Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth
Hybrid: Aggressive Hybrid - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Aggressive Hybrid
NAV: ₹45.97+0.11%
24 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth.
Market Cap Distribution
Large Cap (2.6%)
Mid Cap (57.7%)
Small Cap (39.8%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 76.15% | 78.47% | 79.77% | 77.59% | 71.67% | 71.72% |
| Debt | 20.86% | 16.69% | 18.13% | 19.07% | 22.21% | 21.55% |
| Others (incl. cash) | 2.99% | 4.84% | 2.10% | 3.34% | 6.12% | 6.73% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
107
P/E Ratio
31.20
P/B Ratio
4.14
Top Holding %
2.99%
Top 5 Holdings %
11.70%
Top 10 Holdings %
21.50%
Modified Duration
1.31 yrs
Avg. Maturity
1.65 yrs
Yield to Maturity
6.74%
AUM
₹1,695 Cr
Expense Ratio
0.87%
Since Inception
16.45%
Max Drawdown
-0.37%
Sharpe Ratio
0.89
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Abbott India Ltd. | Healthcare | 15,000 | 38.16 | 2.25% | -0.34%↓ |
| Aurobindo Pharma Ltd. | Healthcare | 2,40,000 | 37.89 | 2.23% | 0.03%↑ |
| UNO Minda Ltd. | Automobile | 3,31,037 | 36.01 | 2.12% | -0.23%↓ |
| Bank of Maharashtra | Financial | 39,10,000 | 35.75 | 2.11% | 0.12%↑ |
| Nippon Life India Asset Management Ltd. | Financial | 3,00,000 | 34.86 | 2.06% | -0.06%↓ |
| Indian Bank | Financial | 4,05,000 | 33.07 | 1.95% | -0.22%↓ |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 1,50,000 | 33.06 | 1.95% | -0.25%↓ |
| Bharat Dynamics Ltd. | Capital Goods | 2,42,000 | 33.12 | 1.95% | 0.07%↑ |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 2,61,578 | 32 | 1.89% | 0.10%↑ |
| Lloyds Metals & Energy Ltd. | Metals & Mining | 1,72,133 | 31.16 | 1.84% | -0.73%↓ |
| Sterlite Technologies Ltd. | Communication | 5,06,639 | 31.07 | 1.83% | 0.08%↑ |
| Max Financial Services Ltd. | Financial | 1,91,000 | 30.25 | 1.78% | -0.28%↓ |
| Shreeji Shipping Global Ltd. | Services | 6,00,000 | 29.48 | 1.74% | -0.05%↓ |
| Eris Lifesciences Ltd. | Healthcare | 2,02,783 | 29.07 | 1.71% | -0.12%↓ |
| JK Cement Ltd. | Materials | 51,000 | 27.77 | 1.64% | -0.06%↓ |
| Powerica Ltd. | Capital Goods | 4,36,000 | 26.89 | 1.59% | 0.40%↑ |
| Syrma SGS Technology Ltd. | Capital Goods | 1,92,000 | 26.81 | 1.58% | 0.24%↑ |
| Mankind Pharma Ltd. | Healthcare | 1,00,000 | 25.46 | 1.50% | - |
| Housing & Urban Development Corporation Ltd. | Financial | 12,29,000 | 25.2 | 1.49% | -0.12%↓ |
| Jindal Stainless Ltd. | Metals & Mining | 3,59,000 | 24.87 | 1.47% | -0.11%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Capital Goods | 16.04% | 15.95% | 16.32% | 13.23% | 10.99% | 10.97% |
| Financial | 14.52% | 13.26% | 14.06% | 14.01% | 15.05% | 12.58% |
| Healthcare | 11.32% | 10.43% | 10.74% | 11.96% | 11.31% | 9.77% |
| Services | 8.19% | 8.13% | 6.62% | 6.17% | 5.55% | 5.56% |
| Metals & Mining | 6.53% | 10.42% | 10.79% | 9.08% | 6.97% | 11.81% |
| Automobile | 4.96% | 5.23% | 5.44% | 5.67% | 5.14% | 5.48% |
| Consumer Staples | 2.67% | 3.01% | 3.24% | 3.60% | 2.83% | 2.77% |
| Communication | 2.22% | 2.17% | 1.05% | 0.52% | 0.52% | - |
| Energy | 2.03% | 1.47% | 1.73% | 1.64% | 1.43% | 0.94% |
| Textiles | 1.91% | 1.85% | 1.55% | 1.48% | 1.34% | 1.22% |
| Chemicals | 1.65% | 2.06% | 2.35% | 2.56% | 2.81% | 2.94% |
| Materials | 1.64% | 1.70% | 2.86% | 3.35% | 2.96% | 2.92% |
| Construction | 0.97% | 1.11% | 1.20% | 1.24% | 1.49% | 1.67% |
| Insurance | 0.62% | 0.69% | 0.71% | 1.41% | 1.48% | - |
| Technology | 0.60% | 0.67% | 0.80% | 1.35% | 1.46% | 2.62% |
| Consumer Discretionary | 0.28% | 0.32% | 0.31% | 0.32% | 0.34% | 0.47% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 10.91% | 2.67% |
| AAA | 6.46% | 5.95% |
| Cash & Call Money | 2.99% | 4.18% |
| SOV | 2.02% | 7.13% |
| AA | 1.18% | 0.65% |
| AA+ | 0.29% | 1.94% |
| A | - | 0.03% |
| A+ | - | 0.19% |
| AA- | - | 0.16% |
| B+ | - | 0.00% |
| BBB | - | 0.00% |
| Cash | - | 0.20% |
| D | - | 2.38% |
| Others | - | 0.13% |
| Term Deposits | - | 0.06% |
| Unrated | - | 0.00% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
36.0 / 100
Weighted average Value score is 36.0. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
62.8 / 100
Weighted average Price Momentum score is 62.8. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
71.8 / 100
Weighted average Quality score is 71.8. This indicates that portfolio has average quality using composite of quality measures.
QVM score
61.8 / 100
Weighted average QVM score is 61.8. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Punjab National Bank | Certificate of Deposit | 0.00% | 02/09/2026 | CRISIL A1+ | 1.46% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 15/09/2026 | CRISIL A1+ | 1.46% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.57% | 18/04/2029 | CRISIL AAA | 1.20% |
| National Bank For Agriculture & Rural Development | Bonds | 7.40% | 25-D 29/04/2030 | CRISIL AAA | 1.19% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.47% | 05/09/2029 | CRISIL AAA | 1.07% |
| GOI | GOI Securities | 7.10% | 18/04/2029 | SOV | 1.00% |
| Canara Bank | Certificate of Deposit | 0.00% | 15/09/2026 | ICRA A1+ | 0.93% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 16/10/2026 | CRISIL A1+ | 0.87% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 19/11/2026 | CRISIL A1+ | 0.86% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | ICRA A1+ | 0.85% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 0.79% |
| Vedanta Ltd. | Debenture | 8.95% | 16/03/2029 | CRISIL AA | 0.77% |
| Power Grid Corporation Of India Ltd. | Debenture | 7.50% | 24/08/2033 | CRISIL AAA | 0.71% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.37% | 31/07/2029 | CRISIL AAA | 0.66% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 0.57% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | ICRA A1+ | 0.56% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/06/2027 | CRISIL A1+ | 0.55% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.53% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.60% | 13/04/2029 | CRISIL AAA | 0.42% |
| National Bank For Agriculture & Rural Development | Debenture | 7.68% | 30/04/2029 | CRISIL AAA | 0.39% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.73% | 14/01/2030 | CRISIL AAA | 0.35% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 07/12/2026 | FITCH A1+ | 0.29% |
| Punjab State | State Development Loan | 6.98% | 29/09/2033 | SOV | 0.29% |
| Torrent Pharmaceuticals Ltd. | Non Convertible Debenture | 7.60% | 19/01/2029 | ICRA AA+ | 0.29% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 6.90% | 17/09/2027 | CRISIL AAA | 0.29% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 0.28% |
| Canara Bank | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 0.28% |
| L&T Finance Ltd. | Commercial Paper | 0.00% | 364-D 19/03/2027 | CRISIL A1+ | 0.28% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL A1+ | 0.28% |
| Indian Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 0.26% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.23% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.18% |
| Aditya Birla Real Estate Ltd. | Non Convertible Debenture | 8.35% | 30/08/2027 | CRISIL AA | 0.18% |
| Birla Corporation Ltd. | Debenture | 9.25% | 18/08/2026 | ICRA AA | 0.17% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 07/01/2027 | SOV | 0.17% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/01/2027 | CARE A1+ | 0.11% |
| Nuvoco Vistas Corporation Ltd. | Debenture | 7.70% | 18/09/2028 | CRISIL AA | 0.06% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 28/05/2027 | SOV | 0.03% |
Frequently Asked Questions
What are the top holdings of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth?
The top holdings of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth as of 30 Jun 2026 are Others (2.99%), Abbott India Ltd. (2.25%), Aurobindo Pharma Ltd. (2.23%), UNO Minda Ltd. (2.12%), Bank of Maharashtra (2.11%). These top 5 stocks together account for 11.70% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth hold in its portfolio?
Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth holds 107 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth's top sector allocations are Capital Goods (16.04%), Financial (14.52%), Healthcare (11.32%). You can find detailed sector allocation above.
What is the equity and debt allocation of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth has 76.15% allocated to equity, and 20.86% to debt. You can also check the historical trends above.
What is the market cap allocation of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth's market cap allocation is 2.56% in large caps, 57.68% in mid caps, and 39.76% in small caps.
What is the PE ratio of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth is 31.20 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth's debt portfolio has 6.46% in AAA-rated instruments, 1.18% in AA-rated, and 2.02% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth?
The latest portfolio disclosure for Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.