statements

The stock has been placed in Graded Surveillance Measure (GSM) list IBC - Receipt & GSM 0 (62).

Reliance Home Finance Ltd.

NSE: RHFL

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

1.29-0.1 (-4.44%)

23 Oct, 12:00 AM

Overview Analysis Statements

Technicals Forecast Peers Resources News

Income Statement

Abridged

Understanding Income Statement

Reliance Home Finance Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS	12M PRESS
Total Revenue	361	428	512	815	1,112	1,682	2,000	1,593	839	292	388	1	0
Total Operating Expenses	65	87	90	142	258	335	547	834	1,923	7,015	121	3	3
Operating Profit	296	341	422	673	854	1,347	1,453	760	-1,084	-6,723	268	-2	-3
Operating Margin	82.0	79.8	82.4	82.5	76.8	80.1	72.7	47.7	-129.3	-2,300.2	68.9	-381.7	-1,447.7
Financing Income/(Expense) - Net	-254	-277	-317	-536	-749	-1,061	-1,322	-1,336	-1,220	-1,185	-31	-1	-1
Profit before Taxes	42	66	106	137	138	247	102	-567	-2,303	-7,906	9,014	-4	24
Income Taxes	15	23	37	50	-35	80	34	-192	-783	-2,467	3,595	-	0
Profit after Tax	27	43	69	87	173	167	67	-375	-1,520	-5,440	5,419	-4	24
PAT Margin	7.6	10.1	13.5	10.6	15.5	10.0	3.4	-23.6	-181.2	-1,861.2	1,395.8	-574.1	10,859.6
EPS - Basic - ex Extraordinary Items	0.57	0.90	1.43	1.79	3.56	5.16	1.39	-7.74	-31.33	-112.14	111.71	-0.07	0.50
EPS - Diluted - ex Extraordinary Items	0.57	0.90	1.43	1.79	3.56	5.16	1.39	-7.74	-31.33	-112.14	111.71	-0.07	0.50
EBIT	296	341	422	673	854	1,347	1,453	760	-1,084	-6,723	268	-2	-3
EBITDA	296	342	423	673	861	1,349	1,456	763	-1,082	-6,509	270	-2	-3
EBITDA Margin	82.1	79.8	82.4	82.6	77.4	80.2	72.8	47.9	-129.0	-2,227.3	69.4	-381.7	-1,447.7

Balance Sheet

Abridged

Understanding Balance Sheet

Reliance Home Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS	PRESS
Property Plant & Equipment - Net	0	0	39	44	42	48	48	45	43	42	-	-	-
Total Assets	2,954	3,745	5,557	7,694	11,152	15,408	18,125	15,729	14,898	10,144	35	30	2
Deposits - Total	-	-	-	1	0	0	0	0	0	0	-	-	-
Long Term Debt	1,915	2,169	2,824	4,619	6,326	9,957	10,314	6,257	4,793	3,772	87	91	40
Total Liabilities	2,533	3,281	5,024	7,073	10,114	13,583	16,283	14,262	14,951	15,637	109	107	55
Total Shareholders' Equity	421	464	533	620	1,038	1,825	1,842	1,467	-53	-5,492	-74	-77	-53
Total Equity	421	464	533	620	1,038	1,825	1,842	1,467	-53	-5,492	-74	-77	-53
Total Liabilities & Equity	2,954	3,745	5,557	7,694	11,152	15,408	18,125	15,729	14,898	10,144	35	30	2
Total Current Assets	361	1,034	1,111	1,631	-	-	-	-	-	-	-	-	-
Total Current Liabilities	600	1,089	2,163	2,413	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Reliance Home Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	C 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	C 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS	12M PRESS
Operating CF bef Changes in Working Cap	57	98	117	178	326	443	379	-71	-834	-1	1,141	-1	-3
Working Capital - Increase/(Decrease)	-58	315	-296	255	-3,617	-4,855	-2,779	3,500	2,745	-722	2,959	-21	12
Net CF from Operating Activities	-2	412	-179	433	-3,291	-4,412	-2,400	3,430	1,911	-723	4,100	-22	9
Capital Expenditures - Net	0	0	39	-	-3	1	5	-1	-4	0	-42	-	-
Net CF from Investing Activities	23	-282	293	-71	-360	469	-63	-858	-1,560	848	103	-	-
Dividends Paid - Cash - Total	-	-	-	-	-	7	59	-	-	-	-	-	-
Stock - Issuance/(Retirement) - Net	-	-	-	-	200	373	-	-	-	-	-	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	3,027	3,296	2,497	-2,639	-317	-309	-3,058	4	-9
Net Cash Flow from Financing Activities	0	-	-	-	3,227	3,749	2,509	-2,642	-217	-241	-4,032	4	-9
Free Cash Flow to Equity	-2	412	-219	433	-262	-1,116	93	792	1,598	-1,033	1,084	-17	0
Free Operating CF net dividend	-2	412	-219	433	-3,292	-4,423	-2,464	3,429	1,911	-724	4,100	-22	9
Free Operating CF	-2	412	-219	433	-3,292	-4,417	-2,405	3,429	1,911	-724	4,100	-22	9

Business Segment Analysis

FY End:

Mar 23

Reliance Home Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Housing finane business (100.0%)₹ 0.23 Cr

Revenue / Sales

Housing finane business (100.0%)₹ 388.21 Cr

Assets

Housing finane business (100.0%)₹ 34.85 Cr

Operating Income

Housing finane business (100.0%)₹ 267.66 Cr

Regional Segment Analysis

FY End:

Mar 23

Reliance Home Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 388.21 Cr

Assets

India (100.0%)₹ 34.85 Cr

Historical Segment Analysis

Track how Reliance Home Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31
	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31
Housing finane business	0	1	0	0

Frequently Asked Questions

What is the revenue of Reliance Home Finance Ltd.?

The latest trailing twelve month revenue of Reliance Home Finance Ltd. is -. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Reliance Home Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Reliance Home Finance Ltd. is -. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Reliance Home Finance Ltd.?

The operating margin of Reliance Home Finance Ltd. is -. Detailed EBITDA history is available in the Income Statement section of the Statements tab.

What is the EPS of Reliance Home Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Reliance Home Finance Ltd. is -. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Reliance Home Finance Ltd.?

The debt-to-equity ratio of Reliance Home Finance Ltd. stands at -. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Reliance Home Finance Ltd.?

The book value per share of Reliance Home Finance Ltd. is available in the Balance Sheet section of the Statements tab.

What is the cash flow from operations of Reliance Home Finance Ltd.?

Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Reliance Home Finance Ltd. report consolidated or standalone financials?

Reliance Home Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.