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Tamilnad Mercantile Bank Ltd.

Industry Group: Banks
767.65+16.8 (+2.23%)
9 Jul, 1:30 PM

Income Statement

Abridged
Understanding Income Statement
Tamilnad Mercantile Bank Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.
2018
Mar 31
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Period length:
Source:
12M
AR
12M
AR
12M
PR
12M
PR
12M
PR
12M
AR
12M
AR
12M
AR
12M
AR
Net Interest & Dividend Income
1,2101,2301,3201,5381,8152,0942,1512,3012,527
Non-Interest Revenue
194176228325254134220254285
Total Revenue
1,4031,4061,5471,8632,0692,2292,3712,5552,812
Total Operating Expenses
1,1811,1471,1391,2591,2478359789811,006
Operating Profit
2222594086038221,3941,3931,5741,806
Operating Margin
15.818.426.432.439.762.558.861.664.2
Profit before Taxes
2222594086038221,3941,3941,5751,807
Income Taxes
-----364322392469
Profit after Tax
2222594086038221,0291,0721,1831,338
PAT Margin
15.818.426.432.439.746.245.246.347.6
EPS - Basic - ex Extraordinary Items
14.0116.3325.7538.1051.9065.0067.7074.6884.47
EPS - Diluted - ex Extraordinary Items
14.0116.3325.7538.1051.9065.0067.7074.6884.47
EBIT
2222594086038221,3941,3931,5741,806
EBITDA
2622944386328551,4471,4691,6611,899
EBITDA Margin
18.620.928.333.941.364.961.965.067.5

Balance Sheet

Abridged
Understanding Balance Sheet
Tamilnad Mercantile Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.
2018
Mar 31
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Source:
AR
AR
PR
PR
PR
AR
AR
AR
AR
Cash & ST Balance with Banks
2,0042,9203,7372,7053,8522,3842,5183,3053,117
Lending & LT Balance with Banks
-----1,1981,0501,1031,098
Property Plant & Equipment - Net
140138128137211246271284311
Total Assets
37,92040,53342,75947,52752,85857,89561,55266,45075,300
Deposits - Total
32,42835,13636,82540,97044,93347,76649,51553,68961,712
Long Term Debt
513-324--5251,301500700
Total Liabilities
34,51536,91538,77942,94747,52350,96753,63157,44165,189
Total Shareholders' Equity
3,4053,6183,9804,5805,3366,9287,9219,00910,110
Total Equity
3,4053,6183,9804,5805,3366,9287,9219,00910,110
Total Liabilities & Equity
37,92040,53342,75947,52752,85857,89561,55266,45075,300

Cash Flow

Abridged
Understanding Cash Flow Statement
Tamilnad Mercantile Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.
2018
Mar 31
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Period length:
Source:
12M
AR
12M
AR
12M
PR
12M
PR
12M
PR
12M
AR
12M
AR
12M
AR
12M
AR
Operating CF bef Changes in Working Cap
1,0469201,0251,2311,5601,6271,1631,4591,501
Working Capital - Increase/(Decrease)
-1,434578-458-1,901-235-2,896-1,773439-1,602
Net CF from Operating Activities
-3891,498567-6701,325-1,270-6111,899-101
Capital Expenditures - Net
263420371078910099118
Net CF from Investing Activities
-26-34-20-37-107-89-100-99-118
Dividends Paid - Cash - Total
4134---22279158174
Stock - Issuance/(Retirement) - Net
-----785---
Debt - LT & ST - Issuance/(Retirement) - Total
513-513324-324-525776-801200
Net Cash Flow from Financing Activities
472-547269-324-711,088697-96026
Free Cash Flow to Equity
99951871-1,0311,218-83365998-19
Free Operating CF net dividend
-4561,429547-7081,218-1,581-7901,635-403
Free Operating CF
-4141,464547-7081,218-1,359-7111,794-229

Business Segment Analysis

FY End:
Mar 26

Tamilnad Mercantile Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales
Total₹ 6,696Cr
Retail Banking (72.2%)₹ 4,833.98 CrTreasury (19.1%)₹ 1,280.75 CrCorporate Wholesale Banking (8.7%)₹ 581.76 Cr
Assets
Total₹ 75,300Cr
Retail Banking (65.6%)₹ 49,407.31 CrTreasury (22.7%)₹ 17,119.84 CrCorporate Wholesale Banking (10.1%)₹ 7,620.10 CrUnallocated (1.5%)₹ 1,152.35 Cr

Regional Segment Analysis

FY End:
Mar 26

Tamilnad Mercantile Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales
Total₹ 2,812Cr
India (100.0%)₹ 2,812.28 Cr
Assets
Total₹ 75,300Cr
India (100.0%)₹ 75,299.60 Cr

Historical Segment Analysis

Track how Tamilnad Mercantile Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Business
We don't have enough data to show the Capex for Tamilnad Mercantile Bank Ltd..

Frequently Asked Questions

What is the revenue of Tamilnad Mercantile Bank Ltd.?
The latest trailing twelve month revenue of Tamilnad Mercantile Bank Ltd. is ₹ 3,404.34 Cr, reflecting a 1-year growth of 8.04% and a 3-year CAGR of 7.73%. Annual and quarterly revenue trends are available in the Income Statement section.
What is the net profit of Tamilnad Mercantile Bank Ltd.?
The latest trailing twelve month net profit (PAT) of Tamilnad Mercantile Bank Ltd. is ₹ 1,337.55 Cr, with a 3-year earnings CAGR of 9.13%. Detailed profit history across annual and quarterly periods is in the Income Statement section.
What is the EBITDA of Tamilnad Mercantile Bank Ltd.?
The trailing twelve month EBITDA of Tamilnad Mercantile Bank Ltd. is approximately ₹ 1,806.60 Cr (based on an operating margin of 53.07%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.
What is the EPS of Tamilnad Mercantile Bank Ltd.?
The trailing twelve month Earnings Per Share (EPS) of Tamilnad Mercantile Bank Ltd. is 84.47. EPS trends across annual and quarterly periods are visible in the Income Statement section.
What is the debt level of Tamilnad Mercantile Bank Ltd.?
The debt-to-equity ratio of Tamilnad Mercantile Bank Ltd. stands at 0.07. The full breakdown of total borrowings is in the Balance Sheet section.
What is the book value per share of Tamilnad Mercantile Bank Ltd.?
The estimated book value per share of Tamilnad Mercantile Bank Ltd. is 652.71 (derived from a P/B ratio of 1.18 and market price of ₹ 767.65), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.
What is the cash flow from operations of Tamilnad Mercantile Bank Ltd.?
The trailing twelve month operating cash flow of Tamilnad Mercantile Bank Ltd. is ₹ -100.88 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.
Does Tamilnad Mercantile Bank Ltd. report consolidated or standalone financials?
Tamilnad Mercantile Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.