NIVABUPA

Niva Bupa Health Insurance Company Ltd.

NSE: NIVABUPA

BSE: 544286

Sector: Financial Services

Industry Group: Insurance

Industry: General Insurance

83.10-0.1 (-0.13%)

26 Aug, 9:29 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

80.2 / 100

Value Score

47.3 / 100

Price Momentum Score

74.0 / 100

QVM Score

84.1 / 100

Key Metrics

Market Cap

15496.60

P/E (TTM)

43.04

P/B

4.04

P/S (TTM)

2.00

EV/EBITDA

35.99

CAPE (5Y)

306.13

ROE (TTM)

3.46

ROCE (TTM)

4.46

ROA (TTM)

1.17

Avg 3Y ROE

4.39

Earnings 3Y CAGR

117.90

Sales 3Y CAGR

27.62

Sales 5Y CAGR

36.44

Debt/Equity

0.00

Consensus TP

101.50

Strong Buy %

40.00

Promoter Holding

55.30

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Niva Bupa Health Insurance Company Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 74.0 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

74.0 / 100

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 52.02% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Not enough data

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 37.86% for 12-month ended 30 Jun 2026 and the growth was 25.16 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 12.7

Value 37.86

7.3237.86

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 98.81% for 12-month ended 30 Jun 2026 and the growth was 100.37 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.0 as on 30 Jun 2026 and Debt to Equity decreased marginally by 0.07 in the last 1 year

What is Debt to Equity?

Negative

Expensive and at same valuation levels as industry median P/B

PB of 4.04 indicates that the stock is expensive on a standalone basis. Premium to industry median P/B is modest at 8.89%

What is P/B Ratio?

Median: 3.71

Value 4.04

0.85.11

Low and declining ROE

The company reported low ROE of 3.46% for 12-month ended 30 Jun 2026 and ROE declined by -285 bps from 1 year ago

What is ROE (FY)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Low operating margin but improving trend

The company reported low operating margin of 5.59% for 12-month ended 30 Jun 2026 but operating margin improved by 172 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Niva Bupa Health Insurance Company Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Niva Bupa Health Insurance Company Ltd. Shareholding Pattern

Quarterly breakdown of Niva Bupa Health Insurance Company Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2014	Sep 2015	Aug 2016	Jul 2017	Mar 2018	May 2019	Jun 2020	Mar 2021	Mar 2022	Mar 2023	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	99.50	98.82	55.98	55.98	55.43	55.41	55.36	55.36	55.30
Indian Promoter	100.00	74.00	74.00	51.00	51.00	51.00	55.58	55.10	54.82	54.45	-	-	-	-	-	-	-
Foreign Promoter	0.00	26.00	26.00	49.00	49.00	49.00	44.42	44.90	44.68	44.37	55.98	55.98	55.43	55.41	55.36	55.36	55.30
Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	18.64	18.57	25.79	25.99	26.32	27.05	28.22
Mutual Funds / UTI	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.80	2.68	8.11	8.55	9.31	9.80	9.35
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.22	1.23	1.17	0.99	0.99	0.93	1.05
Govt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	8.85	8.90	10.76	10.72	10.31	10.60	12.09
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	5.76	5.76	5.74	5.73	5.70	5.72	5.73
Non-Institution	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	1.18	25.39	25.46	18.78	18.60	18.32	17.59	16.48
Bodies Corporate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	17.60	17.82	9.69	9.56	9.50	9.43	9.10
Others (incl. Retail) No. of shareholders	0.00 0	0.00 0	0.00 0	0.00 0	0.00 0	0.00 0	0.00 0	0.00 0	0.50 0	1.18 0	7.79 1,46,060	7.64 1,35,816	9.09 1,54,422	9.04 1,58,095	8.82 1,47,353	8.16 1,35,019	7.38 1,26,237

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 250	0.25%	163 / 249
2	Nifty 500	0.03%	368 / 499
3	Nifty Total Market	0.03%	449 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Niva Bupa Health Insurance Company Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Vikas Gupta Designated Person	December-2024	Market Sale (Disposal) 30th Dec 2024	0.01 %	₹ 80.63	40.00 k	₹ 32.25 lac
Krishnan Ramachandran KMP	December-2024	Market Sale (Disposal) 16th Dec 2024	0.86 %	₹ 83.54	50.00 lac	₹ 41.77 cr
Bhabatosh Mishra Designated Person	December-2024	Market Sale (Disposal) 13th Dec 2024	0.17 %	₹ 91.50	25.00 k	₹ 22.88 lac
Padmesh Nair Designated Person	December-2024	Market Sale (Disposal) 13th Dec 2024	0.12 %	₹ 99.80	1.50 lac	₹ 1.50 cr
Shilpa Verma Designated Person	December-2024	Market Sale (Disposal) 10th Dec 2024	0.00 %	₹ 102.70	20.00 k	₹ 20.54 lac
Suraj Mishra Designated Person	December-2024	Market Sale (Disposal) 10th Dec 2024	0.15 %	₹ 104.96	1.02 lac	₹ 1.07 cr
Vikas Gupta Designated Person	December-2024	Market Sale (Disposal) 10th Dec 2024	0.01 %	₹ 100.00	30.00 k	₹ 30.00 lac
Vikas Vikram Designated Person	December-2024	Market Sale (Disposal) 10th Dec 2024	0.00 %	₹ 96.36	70.00 k	₹ 67.45 lac

No corporate action data available.

Company Profile

Overview of Niva Bupa Health Insurance Company Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Niva Bupa Health Insurance Company Limited is an India-based standalone health insurer (SAHI), focused on the retail health market. The Companys products are categorized into retail products, which are intended for individuals and families, and group products, which are intended for employers and em...

Key personnel

Ms. Aparna Sharma

Compliance Officer, Company Secretary

Shri. Ashwani BhatiaD

Non-Executive Chairman of the Board

Mr. Krishnan RamachandranD

Chief Executive Officer, Managing Director, Executive Director

Mr. Ankur KharbandaD

Deputy Chief Executive Officer, Executive Director

Mr. Vishwanath MahendraD

Chief Financial Officer, Executive Director

Mr. Christopher Patrick CarrollD

Additional Non-Executive Director

Mr. Roger William John DavisD

Non-Executive Director

Mr. David Martin FletcherD

Non-Executive Director

View all

Incorporated on

05 Sep 2008

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

10,191

IPO date

14 Nov 2024

Free Float

43,94,00,364

Website

https://www.nivabupa.com/

Phone no.

+911246354900

Address

3rd Floor, Capital Cyberscape, Sector 59, GURGAON, India

Frequently Asked Questions

What is the current share price of Niva Bupa Health Insurance Company Ltd.?

The current share price of Niva Bupa Health Insurance Company Ltd. is ₹ 83.10 as of 26 Aug 2026.

What is the market capitalisation of Niva Bupa Health Insurance Company Ltd.?

The market capitalisation of Niva Bupa Health Insurance Company Ltd. stands at ₹ 15,496.60 Cr.

What is the PE ratio of Niva Bupa Health Insurance Company Ltd.?

The Price-to-Earnings (PE) ratio of Niva Bupa Health Insurance Company Ltd. is 43.04 as of the latest trailing twelve months data.

What is the ROE and ROCE of Niva Bupa Health Insurance Company Ltd.?

Niva Bupa Health Insurance Company Ltd. has a Return on Equity (ROE) of 3.46% and a Return on Capital Employed (ROCE) of 4.46% as per the latest financial reports.

What is the 52-week high and low of Niva Bupa Health Insurance Company Ltd.?

The 52-week high of Niva Bupa Health Insurance Company Ltd. is - and the 52-week low is -.

What is the dividend yield of Niva Bupa Health Insurance Company Ltd.?

The dividend yield of Niva Bupa Health Insurance Company Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Niva Bupa Health Insurance Company Ltd.?

Foreign Institutional Investors (FII) hold 12.09%, Domestic Institutional Investors (DII) hold 10.40% and retail/public investors hold 7.38% of Niva Bupa Health Insurance Company Ltd. shares.

What sector does Niva Bupa Health Insurance Company Ltd. belong to?

Niva Bupa Health Insurance Company Ltd. operates in the Financial Services sector. 90% of analysts have a Buy or Strong Buy rating on Niva Bupa Health Insurance Company Ltd. with a consensus target price of ₹ 101.50, implying 21.12% upside from current levels.

What is the beta of Niva Bupa Health Insurance Company Ltd.?

The beta of Niva Bupa Health Insurance Company Ltd. is 0.31, indicating its price volatility relative to the broader market. Over the past 1 year, Niva Bupa Health Insurance Company Ltd. has delivered an absolute return of -2.96%.

What is the RSI of Niva Bupa Health Insurance Company Ltd.?

The 14-day Relative Strength Index (RSI) of Niva Bupa Health Insurance Company Ltd. is 45.63, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.