NIYOGIN

Niyogin Fintech Ltd.

BSE: 538772

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

48.50-1.2 (-2.41%)

7 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

12.1 / 100

Value Score

41.2 / 100

Price Momentum Score

43.9 / 100

QVM Score

14.7 / 100

Key Metrics

Market Cap

539.55

P/E (TTM)

P/B

1.66

P/S (TTM)

1.99

EV/EBITDA

21.75

CAPE (5Y)

ROE (TTM)

-0.14

ROCE (TTM)

3.62

ROA (TTM)

-0.07

Avg 3Y ROE

-3.82

Earnings 3Y CAGR

57.89

Sales 3Y CAGR

28.11

Sales 5Y CAGR

33.93

Debt/Equity

0.69

Consensus TP

Strong Buy %

Promoter Holding

39.51

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Niyogin Fintech Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 87.08% for 12-month ended 30 Jun 2026 and the growth was 86.17 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -19.26% for 12-month ended 30 Jun 2026 and the growth was 31.39 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 12.13

Value -19.26

-2151.9255312.3

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.66 indicates that the stock is cheap on a standalone basis but is at a 50.91% premium to industry median P/B

What is P/B Ratio?

Median: 1.1

Value 1.66

053.42

Low ROE but improving trend

The company reported low ROE of -0.14% for 12-month ended 30 Jun 2026 but ROE improved by 511 bps from 1 year ago

What is ROE (FY)?

Low operating margin but improving trend

The company reported low operating margin of 6.43% for 12-month ended 30 Jun 2026 but operating margin improved by 615 bps from 1 year ago

What is Operating profit margin?

Low Debt to Equity but increasing

The company has low Debt to Equity of 0.69 as on 30 Jun 2026 but Debt to Equity increased by 0.28 in the last 1 year

What is Debt to Equity?

Financial Snapshot

See detailed analysis

Multi-year trends for Niyogin Fintech Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Niyogin Fintech Ltd. Shareholding Pattern

Quarterly breakdown of Niyogin Fintech Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	40.60	40.77	40.75	40.68	38.54	38.75	38.75	38.55	38.55	39.66	39.65	39.65	39.65	39.60	39.60	39.59	39.31	39.31	39.31	39.28	37.65	37.72	38.73	38.89	39.07	39.51
Indian Promoter	40.05	40.05	40.04	39.97	36.83	36.83	36.81	36.56	36.56	36.52	12.30	12.29	12.29	12.28	12.28	12.28	12.19	12.19	12.19	12.18	10.45	10.44	10.43	10.43	10.43	10.44
Foreign Promoter	0.55	0.72	0.71	0.71	1.71	1.92	1.94	1.99	1.99	3.14	27.36	27.35	27.35	27.32	27.32	27.31	27.12	27.12	27.12	27.10	27.20	27.29	28.30	28.46	28.64	29.07
Institutions	19.49	19.49	19.48	19.33	17.81	16.94	15.98	15.32	14.95	14.87	14.21	14.21	14.21	13.19	18.30	17.61	17.34	17.10	16.97	15.13	21.19	21.18	21.46	21.43	21.52	21.57
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	18.95	18.95	18.94	18.79	17.32	16.94	15.98	15.32	14.95	14.87	14.21	14.21	14.21	12.13	17.24	16.55	16.29	16.05	15.92	14.08	19.40	19.39	19.53	19.53	19.53	19.53
Other Institutions	0.54	0.54	0.54	0.54	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.06	1.06	1.06	1.05	1.05	1.05	1.05	1.79	1.79	1.93	1.90	1.99	2.04
Non-Institution	39.92	39.75	39.77	39.99	43.64	44.30	45.26	46.13	46.50	45.48	46.14	46.15	46.15	47.20	42.10	42.80	43.35	43.59	43.72	45.58	41.17	41.10	39.81	39.68	39.41	38.93
Bodies Corporate	4.10	4.10	4.16	4.15	3.78	3.91	3.86	3.73	3.79	3.84	3.37	3.27	3.67	3.56	4.66	4.98	4.05	4.01	3.67	2.40	3.04	3.05	2.61	2.76	2.73	2.76
Others (incl. Retail) No. of shareholders	35.82 1,051	35.65 1,062	35.61 1,096	35.84 1,119	39.86 1,335	40.39 1,639	41.40 2,384	42.40 3,655	42.71 4,186	41.64 4,823	42.77 4,966	42.88 4,857	42.48 4,671	43.64 4,619	37.44 6,729	37.82 7,578	39.30 8,086	39.58 8,862	40.05 9,094	43.18 11,535	38.13 11,247	38.05 11,048	37.20 10,500	36.92 10,439	36.68 10,230	36.17 10,062

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

Niyogin Fintech Ltd. is not part of any tracked index.

Prominent Investor Holdings

Madhusudan Kela and Associates

Jun 2026

4.51%

₹ 24 Cr

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Niyogin Fintech Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Amit Rajpal Promoter & Director	March-2026	Market Purchase (Acquisition) 31st Mar 2026	28.46 %	₹ 36.33	2.00 lac	₹ 72.66 lac
Amit Rajpal Promoter & Director	March-2026	Market Purchase (Acquisition) 31st Mar 2026	28.64 %	₹ 42.01	4.79 lac	₹ 2.01 cr
Amit Rajpal Promoter & Director	September-2025	Market Purchase (Acquisition) 30th Sep 2025	28.21 %	₹ 68.37	1.05 lac	₹ 71.46 lac
Amit Rajpal Promoter & Director	September-2025	Market Purchase (Acquisition) 30th Sep 2025	28.30 %	₹ 71.50	1.79 lac	₹ 1.28 cr
Amit Rajpal Promoter & Director	August-2025	Market Purchase (Acquisition) 27th Aug 2025	28.11 %	₹ 76.88	1.12 lac	₹ 86.41 lac
Amit Rajpal Promoter & Director	August-2025	Market Purchase (Acquisition) 25th Aug 2025	28.03 %	₹ 75.82	93.21 k	₹ 70.67 lac
Amit Rajpal Promoter & Director	August-2025	Market Purchase (Acquisition) 25th Aug 2025	27.94 %	₹ 76.98	94.48 k	₹ 72.73 lac
Amit Rajpal Promoter & Director	August-2025	Market Purchase (Acquisition) 21st Aug 2025	27.70 %	₹ 68.58	1.38 lac	₹ 94.64 lac
Amit Rajpal Promoter & Director	August-2025	Market Purchase (Acquisition) 21st Aug 2025	27.82 %	₹ 71.55	1.36 lac	₹ 97.62 lac
Amit Rajpal Promoter & Director	August-2025	Market Purchase (Acquisition) 19th Aug 2025	27.56 %	₹ 65.39	1.53 lac	₹ 99.99 lac

…

No corporate action data available.

Company Profile

Overview of Niyogin Fintech Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Niyogin Fintech Limited is a non-banking financial company. The Company operates through two segments: financing related activities and technology-related activities. The Company’s product suite includes iServeU, Niyogin AI, Moneyfront, among others. The iServeU platform provides its partners with a...

Key personnel

Mr. Sanket Shendure

Co-President, Chief Product and Growth Officer

Mr. Akash Sethi

Deputy Chief Executive Officer

Mr. Ronak Shah

Deputy Chief Financial Officer

Mr. Mohit Gang

Chief Executive Officer - Moneyfront

Mr. Debiprasad Sarangi

Chief Executive Officer - ISERVEU

Mr. Ravi Pratap Singh

Chief Technology and Product Officer

Ms. Neha Kshitu Daruka

Compliance Officer, Company Secretary

Mr. Hitesh Jain

Chief Risk Officer

View all

Incorporated on

01 Feb 1988

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

17 Nov 2014

Free Float

4,28,91,622

Website

https://www.niyogin.in/

Phone no.

+912222721563

Address

NEELKANTH CORPORATE IT PARK, 311/312, 3RD FLOOR, KIROL ROAD,, VIDYAVIHAR WEST, , 400086, India

Frequently Asked Questions

What is the current share price of Niyogin Fintech Ltd.?

The current share price of Niyogin Fintech Ltd. is ₹ 48.50 as of 7 Oct 2026.

What is the market capitalisation of Niyogin Fintech Ltd.?

The market capitalisation of Niyogin Fintech Ltd. stands at ₹ 539.55 Cr.

What is the PE ratio of Niyogin Fintech Ltd.?

The Price-to-Earnings (PE) ratio of Niyogin Fintech Ltd. is - as of the latest trailing twelve months data.

What is the ROE and ROCE of Niyogin Fintech Ltd.?

Niyogin Fintech Ltd. has a Return on Equity (ROE) of -0.14% and a Return on Capital Employed (ROCE) of 3.62% as per the latest financial reports.

What is the 52-week high and low of Niyogin Fintech Ltd.?

The 52-week high of Niyogin Fintech Ltd. is - and the 52-week low is -.

What is the dividend yield of Niyogin Fintech Ltd.?

The dividend yield of Niyogin Fintech Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Niyogin Fintech Ltd.?

Foreign Institutional Investors (FII) hold 19.53%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 36.17% of Niyogin Fintech Ltd. shares.

What sector does Niyogin Fintech Ltd. belong to?

Niyogin Fintech Ltd. operates in the Financial Services sector.

What is the beta of Niyogin Fintech Ltd.?

The beta of Niyogin Fintech Ltd. is 0.78, indicating its price volatility relative to the broader market. Over the past 1 year, Niyogin Fintech Ltd. has delivered an absolute return of -28.96%.

What is the RSI of Niyogin Fintech Ltd.?

The 14-day Relative Strength Index (RSI) of Niyogin Fintech Ltd. is 43.19, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Niyogin Fintech Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Niyogin Fintech Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Company Profile

Stock Analysis

Holdings and Presence