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holdings

Axis Retirement Fund - Dynamic Plan Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

Axis Retirement Fund - Dynamic Plan Direct-GrowthNAV: 21.58 as on 01 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer -Very HighCategory -Hybrid: Dynamic Asset AllocationBenchmark -CRISIL Hybrid 35+65 Aggressive Index

NAV: ₹21.58+0.75%

02 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Axis Retirement Fund - Dynamic Plan Direct-Growth.

Asset Allocation

As on 31 May 2026

Equity

84.36%

Debt

15.33%

Others

0.31%

Market Cap Distribution

Large Cap (68.4%)

Mid Cap (17.1%)

Small Cap (14.5%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	84.36%	84.75%	83.16%	83.89%	85.03%	87.01%
Debt	15.33%	14.98%	16.39%	16.14%	15.03%	12.98%
Others (incl. cash)	0.31%	0.27%	0.45%	-0.03%	-0.06%	0.01%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

28.66

P/B Ratio

4.23

Top Holding %

5.70%

Top 5 Holdings %

26.23%

Top 10 Holdings %

40.67%

Modified Duration

7.06 yrs

Avg. Maturity

17.37 yrs

Yield to Maturity

6.88%

AUM

₹280 Cr

Expense Ratio

1.39%

Since Inception

12.49%

Max Drawdown

-0.17%

Sharpe Ratio

0.53

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	1,26,889	15.94	5.70%	0.03%↑
Reliance Industries Ltd.	Energy	1,16,616	15.41	5.51%	-0.39%↓
HDFC Bank Ltd.	Financial	1,91,579	14.26	5.10%	-0.37%↓
Infosys Ltd.	Technology	79,664	9.25	3.31%	-0.02%↓
Bharti Airtel Ltd.	Communication	43,798	8.01	2.86%	-0.06%↓
State Bank of India	Financial	81,690	7.88	2.82%	-0.38%↓
Larsen & Toubro Ltd.	Construction	18,872	7.69	2.75%	-0.42%↓
Pidilite Industries Ltd.	Chemicals	45,142	6.69	2.39%	0.20%↑
Vijaya Diagnostic Centre Ltd.	Healthcare	46,168	6.04	2.16%	0.32%↑
Mahindra & Mahindra Ltd.	Automobile	19,476	5.93	2.12%	-0.01%↓
Kotak Mahindra Bank Ltd.	Financial	1,42,303	5.47	1.95%	0.11%↑
Bajaj Finance Ltd.	Financial	54,373	4.94	1.77%	-0.03%↓
Apar Industries Ltd.	Consumer Staples	3,694	4.85	1.73%	0.12%↑
Minda Corporation Ltd.	Automobile	63,314	3.95	1.41%	0.25%↑
NTPC Ltd.	Energy	1,01,511	3.93	1.40%	-0.03%↓
Fortis Healthcare Ltd.	Healthcare	42,227	3.92	1.40%	0.02%↑
PNB Housing Finance Ltd.	Financial	32,598	3.36	1.20%	-0.00%↓
Apollo Hospitals Enterprise Ltd.	Healthcare	4,047	3.31	1.18%	0.09%↑
Divis Laboratories Ltd.	Healthcare	4,828	3.22	1.15%	-0.21%↓
Eternal Ltd.	Services	1,21,602	3.05	1.09%	0.31%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	21.81%	22.66%	22.39%	23.25%	23.69%	23.24%
Healthcare	9.54%	9.23%	8.81%	8.65%	8.30%	9.32%
Energy	9.24%	9.99%	10.18%	9.55%	9.61%	9.39%
Automobile	7.13%	6.53%	6.34%	6.80%	6.80%	6.64%
Consumer Staples	5.84%	6.21%	5.78%	5.81%	5.31%	5.31%
Technology	5.61%	5.52%	5.77%	5.09%	6.22%	6.17%
Services	5.08%	4.15%	3.66%	3.30%	3.61%	3.86%
Capital Goods	4.99%	5.37%	5.10%	5.94%	5.74%	6.40%
Construction	4.04%	4.52%	4.29%	4.66%	4.43%	4.96%
Communication	3.02%	2.92%	2.98%	2.81%	2.94%	3.01%
Chemicals	2.75%	2.78%	2.78%	2.88%	2.80%	2.87%
Insurance	1.76%	1.73%	1.86%	2.00%	2.13%	2.22%
Materials	1.19%	0.93%	0.96%	0.95%	0.93%	0.88%
Consumer Discretionary	0.90%	0.79%	0.89%	0.87%	0.80%	0.93%
Metals & Mining	0.77%	0.74%	0.71%	0.69%	1.03%	1.10%
Textiles	0.71%	0.67%	0.66%	0.64%	0.69%	0.70%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	10.56%	8.68%
Cash & Call Money	5.08%	5.12%
A	-	0.03%
A+	-	0.19%
A-	-	0.26%
A1+	-	2.77%
AA	-	1.27%
AA+	-	1.58%
AA-	-	0.18%
AAA	-	9.01%
BBB+	-	0.22%
Cash	-	7.42%
Others	-	0.14%
Term Deposits	-	0.36%
Unrated	-	0.01%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

46.6 / 100

Weighted average Value score is 46.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

59.9 / 100

Weighted average Price Momentum score is 59.9. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

74.4 / 100

Weighted average Quality score is 74.4. This indicates that portfolio has average quality using composite of quality measures.

QVM score

68.7 / 100

Weighted average QVM score is 68.7. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Varun Beverages Ltd.	-1.69

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): PI Industries Ltd., Tata Power Company Ltd., Titagarh Rail Systems Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Tata Power Company Ltd.	2.02
Jubilant FoodWorks Ltd.	2.14
Interglobe Aviation Ltd.	11.15
Awfis Space Solutions Ltd.	2.72

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.30%	19/06/2053	SOV	5.16%
Others	CBLO	0.00%	0	-	4.76%
GOI	GOI Securities	7.25%	12/06/2063	SOV	2.70%
GOI	GOI Securities	7.18%	24/07/2037	SOV	1.80%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.90%

Frequently Asked Questions

What are the top holdings of Axis Retirement Fund - Dynamic Plan Direct-Growth?

The top holdings of Axis Retirement Fund - Dynamic Plan Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Axis Retirement Fund - Dynamic Plan Direct-Growth hold in its portfolio?

Axis Retirement Fund - Dynamic Plan Direct-Growth holds 98 securities in its portfolio. The top 5 holdings account for 26.23% of the portfolio and the top 10 for 40.67% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of Axis Retirement Fund - Dynamic Plan Direct-Growth?

The sector allocation of Axis Retirement Fund - Dynamic Plan Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Axis Retirement Fund - Dynamic Plan Direct-Growth?

As of 31 May 2026, Axis Retirement Fund - Dynamic Plan Direct-Growth has 84.36% in equity, 15.33% in debt and 0.31% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 6.88%.

What is the market cap allocation of Axis Retirement Fund - Dynamic Plan Direct-Growth?

Axis Retirement Fund - Dynamic Plan Direct-Growth's equity portfolio — Large Cap: 68.38%, Mid Cap: 17.11%, Small Cap: 14.51%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is Axis Retirement Fund - Dynamic Plan Direct-Growth a concentrated or diversified fund?

Axis Retirement Fund - Dynamic Plan Direct-Growth holds 98 securities, with the top 10 accounting for 40.67% of the portfolio and the top 5 for 26.23%. With 98 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of Axis Retirement Fund - Dynamic Plan Direct-Growth?

The debt holdings of Axis Retirement Fund - Dynamic Plan Direct-Growth are rated as follows — SOV: 10.56%, Cash & Call Money: 5.08%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Axis Retirement Fund - Dynamic Plan Direct-Growth change its portfolio?

The portfolio currently holds 98 securities with the top 10 accounting for 40.67% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Axis Retirement Fund - Dynamic Plan Direct-Growth's portfolio?

The weighted average PE ratio of Axis Retirement Fund - Dynamic Plan Direct-Growth's portfolio is 28.66 and the PB ratio is 4.23. The debt portfolio has a modified duration of 7.06 years and an average maturity of 17.37 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for Axis Retirement Fund - Dynamic Plan Direct-Growth?

The latest portfolio disclosure for Axis Retirement Fund - Dynamic Plan Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

84.36%

84.75%

83.16%

83.89%

85.03%

87.01%

Debt

15.33%

14.98%

16.39%

16.14%

15.03%

12.98%

Others (incl. cash)

0.31%

0.27%

0.45%

-0.03%

-0.06%

0.01%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

1,26,889

15.94

5.70%

0.03%↑

Reliance Industries Ltd.

Energy

1,16,616

15.41

5.51%

-0.39%↓

HDFC Bank Ltd.

Financial

1,91,579

14.26

5.10%

-0.37%↓

Infosys Ltd.

Technology

79,664

9.25

3.31%

-0.02%↓

Bharti Airtel Ltd.

Communication

43,798

8.01

2.86%

-0.06%↓

State Bank of India

Financial

81,690

7.88

2.82%

-0.38%↓

Larsen & Toubro Ltd.

Construction

18,872

7.69

2.75%

-0.42%↓

Pidilite Industries Ltd.

Chemicals

45,142

6.69

2.39%

0.20%↑

Vijaya Diagnostic Centre Ltd.

Healthcare

46,168

6.04

2.16%

0.32%↑

Mahindra & Mahindra Ltd.

Automobile

19,476

5.93

2.12%

-0.01%↓

Kotak Mahindra Bank Ltd.

Financial

1,42,303

5.47

1.95%

0.11%↑

Bajaj Finance Ltd.

Financial

54,373

4.94

1.77%

-0.03%↓

Apar Industries Ltd.

Consumer Staples

3,694

4.85

1.73%

0.12%↑

Minda Corporation Ltd.

Automobile

63,314

3.95

1.41%

0.25%↑

NTPC Ltd.

Energy

1,01,511

3.93

1.40%

-0.03%↓

Fortis Healthcare Ltd.

Healthcare

42,227

3.92

1.40%

0.02%↑

PNB Housing Finance Ltd.

Financial

32,598

3.36

1.20%

-0.00%↓

Apollo Hospitals Enterprise Ltd.

Healthcare

4,047

3.31

1.18%

0.09%↑

Divis Laboratories Ltd.

Healthcare

4,828

3.22

1.15%

-0.21%↓

Eternal Ltd.

Services

1,21,602

3.05

1.09%

0.31%↑

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

21.81%

22.66%

22.39%

23.25%

23.69%

23.24%

Healthcare

9.54%

9.23%

8.81%

8.65%

8.30%

9.32%

Energy

9.24%

9.99%

10.18%

9.55%

9.61%

9.39%

Automobile

7.13%

6.53%

6.34%

6.80%

6.64%

Consumer Staples

5.84%

6.21%

5.78%

5.81%

5.31%

Technology

5.61%

5.52%

5.77%

5.09%

6.22%

6.17%

Services

5.08%

4.15%

3.66%

3.30%

3.61%

3.86%

Capital Goods

4.99%

5.37%

5.10%

5.94%

5.74%

6.40%

Construction

4.04%

4.52%

4.29%

4.66%

4.43%

4.96%

Communication

3.02%

2.92%

2.98%

2.81%

2.94%

3.01%

Chemicals

2.75%

2.78%

2.88%

2.80%

2.87%

Insurance

1.76%

1.73%

1.86%

2.00%

2.13%

2.22%

Materials

1.19%

0.93%

0.96%

0.95%

0.93%

0.88%

Consumer Discretionary

0.90%

0.79%

0.89%

0.87%

0.80%

0.93%

Metals & Mining

0.77%

0.74%

0.71%

0.69%

1.03%

1.10%

Textiles

0.71%

0.67%

0.66%

0.64%

0.69%

0.70%

Rating

Fund