Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth
Hybrid: Conservative Hybrid - Growth (Open ended) Factsheet
SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative IndexCheck Portfolio Overlap →
NAV: ₹79.4-0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth.
Market Cap Distribution
Large Cap (72.1%)
Mid Cap (13.3%)
Small Cap (14.6%)
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 21.42% | 21.18% | 20.74% | 20.79% | 20.52% | 19.03% |
| Debt | 72.34% | 73.62% | 74.81% | 73.43% | 73.68% | 75.97% |
| Others (incl. cash) | 3.81% | 3.16% | 2.52% | 3.89% | 3.92% | 3.14% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 2.44% | 2.05% | 1.94% | 1.89% | 1.88% | 1.86% |
Portfolio Snapshot
No. of Securities
131
P/E Ratio
26.61
P/B Ratio
3.39
Top Holding %
3.80%
Top 5 Holdings %
17.35%
Top 10 Holdings %
28.75%
Modified Duration
3.41 yrs
Avg. Maturity
5.80 yrs
Yield to Maturity
7.97%
AUM
₹1,502 Cr
Expense Ratio
0.96%
Since Inception
10.21%
Max Drawdown
-0.14%
Sharpe Ratio
0.85
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 2,06,000 | 29.95 | 1.99% | 0.02%↑ |
| HDFC Bank Ltd. | Financial | 3,00,000 | 21.27 | 1.42% | -0.08%↓ |
| Hindalco Industries Ltd. | Metals & Mining | 1,90,000 | 19.29 | 1.28% | 0.05%↑ |
| Bharti Airtel Ltd. | Communication | 90,000 | 16.31 | 1.09% | -0.10%↓ |
| Bajaj Finserv Ltd. | Financial | 75,000 | 15.16 | 1.01% | -0.00%↓ |
| The Federal Bank Ltd. | Financial | 3,50,000 | 12.48 | 0.83% | -0.01%↓ |
| SJS Enterprises Ltd. | Automobile | 50,000 | 12.44 | 0.83% | 0.03%↑ |
| State Bank of India | Financial | 1,00,000 | 10.6 | 0.71% | 0.02%↑ |
| Fortis Healthcare Ltd. | Healthcare | 1,13,000 | 10.25 | 0.68% | -0.03%↓ |
| Axis Bank Ltd. | Financial | 77,000 | 10.01 | 0.67% | 0.04%↑ |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 50,000 | 9.92 | 0.66% | -0.00%↓ |
| Reliance Industries Ltd. | Energy | 75,000 | 9.58 | 0.64% | -0.02%↓ |
| Tech Mahindra Ltd. | Technology | 55,000 | 8.95 | 0.60% | -0.01%↓ |
| Ultratech Cement Ltd. | Materials | 7,500 | 8.59 | 0.57% | -0.02%↓ |
| Metropolis Healthcare Ltd. | Healthcare | 1,36,200 | 7.93 | 0.53% | -0.00%↓ |
| Bajaj Auto Ltd. | Automobile | 6,443 | 7.82 | 0.52% | 0.03%↑ |
| TD Power Systems Ltd. | Capital Goods | 1,00,000 | 7.77 | 0.52% | - |
| Biocon Ltd. | Healthcare | 1,76,259 | 7.26 | 0.48% | -0.02%↓ |
| Adani Ports and Special Economic Zone Ltd. | Services | 40,000 | 6.37 | 0.42% | -0.03%↓ |
| Larsen & Toubro Ltd. | Construction | 15,409 | 6.23 | 0.42% | 0.01%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Financial | 7.88% | 7.64% | 7.51% | 7.13% | 7.21% | 6.80% |
| Healthcare | 2.93% | 2.99% | 2.90% | 2.90% | 2.70% | 2.58% |
| Automobile | 1.68% | 1.63% | 1.54% | 1.56% | 1.43% | 1.29% |
| Metals & Mining | 1.28% | 1.23% | 1.22% | 1.45% | 1.33% | 1.15% |
| Services | 1.12% | 1.12% | 1.16% | 1.13% | 1.13% | 0.98% |
| Communication | 1.09% | 1.18% | 1.12% | 1.12% | 1.15% | 1.10% |
| Technology | 0.97% | 0.98% | 0.85% | 0.95% | 0.95% | 0.95% |
| Capital Goods | 0.95% | 0.83% | 0.88% | 0.93% | 0.82% | 0.67% |
| Consumer Discretionary | 0.84% | 0.80% | 0.81% | 0.82% | 0.89% | 0.77% |
| Energy | 0.80% | 0.83% | 0.83% | 0.87% | 0.93% | 0.88% |
| Materials | 0.57% | 0.59% | 0.57% | 0.58% | 0.59% | 0.55% |
| Consumer Staples | 0.49% | 0.53% | 0.50% | 0.50% | 0.54% | 0.50% |
| Construction | 0.42% | 0.40% | 0.43% | 0.43% | 0.42% | 0.37% |
| Insurance | 0.23% | 0.25% | 0.24% | 0.25% | 0.25% | 0.24% |
| Chemicals | 0.18% | 0.17% | 0.18% | 0.18% | 0.18% | 0.18% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 26.96% | 19.16% |
| AA+ | 14.95% | 4.67% |
| SOV | 14.57% | 23.51% |
| AA | 8.63% | 4.10% |
| A+ | 4.14% | 1.42% |
| Cash & Call Money | 3.81% | 14.07% |
| A1+ | 2.75% | 3.19% |
| Others | 0.34% | 0.18% |
| A | - | 0.78% |
| A- | - | 0.25% |
| AA- | - | 0.99% |
| B+ | - | 1.85% |
| B- | - | 2.24% |
| BBB+ | - | 0.00% |
| Cash | - | 0.14% |
| D | - | 0.09% |
| Term Deposits | - | 0.01% |
| Unrated | - | 0.09% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
46.6 / 100
Weighted average Value score is 46.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
53.8 / 100
Weighted average Price Momentum score is 53.8. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
65.0 / 100
Weighted average Quality score is 65.0. This indicates that portfolio has average quality using composite of quality measures.
QVM score
61.6 / 100
Weighted average QVM score is 61.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.92% | 02/12/2034 | ICRA AA+ | 3.65% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | ICRA AA+ | 3.31% |
| Tata Capital Housing Finance Ltd. | Non Convertible Debenture | 7.79% | 18/06/2030 | ICRA AAA | 3.30% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 27/11/2026 | SOV | 3.29% |
| JTPM Metal Traders Ltd. | Debenture | 0.00% | 30/04/2030 | CRISIL AA | 3.10% |
| Adani Power Ltd. | Debenture | 8.20% | 25/01/2029 | CARE AA+ | 2.32% |
| Nuvama Wealth Finance Ltd. | Debenture | 9.75% | 16/04/2027 | CARE AA | 2.01% |
| Bharti Telecom Ltd. | Debenture | 7.30% | 01/12/2027 | CRISIL AAA | 1.98% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 1.86% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/02/2027 | CRISIL A+ | 1.76% |
| REC Ltd. | Debenture | 8.37% | 07/12/2028 | CRISIL AAA | 1.70% |
| Vedanta Ltd. | Debenture | 8.95% | 16/03/2029 | CRISIL AA+ | 1.67% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 09/07/2027 | CRISIL AAA | 1.67% |
| Aditya Birla Finance Ltd. | Debenture | 8.31% | 11/07/2034 | ICRA AAA | 1.67% |
| Vedanta Ltd. | Debenture | 9.40% | 20/02/2027 | ICRA AA+ | 1.67% |
| Narayana Hrudayalaya Ltd. | Debenture | 8.40% | 15/02/2030 | ICRA AA | 1.66% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 1.66% |
| Bajaj Housing Finance Ltd. | Debenture | 7.84% | 23/09/2032 | CRISIL AAA | 1.65% |
| Knowledge Realty Trust | Debenture | 7.20% | 26/09/2028 | CRISIL AAA | 1.65% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 1.62% |
| Indian Railway Finance Corporation Ltd. | Bonds | 7.09% | 16/12/2034 | ICRA AAA | 1.61% |
| Muthoot Finance Ltd. | Debenture | 8.52% | 07/04/2028 | ICRA AA+ | 1.33% |
| OXYZO Financial Services Ltd. | Debenture | 9.90% | 13/03/2029 | ICRA A+ | 1.31% |
| Housing & Urban Development Corporation Ltd. | Non Convertible Debenture | 6.64% | 17/07/2028 | ICRA AAA | 1.31% |
| Haryana State | State Development Loan | 7.67% | 27/12/2035 | SOV | 1.20% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/08/2028 | CRISIL A+ | 1.07% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 8.75% | 05/11/2029 | CARE AAA | 1.01% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.53% | 28/09/2029 | CRISIL AAA | 0.99% |
| Cholamandalam Investment and Finance Company Ltd. | Non Convertible Debenture | 8.88% | 25/06/2033 | CARE AA+ | 0.99% |
| GOI | Central Government Loan | 0.00% | 15/04/2035 | SOV | 0.97% |
| Karnataka State | State Development Loan | 7.15% | 30/10/2036 | SOV | 0.97% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 04/03/2027 | IND A1+ | 0.80% |
| GOI | GOI Securities | 0.00% | 12/09/2027 | SOV | 0.69% |
| GOI | GOI Securities | 7.23% | 15/04/2039 | SOV | 0.68% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 0.67% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | IND AAA(SO) | 0.67% |
| Nagaland State | State Development Loan | 0.00% | 25/03/2031 | SOV | 0.67% |
| Indian Railway Finance Corporation Ltd. | Bonds | 7.67% | 15/12/2033 | ICRA AAA | 0.67% |
| GOI | GOI Securities | 7.36% | 12/09/2026 | SOV | 0.66% |
| National Bank For Agriculture & Rural Development | Bonds | 6.85% | 19/01/2029 | ICRA AAA | 0.65% |
| Tata Capital Housing Finance Ltd. | Bonds | 7.50% | 16/02/2032 | ICRA AAA | 0.65% |
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 0.50% |
| Tamilnadu State | State Development Loan | 7.19% | 21/08/2034 | SOV | 0.42% |
| India Universal Trust AL1 | Securitised Debt | 8.09% | 21/11/2027 | IND AAA(SO) | 0.42% |
| Tata Capital Housing Finance Ltd. | Bonds | 7.75% | 18/05/2027 | ICRA AAA | 0.40% |
| GOI | GOI Securities Floating Rate Bond | 0.00% | 22/09/2033 | SOV | 0.35% |
| Telangana State | State Development Loan | 7.97% | 08/04/2043 | SOV | 0.34% |
| GOI | GOI Securities | 7.02% | 18/06/2031 | SOV | 0.34% |
| REC Ltd. | Non Convertible Debenture | 8.85% | 16/04/2029 | CRISIL AAA | 0.34% |
| LIC Housing Finance Ltd. | Debenture | 7.84% | 11/05/2027 | CRISIL AAA | 0.33% |
| Tata Capital Housing Finance Ltd. | Debenture | 8.15% | 19/08/2032 | ICRA AAA | 0.33% |
| Embassy Office Parks REIT | Non Convertible Debenture | 7.96% | 27/09/2027 | CRISIL AAA | 0.33% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 03/09/2026 | SOV | 0.33% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.71% | 14/01/2028 | ICRA AAA | 0.33% |
| Gujarat State | State Development Loan | 7.06% | 14/08/2029 | SOV | 0.33% |
| Bajaj Finance Ltd. | Non Convertible Debenture | 7.40% | 12/03/2029 | CRISIL AAA | 0.33% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.64% | 01/07/2030 | CRISIL AAA | 0.33% |
| Nagaland State | State Development Loan | 6.99% | 18/03/2030 | SOV | 0.33% |
| Bajaj Housing Finance Ltd. | Debenture | 7.89% | 08/09/2032 | CRISIL AAA | 0.33% |
| Kotak Mahindra Prime Ltd. | Debenture | 8.22% | 21/04/2027 | ICRA AAA | 0.33% |
| Maharashtra State | State Development Loan | 7.08% | 25/06/2039 | SOV | 0.32% |
| Uttar Pradesh State | State Development Loan | 7.16% | 20/02/2039 | SOV | 0.32% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 14/01/2027 | ICRA A1+ | 0.32% |
| Madhya Pradesh State | State Development Loan | 7.15% | 09/07/2043 | SOV | 0.32% |
| GOI | GOI Securities | 0.00% | 15/12/2029 | SOV | 0.28% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 0.17% |
| Gujarat State | State Development Loan | 6.70% | 23/09/2030 | SOV | 0.13% |
| LIC Housing Finance Ltd. | Debenture | 7.85% | 18/08/2032 | CRISIL AAA | 0.07% |
| GOI | GOI Securities | 0.00% | 19/03/2029 | SOV | 0.07% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.75% | 15/04/2033 | ICRA AAA | 0.07% |
| GOI | GOI Securities | 8.17% | 01/12/2044 | SOV | 0.07% |
| National Bank For Agriculture & Rural Development | Bonds | 7.57% | 4-D 03/01/2035 | CRISIL AAA | 0.06% |
| Maharashtra State | State Development Loan | 7.72% | 25/05/2034 | SOV | 0.03% |
| Telangana State | State Development Loan | 7.95% | 22/03/2032 | SOV | 0.00% |
| Telangana State | State Development Loan | 8.04% | 22/03/2030 | SOV | 0.00% |
| Telangana State | State Development Loan | 8.07% | 22/03/2029 | SOV | 0.00% |
| Telangana State | State Development Loan | 8.08% | 22/03/2031 | SOV | 0.00% |
| Telangana State | State Development Loan | 8.27% | 22/03/2028 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?
The top holdings of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth as of 31 Aug 2026 are Others (3.80%), Cholamandalam Investment and Finance Company Ltd. (3.65%), Muthoot Finance Ltd. (3.31%), Tata Capital Housing Finance Ltd. (3.30%), Reserve Bank of India (3.29%). These top 5 stocks together account for 17.35% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth hold in its portfolio?
Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth holds 131 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's top sector allocations are Financial (7.88%), Healthcare (2.93%), Automobile (1.68%). You can find detailed sector allocation above.
What is the equity and debt allocation of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth has 21.42% allocated to equity, and 72.34% to debt. You can also check the historical trends above.
What is the market cap allocation of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's market cap allocation is 72.08% in large caps, 13.31% in mid caps, and 14.60% in small caps.
What is the PE ratio of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's portfolio?
The portfolio PE ratio of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth is 26.61 as of 31 Aug 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's debt portfolio has 26.96% in AAA-rated instruments, 8.63% in AA-rated, and 14.57% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?
The latest portfolio disclosure for Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.