REPCOHOME

Repco Home Finance Ltd.

NSE: REPCOHOME

BSE: 535322

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

406.20-17.9 (-4.22%)

8 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

34.4 / 100

Value Score

98.4 / 100

Price Momentum Score

63.8 / 100

QVM Score

80.2 / 100

Key Metrics

Market Cap

2541.23

P/E (TTM)

5.66

P/B

0.63

P/S (TTM)

0.91

EV/EBITDA

9.06

CAPE (5Y)

6.92

ROE (TTM)

12.02

ROCE (TTM)

10.10

ROA (TTM)

2.88

Avg 3Y ROE

13.78

Earnings 3Y CAGR

12.41

Sales 3Y CAGR

29.70

Sales 5Y CAGR

15.32

Debt/Equity

3.02

Consensus TP

500.00

Strong Buy %

0.00

Promoter Holding

37.13

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Repco Home Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.63 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -59.87%

What is P/B Ratio?

Median: 1.57

Value 0.63

0.3912.68

High and improving operating margin

The company reported strong operating margin of 55.63% for 12-month ended 31 Mar 2026 and operating margin improved by 2532 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 66.22% for 12-month ended 31 Mar 2026 and the growth was 53.75 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 12.47

Value 66.22

-31.2666.22

Consistently pays dividend

The company has not missed dividend payments once in the last 10 financial years

What is Dividend streak?

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -1.88% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Moderate ROE but declining trend

The company reported moderate ROE of 12.02% for 12-month ended 31 Mar 2026 but ROE declined by -236 bps from 1 year ago

What is ROE (FY)?

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -2.7% for 12-month ended 31 Mar 2026 and the growth was 12.65 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Neutral

High, but decreasing Debt to Equity

The company has high Debt to Equity of 3.02 as on 31 Mar 2026 but Debt to Equity decreased by 0.25 in the last 1 year

What is Debt to Equity?

Moderate dividend yield

The company has a moderate dividend yield of 2.09%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for Repco Home Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Repco Home Finance Ltd. Shareholding Pattern

Quarterly breakdown of Repco Home Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13
Indian Promoter	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13	37.13
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	53.04	45.31	39.25	39.91	40.45	39.90	39.00	39.02	37.62	32.95	35.70	33.60	32.57	32.95	33.69	32.89	33.53	32.83	32.80	33.09	32.33	34.42	34.61	36.42	37.64
Mutual Funds / UTI	24.23	18.52	20.17	20.06	20.10	21.98	21.38	21.01	19.71	16.64	14.49	14.53	17.06	17.69	16.43	16.94	17.24	16.47	17.47	18.69	19.34	21.32	21.36	23.16	23.44
FI/Bank/Insurance	0.05	0.07	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.52	0.54	0.54	0.56	0.61	0.66	0.82	0.83	0.84	0.54	0.47	0.46	0.46	0.46	0.46
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	28.76	26.73	19.07	19.84	20.35	17.92	17.61	18.01	17.91	16.31	18.84	16.65	14.55	13.41	15.29	13.78	13.95	14.04	12.90	12.52	11.25	11.16	11.91	12.68	13.37
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.85	1.89	0.43	1.30	1.36	1.49	1.51	1.49	1.59	1.33	1.28	1.48	0.88	0.12	0.37
Non-Institution	9.83	17.56	23.62	22.96	22.42	22.97	23.87	23.85	25.24	29.91	27.15	29.27	30.29	29.92	29.18	29.98	29.34	30.03	30.07	29.78	30.54	28.46	28.26	26.44	25.22
Bodies Corporate	0.69	2.03	3.31	2.91	2.96	2.62	2.64	2.56	2.62	2.90	2.86	3.66	3.98	4.50	5.42	5.23	4.34	4.40	3.85	4.18	4.45	3.75	3.26	3.11	2.79
Others (incl. Retail) No. of shareholders	9.14 21,707	15.53 27,025	20.31 33,265	20.05 34,040	19.46 33,029	20.35 35,580	21.23 40,521	21.29 40,755	22.62 44,485	27.01 46,883	24.29 48,333	25.61 47,066	26.31 47,739	25.42 44,080	23.76 42,666	24.75 41,119	25.00 42,497	25.63 44,808	26.22 53,657	25.60 54,459	26.09 56,662	24.71 55,818	25.00 56,573	23.33 51,550	22.43 50,766

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Housing Finance Company	2.63%	11 / 12

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Repco Home Finance Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
WHITEOAK CAPITAL MUTUAL FUND	15 Apr 2026	buy	₹ 384.04	3.47 lac	₹ 13.34 cr
FIDELITY FUNDS - ASIAN SMALLER COMPANIES POOL	12 Aug 2025	buy	₹ 388.70	6.21 lac	₹ 24.15 cr
HDFC MUTUAL FUND	12 Aug 2025	sell	₹ 388.71	9.58 lac	₹ 37.24 cr
Hdfc Mutual Fund	11 Aug 2025	sell	₹ 386.50	4.00 lac	₹ 15.46 cr
HDFC MUTUAL FUND	11 Aug 2025	sell	₹ 384.55	4.81 lac	₹ 18.51 cr
S GUPTA FAMILY INVESTMENTS PRIVATE LIMITED	18 Mar 2024	buy	₹ 395.00	6.00 lac	₹ 23.70 cr
SG SPORTS PRIVATE LIMITED	18 Mar 2024	sell	₹ 395.00	5.00 lac	₹ 19.75 cr
GRAVITON RESEARCH CAPITAL LLP	07 Nov 2023	buy	₹ 447.83	3.49 lac	₹ 15.62 cr
GRAVITON RESEARCH CAPITAL LLP	07 Nov 2023	sell	₹ 447.86	3.49 lac	₹ 15.62 cr
Invesco Mutual Fund A/C - Invesco Tax Plan	24 Jun 2022	sell	₹ 117.00	3.39 lac	₹ 3.97 cr

Corporate Actions

History of Repco Home Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2/share
Record date: 12th Feb 2026Ex-date: 12th Feb 2026
Announced on: 24th Jan 2026
Dividend₹ 2.50/share
Record date: 25th Aug 2025Ex-date: 25th Aug 2025
Announced on: 7th Aug 2025
Dividend₹ 4/share
Record date: 15th Aug 2025Ex-date: 14th Aug 2025
Announced on: 16th May 2025
Dividend₹ 3/share
Record date: 26th Jul 2024Ex-date: 26th Jul 2024
Announced on: 14th May 2024
Dividend₹ 2.70/share
Record date: 7th Sep 2023Ex-date: 7th Sep 2023
Announced on: 26th May 2023

Company Profile

Overview of Repco Home Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Repco Home Finance Limited is an India-based Non-Banking Financial Company-Housing Finance Company (NBFC-HFC). The Company is engaged in financing the purchase and construction of houses. The Company provides loans for construction or purchase of residential property. The Company operates through tw...

Key personnel

Smt. Shanthi Srikanth

Chief Financial Officer, General Manager

Shri. Ankush Tiwari

Company Secretary and Compliance Officer

Shri. M. Selvakumarasamy

General Manager

Ms. Poonam Sen

Chief General Manager

Mr. A. Thilagaraj

General Manager

Mr. M. Raja

Chief Business Officer

Shri. C. ThangarajuD

Non-Executive and Non-Independent Chairman of the Board

Shri. Thangappan KarunakaranD

Managing Director and Chief Executive Officer, Executive Director

View all

Incorporated on

04 Apr 2000

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

01 Apr 2013

Free Float

3,93,29,695

Website

https://www.repcohome.com/

Phone no.

+914428340715

Address

Repco Tower, No. 33 North Usman Road,T.Nagar, CHENNAI, 600017, India

Frequently Asked Questions

What is the current share price of Repco Home Finance Ltd.?

The current share price of Repco Home Finance Ltd. is ₹ 406.20 as of 8 Jul 2026.

What is the market capitalisation of Repco Home Finance Ltd.?

The market capitalisation of Repco Home Finance Ltd. stands at ₹ 2,541.23 Cr.

What is the PE ratio of Repco Home Finance Ltd.?

The Price-to-Earnings (PE) ratio of Repco Home Finance Ltd. is 5.66 as of the latest trailing twelve months data.

What is the ROE and ROCE of Repco Home Finance Ltd.?

Repco Home Finance Ltd. has a Return on Equity (ROE) of 12.02% and a Return on Capital Employed (ROCE) of 10.10% as per the latest financial reports.

What is the 52-week high and low of Repco Home Finance Ltd.?

The 52-week high of Repco Home Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Repco Home Finance Ltd.?

The dividend yield of Repco Home Finance Ltd. is 2.09% based on the current market price.

What is the FII and DII holding in Repco Home Finance Ltd.?

Foreign Institutional Investors (FII) hold 13.37%, Domestic Institutional Investors (DII) hold 23.90% and retail/public investors hold 22.43% of Repco Home Finance Ltd. shares.

What sector does Repco Home Finance Ltd. belong to?

Repco Home Finance Ltd. operates in the Financial Services sector. 62.5% of analysts have a Buy or Strong Buy rating on Repco Home Finance Ltd. with a consensus target price of ₹ 500.00, implying 23.09% upside from current levels.

What is the beta of Repco Home Finance Ltd.?

The beta of Repco Home Finance Ltd. is 1.14, indicating its price volatility relative to the broader market. Over the past 1 year, Repco Home Finance Ltd. has delivered an absolute return of -7.92%.

What is the RSI of Repco Home Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Repco Home Finance Ltd. is 51.61, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Repco Home Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Repco Home Finance Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Holdings and Presence

Corporate Actions