RNFI Services Ltd.

NSE: RNFI

SME

Sector: Financial Services

Industry Group: Finance

Industry: Other Financial Services

247.00-3.0 (-1.20%)

9 Jul, 3:30 PM

Income Statement

Abridged

Understanding Income Statement

RNFI Services Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2021 Mar 31	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M AR	12M AR	12M PRESS
Total Revenue	134	188	1,067	936	917	969
Cost of Operating Revenue	107	161	1,024	876	799	801
Gross Profit	27	27	42	59	118	168
Gross Margin	20.3	14.4	4.0	6.3	12.8	17.3
Total Operating Expenses	125	182	1,061	927	894	928
Operating Profit	9	6	5	8	23	41
Operating Margin	6.7	3.2	0.5	0.9	2.5	4.2
Financing Income/(Expense) - Net	1	1	0	-1	-1	-2
Profit before Taxes	10	8	7	13	27	44
Income Taxes	3	2	2	3	7	11
Profit after Tax	7	5	5	11	18	32
PAT Margin	5.6	2.8	0.5	1.1	2.0	3.3
EPS - Basic - ex Extraordinary Items	2.99	2.09	2.16	5.80	7.97	12.97
EPS - Diluted - ex Extraordinary Items	2.99	2.09	2.16	5.80	7.97	11.59
EBIT	9	6	5	8	23	41
EBITDA	10	8	7	12	37	58
EBITDA Margin	7.4	4.0	0.7	1.3	4.0	6.0

Balance Sheet

Abridged

Understanding Balance Sheet

RNFI Services Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	PR	PR	AR	PRESS
Total Current Assets	71.39	99.95	99.71	135.94	216.64	282.53
Long-Term Investments	21.24	1.00	12.63	13.01	17.28	13.10
Property Plant & Equipment - Net	11.03	12.12	4.08	16.08	19.40	37.21
Total Non-Current Assets	33.59	16.66	25.56	54.57	62.82	77.99
Total Assets	104.98	116.61	125.27	190.51	279.46	360.52
Total Current Liabilities	96.39	94.42	90.49	140.11	149.35	167.70
Long Term Debt	0.41	8.03	12.57	17.47	14.08	14.81
Total Non-Current Liabilities	0.74	8.50	13.37	18.39	15.80	17.25
Total Liabilities	97.13	102.92	103.86	158.51	165.15	184.95
Total Shareholders' Equity	7.84	13.42	20.53	31.72	112.13	169.69
Minority Interest	-	0.27	0.87	0.29	2.19	5.88
Total Equity	7.84	13.69	21.41	32.01	114.31	175.57
Total Liabilities & Equity	104.98	116.61	125.27	190.51	279.46	360.52

Cash Flow

Abridged

Understanding Cash Flow Statement

RNFI Services Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	8.64	5.24	4.28	17.51	33.94	48.87
Working Capital - Increase/(Decrease)	-2.14	15.91	-24.61	29.14	-4.89	-64.48
Net CF from Operating Activities	6.50	21.14	-20.34	46.66	29.05	-15.61
Capital Expenditures - Net	10.15	3.77	7.27	28.61	23.42	17.47
Net CF from Investing Activities	-14.89	-1.76	-9.17	-28.01	-32.15	-41.85
Stock - Issuance/(Retirement) - Net	-	-	1.49	0.43	62.27	28.16
Debt - LT & ST - Issuance/(Retirement) - Total	14.11	-5.86	7.06	9.80	-15.97	8.77
Net Cash Flow from Financing Activities	14.11	-5.58	9.25	9.65	48.18	40.51
Free Cash Flow to Equity	10.46	11.51	-20.55	27.84	-10.34	-24.31
Free Operating CF net dividend	-3.65	17.35	-27.67	18.03	5.62	-33.70
Free Operating CF	-3.65	17.35	-27.67	18.03	5.62	-33.70

Business Segment Analysis

FY End:

Mar 25

RNFI Services Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Full Fledged Money Changer (34.7%)₹ 490.03 CrFull Fledged Money Changer (34.7%)₹ 490.03 CrBusiness Correspondent (15.5%)₹ 218.68 CrNON Business Correspondent (14.0%)₹ 197.39 CrDirect Broking (Life & General Insurance) (0.8%)₹ 10.69 CrOther (0.5%)₹ 6.58 Cr

Assets

Other (61.7%)₹ 182.37 CrBusiness Correspondent (14.0%)₹ 41.28 CrNON Business Correspondent (10.9%)₹ 32.29 CrFull Fledged Money Changer (5.4%)₹ 16.04 CrFull Fledged Money Changer (5.4%)₹ 16.04 CrDirect Broking (Life & General Insurance) (2.5%)₹ 7.47 Cr

Regional Segment Analysis

RNFI Services Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for RNFI Services Ltd.

Historical Segment Analysis

Track how RNFI Services Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for RNFI Services Ltd..

Frequently Asked Questions

What is the revenue of RNFI Services Ltd.?

The latest trailing twelve month revenue of RNFI Services Ltd. is ₹ 973.95 Cr, reflecting a 1-year growth of 6.24% and a 3-year CAGR of -2.98%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of RNFI Services Ltd.?

The latest trailing twelve month net profit (PAT) of RNFI Services Ltd. is ₹ 32.44 Cr, with a 3-year earnings CAGR of 75.03%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of RNFI Services Ltd.?

The operating margin of RNFI Services Ltd. is -. Detailed EBITDA history is available in the Income Statement section of the Statements tab.

What is the EPS of RNFI Services Ltd.?

The trailing twelve month Earnings Per Share (EPS) of RNFI Services Ltd. is 11.59. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of RNFI Services Ltd.?

The debt-to-equity ratio of RNFI Services Ltd. stands at 0.17. The interest coverage ratio is 18.41x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of RNFI Services Ltd.?

The estimated book value per share of RNFI Services Ltd. is 66.90 (derived from a P/B ratio of 3.69 and market price of ₹ 247.00), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of RNFI Services Ltd.?

The trailing twelve month operating cash flow of RNFI Services Ltd. is ₹ -15.61 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does RNFI Services Ltd. report consolidated or standalone financials?

RNFI Services Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.