	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	222.09	238.41	219.45	190.58	205.02	266.54	303.13	360.60	374.77	346.02	392.22	473.19	658.75	770.86	943.70
Cost of Operating Revenue	70.72	65.24	61.86	58.09	66.66	94.29	117.52	149.11	156.55	161.95	184.11	208.67	270.07	328.31	374.33
Total Operating Expenses	118.45	133.65	135.33	125.45	133.93	187.68	179.97	223.17	215.64	214.96	230.43	288.05	406.32	473.43	581.86
Operating Profit	103.64	104.76	84.12	65.13	71.09	78.86	123.16	137.43	159.13	131.06	161.79	185.14	252.42	297.43	361.84
Operating Margin	46.7	43.9	38.3	34.2	34.7	29.6	40.6	38.1	42.5	37.9	41.2	39.1	38.3	38.6	38.3
Financing Income/(Expense) - Net	-	-	-	-	-	-	-	-	-	-	-	-	-	-2.90	-
Profit before Taxes	103.40	104.75	84.12	66.57	69.66	78.86	86.43	84.90	74.16	77.77	107.12	126.24	241.18	268.36	318.41
Income Taxes	31.55	33.98	28.14	22.39	24.35	26.98	28.68	28.52	20.03	19.79	27.87	32.62	62.21	68.24	81.20
Profit after Tax	71.85	70.77	55.98	44.17	45.31	51.88	57.75	56.38	54.13	57.98	79.25	93.62	178.97	200.12	237.21
PAT Margin	32.4	29.7	25.5	23.2	22.1	19.5	19.1	15.6	14.4	16.8	20.2	19.8	27.2	26.0	25.1
EPS - Basic - ex Extraordinary Items	0.88	0.87	0.69	0.54	0.56	0.64	0.71	0.70	0.64	0.69	0.94	1.05	3.87	2.23	2.62
EPS - Diluted - ex Extraordinary Items	0.89	0.87	0.69	0.54	0.56	0.64	0.71	0.70	0.64	0.69	0.94	1.05	3.87	2.23	2.62
EBIT	103.64	104.76	84.12	65.13	71.09	78.86	123.16	137.43	159.13	131.06	161.79	185.14	252.42	297.43	361.84
EBITDA	104.41	107.32	88.54	71.50	76.48	84.63	128.73	138.27	162.55	133.13	163.75	187.58	255.82	301.70	374.08
EBITDA Margin	47.0	45.0	40.3	37.5	37.3	31.8	42.5	38.3	43.4	38.5	41.7	39.6	38.8	39.1	39.6

Balance Sheet

Abridged

Understanding Balance Sheet

Paisalo Digital Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	3	3	3	3	3	3	7	7	64	63	62	66	66	74	84
Total Assets	1,215	1,287	1,116	1,122	1,366	1,606	2,042	2,175	2,248	2,270	2,758	3,354	4,123	5,255	6,300
Long Term Debt	143	66	22	8	19	105	1,079	1,157	1,237	1,322	1,676	2,117	2,655	3,559	4,360
Total Liabilities	837	844	621	591	846	1,043	1,429	1,511	1,482	1,405	1,734	2,191	2,794	3,720	4,507
Total Shareholders' Equity	378	444	495	532	520	564	614	664	766	865	1,023	1,163	1,329	1,535	1,793
Total Equity	378	444	495	532	520	564	614	664	766	865	1,023	1,163	1,329	1,535	1,793
Total Liabilities & Equity	1,215	1,287	1,116	1,122	1,366	1,606	2,042	2,175	2,248	2,270	2,758	3,354	4,123	5,255	6,300
Total Current Assets	1,140	1,218	1,059	1,082	1,304	1,549	-	-	-	-	-	-	-	-	-
Total Current Liabilities	536	617	535	529	794	901	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Paisalo Digital Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	104.35	107.35	74.42	58.30	62.51	53.85	54.09	56.97	64.18	118.22	134.45	149.28	182.86	230.73	303.59
Working Capital - Increase/(Decrease)	-80.47	-108.30	-87.97	-37.01	-136.74	-256.67	-436.00	-59.83	-29.01	-216.11	-530.83	-601.45	-752.61	-1,072.26	-1,086.35
Net CF from Operating Activities	23.88	-0.95	-13.55	21.29	-74.23	-202.82	-381.91	-2.86	35.17	-97.89	-396.38	-452.17	-569.75	-841.53	-782.76
Capital Expenditures - Net	-0.24	0.33	0.52	1.39	0.33	0.49	-4.29	3.57	0.30	0.07	1.31	5.07	3.62	12.68	15.21
Net CF from Investing Activities	-21.35	27.53	20.57	20.27	3.57	1.43	4.29	-3.57	-0.30	-0.07	-3.08	-5.07	2.60	-12.68	-15.21
Dividends Paid - Cash - Total	0.29	5.00	4.87	4.90	5.17	4.88	4.88	4.88	4.89	4.23	4.23	4.48	4.48	8.97	9.08
Stock - Issuance/(Retirement) - Net	-	-	-	-	-50.00	-	-	-	-	46.00	85.66	52.35	-	18.22	33.86
Debt - LT & ST - Issuance/(Retirement) - Total	-3.80	-28.51	44.92	-21.27	158.59	184.74	384.50	13.89	-9.04	68.97	329.13	443.15	543.65	909.52	804.35
Net Cash Flow from Financing Activities	-19.15	-33.52	-58.12	-35.66	83.73	182.11	379.62	9.01	-13.93	110.74	362.03	476.01	552.61	944.44	843.17
Free Cash Flow to Equity	20.33	-29.80	30.84	-1.36	84.03	-18.58	6.89	7.47	25.83	-28.99	-68.56	-14.10	-29.71	55.31	6.38
Free Operating CF net dividend	23.16	-6.31	-18.95	15.00	-79.83	-208.20	-387.37	-11.31	29.98	-102.19	-401.93	-462.91	-577.97	-863.27	-807.06
Free Operating CF	23.45	-1.31	-14.07	19.90	-74.66	-203.31	-382.49	-6.43	34.87	-97.96	-397.70	-458.43	-573.49	-854.31	-797.98

Business Segment Analysis

FY End:

Mar 25

Paisalo Digital Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Financing (100.0%)₹ 12.78 Cr

Revenue / Sales

Financing (100.0%)₹ 770.86 Cr

Assets

Financing (100.0%)₹ 5,254.60 Cr

Operating Income

Financing (100.0%)₹ 297.43 Cr

Regional Segment Analysis

Paisalo Digital Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Paisalo Digital Ltd.

Historical Segment Analysis

Track how Paisalo Digital Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Financing	-	-	0	0	1	6	4	13
Finance Division	0	0	-	-	-	-	-	-
Non Conventional Energy Division	11	0	-	-	-	-	-	-

Frequently Asked Questions

What is the revenue of Paisalo Digital Ltd.?

The latest trailing twelve month revenue of Paisalo Digital Ltd. is ₹ 943.70 Cr, reflecting a 1-year growth of 22.42% and a 3-year CAGR of 25.87%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Paisalo Digital Ltd.?

The latest trailing twelve month net profit (PAT) of Paisalo Digital Ltd. is ₹ 237.21 Cr, with a 3-year earnings CAGR of 35.63%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Paisalo Digital Ltd.?

The trailing twelve month EBITDA of Paisalo Digital Ltd. is approximately ₹ 361.84 Cr (based on an operating margin of 38.34%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Paisalo Digital Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Paisalo Digital Ltd. is 2.62. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Paisalo Digital Ltd.?

The debt-to-equity ratio of Paisalo Digital Ltd. stands at 2.43. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Paisalo Digital Ltd.?

The estimated book value per share of Paisalo Digital Ltd. is 20.43 (derived from a P/B ratio of 3.54 and market price of ₹ 72.40), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Paisalo Digital Ltd.?

The trailing twelve month operating cash flow of Paisalo Digital Ltd. is ₹ -782.76 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Paisalo Digital Ltd. report consolidated or standalone financials?

Paisalo Digital Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.