stocks
USHAFIN

Usha Financial Services Ltd.

49.50-2.4 (-4.72%)
23 Oct, 12:00 AM

Stock Scores

Quality Score

78.8 / 100

Value Score

67.2 / 100

Price Momentum Score

64.3 / 100

QVM Score

89.2 / 100

Key Metrics

Market Cap
215.20
P/E (TTM)
9.58
P/B
4.95
P/S (TTM)
3.22
EV/EBITDA
6.55
CAPE (5Y)
16.16
ROE (TTM)
10.19
ROCE (TTM)
14.01
ROA (TTM)
5.16
Avg 3Y ROE
11.06
Earnings 3Y CAGR
30.28
Sales 3Y CAGR
13.90
Sales 5Y CAGR
-
Debt/Equity
0.77
Consensus TP
-
Strong Buy %
-
Promoter Holding
74.97
Pledged %
0.00

Share Price

Track Usha Financial Services Ltd.'s current share price, historical price chart, 52-week high/low, and performance across different time periods.

49.50-2.4 (-4.72%) D
16.47% in past 1 year
1 Week returns: -13.16 %
Low
49.4
High
59.8
1 Month returns: -8.59 %
Low
45.5
High
59.8
1 Year returns: 17.30 %
Low
26.8
High
59.8
3 Year CAGR: –
5 Year CAGR: –
Note: Prices may be delayed by a few minutes. For historical calculations, prices are adjusted for splits, bonus and rights issue. Percentage change shown is absolute irrespective of the period.

Stock Analysis

Fundamental analysis overview of Usha Financial Services Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views
Red Flags
Positive
Not enough talking points with positive stance
Negative
Expensive and at a premium to industry median P/B

PB of 4.95 indicates that the stock is expensive on a standalone basis and is at a 375.96% premium to industry median P/B

What is P/B Ratio?

Median: 1.04
Value 4.95
052.89
Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral
Not enough talking points with neutral stance
Stock in ESM list
The stock has been places in Enhanced Surveillance Measure (ESM) list (ESM - I (34)).
Thinly traded (low daily turnover)
The stock is thinly traded with combined (NSE & BSE) daily turnover (21-day average) of 0.107699.

Financial Snapshot

See detailed analysis

Multi-year trends for Usha Financial Services Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY
00k0k0k0k63.8 CrMar 202460.5 CrMar 202566.8 CrMar 2026
Profit After Tax FY
00k0k0k13.4 CrMar 202413.8 CrMar 202522.5 CrMar 2026
ROE FY
0%5%10%15%14.3%Mar 20248.7%Mar 202510.2%Mar 2026
ROA FY
0%2%4%6%3.8%Mar 20243.6%Mar 20255.2%Mar 2026

Usha Financial Services Ltd. Shareholding Pattern

Quarterly breakdown of Usha Financial Services Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

Mar 2025Sep 2025Dec 2025Mar 2026Jun 2026
Total Promoter
74.54
74.48
74.97
74.97
74.97
Indian Promoter
74.54
74.48
74.97
74.97
74.97
Foreign Promoter
-
-
-
-
-
Institutions
6.24
4.12
3.31
2.72
2.55
Mutual Funds / UTI
-
-
-
-
-
FI/Bank/Insurance
0.06
0.01
0.01
0.01
0.01
Govt
-
-
-
-
-
FII
5.63
3.56
2.75
2.16
1.98
Other Institutions
0.55
0.55
0.55
0.55
0.55
Non-Institution
19.22
21.40
21.72
22.30
22.48
Bodies Corporate
5.68
8.06
6.77
6.54
6.47
Others (incl. Retail)
No. of shareholders
13.54
1,928
13.34
1,784
14.95
1,717
15.76
1,694
16.01
1,646

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Usha Financial Services Ltd. shares as reported to NSE and BSE.

NameDateTypePriceQty.Value
YASHIKA CAPITAL FINVEST PRIVATE LIMITED23 Dec 2025sell₹ 36.004.00 lac₹ 1.44 cr
EPOCH SYNTHETICS PRIVATE LIMITED12 Jun 2025sell₹ 71.501.48 lac₹ 1.06 cr
NAVIN TEXTILE MARKETING PRIVATE LIMITED12 Jun 2025sell₹ 71.501.59 lac₹ 1.14 cr
YASHIKA CAPITAL FINVEST PRIVATE LIMITED12 Jun 2025buy₹ 71.994.33 lac₹ 3.12 cr
NIVESH CONSULTANCY PRIVATE LIMITED28 Mar 2025sell₹ 51.101.78 lac₹ 90.75 lac
SHELLY GARG28 Mar 2025buy₹ 51.101.78 lac₹ 90.75 lac
NIVESH CONSULTANCY PRIVATE LIMITED27 Mar 2025buy₹ 52.601.78 lac₹ 93.42 lac
SHELLY GARG27 Mar 2025sell₹ 52.601.78 lac₹ 93.42 lac
UNINAV DEVELOPERS PVT LTD28 Jan 2025buy₹ 102.601.54 lac₹ 1.58 cr
ACINTYO INVESTMENT FUND PCC- CELL 131 Oct 2024buy₹ 162.631.20 lac₹ 1.95 cr

Corporate Actions

History of Usha Financial Services Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

  1. Bonus1 new shares for 1 existing shares
    Ex-date: 19th Aug 2025Announced on: 7th Jul 2025
    Estimates paydate.

Company Profile

Overview of Usha Financial Services Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Usha Financial Services Limited is an India-based non-banking finance company (NBFC). The Company provides lending solutions to fellow NBFCs and corporates; micro, small, and medium enterprises (MSMEs), and individual, particularly to women entrepreneurs. Its services also extend to electric vehicle...
Key personnel
Mr. Prashant Raghuwanshi
Chief Financial Officer
Kritika
Company Secretary
Neha Sharma
Company Secretary
Geeta GoswamiD
Chief Executive Officer, Director
Mr. Rajesh GuptaD
Managing Director (Promoter), Executive Director
Nupur GuptaD
Director (Promoter)
Anoop GargD
Independent Director
Ms. Nimisha JainD
Independent Director
View all
Incorporated on
16 May 1995
Last Annual
31 Mar 2026
Last Interim
-
No. of Employees
-
IPO date
31 Oct 2024
Free Float
-
Phone no.
+911147019079
Address
330, Mezanine Floor, Functional Industrial Estate, Patparganj, NEW DELHI, 110092, India

Frequently Asked Questions

What is the current share price of Usha Financial Services Ltd.?
The current share price of Usha Financial Services Ltd. is ₹ 49.50 as of 23 Oct 2026.
What is the market capitalisation of Usha Financial Services Ltd.?
The market capitalisation of Usha Financial Services Ltd. stands at ₹ 215.20 Cr.
What is the PE ratio of Usha Financial Services Ltd.?
The Price-to-Earnings (PE) ratio of Usha Financial Services Ltd. is 9.58 as of the latest trailing twelve months data.
What is the ROE and ROCE of Usha Financial Services Ltd.?
Usha Financial Services Ltd. has a Return on Equity (ROE) of 10.19% and a Return on Capital Employed (ROCE) of 14.01% as per the latest financial reports.
What is the 52-week high and low of Usha Financial Services Ltd.?
The 52-week high of Usha Financial Services Ltd. is - and the 52-week low is -.
What is the dividend yield of Usha Financial Services Ltd.?
The dividend yield of Usha Financial Services Ltd. is 0.00% based on the current market price.
What is the FII and DII holding in Usha Financial Services Ltd.?
Foreign Institutional Investors (FII) hold 1.98%, Domestic Institutional Investors (DII) hold 0.01% and retail/public investors hold 16.01% of Usha Financial Services Ltd. shares.
What sector does Usha Financial Services Ltd. belong to?
Usha Financial Services Ltd. operates in the Financial Services sector.
What is the beta of Usha Financial Services Ltd.?
The beta of Usha Financial Services Ltd. is 0.26, indicating its price volatility relative to the broader market.
What is the RSI of Usha Financial Services Ltd.?
The 14-day Relative Strength Index (RSI) of Usha Financial Services Ltd. is 45.03, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.