The stock has been placed in Additional Surveillance Measure (ASM) list STASM - I (11).

My Mudra Fincorp Ltd.

NSE: MYMUDRA

SME

Sector: Financial Services

Industry Group: Finance

Industry: Other Financial Services

90.95-7.6 (-7.76%)

23 Oct, 12:00 AM

Income Statement

Abridged

Understanding Income Statement

My Mudra Fincorp Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31
	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M PR	12M PR	12M AR	12M AR	12M AR
Total Revenue	28.46	53.46	71.07	80.37	117.34
Total Operating Expenses	27.36	48.15	60.91	67.68	100.30
Operating Profit	1.10	5.31	10.16	12.68	17.04
Operating Margin	3.9	9.9	14.3	15.8	14.5
Financing Income/(Expense) - Net	-0.40	-0.55	-1.10	-0.88	-1.43
Profit before Taxes	0.70	4.86	9.13	12.11	16.06
Income Taxes	0.23	1.39	2.70	3.10	4.06
Profit after Tax	0.47	3.47	6.43	9.01	12.00
PAT Margin	1.6	6.5	9.0	11.2	10.2
EPS - Basic - ex Extraordinary Items	0.41	3.04	5.64	9.96	10.54
EPS - Diluted - ex Extraordinary Items	0.41	3.04	5.64	9.96	10.54
EBIT	1.10	5.31	10.16	12.68	17.04
EBITDA	1.26	5.73	10.77	13.53	18.58
EBITDA Margin	4.4	10.7	15.1	16.8	15.8

Balance Sheet

Abridged

Understanding Balance Sheet

My Mudra Fincorp Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31
	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	PR	PR	AR	AR	AR
Property Plant & Equipment - Net	1.02	1.15	2.00	3.60	4.55
Total Assets	9.40	14.85	30.28	61.49	83.57
Long Term Debt	1.30	1.40	3.03	1.78	2.95
Total Liabilities	5.02	6.41	13.87	8.07	18.15
Total Shareholders' Equity	4.38	8.44	16.41	53.41	65.42
Total Equity	4.38	8.44	16.41	53.41	65.42
Total Liabilities & Equity	9.40	14.85	30.28	61.49	83.57
Total Current Assets	5.98	10.33	20.97	44.59	57.41
Total Current Liabilities	3.68	4.95	10.73	6.14	15.05

Cash Flow

Abridged

Understanding Cash Flow Statement

My Mudra Fincorp Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31
	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M PR	12M PR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	0.60	4.96	8.25	10.12	14.39
Working Capital - Increase/(Decrease)	-1.02	-4.11	-8.63	-8.81	-13.69
Net CF from Operating Activities	-0.42	0.85	-0.38	1.30	0.71
Capital Expenditures - Net	1.06	1.77	3.93	6.46	8.15
Net CF from Investing Activities	-0.03	-1.45	-4.35	-8.00	-10.68
Stock - Issuance/(Retirement) - Net	-	0.00	-	3.02	-
Debt - LT & ST - Issuance/(Retirement) - Total	0.59	0.30	5.93	-6.13	7.75
Net Cash Flow from Financing Activities	0.59	0.90	5.93	21.86	7.75
Free Cash Flow to Equity	-0.89	-0.62	1.62	-11.28	0.30
Free Operating CF net dividend	-1.48	-0.94	-4.31	-5.15	-7.44
Free Operating CF	-1.48	-0.94	-4.31	-5.15	-7.44

Business Segment Analysis

My Mudra Fincorp Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

We don't have enough data to show business segment analysis for My Mudra Fincorp Ltd.

Regional Segment Analysis

My Mudra Fincorp Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for My Mudra Fincorp Ltd.

Historical Segment Analysis

Track how My Mudra Fincorp Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

We don't have enough data to show segments for My Mudra Fincorp Ltd.

Frequently Asked Questions

What is the revenue of My Mudra Fincorp Ltd.?

The latest trailing twelve month revenue of My Mudra Fincorp Ltd. is ₹ 117.34 Cr, reflecting a 1-year growth of 46.01% and a 3-year CAGR of 29.96%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of My Mudra Fincorp Ltd.?

The latest trailing twelve month net profit (PAT) of My Mudra Fincorp Ltd. is ₹ 12.00 Cr, with a 3-year earnings CAGR of 51.29%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of My Mudra Fincorp Ltd.?

The trailing twelve month EBITDA of My Mudra Fincorp Ltd. is approximately ₹ 17.04 Cr (based on an operating margin of 14.52%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of My Mudra Fincorp Ltd.?

The trailing twelve month Earnings Per Share (EPS) of My Mudra Fincorp Ltd. is 10.54. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of My Mudra Fincorp Ltd.?

The debt-to-equity ratio of My Mudra Fincorp Ltd. stands at 0.17. The interest coverage ratio is 11.93x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of My Mudra Fincorp Ltd.?

The estimated book value per share of My Mudra Fincorp Ltd. is 57.42 (derived from a P/B ratio of 1.58 and market price of ₹ 90.95), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of My Mudra Fincorp Ltd.?

The trailing twelve month operating cash flow of My Mudra Fincorp Ltd. is ₹ 0.71 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does My Mudra Fincorp Ltd. report consolidated or standalone financials?

My Mudra Fincorp Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.