mutual funds aditya birla sun life equity savings fund

holdings

Aditya Birla Sun Life Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

Aditya Birla Sun Life Equity Savings Fund Direct-GrowthNAV: 25.80 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index

NAV: ₹25.8-0.42%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Equity Savings Fund Direct-Growth.

Asset Allocation

As on 31 May 2026

Others

50.52%

Debt

26.87%

Equity

19.60%

Real estate

3.02%

Market Cap Distribution

Large Cap (71.7%)

Mid Cap (20.1%)

Small Cap (8.2%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	19.60%	18.61%	18.01%	19.71%	19.80%	19.80%
Debt	26.87%	27.43%	28.14%	26.46%	22.11%	19.20%
Others (incl. cash)	50.52%	50.84%	50.64%	50.81%	55.08%	57.93%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	3.02%	3.12%	3.20%	3.01%	3.01%	3.07%

Portfolio Snapshot

No. of Securities

107

P/E Ratio

22.51

P/B Ratio

2.86

Top Holding %

51.12%

Top 5 Holdings %

74.02%

Top 10 Holdings %

91.05%

Modified Duration

1.55 yrs

Avg. Maturity

1.90 yrs

Yield to Maturity

7.37%

AUM

₹1,117 Cr

Expense Ratio

1.18%

Since Inception

8.50%

Max Drawdown

-0.18%

Sharpe Ratio

0.79

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	6,53,563	82.11	7.35%	0.29%↑
HDFC Bank Ltd.	Financial	9,32,185	69.41	6.21%	-0.40%↓
Patanjali Foods Ltd.	Consumer Staples	11,60,100	52.92	4.74%	3.18%↑
RBL Bank Ltd.	Financial	12,85,875	44.36	3.97%	-0.01%↓
Reliance Industries Ltd.	Energy	3,22,573	42.62	3.82%	-0.43%↓
Adani Ports and Special Economic Zone Ltd.	Services	1,71,707	30.99	2.77%	0.16%↑
Kotak Mahindra Bank Ltd.	Financial	8,01,640	30.8	2.76%	-0.07%↓
Mahindra & Mahindra Ltd.	Automobile	98,557	30.02	2.69%	-0.12%↓
GMR Airports Ltd.	Construction	29,57,400	29.68	2.66%	0.04%↑
State Bank of India	Financial	2,36,145	22.77	2.04%	-0.47%↓
Bharti Airtel Ltd.	Communication	1,05,911	19.37	1.73%	0.37%↑
Axis Bank Ltd.	Financial	1,46,260	18.82	1.68%	0.18%↑
Vodafone Idea Ltd.	Communication	1,30,08,450	18.2	1.63%	0.41%↑
Bajaj Finance Ltd.	Financial	1,97,167	17.91	1.60%	-0.10%↓
Adani Enterprises Ltd.	Services	50,271	14.77	1.32%	0.21%↑
One97 Communications Ltd.	Services	1,13,825	12.73	1.14%	-0.01%↓
Canara Bank	Financial	9,45,000	12.36	1.11%	-0.06%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	65,331	11.75	1.05%	0.11%↑
Eternal Ltd.	Services	3,78,880	9.49	0.85%	0.33%↑
ITC Ltd.	Consumer Staples	2,94,938	8.46	0.76%	-0.10%↓

1 / 4

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	5.98%	7.11%	5.51%	6.27%	6.42%	7.23%
Services	2.46%	1.19%	1.50%	1.42%	1.18%	1.02%
Energy	2.09%	2.95%	2.05%	2.02%	2.05%	1.92%
Technology	1.49%	1.61%	1.58%	1.60%	1.63%	1.63%
Consumer Staples	1.19%	0.64%	1.30%	1.37%	1.44%	1.65%
Automobile	1.03%	1.44%	1.04%	1.18%	1.17%	1.19%
Capital Goods	1.02%	1.08%	1.66%	1.78%	1.42%	1.67%
Consumer Discretionary	0.84%	0.60%	0.54%	0.58%	0.53%	0.21%
Healthcare	0.80%	0.63%	0.99%	1.00%	0.99%	0.64%
Materials	0.58%	0.81%	0.56%	0.58%	0.61%	0.59%
Construction	0.55%	0.48%	0.53%	0.63%	0.59%	0.59%
Metals & Mining	0.54%	0.28%	0.54%	0.56%	0.56%	0.49%
Communication	0.48%	-	0.46%	0.46%	0.50%	0.51%
Others	0.38%	0.17%	-	0.04%	0.48%	0.17%
Insurance	0.16%	0.16%	0.17%	0.20%	0.21%	0.20%
Chemicals	-	-	0.01%	0.01%	0.01%	-

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	47.96%	27.42%
A1+	15.70%	4.52%
SOV	9.28%	8.15%
Cash & Call Money	2.55%	15.49%
AAA	1.32%	6.01%
Others	0.57%	0.18%
A+	-	0.12%
AA	-	0.59%
AA+	-	1.29%
AA-	-	0.25%
D	-	7.13%
Term Deposits	-	0.03%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Canara Bank, Tata Motors Passenger Vehicles Ltd., Tata Power Company Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Bajaj Finance Ltd., Grasim Industries Ltd., HDB Financial Services Ltd., JIO Financial Services Ltd., Shriram Finance Ltd., Swiggy Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	19/01/2027	ICRA A1+	2.13%
Export-Import Bank Of India	Certificate of Deposit	0.00%	01/03/2027	ICRA A1+	2.12%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	04/03/2027	IND A1+	2.11%
GOI	GOI Securities	7.32%	13/11/2030	SOV	1.83%
GOI	GOI Securities	7.18%	14/08/2033	SOV	1.81%
GOI	GOI Securities	7.17%	17/04/2030	SOV	1.48%
Union Bank of India	Certificate of Deposit	0.00%	15/03/2027	ICRA A1+	1.27%
GOI	GOI Securities	7.38%	20/06/2027	SOV	0.91%
Cholamandalam Investment and Finance Company Ltd.	Debenture	7.50%	30/09/2026	-	0.54%
GOI	GOI Securities	7.06%	10/04/2028	SOV	0.45%
GOI	GOI Securities	7.10%	18/04/2029	SOV	0.45%
Bajaj Finance Ltd.	Debenture	7.93%	0	CRISIL AAA	0.44%
Uttar Pradesh State	State Development Loan	7.16%	20/02/2039	SOV	0.42%
GOI	GOI Securities	0.00%	12/09/2027	SOV	0.41%
Uttar Pradesh State	State Development Loan	7.70%	22/11/2035	SOV	0.12%
GOI	GOI Securities	7.26%	06/02/2033	SOV	0.10%
GOI	GOI Securities	0.00%	12/03/2029	SOV	0.04%

Frequently Asked Questions

What are the top holdings of Aditya Birla Sun Life Equity Savings Fund Direct-Growth?

The top holdings of Aditya Birla Sun Life Equity Savings Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Aditya Birla Sun Life Equity Savings Fund Direct-Growth hold in its portfolio?

Aditya Birla Sun Life Equity Savings Fund Direct-Growth holds 107 securities in its portfolio. The top 5 holdings account for 74.02% of the portfolio and the top 10 for 91.05% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of Aditya Birla Sun Life Equity Savings Fund Direct-Growth?

The sector allocation of Aditya Birla Sun Life Equity Savings Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Aditya Birla Sun Life Equity Savings Fund Direct-Growth?

As of 31 May 2026, Aditya Birla Sun Life Equity Savings Fund Direct-Growth has 19.60% in equity, 26.87% in debt and 50.52% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.37%.

What is the market cap allocation of Aditya Birla Sun Life Equity Savings Fund Direct-Growth?

Aditya Birla Sun Life Equity Savings Fund Direct-Growth's equity portfolio — Large Cap: 71.67%, Mid Cap: 20.11%, Small Cap: 8.23%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is Aditya Birla Sun Life Equity Savings Fund Direct-Growth a concentrated or diversified fund?

Aditya Birla Sun Life Equity Savings Fund Direct-Growth holds 107 securities, with the top 10 accounting for 91.05% of the portfolio and the top 5 for 74.02%. With 107 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of Aditya Birla Sun Life Equity Savings Fund Direct-Growth?

The debt holdings of Aditya Birla Sun Life Equity Savings Fund Direct-Growth are rated as follows — Cash: 47.96%, A1+: 15.70%, SOV: 9.28%, Cash & Call Money: 2.55%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Aditya Birla Sun Life Equity Savings Fund Direct-Growth change its portfolio?

The portfolio currently holds 107 securities with the top 10 accounting for 91.05% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Aditya Birla Sun Life Equity Savings Fund Direct-Growth's portfolio?

The weighted average PE ratio of Aditya Birla Sun Life Equity Savings Fund Direct-Growth's portfolio is 22.51 and the PB ratio is 2.86. The debt portfolio has a modified duration of 1.55 years and an average maturity of 1.90 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for Aditya Birla Sun Life Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for Aditya Birla Sun Life Equity Savings Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

Loading…

Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

19.60%

18.61%

18.01%

19.71%

19.80%

Debt

26.87%

27.43%

28.14%

26.46%

22.11%

19.20%

Others (incl. cash)

50.52%

50.84%

50.64%

50.81%

55.08%

57.93%

Commodities

0.00%

Real Estate

3.02%

3.12%

3.20%

3.01%

3.07%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

6,53,563

82.11

7.35%

0.29%↑

HDFC Bank Ltd.

Financial

9,32,185

69.41

6.21%

-0.40%↓

Patanjali Foods Ltd.

Consumer Staples

11,60,100

52.92

4.74%

3.18%↑

RBL Bank Ltd.

Financial

12,85,875

44.36

3.97%

-0.01%↓

Reliance Industries Ltd.

Energy

3,22,573

42.62

3.82%

-0.43%↓

Adani Ports and Special Economic Zone Ltd.

Services

1,71,707

30.99

2.77%

0.16%↑

Kotak Mahindra Bank Ltd.

Financial

8,01,640

30.8

2.76%

-0.07%↓

Mahindra & Mahindra Ltd.

Automobile

98,557

30.02

2.69%

-0.12%↓

GMR Airports Ltd.

Construction

29,57,400

29.68

2.66%

0.04%↑

State Bank of India

Financial

2,36,145

22.77

2.04%

-0.47%↓

Bharti Airtel Ltd.

Communication

1,05,911

19.37

1.73%

0.37%↑

Axis Bank Ltd.

Financial

1,46,260

18.82

1.68%

0.18%↑

Vodafone Idea Ltd.

Communication

1,30,08,450

18.2

1.63%

0.41%↑

Bajaj Finance Ltd.

Financial

1,97,167

17.91

1.60%

-0.10%↓

Adani Enterprises Ltd.

Services

50,271

14.77

1.32%

0.21%↑

One97 Communications Ltd.

Services

1,13,825

12.73

1.14%

-0.01%↓

Canara Bank

Financial

9,45,000

12.36

1.11%

-0.06%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

65,331

11.75

1.05%

0.11%↑

Eternal Ltd.

Services

3,78,880

9.49

0.85%

0.33%↑

ITC Ltd.

Consumer Staples

2,94,938

8.46

0.76%

-0.10%↓

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

5.98%

7.11%

5.51%

6.27%

6.42%

7.23%

Services

2.46%

1.19%

1.50%

1.42%

1.18%

1.02%

Energy

2.09%

2.95%

2.05%

2.02%

2.05%

1.92%

Technology

1.49%

1.61%

1.58%

1.60%

1.63%

Consumer Staples

1.19%

0.64%

1.30%

1.37%

1.44%

1.65%

Automobile

1.03%

1.44%

1.04%

1.18%

1.17%

1.19%

Capital Goods

1.02%

1.08%

1.66%

1.78%

1.42%

1.67%

Consumer Discretionary

0.84%

0.60%

0.54%

0.58%

0.53%

0.21%

Healthcare

0.80%

0.63%

0.99%

1.00%

0.99%

0.64%

Materials

0.58%

0.81%

0.56%

0.58%

0.61%

0.59%

Construction

0.55%

0.48%

0.53%

0.63%

0.59%

Metals & Mining

0.54%

0.28%

0.54%

0.56%

0.49%

Communication

0.48%

0.46%

0.50%

0.51%

Others

0.38%

0.17%

0.04%

0.48%

0.17%

Insurance

0.16%

0.17%

0.20%

0.21%

0.20%

Chemicals

0.01%

Rating

Fund