	C 2012 Mar 31	C 2013 Mar 31	C 2014 Mar 31	C 2015 Mar 31	2016 Mar 31	C 2017 Mar 31	R 2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	3,016	3,699	4,101	4,280	5,020	5,574	5,866	4,082	4,568	5,070	5,061	5,397	7,172	8,395	9,682
Cost of Operating Revenue	1,183	1,516	1,724	1,782	1,814	1,735	1,344	1,766	2,381	2,625	2,236	2,410	3,418	-	4,745
Total Operating Expenses	2,407	2,900	3,224	3,397	4,117	4,574	4,787	2,499	3,221	3,492	3,243	3,552	4,840	1,547	6,437
Operating Profit	609	798	877	883	903	1,000	1,079	1,582	1,347	1,578	1,818	1,845	2,333	6,848	3,245
Operating Margin	20.2	21.6	21.4	20.6	18.0	17.9	18.4	38.8	29.5	31.1	35.9	34.2	32.5	81.6	33.5
Financing Income/(Expense) - Net	7	4	5	4	7	14	10	-77	-31	98	-26	26	10	-4,199	-
Profit before Taxes	631	807	876	860	893	1,022	1,014	1,418	1,000	1,330	1,417	1,711	1,961	2,447	2,681
Income Taxes	202	247	296	287	308	345	348	388	210	328	350	429	539	635	675
Profit after Tax	458	564	581	576	583	683	730	1,161	792	1,165	1,173	1,328	1,436	1,879	2,059
PAT Margin	15.2	15.2	14.2	13.5	11.6	12.3	12.4	28.4	17.3	23.0	23.2	24.6	20.0	22.4	21.3
EPS - Basic - ex Extraordinary Items	41.22	50.76	52.30	51.83	52.49	61.52	66.28	105.40	70.38	105.74	106.48	120.49	130.30	170.53	186.81
EPS - Diluted - ex Extraordinary Items	41.22	50.76	52.30	51.83	52.49	61.52	66.28	105.40	70.38	105.74	106.48	120.49	130.30	170.53	186.81
EBIT	609	798	877	883	903	1,000	1,079	1,582	1,347	1,578	1,818	1,845	2,333	6,848	3,245
EBITDA	694	899	989	995	1,035	1,103	1,157	1,641	1,436	1,671	1,919	1,984	2,516	7,070	3,491
EBITDA Margin	23.0	24.3	24.1	23.2	20.6	19.8	19.7	40.2	31.4	33.0	37.9	36.8	35.1	84.2	36.1

Balance Sheet

Abridged

Understanding Balance Sheet

Sundaram Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	R 2013 Mar 31	R 2014 Mar 31	C 2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	C 2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	321	352	375	340	326	316	269	244	357	331	359	511	641	739	775
Total Assets	18,210	22,046	23,914	25,785	28,027	24,831	33,986	33,671	44,721	46,560	48,154	56,076	64,276	75,337	85,795
Deposits - Total	-	-	-	-	-	2,484	2,579	3,064	5,408	6,001	6,221	6,813	7,982	8,677	8,873
Long Term Debt	8,014	8,080	9,046	11,214	8,734	7,941	14,584	19,105	25,714	27,318	27,198	31,059	39,816	26,412	60,763
Total Liabilities	15,865	19,154	20,456	21,626	23,228	18,344	26,030	25,673	36,589	37,109	37,065	43,427	53,198	62,140	70,902
Total Shareholders' Equity	2,165	2,614	3,080	3,750	4,195	4,854	5,649	6,259	6,677	7,730	8,795	9,920	11,078	13,197	14,894
Minority Interest	181	278	377	410	604	1,633	2,307	1,739	1,455	1,720	2,294	2,729	-	-	-
Total Equity	2,345	2,892	3,458	4,159	4,799	6,487	7,956	7,998	8,132	9,451	11,089	12,648	11,078	13,197	14,894
Total Liabilities & Equity	18,210	22,046	23,914	25,785	28,027	24,831	33,986	33,671	44,721	46,560	48,154	56,076	64,276	75,337	85,795
Total Current Assets	7,335	8,550	9,203	9,577	9,357	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	7,403	10,492	10,743	9,579	13,204	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Sundaram Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	R 2013 Mar 31	R 2014 Mar 31	C 2015 Mar 31	2016 Mar 31	C 2017 Mar 31	R 2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	406	907	798	725	917	709	1,091	1,151	1,819	1,812	1,665	1,779	2,454	3,125	3,702
Working Capital - Increase/(Decrease)	-2,659	-2,992	-1,218	-2,006	-300	-1,374	-6,356	-5,315	-1,771	-1,349	222	-8,070	-10,769	-11,836	-9,210
Net CF from Operating Activities	-2,252	-2,085	-420	-1,281	617	-665	-5,265	-4,165	47	463	1,887	-6,291	-8,315	-8,711	-5,508
Capital Expenditures - Net	30	58	51	31	49	50	37	32	43	-3	264	2	71	14	29
Net CF from Investing Activities	18	-608	-371	297	-410	-853	-1,474	965	-2,041	-256	-1,703	456	-82	657	-1,756
Dividends Paid - Cash - Total	115	122	78	215	235	101	86	266	298	171	202	297	319	331	408
Stock - Issuance/(Retirement) - Net	17	55	50	6	5	-	295	-	-	-	202	-	-	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	1,668	2,780	1,032	966	-42	1,495	6,558	3,476	2,161	49	-200	6,187	9,073	8,152	7,886
Net Cash Flow from Financing Activities	1,570	2,713	1,004	757	-261	1,394	6,767	3,212	1,862	-122	-200	5,890	8,754	7,821	7,478
Free Cash Flow to Equity	-615	637	561	-345	526	780	1,257	-720	2,166	515	1,424	-106	688	-573	2,349
Free Operating CF net dividend	-2,399	-2,268	-552	-1,526	333	-816	-5,391	-4,469	-301	277	1,409	-6,614	-8,717	-9,099	-5,978
Free Operating CF	-2,284	-2,146	-474	-1,311	568	-715	-5,305	-4,203	-3	448	1,611	-6,317	-8,398	-8,768	-5,570

Business Segment Analysis

FY End:

Mar 25

Sundaram Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Assets Financing (97.3%)₹ 282.97 CrOther (2.7%)₹ 7.75 CrEliminations (0.0%)₹ 0.00 Cr

Revenue / Sales

Assets Financing (92.1%)₹ 7,818.83 CrOther (7.9%)₹ 666.80 Cr

Assets

Assets Financing (93.4%)₹ 71,705.19 CrOther (5.3%)₹ 4,081.10 CrUnallocated/Adjustment (1.3%)₹ 999.74 Cr

Regional Segment Analysis

Sundaram Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Sundaram Finance Ltd.

Historical Segment Analysis

Track how Sundaram Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Assets Financing	83	106	129	179	169	119	109	132	64	100	96	67	83	271	358	283
Other	32	39	13	9	10	7	11	7	6	4	5	2	242	22	9	8
Insurance	5	3	4	5	15	4	66	7	10	-	-	-	-	-	-	-
Eliminations	-	0	-	0	0	0	0	0	0	-	-1	0	0	0	0	0

Frequently Asked Questions

What is the revenue of Sundaram Finance Ltd.?

The latest trailing twelve month revenue of Sundaram Finance Ltd. is ₹ 9,682.42 Cr, reflecting a 1-year growth of 15.34% and a 3-year CAGR of 21.51%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Sundaram Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Sundaram Finance Ltd. is ₹ 2,058.86 Cr, with a 3-year earnings CAGR of 16.03%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Sundaram Finance Ltd.?

The trailing twelve month EBITDA of Sundaram Finance Ltd. is approximately ₹ 3,245.29 Cr (based on an operating margin of 33.52%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Sundaram Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Sundaram Finance Ltd. is 186.81. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Sundaram Finance Ltd.?

The debt-to-equity ratio of Sundaram Finance Ltd. stands at 4.08. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Sundaram Finance Ltd.?

The estimated book value per share of Sundaram Finance Ltd. is 1,352.07 (derived from a P/B ratio of 3.44 and market price of ₹ 4,655.00), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Sundaram Finance Ltd.?

The trailing twelve month operating cash flow of Sundaram Finance Ltd. is ₹ -5,508.03 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Sundaram Finance Ltd. report consolidated or standalone financials?

Sundaram Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.