for 12-month ended 30 Jun 2026 but ROE declined by -190 bps from 1 year ago

What is ROE (FY)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.45 indicates that the stock is cheap on a standalone basis but is at a 31.82% premium to industry median P/B

What is P/B Ratio?

Median: 1.1

Value 1.45

056.24

High operating margin but declining trend

The company reported strong operating margin of 67.54% for 12-month ended 30 Jun 2026 but operating margin declined by -229 bps from 1 year ago

What is Operating profit margin?

High, but decreasing Debt to Equity

The company has high Debt to Equity of 2.86 as on 30 Jun 2026 but Debt to Equity decreased by 1.52 in the last 1 year

What is Debt to Equity?

Financial Snapshot

See detailed analysis

Multi-year trends for Laxmi India Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Laxmi India Finance Ltd. Shareholding Pattern

Quarterly breakdown of Laxmi India Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Jun 2025	Aug 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	60.45	60.45	60.45	60.45	60.31	60.17
Indian Promoter	60.45	60.45	60.45	60.45	60.31	60.17
Foreign Promoter	-	-	-	-	-	-
Institutions	14.85	14.85	9.31	7.92	5.92	6.72
Mutual Funds / UTI	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-
FII	8.72	8.72	4.61	3.31	1.58	1.40
Other Institutions	6.13	6.13	4.70	4.61	4.34	5.32
Non-Institution	24.70	24.70	30.24	31.63	33.77	33.12
Bodies Corporate	1.30	1.30	3.67	5.01	4.62	4.71
Others (incl. Retail) No. of shareholders	23.40 60,670	23.40 60,670	26.57 32,999	26.62 31,480	29.15 31,452	28.41 29,480

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

Laxmi India Finance Ltd. is not part of any tracked index.

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Laxmi India Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Preeti Chopra Promoter Group	February-2026	Market Sale (Disposal) 19th Feb 2026	0.31 %	₹ 101.45	75.00 k	₹ 76.09 lac

No corporate action data available.

Company Profile

Overview of Laxmi India Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Laxmi India Finance Limited is a non-deposit-taking, non-banking financial company. Its product portfolio includes MSME loans, vehicle loans, construction loans, and other lending products catering to the diverse financial needs of its customers. Its business verticals include MSME Finance, which of...

Key personnel

Mr. Gopal Krishan Sain

Chief Financial Officer

Mr. Siddharth Modi

Chief Technology Officer

Mr. Sourabh Mishra

Compliance Officer, Company Secretary

Mr. Deepak BaidD

Managing Director, Executive Director

Mrs. Aneesha BaidD

Whole Time Director

Mrs. Prem Devi BaidD

Whole Time Director

Mr. Kalyanraman ChandrachoodanD

Non-Executive Independent Director

Mr. Surendra MehtaD

Non-Executive Independent Director

View all

Incorporated on

10 May 1996

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

05 Aug 2025

Free Float

1,64,69,610

Website

https://lifc.co.in/

Phone no.

+911414031166

Address

2, DFL, Gopinath Marg M.I. Road, JAIPUR, 302001, India

Frequently Asked Questions

What is the current share price of Laxmi India Finance Ltd.?

The current share price of Laxmi India Finance Ltd. is ₹ 129.08 as of 24 Aug 2026.

What is the market capitalisation of Laxmi India Finance Ltd.?

The market capitalisation of Laxmi India Finance Ltd. stands at ₹ 673.35 Cr.

What is the PE ratio of Laxmi India Finance Ltd.?

The Price-to-Earnings (PE) ratio of Laxmi India Finance Ltd. is 13.53 as of the latest trailing twelve months data.

What is the ROE and ROCE of Laxmi India Finance Ltd.?

Laxmi India Finance Ltd. has a Return on Equity (ROE) of 13.76% and a Return on Capital Employed (ROCE) of 13.36% as per the latest financial reports.

What is the 52-week high and low of Laxmi India Finance Ltd.?

The 52-week high of Laxmi India Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Laxmi India Finance Ltd.?

The dividend yield of Laxmi India Finance Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Laxmi India Finance Ltd.?

Foreign Institutional Investors (FII) hold 1.40%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 28.41% of Laxmi India Finance Ltd. shares.

What sector does Laxmi India Finance Ltd. belong to?

Laxmi India Finance Ltd. operates in the Financial Services sector.

What is the beta of Laxmi India Finance Ltd.?

The beta of Laxmi India Finance Ltd. is 1.64, indicating its price volatility relative to the broader market. Over the past 1 year, Laxmi India Finance Ltd. has delivered an absolute return of -14.18%.

What is the RSI of Laxmi India Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Laxmi India Finance Ltd. is 51.21, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Laxmi India Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Laxmi India Finance Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Holdings and Presence