mutual funds baroda bnp paribas balanced advantage fund directgrowth

holdings

Baroda BNP Paribas Balanced Advantage Fund Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 IndexCheck Portfolio Overlap →

NAV: ₹27.04-0.72%

22 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Baroda BNP Paribas Balanced Advantage Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Equity

80.43%

Debt

15.44%

Real estate

4.32%

Market Cap Distribution

Large Cap (68.8%)

Mid Cap (23.9%)

Small Cap (7.4%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	80.43%	80.79%	82.52%	83.36%	78.76%	79.44%
Debt	15.44%	14.83%	12.84%	13.72%	16.04%	16.33%
Others (incl. cash)	-0.19%	0.19%	0.35%	-1.48%	0.74%	-0.27%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	4.32%	4.19%	4.29%	4.40%	4.46%	4.50%

Portfolio Snapshot

No. of Securities

109

P/E Ratio

26.16

P/B Ratio

3.77

Top Holding %

6.23%

Top 5 Holdings %

17.14%

Top 10 Holdings %

27.44%

Modified Duration

1.79 yrs

Avg. Maturity

3.11 yrs

Yield to Maturity

6.72%

AUM

₹5,162 Cr

Expense Ratio

0.92%

Since Inception

13.34%

Max Drawdown

-0.21%

Sharpe Ratio

0.47

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	22,50,000	159.46	3.09%	0.17%↑
Reliance Industries Ltd.	Energy	12,60,000	149.56	2.90%	0.00%
Larsen & Toubro Ltd.	Construction	3,60,000	135.36	2.62%	0.10%↑
Bharti Airtel Ltd.	Communication	6,75,000	118.6	2.30%	0.01%↑
Multi Commodity Exchange Of India Ltd.	Services	3,42,000	112.87	2.19%	0.01%↑
Bharat Heavy Electricals Ltd.	Capital Goods	27,00,000	112.19	2.17%	-0.07%↓
One 97 Communications Ltd.	Services	6,12,000	102.69	1.99%	0.02%↑
Eicher Motors Ltd.	Automobile	1,44,000	102.96	1.99%	-0.09%↓
ICICI Bank Ltd.	Financial	7,65,000	101.11	1.96%	0.00%
Indusind Bank Ltd.	Financial	10,80,000	97.35	1.89%	-0.25%↓
Mahindra & Mahindra Ltd.	Automobile	3,25,000	95.88	1.86%	-0.14%↓
JSW Steel Ltd.	Metals & Mining	7,65,000	95.89	1.86%	-0.01%↓
Radico Khaitan Ltd.	Consumer Staples	2,16,000	94.31	1.83%	0.02%↑
Sun Pharmaceutical Industries Ltd.	Healthcare	5,00,000	90.83	1.76%	-0.10%↓
Samvardhana Motherson International Ltd.	Automobile	54,00,000	88.16	1.71%	-0.02%↓
The Federal Bank Ltd.	Financial	27,00,000	85.7	1.66%	-0.14%↓
Kotak Mahindra Bank Ltd.	Financial	20,16,000	84.07	1.63%	0.05%↑
Bharat Electronics Ltd.	Capital Goods	21,60,000	83.87	1.62%	-0.06%↓
Titan Company Ltd.	Consumer Discretionary	1,80,000	82.57	1.60%	-0.03%↓
State Bank of India	Financial	8,10,000	77.72	1.51%	-0.10%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	19.60%	19.82%	19.75%	19.53%	18.51%	18.70%
Capital Goods	9.36%	9.32%	9.57%	10.62%	11.37%	10.55%
Energy	7.64%	7.88%	8.53%	8.87%	8.23%	8.02%
Automobile	7.34%	6.15%	6.26%	5.92%	5.22%	4.47%
Services	6.73%	6.82%	6.12%	6.35%	5.12%	6.28%
Consumer Staples	5.92%	6.27%	6.76%	6.63%	6.35%	7.09%
Technology	4.08%	4.32%	4.42%	3.82%	4.78%	5.12%
Healthcare	3.90%	3.90%	4.12%	4.11%	3.34%	3.59%
Chemicals	3.40%	3.62%	3.41%	3.54%	2.18%	2.03%
Metals & Mining	2.83%	2.85%	3.03%	3.79%	3.57%	3.75%
Construction	2.62%	2.52%	2.54%	2.69%	2.51%	2.28%
Consumer Discretionary	2.47%	2.53%	2.52%	2.40%	1.90%	1.98%
Communication	2.30%	2.47%	2.58%	2.50%	2.53%	2.68%
Materials	1.24%	1.25%	1.04%	0.67%	1.18%	1.71%
Insurance	1.00%	1.07%	1.09%	1.06%	1.03%	0.29%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash & Call Money	6.04%	8.10%
AAA	3.75%	8.73%
SOV	3.27%	7.34%
AA+	1.80%	1.76%
AA	0.39%	0.88%
A	-	0.01%
A+	-	0.04%
A-	-	0.10%
A1+	-	1.87%
AA-	-	0.24%
BBB+	-	0.06%
Cash	-	4.49%
Others	-	0.26%
Term Deposits	-	0.02%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

41.8 / 100

Weighted average Value score is 41.8. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

60.3 / 100

Weighted average Price Momentum score is 60.3. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

67.9 / 100

Weighted average Quality score is 67.9. This indicates that portfolio has average quality using composite of quality measures.

QVM score

63.5 / 100

Weighted average QVM score is 63.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Hindustan Unilever Ltd.	-1.56
Ajanta Pharma Ltd.	-1.58
Navin Fluorine International Ltd.	-1.38
Solar Industries India Ltd.	-1.01
Symbiotec Pharmalab Ltd.	-1.73

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: 360 One Wam Ltd., Vedanta Aluminium Metal Ltd., Life Insurance Corporation of India, Muthoot Finance Ltd., Shriram Finance Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Interglobe Aviation Ltd.	11.15
Smartworks Coworking Spaces Ltd.	9

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Others	CBLO	0.00%	0	-	6.23%
Piramal Finance Ltd.	Debenture	6.75%	26/09/2031	ICRA AA+	1.13%
GOI	GOI Securities	6.01%	21/07/2030	SOV	0.47%
Bharti Telecom Ltd.	Debenture	7.30%	01/12/2027	CRISIL AAA	0.46%
GOI	GOI Securities	7.09%	05/08/2054	SOV	0.45%
Reliance Industries Ltd.	Debenture	8.95%	09/11/2028	CRISIL AAA	0.40%
GOI	GOI Securities	7.18%	14/08/2033	SOV	0.38%
Gujarat State	State Development Loan	7.11%	17/03/2031	SOV	0.38%
Ultratech Cement Ltd.	Non Convertible Debenture	7.23%	01/02/2030	CRISIL AAA	0.38%
Hindustan Petroleum Corporation Ltd.	Bonds/NCDs	7.74%	02/03/2028	CRISIL AAA	0.37%
360 ONE Wealth Ltd.	Debenture	8.75%	10/09/2027	ICRA AA	0.29%
Maharashtra State	State Development Loan	7.83%	08/04/2030	SOV	0.29%
Power Finance Corporation Ltd.	Debenture	6.92%	16/02/2028	CRISIL AAA	0.29%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	0.23%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.22%
Indian Railway Finance Corporation Ltd.	Debenture	8.35%	13/03/2029	CRISIL AAA	0.22%
Maharashtra State	State Development Loan	7.78%	27/10/2030	SOV	0.20%
Gujarat State	State Development Loan	7.40%	25/02/2036	SOV	0.19%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA AAA	0.19%
Cholamandalam Investment and Finance Company Ltd.	Debenture	7.83%	28/06/2028	ICRA AA+	0.19%
Bharti Telecom Ltd.	Debenture	7.35%	15/10/2027	CRISIL AAA	0.19%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.19%
Ultratech Cement Ltd.	Non Convertible Debenture	7.22%	02/02/2029	CRISIL AAA	0.19%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.53%	28/09/2029	CRISIL AAA	0.19%
Sansar Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.17%
Karnataka State	State Development Loan	8.08%	26/12/2028	SOV	0.15%
Aadhar Housing Finance Ltd	Debenture	8.37%	29/05/2028	ICRA AA+	0.15%
Small Industries Devp. Bank of India Ltd.	Debenture	7.68%	10/08/2027	CRISIL AAA	0.14%
Tamilnadu State	State Development Loan	8.08%	26/12/2028	SOV	0.14%
Power Finance Corporation Ltd.	Bonds	7.44%	15/01/2030	CRISIL AAA	0.13%
India Universal Trust AL1	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.11%
Larsen & Toubro Ltd.	Bonds/NCDs	7.72%	28/04/2028	CRISIL AAA	0.10%
GAIL (India) Ltd.	Debenture	7.34%	20/12/2027	CARE AAA	0.10%
Muthoot Finance Ltd.	Bonds	8.85%	30/01/2029	CRISIL AA+	0.10%
Manappuram Finance Ltd.	Debenture	8.60%	24/03/2028	CRISIL AA	0.10%
REC Ltd.	Debenture	7.54%	30/12/2026	CRISIL AAA	0.10%
GOI	GOI Securities	7.38%	20/06/2027	SOV	0.10%
Maharashtra State	State Development Loan	8.08%	26/12/2028	SOV	0.06%
Gujarat State	State Development Loan	8.08%	26/12/2028	SOV	0.05%
REC Ltd.	Bonds	7.38%	28/02/2029	CRISIL AAA	0.02%
Yes Bank Ltd.	Additional Tier 1 Bond	9.00%	0	ICRA D	0.00%

Frequently Asked Questions

What are the top holdings of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth?

The top holdings of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth as of 30 Sep 2026 are Others (6.23%), HDFC Bank Ltd. (3.09%), Reliance Industries Ltd. (2.90%), Larsen & Toubro Ltd. (2.62%), Bharti Airtel Ltd. (2.30%). These top 5 stocks together account for 17.14% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Baroda BNP Paribas Balanced Advantage Fund Direct-Growth hold in its portfolio?

Baroda BNP Paribas Balanced Advantage Fund Direct-Growth holds 109 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, Baroda BNP Paribas Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (19.60%), Capital Goods (9.36%), Energy (7.64%). You can find detailed sector allocation above.

What is the equity and debt allocation of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, Baroda BNP Paribas Balanced Advantage Fund Direct-Growth has 80.43% allocated to equity, and 15.44% to debt. You can also check the historical trends above.

What is the market cap allocation of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, Baroda BNP Paribas Balanced Advantage Fund Direct-Growth's market cap allocation is 68.78% in large caps, 23.85% in mid caps, and 7.36% in small caps.

What is the PE ratio of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth's portfolio?

The portfolio PE ratio of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth is 26.16 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Baroda BNP Paribas Balanced Advantage Fund Direct-Growth?

As of 30 Sep 2026, Baroda BNP Paribas Balanced Advantage Fund Direct-Growth's debt portfolio has 3.75% in AAA-rated instruments, 0.39% in AA-rated, and 3.27% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Baroda BNP Paribas Balanced Advantage Fund Direct-Growth?

The latest portfolio disclosure for Baroda BNP Paribas Balanced Advantage Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.