SRGHFL

The stock has been placed in Additional Surveillance Measure (ASM) list LTASM - I (13).

SRG Housing Finance Ltd.

NSE: SRGHFL

BSE: 534680

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

128.99-6.8 (-4.99%)

5 Oct, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

15.1 / 100

Value Score

98.4 / 100

Price Momentum Score

14.5 / 100

QVM Score

31.3 / 100

Key Metrics

Market Cap

215.20

P/E (TTM)

6.30

P/B

0.72

P/S (TTM)

1.03

EV/EBITDA

22.66

CAPE (5Y)

8.10

ROE (TTM)

11.59

ROCE (TTM)

3.96

ROA (TTM)

3.18

Avg 3Y ROE

12.49

Earnings 3Y CAGR

20.45

Sales 3Y CAGR

28.95

Sales 5Y CAGR

22.83

Debt/Equity

2.89

Consensus TP

Strong Buy %

Promoter Holding

59.02

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of SRG Housing Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.72 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -51.35%

What is P/B Ratio?

Median: 1.48

Value 0.72

0.345.33

High and improving operating margin

The company reported strong operating margin of 19.49% for 12-month ended 30 Jun 2026 and operating margin improved by 242 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 31.35% for 12-month ended 30 Jun 2026 and the growth was 18.73 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 12.62

Value 31.35

-17.0935.44

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 25.4% for 12-month ended 30 Jun 2026 and the growth was 6.28 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Weak price momentum

Price Momentum score of 14.5 indicates that the stock has weak price momentum. Research has shown that stocks with lower momentum continue to underperform in the near term

What is Price Momentum score?

14.5 / 100

High and increasing Debt to Equity

The company has high Debt to Equity of 2.89 as on 30 Jun 2026 and Debt to Equity increased by 0.63 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Moderate and stable ROE

The company reported moderate ROE of 11.59% for 12-month ended 30 Jun 2026 and ROE improved marginally by 7 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for SRG Housing Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

SRG Housing Finance Ltd. Shareholding Pattern

Quarterly breakdown of SRG Housing Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	61.52	61.54	61.54	61.54	61.54	61.54	64.96	64.96	64.96	64.96	64.96	68.23	68.23	67.83	67.83	67.83	68.56	67.54	64.69	64.79	59.13	59.11	59.11	59.06	59.03	59.02
Indian Promoter	61.52	61.54	61.54	61.54	61.54	61.54	64.96	64.96	64.96	64.96	64.96	68.23	68.23	67.83	67.83	67.83	68.56	67.54	64.69	64.79	59.13	59.11	59.11	59.06	59.03	59.02
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.53	0.56	0.48	0.58	0.59	0.51	0.42	0.14	-	-	0.00	0.00	0.00	0.00	0.73	0.73	0.01	0.00	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.38	0.41	0.43	0.58	0.59	0.51	0.42	0.14	0.00	0.00	0.00	0.00	0.00	0.00	0.15	0.01	0.01	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.00
Other Institutions	0.15	0.15	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.58	0.72	0.00	0.00	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00
Non-Institution	37.95	37.90	37.98	37.88	37.87	37.95	34.63	34.91	35.04	35.04	35.04	31.77	31.77	32.17	31.43	31.44	31.43	32.46	35.29	35.20	40.86	40.88	40.89	40.94	40.97	40.98
Bodies Corporate	0.61	0.25	0.25	0.32	1.25	1.58	1.76	2.00	2.10	2.15	0.62	0.62	0.53	0.55	1.35	1.23	1.13	0.96	1.27	1.84	10.67	10.22	10.26	10.22	10.26	10.86
Others (incl. Retail) No. of shareholders	37.34 1,502	37.65 1,512	37.73 1,416	37.56 1,368	36.62 1,439	36.37 1,524	32.87 1,599	32.91 1,625	32.94 1,613	32.89 1,558	34.42 6,324	31.15 1,600	31.24 1,590	31.62 1,549	30.08 1,778	30.21 2,332	30.30 2,136	31.50 2,180	34.02 2,774	33.36 2,795	30.19 2,882	30.66 2,638	30.63 2,575	30.72 2,503	30.71 2,581	30.12 2,603

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in SRG Housing Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Genda Lal Jain Promoter Group	August-2021	Off Market (Acquisition) 27th Aug 2021	1.29 %	₹ 155.30	4.44 lac	₹ 6.90 cr

Corporate Actions

History of SRG Housing Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.25/share
Record date: 20th Mar 2015Ex-date: 19th Mar 2015
Announced on: 11th Mar 2015
Bonus2 new shares for 5 existing shares
Ex-date: 29th May 2014Announced on: 15th Apr 2014

Company Profile

Overview of SRG Housing Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

SRG Housing Finance Limited is a housing finance company, which is engaged in providing affordable housing solutions. The Company’s offering includes home loan for construction, home loan for repair, renovation & extension, home loan for new purchase, home loan for resale home purchase, home loan fo...

Key personnel

Mr. Ashok Modi

Chief Financial Officer

Mr. Saurabh Rajawat

Chief Operating Officer

Ms. Divya Kothari

Chief Compliance Officer, Company Secretary

Mr. Archis Jain

Vice President - Business Development

Mr. Kartik Singh Mehta

Assistant Vice President - Business Strategy and Planning

Ms. Liji Sivaraman

Assistant Vice President - Information Technology

Mr. Vinod Kumar JainD

Managing Director, Executive Director

Mrs. Seema JainD

Non-Executive Director

View all

Incorporated on

10 Mar 1999

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

989

IPO date

23 Aug 2012

Free Float

37,96,323

Website

https://www.srghousing.com/

Phone no.

+912262215307

Address

321, S.M. LODHA COMPLEX NEAR SHASTRI CIRCLE, , 313001, India

Frequently Asked Questions

What is the current share price of SRG Housing Finance Ltd.?

The current share price of SRG Housing Finance Ltd. is ₹ 128.99 as of 5 Oct 2026.

What is the market capitalisation of SRG Housing Finance Ltd.?

The market capitalisation of SRG Housing Finance Ltd. stands at ₹ 215.20 Cr.

What is the PE ratio of SRG Housing Finance Ltd.?

The Price-to-Earnings (PE) ratio of SRG Housing Finance Ltd. is 6.30 as of the latest trailing twelve months data.

What is the ROE and ROCE of SRG Housing Finance Ltd.?

SRG Housing Finance Ltd. has a Return on Equity (ROE) of 11.59% and a Return on Capital Employed (ROCE) of 3.96% as per the latest financial reports.

What is the 52-week high and low of SRG Housing Finance Ltd.?

The 52-week high of SRG Housing Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of SRG Housing Finance Ltd.?

The dividend yield of SRG Housing Finance Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in SRG Housing Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 30.12% of SRG Housing Finance Ltd. shares.

What sector does SRG Housing Finance Ltd. belong to?

SRG Housing Finance Ltd. operates in the Financial Services sector.

What is the beta of SRG Housing Finance Ltd.?

The beta of SRG Housing Finance Ltd. is 0.46, indicating its price volatility relative to the broader market. Over the past 1 year, SRG Housing Finance Ltd. has delivered an absolute return of -53.31%.

What is the RSI of SRG Housing Finance Ltd.?

The 14-day Relative Strength Index (RSI) of SRG Housing Finance Ltd. is 26.12, placing it in the oversold zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

SRG Housing Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

SRG Housing Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Company Profile

Stock Analysis

Corporate Actions