Axis Retirement Fund - Aggressive Plan Direct-Growth
Hybrid: Aggressive Hybrid - Growth (Open ended)
SEBI Riskometer: Very HighCategory: Hybrid: Aggressive HybridBenchmark: CRISIL Hybrid 25+75 Aggressive IndexCheck Portfolio Overlap →
NAV: ₹19.36-0.41%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Axis Retirement Fund - Aggressive Plan Direct-Growth.
Market Cap Distribution
Large Cap (71.7%)
Mid Cap (14.8%)
Small Cap (13.5%)
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 72.83% | 74.11% | 74.67% | 75.17% | 76.98% | 77.79% |
| Debt | 25.88% | 24.69% | 24.05% | 23.27% | 22.01% | 21.21% |
| Others (incl. cash) | 0.64% | 0.58% | 0.67% | 0.97% | 0.42% | 0.39% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.64% | 0.62% | 0.61% | 0.59% | 0.59% | 0.61% |
Portfolio Snapshot
No. of Securities
98
P/E Ratio
26.51
P/B Ratio
3.61
Top Holding %
6.36%
Top 5 Holdings %
26.24%
Top 10 Holdings %
41.72%
Modified Duration
5.23 yrs
Avg. Maturity
9.90 yrs
Yield to Maturity
7.16%
AUM
₹666 Cr
Expense Ratio
1.26%
Since Inception
10.13%
Max Drawdown
-0.26%
Sharpe Ratio
0.38
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reliance Industries Ltd. | Energy | 2,89,513 | 34.37 | 5.16% | -0.08%↓ |
| ICICI Bank Ltd. | Financial | 2,48,294 | 32.82 | 4.93% | -0.19%↓ |
| HDFC Bank Ltd. | Financial | 4,37,589 | 31.01 | 4.66% | 0.26%↑ |
| Bharti Airtel Ltd. | Communication | 1,03,528 | 18.19 | 2.73% | 0.07%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 3,62,161 | 15.1 | 2.27% | 0.12%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 48,267 | 14.24 | 2.14% | -0.11%↓ |
| State Bank of India | Financial | 1,47,332 | 14.14 | 2.12% | -0.44%↓ |
| Larsen & Toubro Ltd. | Construction | 35,670 | 13.41 | 2.01% | -0.08%↓ |
| Infosys Ltd. | Technology | 1,21,882 | 12.12 | 1.82% | -0.51%↓ |
| Bajaj Finance Ltd. | Financial | 1,17,127 | 11.24 | 1.69% | -0.17%↓ |
| Solar Industries India Ltd. | Chemicals | 5,171 | 10.19 | 1.53% | 0.06%↑ |
| Eternal Ltd. | Services | 3,06,148 | 9.8 | 1.47% | 0.05%↑ |
| NTPC Ltd. | Energy | 2,88,257 | 9.3 | 1.40% | 0.06%↑ |
| Divis Laboratories Ltd. | Healthcare | 9,614 | 8.93 | 1.34% | 0.05%↑ |
| Minda Corporation Ltd. | Automobile | 1,23,550 | 8.56 | 1.29% | 0.04%↑ |
| Axis Bank Ltd. | Financial | 69,422 | 8.51 | 1.28% | 0.10%↑ |
| Pidilite Industries Ltd. | Chemicals | 55,487 | 8.13 | 1.22% | -0.21%↓ |
| PNB Housing Finance Ltd. | Financial | 72,426 | 8.11 | 1.22% | 0.04%↑ |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 9,227 | 7.53 | 1.13% | -0.03%↓ |
| The Phoenix Mills Ltd. | Construction | 35,447 | 6.86 | 1.03% | 0.08%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Financial | 20.61% | 21.04% | 21.25% | 21.48% | 20.68% | 21.32% |
| Energy | 8.01% | 8.06% | 8.50% | 8.79% | 9.77% | 10.50% |
| Automobile | 6.81% | 6.93% | 6.93% | 6.21% | 5.97% | 5.54% |
| Healthcare | 6.59% | 6.54% | 6.43% | 6.28% | 6.42% | 7.04% |
| Services | 5.54% | 5.51% | 5.03% | 4.96% | 4.78% | 3.76% |
| Capital Goods | 5.39% | 5.18% | 4.33% | 4.39% | 4.22% | 4.41% |
| Technology | 3.81% | 4.49% | 4.75% | 4.46% | 5.83% | 5.76% |
| Consumer Staples | 3.57% | 3.49% | 3.61% | 3.83% | 3.91% | 4.01% |
| Communication | 3.17% | 3.06% | 3.14% | 2.86% | 2.90% | 2.79% |
| Chemicals | 3.09% | 3.24% | 4.24% | 4.48% | 4.98% | 5.32% |
| Construction | 3.04% | 3.05% | 2.98% | 3.93% | 4.02% | 4.31% |
| Consumer Discretionary | 1.06% | 1.33% | 1.29% | 1.10% | 0.91% | 0.79% |
| Insurance | 0.77% | 0.76% | 0.76% | 0.80% | 0.85% | 0.82% |
| Textiles | 0.55% | 0.60% | 0.60% | 0.63% | 0.63% | 0.59% |
| Metals & Mining | 0.51% | 0.50% | 0.49% | 0.64% | 0.79% | 0.76% |
| Materials | 0.33% | 0.34% | 0.35% | 0.33% | 0.34% | 0.08% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 19.40% | 6.44% |
| Cash & Call Money | 4.60% | 5.02% |
| AA+ | 1.49% | 1.82% |
| AA- | 1.04% | 0.40% |
| A | - | 0.01% |
| A+ | - | 0.06% |
| A1+ | - | 2.84% |
| AA | - | 0.60% |
| AAA | - | 5.96% |
| B+ | - | 0.00% |
| BBB | - | 0.00% |
| Cash | - | 0.07% |
| D | - | 2.32% |
| Others | - | 0.03% |
| Term Deposits | - | 0.05% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
48.4 / 100
Weighted average Value score is 48.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
57.0 / 100
Weighted average Price Momentum score is 57.0. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
70.9 / 100
Weighted average Quality score is 70.9. This indicates that portfolio has average quality using composite of quality measures.
QVM score
66.4 / 100
Weighted average QVM score is 66.4. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.10% | 08/04/2034 | SOV | 6.36% |
| GOI | GOI Securities | 6.79% | 07/10/2034 | SOV | 5.14% |
| Others | CBLO | 0.00% | 0 | - | 3.96% |
| GOI | GOI Securities | 7.25% | 12/06/2063 | SOV | 3.52% |
| GOI | GOI Securities | 7.18% | 24/07/2037 | SOV | 2.99% |
| GOI | GOI Securities | 7.57% | 17/06/2033 | SOV | 1.38% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/02/2027 | CRISIL AA- | 1.04% |
| Muthoot Finance Ltd. | Debenture | 9.02% | 14/07/2027 | CRISIL AA+ | 0.75% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 7.88% | 22/11/2028 | CRISIL AA+ | 0.74% |
Frequently Asked Questions
What are the top holdings of Axis Retirement Fund - Aggressive Plan Direct-Growth?
The top holdings of Axis Retirement Fund - Aggressive Plan Direct-Growth as of 30 Sep 2026 are GOI (6.36%), Reliance Industries Ltd. (5.16%), GOI (5.14%), ICICI Bank Ltd. (4.93%), HDFC Bank Ltd. (4.66%). These top 5 stocks together account for 26.24% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Axis Retirement Fund - Aggressive Plan Direct-Growth hold in its portfolio?
Axis Retirement Fund - Aggressive Plan Direct-Growth holds 98 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Axis Retirement Fund - Aggressive Plan Direct-Growth?
As of 30 Sep 2026, Axis Retirement Fund - Aggressive Plan Direct-Growth's top sector allocations are Financial (20.61%), Energy (8.01%), Automobile (6.81%). You can find detailed sector allocation above.
What is the equity and debt allocation of Axis Retirement Fund - Aggressive Plan Direct-Growth?
As of 30 Sep 2026, Axis Retirement Fund - Aggressive Plan Direct-Growth has 72.83% allocated to equity, and 25.88% to debt. You can also check the historical trends above.
What is the market cap allocation of Axis Retirement Fund - Aggressive Plan Direct-Growth?
As of 30 Sep 2026, Axis Retirement Fund - Aggressive Plan Direct-Growth's market cap allocation is 71.75% in large caps, 14.75% in mid caps, and 13.50% in small caps.
What is the PE ratio of Axis Retirement Fund - Aggressive Plan Direct-Growth's portfolio?
The portfolio PE ratio of Axis Retirement Fund - Aggressive Plan Direct-Growth is 26.51 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Axis Retirement Fund - Aggressive Plan Direct-Growth?
As of 30 Sep 2026, Axis Retirement Fund - Aggressive Plan Direct-Growth's debt portfolio has - in AAA-rated instruments, 1.49% in AA-rated, and 19.40% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Axis Retirement Fund - Aggressive Plan Direct-Growth?
The latest portfolio disclosure for Axis Retirement Fund - Aggressive Plan Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.