	2012 Mar 31	2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	6,123	7,606	9,208	10,656	12,289	13,865	14,844	17,374	19,689	19,793	19,860	22,531	27,141	27,999	28,678
Cost of Operating Revenue	4,591	5,925	7,174	8,310	9,307	10,231	11,151	12,895	14,786	14,451	14,162	16,129	18,373	19,516	19,771
Total Operating Expenses	4,913	6,216	7,417	8,590	9,757	10,918	11,595	13,633	15,413	15,082	15,097	17,037	19,422	20,825	21,030
Operating Profit	1,210	1,391	1,791	2,066	2,532	2,948	3,249	3,741	4,275	4,712	4,764	5,495	7,719	7,174	7,648
Operating Margin	19.8	18.3	19.5	19.4	20.6	21.3	21.9	21.5	21.7	23.8	24.0	24.4	28.4	25.6	26.7
Financing Income/(Expense) - Net	13	16	21	33	32	44	2	3	-29	-1	22	9	-11	-12	-
Profit before Taxes	1,235	1,418	1,834	2,119	2,575	2,973	2,782	3,392	3,282	3,365	2,787	3,561	6,064	6,879	7,103
Income Taxes	319	364	512	722	907	1,031	774	957	879	624	501	670	1,305	1,436	1,499
Profit after Tax	920	1,048	1,318	1,396	1,668	1,942	2,008	2,434	2,403	2,741	2,286	2,891	4,759	5,442	5,604
PAT Margin	15.0	13.8	14.3	13.1	13.6	14.0	13.5	14.0	12.2	13.8	11.5	12.8	17.5	19.4	19.5
EPS - Basic - ex Extraordinary Items	19.32	20.76	26.12	27.65	33.05	38.49	39.79	48.23	47.62	54.31	43.11	52.55	86.52	98.94	101.87
EPS - Diluted - ex Extraordinary Items	19.32	20.76	26.12	27.65	33.05	38.49	39.79	48.23	47.62	54.31	43.11	52.55	86.52	98.94	101.87
EBIT	1,210	1,391	1,791	2,066	2,532	2,948	3,249	3,741	4,275	4,712	4,764	5,495	7,719	7,174	7,648
EBITDA	1,218	1,398	1,799	2,076	2,542	2,957	3,259	3,753	4,326	4,764	4,819	5,564	7,788	7,271	7,770
EBITDA Margin	19.9	18.4	19.5	19.5	20.7	21.3	22.0	21.6	22.0	24.1	24.3	24.7	28.7	26.0	27.1

Balance Sheet

Abridged

Understanding Balance Sheet

LIC Housing Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	2013 Mar 31	R 2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	69	68	82	84	98	104	130	167	295	282	296	353	328	323	348
Total Assets	65,844	80,649	95,862	1,12,630	1,30,587	1,50,615	1,71,228	2,00,707	2,16,920	2,35,722	2,54,687	2,78,559	2,91,293	3,14,040	3,25,213
Long Term Debt	46,111	56,268	67,712	80,519	90,658	98,283	1,02,883	1,07,749	1,12,600	1,16,793	1,32,062	1,80,151	1,65,521	1,73,067	2,66,216
Total Liabilities	58,523	71,897	88,275	1,04,749	1,21,371	1,37,939	1,56,915	1,84,374	1,98,652	2,15,117	2,29,933	2,51,371	2,59,813	2,77,685	2,83,780
Total Shareholders' Equity	5,710	6,533	7,586	7,880	9,215	12,674	14,311	16,331	18,265	20,601	24,751	27,185	31,477	36,352	41,429
Minority Interest	0	1	1	2	2	2	2	2	2	3	3	3	3	4	4
Total Equity	5,710	6,534	7,587	7,882	9,216	12,676	14,313	16,333	18,267	20,604	24,754	27,188	31,480	36,356	41,433
Total Liabilities & Equity	64,234	78,431	95,862	1,12,630	1,30,587	1,50,615	1,71,228	2,00,707	2,16,920	2,35,722	2,54,687	2,78,559	2,91,293	3,14,040	3,25,213
Total Current Assets	2,133	2,160	3,827	3,829	4,906	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	13,363	17,104	19,713	22,533	28,221	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

LIC Housing Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	R 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	1,026	1,593	1,866	1,955	2,810	3,174	-18,709	-23,648	-8,426	-12,215	-15,930	-19,855	-7,328	-15,876	-7,918
Working Capital - Increase/(Decrease)	-12,646	-14,171	-13,389	-16,300	-15,850	-17,448	-265	2,119	-6,311	891	-794	223	177	-732	-585
Net CF from Operating Activities	-11,621	-12,578	-11,523	-14,345	-13,039	-14,273	-18,974	-21,530	-14,737	-11,324	-16,724	-19,632	-7,151	-16,609	-8,503
Capital Expenditures - Net	33	8	8	18	22	14	35	50	15	11	35	41	37	73	52
Net CF from Investing Activities	-21	-27	-2	-58	-58	-278	1,365	-1,651	-1,852	858	-1,634	-800	587	-939	1,752
Dividends Paid - Cash - Total	165	181	191	226	251	277	312	342	384	404	468	462	468	495	550
Stock - Issuance/(Retirement) - Net	810	-	-	-	-	-	-	-	-	-	2,334	-	-	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	10,924	12,677	13,271	14,496	14,399	15,406	18,450	24,482	15,619	10,833	16,024	27,535	9,414	19,564	3,607
Net Cash Flow from Financing Activities	11,542	12,467	13,048	14,232	14,098	15,072	18,074	24,068	15,156	10,428	17,850	20,249	7,346	17,413	6,192
Free Cash Flow to Equity	-729	91	1,741	132	1,338	1,118	-559	2,902	867	-502	-735	7,862	2,227	2,882	-4,948
Free Operating CF net dividend	-11,822	-12,767	-11,721	-14,590	-13,313	-14,564	-19,321	-21,922	-15,136	-11,738	-17,227	-20,158	-7,656	-17,177	-9,105
Free Operating CF	-11,657	-12,586	-11,530	-14,364	-13,062	-14,288	-19,009	-21,580	-14,752	-11,334	-16,759	-19,696	-7,188	-16,682	-8,555

Business Segment Analysis

FY End:

Mar 25

LIC Housing Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Loans (99.6%)₹ 28,056.22 CrOther segments (0.4%)₹ 113.60 Cr

Assets

Loans (99.9%)₹ 3,13,926.56 CrOther segments (0.1%)₹ 305.17 Cr

Operating Income

Loans (99.3%)₹ 6,855.81 CrOther segments (0.5%)₹ 36.09 CrIntersegment Adjustments (0.2%)₹ -13.04 Cr

Regional Segment Analysis

LIC Housing Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for LIC Housing Finance Ltd.

Historical Segment Analysis

Track how LIC Housing Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for LIC Housing Finance Ltd..

Frequently Asked Questions

What is the revenue of LIC Housing Finance Ltd.?

The latest trailing twelve month revenue of LIC Housing Finance Ltd. is ₹ 28,677.80 Cr, reflecting a 1-year growth of 2.42% and a 3-year CAGR of 8.37%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of LIC Housing Finance Ltd.?

The latest trailing twelve month net profit (PAT) of LIC Housing Finance Ltd. is ₹ 5,603.67 Cr, with a 3-year earnings CAGR of 24.69%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of LIC Housing Finance Ltd.?

The trailing twelve month EBITDA of LIC Housing Finance Ltd. is approximately ₹ 7,647.80 Cr (based on an operating margin of 26.67%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of LIC Housing Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of LIC Housing Finance Ltd. is 101.87. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of LIC Housing Finance Ltd.?

The debt-to-equity ratio of LIC Housing Finance Ltd. stands at 6.43. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of LIC Housing Finance Ltd.?

The estimated book value per share of LIC Housing Finance Ltd. is 755.55 (derived from a P/B ratio of 0.73 and market price of ₹ 554.40), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of LIC Housing Finance Ltd.?

The trailing twelve month operating cash flow of LIC Housing Finance Ltd. is ₹ -8,503.31 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does LIC Housing Finance Ltd. report consolidated or standalone financials?

LIC Housing Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.