mutual funds aditya birla sun life conservative hybrid fund directgrowth

holdings

Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative IndexCheck Portfolio Overlap →

NAV: ₹77.59-0.23%

23 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Debt

72.78%

Equity

20.40%

Others

4.19%

Real estate

2.65%

Market Cap Distribution

Large Cap (72.4%)

Mid Cap (13.0%)

Small Cap (14.6%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	20.40%	21.42%	21.18%	20.74%	20.79%	20.52%
Debt	72.78%	72.34%	73.62%	74.81%	73.43%	73.68%
Others (incl. cash)	4.19%	3.81%	3.16%	2.52%	3.89%	3.92%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	2.65%	2.44%	2.05%	1.94%	1.89%	1.88%

Portfolio Snapshot

No. of Securities

128

P/E Ratio

26.63

P/B Ratio

3.39

Top Holding %

4.17%

Top 5 Holdings %

18.00%

Top 10 Holdings %

30.28%

Modified Duration

2.55 yrs

Avg. Maturity

3.78 yrs

Yield to Maturity

8.20%

AUM

₹1,467 Cr

Expense Ratio

0.96%

Since Inception

9.93%

Max Drawdown

-0.14%

Sharpe Ratio

0.65

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	2,06,000	27.23	1.86%	-0.14%↓
HDFC Bank Ltd.	Financial	3,00,000	21.26	1.45%	0.03%↑
Hindalco Industries Ltd.	Metals & Mining	1,90,000	17.89	1.22%	-0.07%↓
Bharti Airtel Ltd.	Communication	90,000	15.81	1.08%	-0.01%↓
Bajaj Finserv Ltd.	Financial	75,000	12.98	0.88%	-0.12%↓
SJS Enterprises Ltd.	Automobile	50,000	11.29	0.77%	-0.06%↓
The Federal Bank Ltd.	Financial	3,50,000	11.11	0.76%	-0.07%↓
State Bank of India	Financial	1,00,000	9.6	0.65%	-0.05%↓
Axis Bank Ltd.	Financial	77,000	9.44	0.64%	-0.02%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	50,000	9.08	0.62%	-0.04%↓
Reliance Industries Ltd.	Energy	75,000	8.9	0.61%	-0.03%↓
Fortis Healthcare Ltd.	Healthcare	1,13,000	8.7	0.59%	-0.09%↓
Tech Mahindra Ltd.	Technology	55,000	8.38	0.57%	-0.02%↓
Ultratech Cement Ltd.	Materials	7,500	8.22	0.56%	-0.01%↓
TD Power Systems Ltd.	Capital Goods	1,00,000	7.86	0.54%	0.02%↑
Metropolis Healthcare Ltd.	Healthcare	1,36,200	7.38	0.50%	-0.03%↓
Adani Ports and Special Economic Zone Ltd.	Services	40,000	7.19	0.49%	0.07%↑
Bajaj Auto Ltd.	Automobile	6,443	7.01	0.48%	-0.04%↓
Biocon Ltd.	Healthcare	1,76,259	6.53	0.44%	-0.04%↓
Cummins India Ltd.	Capital Goods	12,200	5.81	0.40%	-0.02%↓

1 / 3

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	7.39%	7.88%	7.64%	7.51%	7.13%	7.21%
Healthcare	2.72%	2.93%	2.99%	2.90%	2.90%	2.70%
Automobile	1.55%	1.68%	1.63%	1.54%	1.56%	1.43%
Metals & Mining	1.22%	1.28%	1.23%	1.22%	1.45%	1.33%
Services	1.18%	1.12%	1.12%	1.16%	1.13%	1.13%
Communication	1.08%	1.09%	1.18%	1.12%	1.12%	1.15%
Capital Goods	0.95%	0.95%	0.83%	0.88%	0.93%	0.82%
Technology	0.91%	0.97%	0.98%	0.85%	0.95%	0.95%
Consumer Discretionary	0.82%	0.84%	0.80%	0.81%	0.82%	0.89%
Energy	0.77%	0.80%	0.83%	0.83%	0.87%	0.93%
Materials	0.56%	0.57%	0.59%	0.57%	0.58%	0.59%
Consumer Staples	0.47%	0.49%	0.53%	0.50%	0.50%	0.54%
Construction	0.39%	0.42%	0.40%	0.43%	0.43%	0.42%
Insurance	0.23%	0.23%	0.25%	0.24%	0.25%	0.25%
Chemicals	0.16%	0.18%	0.17%	0.18%	0.18%	0.18%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	29.08%	19.17%
AA+	15.26%	4.86%
SOV	13.83%	23.94%
AA	7.15%	3.91%
AA-	4.60%	1.23%
Cash & Call Money	4.19%	13.97%
A+	1.35%	1.28%
A1+	1.17%	2.95%
Others	0.34%	0.17%
A	-	0.78%
A-	-	0.25%
B+	-	1.85%
B-	-	2.24%
BBB+	-	0.00%
Cash	-	0.21%
D	-	0.09%
Term Deposits	-	0.01%
Unrated	-	0.09%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

46.2 / 100

Weighted average Value score is 46.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

57.2 / 100

Weighted average Price Momentum score is 57.2. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

63.1 / 100

Weighted average Quality score is 63.1. This indicates that portfolio has average quality using composite of quality measures.

QVM score

62.9 / 100

Weighted average QVM score is 62.9. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Abbott India Ltd.	-1.38
Bajaj Auto Ltd.	-0.72
TD Power Systems Ltd.	-1.72
SJS Enterprises Ltd.	-1.72

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Bajaj Finance Ltd., SBFC Finance Ltd.

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.92%	02/12/2034	ICRA AA+	3.70%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	ICRA AA+	3.40%
Reserve Bank of India	Treasury Bills	0.00%	91-D 27/11/2026	SOV	3.38%
Tata Capital Housing Finance Ltd.	Non Convertible Debenture	7.79%	18/06/2030	ICRA AAA	3.35%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	3.17%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	2.54%
Adani Power Ltd.	Debenture	8.20%	25/01/2029	IND AA+	2.37%
GOI	GOI Securities Floating Rate Bond	0.00%	22/09/2033	SOV	2.13%
Nuvama Wealth Finance Ltd.	Debenture	9.75%	16/04/2027	CARE AA	2.06%
Bharti Telecom Ltd.	Debenture	7.30%	01/12/2027	CRISIL AAA	2.02%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	1.92%
GMR Airports Ltd.	Bonds	0.00%	13/02/2027	CRISIL AA-	1.81%
REC Ltd.	Debenture	8.37%	07/12/2028	CRISIL AAA	1.73%
Vedanta Ltd.	Debenture	8.95%	16/03/2029	CRISIL AA+	1.71%
Vedanta Ltd.	Debenture	9.40%	20/02/2027	ICRA AA+	1.71%
Small Industries Devp. Bank of India Ltd.	Debenture	7.68%	09/07/2027	CRISIL AAA	1.70%
GMR Airports Ltd.	Non Convertible Debenture	5.02%	09/09/2029	CRISIL AA-	1.69%
Knowledge Realty Trust	Debenture	7.20%	26/09/2028	CRISIL AAA	1.68%
Aditya Birla Finance Ltd.	Debenture	8.31%	11/07/2034	ICRA AAA	1.68%
Bajaj Housing Finance Ltd.	Debenture	7.84%	23/09/2032	CRISIL AAA	1.67%
Indian Railway Finance Corporation Ltd.	Bonds	7.09%	16/12/2034	ICRA AAA	1.63%
Muthoot Finance Ltd.	Debenture	8.52%	07/04/2028	ICRA AA+	1.36%
OXYZO Financial Services Ltd.	Debenture	9.90%	13/03/2029	ICRA A+	1.35%
Housing & Urban Development Corporation Ltd.	Non Convertible Debenture	6.64%	17/07/2028	ICRA AAA	1.34%
GMR Airports Ltd.	Bonds	0.00%	13/08/2028	CRISIL AA-	1.10%
Bharti Telecom Ltd.	Non Convertible Debenture	8.75%	05/11/2029	CARE AAA	1.03%
Uttar Pradesh State	State Development Loan	7.81%	29/03/2034	SOV	1.03%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	8.88%	25/06/2033	CARE AA+	1.01%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.53%	28/09/2029	CRISIL AAA	1.00%
GOI	Central Government Loan	0.00%	15/04/2035	SOV	0.98%
Haryana State	State Development Loan	7.67%	27/12/2035	SOV	0.87%
Aditya Birla Housing Finance Ltd.	Non Convertible Debenture	8.22%	05/06/2029	ICRA AAA	0.85%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	04/03/2027	IND A1+	0.83%
GOI	GOI Securities	0.00%	12/09/2027	SOV	0.71%
Indian Railway Finance Corporation Ltd.	Bonds	7.67%	15/12/2033	ICRA AAA	0.68%
GOI	GOI Securities	7.23%	15/04/2039	SOV	0.68%
India Universal Trust AL1	Securitised Debt	0.00%	0	IND AAA(SO)	0.68%
National Bank For Agriculture & Rural Development	Bonds	6.85%	19/01/2029	ICRA AAA	0.67%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.67%
Tata Capital Housing Finance Ltd.	Bonds	7.50%	16/02/2032	ICRA AAA	0.66%
GOI	GOI Securities	7.71%	18/05/2066	SOV	0.51%
Tamilnadu State	State Development Loan	7.19%	21/08/2034	SOV	0.42%
Tata Capital Housing Finance Ltd.	Bonds	7.75%	18/05/2027	ICRA AAA	0.41%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	IND AAA(SO)	0.38%
REC Ltd.	Non Convertible Debenture	8.85%	16/04/2029	CRISIL AAA	0.35%
GOI	GOI Securities	7.02%	18/06/2031	SOV	0.34%
Tata Capital Housing Finance Ltd.	Debenture	7.71%	14/01/2028	ICRA AAA	0.34%
Embassy Office Parks REIT	Non Convertible Debenture	7.96%	27/09/2027	CRISIL AAA	0.34%
LIC Housing Finance Ltd.	Debenture	7.84%	11/05/2027	CRISIL AAA	0.34%
Kotak Mahindra Prime Ltd.	Debenture	8.22%	21/04/2027	ICRA AAA	0.34%
Gujarat State	State Development Loan	7.06%	14/08/2029	SOV	0.34%
Nagaland State	State Development Loan	6.99%	18/03/2030	SOV	0.34%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	14/01/2027	ICRA A1+	0.33%
Bajaj Housing Finance Ltd.	Debenture	7.89%	08/09/2032	CRISIL AAA	0.33%
Bajaj Finance Ltd.	Non Convertible Debenture	7.40%	12/03/2029	CRISIL AAA	0.33%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.64%	01/07/2030	CRISIL AAA	0.33%
Tata Capital Housing Finance Ltd.	Debenture	8.15%	19/08/2032	ICRA AAA	0.33%
Maharashtra State	State Development Loan	7.08%	25/06/2039	SOV	0.32%
Uttar Pradesh State	State Development Loan	7.16%	20/02/2039	SOV	0.32%
GOI	GOI Securities	0.00%	15/12/2029	SOV	0.29%
Gujarat State	State Development Loan	6.70%	23/09/2030	SOV	0.13%
GOI	GOI Securities	0.00%	19/03/2029	SOV	0.08%
GOI	GOI Securities	8.17%	01/12/2044	SOV	0.07%
Indian Railway Finance Corporation Ltd.	Debenture	7.75%	15/04/2033	ICRA AAA	0.07%
LIC Housing Finance Ltd.	Debenture	7.85%	18/08/2032	CRISIL AAA	0.07%
National Bank For Agriculture & Rural Development	Bonds	7.57%	4-D 03/01/2035	CRISIL AAA	0.06%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.04%
Maharashtra State	State Development Loan	7.72%	25/05/2034	SOV	0.03%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.03%
Telangana State	State Development Loan	7.95%	22/03/2032	SOV	0.00%
Telangana State	State Development Loan	8.27%	22/03/2028	SOV	0.00%
Telangana State	State Development Loan	8.08%	22/03/2031	SOV	0.00%
Telangana State	State Development Loan	8.07%	22/03/2029	SOV	0.00%
Telangana State	State Development Loan	8.04%	22/03/2030	SOV	0.00%

Frequently Asked Questions

What are the top holdings of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?

The top holdings of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth as of 30 Sep 2026 are Others (4.17%), Cholamandalam Investment and Finance Company Ltd. (3.70%), Muthoot Finance Ltd. (3.40%), Reserve Bank of India (3.38%), Tata Capital Housing Finance Ltd. (3.35%). These top 5 stocks together account for 18.00% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth hold in its portfolio?

Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth holds 128 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's top sector allocations are Financial (7.39%), Healthcare (2.72%), Automobile (1.55%). You can find detailed sector allocation above.

What is the equity and debt allocation of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth has 20.40% allocated to equity, and 72.78% to debt. You can also check the historical trends above.

What is the market cap allocation of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's market cap allocation is 72.43% in large caps, 13.01% in mid caps, and 14.56% in small caps.

What is the PE ratio of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's portfolio?

The portfolio PE ratio of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth is 26.63 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth's debt portfolio has 29.08% in AAA-rated instruments, 7.15% in AA-rated, and 13.83% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth?

The latest portfolio disclosure for Aditya Birla Sun Life Conservative Hybrid Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

20.40%

21.42%

21.18%

20.74%

20.79%

20.52%

Debt

72.78%

72.34%

73.62%

74.81%

73.43%

73.68%

Others (incl. cash)

4.19%

3.81%

3.16%

2.52%

3.89%

3.92%

Commodities

0.00%

Real Estate

2.65%

2.44%

2.05%

1.94%

1.89%

1.88%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

2,06,000

27.23

1.86%

-0.14%↓

HDFC Bank Ltd.

Financial

3,00,000

21.26

1.45%

0.03%↑

Hindalco Industries Ltd.

Metals & Mining

1,90,000

17.89

1.22%

-0.07%↓

Bharti Airtel Ltd.

Communication

90,000

15.81

1.08%

-0.01%↓

Bajaj Finserv Ltd.

Financial

75,000

12.98

0.88%

-0.12%↓

SJS Enterprises Ltd.

Automobile

50,000

11.29

0.77%

-0.06%↓

The Federal Bank Ltd.

Financial

3,50,000

11.11

0.76%

-0.07%↓

State Bank of India

Financial

1,00,000

9.6

0.65%

-0.05%↓

Axis Bank Ltd.

Financial

77,000

9.44

0.64%

-0.02%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

50,000

9.08

0.62%

-0.04%↓

Reliance Industries Ltd.

Energy

75,000

8.9

0.61%

-0.03%↓

Fortis Healthcare Ltd.

Healthcare

1,13,000

8.7

0.59%

-0.09%↓

Tech Mahindra Ltd.

Technology

55,000

8.38

0.57%

-0.02%↓

Ultratech Cement Ltd.

Materials

7,500

8.22

0.56%

-0.01%↓

TD Power Systems Ltd.

Capital Goods

1,00,000

7.86

0.54%

0.02%↑

Metropolis Healthcare Ltd.

Healthcare

1,36,200

7.38

0.50%

-0.03%↓

Adani Ports and Special Economic Zone Ltd.

Services

40,000

7.19

0.49%

0.07%↑

Bajaj Auto Ltd.

Automobile

6,443

7.01

0.48%

-0.04%↓

Biocon Ltd.

Healthcare

1,76,259

6.53

0.44%

-0.04%↓

Cummins India Ltd.

Capital Goods

12,200

5.81

0.40%

-0.02%↓

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

7.39%

7.88%

7.64%

7.51%

7.13%

7.21%

Healthcare

2.72%

2.93%

2.99%

2.90%

2.70%

Automobile

1.55%

1.68%

1.63%

1.54%

1.56%

1.43%

Metals & Mining

1.22%

1.28%

1.23%

1.22%

1.45%

1.33%

Services

1.18%

1.12%

1.16%

1.13%

Communication

1.08%

1.09%

1.18%

1.12%

1.15%

Capital Goods

0.95%

0.83%

0.88%

0.93%

0.82%

Technology

0.91%

0.97%

0.98%

0.85%

0.95%

Consumer Discretionary

0.82%

0.84%

0.80%

0.81%

0.82%

0.89%

Energy

0.77%

0.80%

0.83%

0.87%

0.93%

Materials

0.56%

0.57%

0.59%

0.57%

0.58%

0.59%

Consumer Staples

0.47%

0.49%

0.53%

0.50%

0.54%

Construction

0.39%

0.42%

0.40%

0.43%

0.42%

Insurance

0.23%

0.25%

0.24%

0.25%

Chemicals

0.16%

0.18%

0.17%

0.18%

Rating

Fund