HDFC Nifty 50 ETF vs SBI Nifty 50 ETF

SBI Nifty 50 ETF-IDCW has delivered the higher 3-year CAGR (9.17% vs 9.17%). SBI Nifty 50 ETF-IDCW is the cheaper of the two with an expense ratio of 0.04% against 0.05%. SBI Nifty 50 ETF-IDCW manages the larger corpus at ₹2.10 L Cr. There is no single "better" ETF — the right choice depends on your holding period, risk appetite and what you already own. Use the returns, risk and portfolio overlap tables above to judge which fits your portfolio, and remember that past returns do not guarantee future performance.

Over 1 year, SBI Nifty 50 ETF-IDCW returned 2.05% against 2.04% for HDFC NIFTY 50 ETF-IDCW; and over 3 years, SBI Nifty 50 ETF-IDCW leads with a 9.17% CAGR versus 9.17%. Returns beyond one year are CAGR (annualised). Short-period returns are heavily influenced by market cycles, so compare over at least three to five years before drawing conclusions.

SBI Nifty 50 ETF-IDCW has the lower expense ratio at 0.04%, compared with 0.05% for HDFC NIFTY 50 ETF-IDCW — a difference of 0.01% a year. The expense ratio is deducted from NAV daily, so a lower ratio directly improves your net return, though it should not be the only reason to pick an ETF.

Both HDFC NIFTY 50 ETF-IDCW and SBI Nifty 50 ETF-IDCW carry a "Very High" rating on the SEBI Riskometer. Within the same riskometer band, differences still show up in maximum drawdown, volatility and market-cap mix — all of which are compared in the tables above.

The portfolio overlap between the two funds is 96.8%, which is considered high. At this level, most of your money would be riding on the same set of stocks through two schemes, so holding both adds little extra diversification. You can see the shared stocks in the overlap section above.

Yes — both are Equity: Large Cap ETFs, which means they follow similar mandates and are benchmarked against comparable indices. That makes a direct comparison of returns, expense ratio and risk meaningful.

HDFC NIFTY 50 ETF-IDCW has a NAV of ₹277.26 and an AUM of ₹5.44k Cr, and was launched on 8 Dec 2015. SBI Nifty 50 ETF-IDCW has a NAV of ₹264.89 and an AUM of ₹2.10 L Cr, launched on 21 Jul 2015. NAV on its own says nothing about how expensive or cheap a fund is — only the return on it matters.