POLICYBZR

PB Fintech Ltd.

NSE: POLICYBZR

BSE: 543390

Sector: Financial Services

Industry Group: Financial Technology (Fintech)

Industry: Financial Technology (Fintech)

1,599.00-83.1 (-4.94%)

3 Jul, 2:29 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

77.6 / 100

Value Score

6.8 / 100

Price Momentum Score

54.3 / 100

QVM Score

39.2 / 100

Key Metrics

Market Cap

77720.10

P/E (TTM)

116.01

P/B

10.63

P/S (TTM)

11.44

EV/EBITDA

148.32

CAPE (5Y)

ROE (TTM)

9.75

ROCE (TTM)

5.17

ROA (TTM)

8.25

Avg 3Y ROE

5.56

Earnings 3Y CAGR

Sales 3Y CAGR

38.49

Sales 5Y CAGR

50.27

Debt/Equity

0.05

Consensus TP

1950.00

Strong Buy %

36.36

Promoter Holding

Pledged %

Stock Analysis

Fundamental analysis overview of PB Fintech Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 0.61% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 36.5% for 12-month ended 31 Mar 2026 and the growth was 15.83 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 20.67

Value 36.5

-67.04103.27

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 90.63% for 12-month ended 31 Mar 2026 and the growth was 39.66 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.05 as on 31 Mar 2026 and Debt to Equity remained same in the last 1 year

What is Debt to Equity?

Negative

Expensive and at a premium to industry median P/B

PB of 10.63 indicates that the stock is expensive on a standalone basis and is at a 239.62% premium to industry median P/B

What is P/B Ratio?

Median: 3.13

Value 10.63

1.0212.43

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Low ROE but improving trend

The company reported low ROE of 9.75% for 12-month ended 31 Mar 2026 but ROE improved by 401 bps from 1 year ago

What is ROE (FY)?

Low operating margin but improving trend

The company reported low operating margin of 5.49% for 12-month ended 31 Mar 2026 but operating margin improved by 603 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for PB Fintech Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

PB Fintech Ltd. Shareholding Pattern

Quarterly breakdown of PB Fintech Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Sep 2014	Sep 2015	Sep 2016	Sep 2017	Sep 2018	Sep 2019	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	38.37	0.00	2.58	16.05	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Indian Promoter	38.37	0.00	2.58	16.05	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign Promoter	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.00	0.00	7.42	1.64	1.70	1.93	25.68	26.89	27.81	27.88	62.88	64.38	64.93	65.71	64.98	65.61	67.76	68.02	68.25	68.88	70.05	70.26	70.31	76.68
Mutual Funds / UTI	0.00	0.00	0.00	0.00	0.00	0.00	2.22	3.04	2.52	4.68	8.06	7.34	7.45	7.83	10.28	10.62	10.90	12.93	14.32	15.87	15.86	18.13	20.21	25.94
FI/Bank/Insurance	0.00	0.00	1.64	1.64	0.00	0.00	0.81	0.70	0.51	0.84	2.23	2.61	3.53	3.70	3.86	4.02	4.33	4.20	4.17	4.06	3.70	4.11	4.58	5.83
Govt	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	5.78	0.00	0.03	0.03	16.29	17.74	19.73	17.91	47.99	50.41	49.60	49.40	46.00	48.97	51.58	49.70	47.79	45.93	46.75	43.64	40.77	39.94
Other Institutions	0.00	0.00	0.00	0.00	1.67	1.90	6.37	5.41	5.05	4.45	4.61	4.02	4.35	4.78	4.83	2.00	0.94	1.18	1.97	3.02	3.74	4.39	4.75	4.95
Non-Institution	61.63	100.00	90.00	82.31	98.30	98.07	74.31	73.11	72.19	72.12	37.11	35.62	35.06	34.29	35.02	34.39	32.24	31.98	31.75	31.12	29.94	29.75	29.69	23.32
Bodies Corporate	0.00	0.00	72.59	40.22	34.43	33.24	-	-	20.63	20.70	21.37	21.01	20.82	20.55	20.30	20.15	19.87	19.76	19.49	19.48	19.63	19.51	19.33	12.88
Others (incl. Retail) No. of shareholders	61.63 4	100.00 8	17.41 0	42.09 0	63.87 0	64.83 0	74.31 1,81,848	73.11 2,00,585	51.56 1,98,801	51.42 2,03,762	15.74 2,12,984	14.61 1,94,917	14.24 1,90,857	13.74 1,79,912	14.72 1,65,063	14.24 1,51,176	12.37 1,44,060	12.22 1,51,411	12.26 1,46,657	11.64 1,49,598	10.31 1,62,521	10.24 1,63,665	10.36 1,57,381	10.44 1,51,669

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Midcap 50	2.59%	8 / 50
2	Nifty Midcap 100	1.74%	9 / 100
3	Nifty Midcap 150	1.45%	9 / 149
4	NIFTY Large Midcap 250	0.75%	22 / 250
5	Nifty 500	0.3%	74 / 499
6	Nifty Total Market	0.29%	75 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in PB Fintech Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Raghuveer Malik Designated Person	November-2021	Market Sale (Disposal) 24th Nov 2021	0.02 %	₹ 1,309.43	5.00 k	₹ 65.47 lac
Sajja Parveen Chowdary Designated Person	November-2021	Market Sale (Disposal) 24th Nov 2021	0.05 %	₹ 1,249.00	1.00 k	₹ 12.49 lac
Amarnath Upadhayay Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.01 %	₹ 1,435.00	101.00	₹ 1.45 lac
Ankit Mittal Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.02 %	₹ 1,331.75	5.00 k	₹ 66.59 lac
Ankit Mittal Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.02 %	₹ 1,412.16	17.00 k	₹ 2.40 cr
Ankit Mittal Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.02 %	₹ 1,385.38	3.00 k	₹ 41.56 lac
Bibhu Krishna Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.06 %	₹ 1,399.00	1.00 k	₹ 13.99 lac
Dharmender Kumar Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.02 %	₹ 1,368.75	8.00 k	₹ 1.09 cr
Gaurav Aggarwal Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.04 %	₹ 1,445.00	2.00 k	₹ 28.90 lac
Gaurav Aggarwal Designated Person	November-2021	Market Sale (Disposal) 22nd Nov 2021	0.04 %	₹ 1,215.83	6.00 k	₹ 72.96 lac

…

No corporate action data available.

Company Profile

Overview of PB Fintech Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

PB Fintech Limited is an India-based company. The Company is in the business of online marketing and information technology consulting/support services. The Company is an online marketplace that offers end-to-end insurance and credit solutions to consumers. Its segments include Insurance Broker serv...

Key personnel

Mr. Mandeep Mehta

Chief Financial Officer

Mr. Bhasker Joshi

Company Secretary, Compliance Officer

Ms. Rasleen Kaur

Head - Investor Relations

Ms. Rasleen Kaur

Head - Investor Relations

Ms. Rasleen Kaur

Head - Investor Relations

Mr. Yashish DahiyaD

Executive Chairman of the Board, Chief Executive Officer

Mr. Sarbvir SinghD

Joint Group Chief Executive Officer, Executive Director, President of Policybazaar

Mr. Alok BansalD

Executive Vice Chairman of the Board

View all

Incorporated on

04 Jun 2008

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

15 Nov 2021

Free Float

34,65,30,496

Website

https://www.pbfintech.in/

Phone no.

+911244562907

Address

Plot 119, Sector 44, GURGAON, 122001, India

Frequently Asked Questions

What is the current share price of PB Fintech Ltd.?

The current share price of PB Fintech Ltd. is ₹ 1,599.00 as of 3 Jul 2026.

What is the market capitalisation of PB Fintech Ltd.?

The market capitalisation of PB Fintech Ltd. stands at ₹ 77,720.10 Cr.

What is the PE ratio of PB Fintech Ltd.?

The Price-to-Earnings (PE) ratio of PB Fintech Ltd. is 116.01 as of the latest trailing twelve months data.

What is the ROE and ROCE of PB Fintech Ltd.?

PB Fintech Ltd. has a Return on Equity (ROE) of 9.75% and a Return on Capital Employed (ROCE) of 5.17% as per the latest financial reports.

What is the 52-week high and low of PB Fintech Ltd.?

The 52-week high of PB Fintech Ltd. is - and the 52-week low is -.

What is the dividend yield of PB Fintech Ltd.?

The dividend yield of PB Fintech Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in PB Fintech Ltd.?

Foreign Institutional Investors (FII) hold 39.94%, Domestic Institutional Investors (DII) hold 31.77% and retail/public investors hold 10.44% of PB Fintech Ltd. shares.

What sector does PB Fintech Ltd. belong to?

PB Fintech Ltd. operates in the Financial Services sector. 68.18% of analysts have a Buy or Strong Buy rating on PB Fintech Ltd. with a consensus target price of ₹ 1,950.00, implying 15.93% upside from current levels.

What is the beta of PB Fintech Ltd.?

The beta of PB Fintech Ltd. is 0.75, indicating its price volatility relative to the broader market. Over the past 1 year, PB Fintech Ltd. has delivered an absolute return of -9.99%.

What is the RSI of PB Fintech Ltd.?

The 14-day Relative Strength Index (RSI) of PB Fintech Ltd. is 58.72, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

PB Fintech Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

PB Fintech Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile