Based on 1-year returns, the top performing Liquid funds are Sundaram Liquid Direct-Growth with 6.46% return, Axis Liquid Direct Fund-Growth with 6.44% return, and Aditya Birla Sun Life Liquid Fund Direct-Growth with 6.44% return. The category average 1-year return is 6.30%.
Liquid Funds
Liquid debt funds invest in debt & money market instruments with a maturity of up to 91 days.
Total Schemes
42
No. of schemes
Total AUM
₹ 5.92Lakh Cr
As on latest
Category Return (5Y)
6.19 %
CAGR
Benchmark Data
NA
This category currently has no benchmark assigned.
Category Returns (%)
| Period | 1M | 6M | 1Y | 3Y CAGR | 5Y CAGR | 10Y CAGR | YTD |
|---|---|---|---|---|---|---|---|
Liquid | 0.54 % | 3.30 % | 6.30 % | 6.92 % | 6.19 % | 6.09 % | 3.55 % |
Benchmark Not Available No benchmark assigned | - | - | - | - | - | - | - |
About Liquid Funds
What is it?
Liquid debt funds invest in debt & money market instruments with a maturity of up to 91 days.
Objective
Providing capital protection and liquidity to investors is the core objective of liquid funds. The fund's primary aim is liquidity and safety, so they provide lower returns.
Suitability and opinion
These funds are ideal for investors with idle cash sitting in their bank accounts and looking for a secure option to park their money. We believe this category is the best option to park excess funds for 3 to 12 months. But don't forget that these funds aim to generate higher returns compared to savings accounts. These funds can help in short-term capital preservation but can't be used for long-term wealth creation.
Liquid vs Other Categories
5Y CAGR Return Comparison
Key Insights
Liquid delivered 6.19% CAGR over the last 5 years.
It ranks #15 out of 18 categories based on 5Y performance.
Below the category average return of 6.61%.
14 categories outperform it, while 3 categories have lower returns.
Top performer: Credit Risk (10.10%).
Lowest performer: Overnight (5.63%).
Let's have a closer look
Now let us jump and check about these top 15 mutual fund schemes.
SBI Liquid Fund Direct Plan-Growth
Fund Performance: SBI Liquid Fund Direct Plan-Growth has given 6.93% annualized returns in the past three years and 6.21% in the last 5 years. The SBI Liquid Fund Direct Plan-Growth comes under the Debt category of SBI Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in SBI Liquid Fund Direct Plan-Growth via lump sum is ₹ 500.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 500.00
AUM
₹ 71,448.40Cr
1Y Returns
6.34%
Expense Ratio
0.20%
HDFC Liquid Direct Plan-Growth
Fund Performance: HDFC Liquid Direct Plan-Growth has given 6.95% annualized returns in the past three years and 6.22% in the last 5 years. The HDFC Liquid Direct Plan-Growth comes under the Debt category of HDFC Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in HDFC Liquid Direct Plan-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 65,878.20Cr
1Y Returns
6.35%
Expense Ratio
0.20%
Aditya Birla Sun Life Liquid Fund Direct-Growth
Fund Performance: Aditya Birla Sun Life Liquid Fund Direct-Growth has given 7.03% annualized returns in the past three years and 6.30% in the last 5 years. The Aditya Birla Sun Life Liquid Fund Direct-Growth comes under the Debt category of Aditya Birla Sun Life Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Aditya Birla Sun Life Liquid Fund Direct-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 63,686.60Cr
1Y Returns
6.44%
Expense Ratio
0.21%
ICICI Prudential Liquid Fund Direct Plan-Growth
Fund Performance: ICICI Prudential Liquid Fund Direct Plan-Growth has given 6.97% annualized returns in the past three years and 6.23% in the last 5 years. The ICICI Prudential Liquid Fund Direct Plan-Growth comes under the Debt category of ICICI Prudential Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Liquid Fund Direct Plan-Growth via lump sum is ₹ 99.00 and via SIP is ₹ 99.00.
Min Investment Amt
₹ 99.00
AUM
₹ 54,543.10Cr
1Y Returns
6.34%
Expense Ratio
0.20%
Axis Liquid Direct Fund-Growth
Fund Performance: Axis Liquid Direct Fund-Growth has given 7.03% annualized returns in the past three years and 6.29% in the last 5 years. The Axis Liquid Direct Fund-Growth comes under the Debt category of Axis Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Axis Liquid Direct Fund-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 44,865.90Cr
1Y Returns
6.44%
Expense Ratio
0.12%
Kotak Liquid Direct-Growth
Fund Performance: Kotak Liquid Direct-Growth has given 6.97% annualized returns in the past three years and 6.23% in the last 5 years. The Kotak Liquid Direct-Growth comes under the Debt category of Kotak Mahindra Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Kotak Liquid Direct-Growth via lump sum is ₹ 1,000.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 1,000.00
AUM
₹ 39,816.80Cr
1Y Returns
6.37%
Expense Ratio
0.19%
Nippon India Liquid Fund Direct-Growth
Fund Performance: Nippon India Liquid Fund Direct-Growth has given 7.01% annualized returns in the past three years and 6.27% in the last 5 years. The Nippon India Liquid Fund Direct-Growth comes under the Debt category of Nippon India Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Nippon India Liquid Fund Direct-Growth via lump sum is ₹ 1,000.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 1,000.00
AUM
₹ 35,870.40Cr
1Y Returns
6.40%
Expense Ratio
0.20%
UTI Liquid Direct-Growth
Fund Performance: UTI Liquid Direct-Growth has given 6.99% annualized returns in the past three years and 6.26% in the last 5 years. The UTI Liquid Direct-Growth comes under the Debt category of UTI Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in UTI Liquid Direct-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 27,632.20Cr
1Y Returns
6.40%
Expense Ratio
0.17%
Tata Liquid Fund Direct-Growth
Fund Performance: Tata Liquid Fund Direct-Growth has given 7.00% annualized returns in the past three years and 6.25% in the last 5 years. The Tata Liquid Fund Direct-Growth comes under the Debt category of Tata Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Tata Liquid Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 22,044.20Cr
1Y Returns
6.38%
Expense Ratio
0.23%
HSBC Liquid Fund Direct-Growth
Fund Performance: HSBC Liquid Fund Direct-Growth has given 6.99% annualized returns in the past three years and 6.25% in the last 5 years. The HSBC Liquid Fund Direct-Growth comes under the Debt category of HSBC Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in HSBC Liquid Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 1,000.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 19,663.30Cr
1Y Returns
6.34%
Expense Ratio
0.13%
DSP Liquidity Direct-Growth
Fund Performance: DSP Liquidity Direct-Growth has given 7.01% annualized returns in the past three years and 6.26% in the last 5 years. The DSP Liquidity Direct-Growth comes under the Debt category of DSP Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in DSP Liquidity Direct-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 19,370.70Cr
1Y Returns
6.41%
Expense Ratio
0.12%
Invesco India Liquid Fund Direct-Growth
Fund Performance: Invesco India Liquid Fund Direct-Growth has given 6.97% annualized returns in the past three years and 6.23% in the last 5 years. The Invesco India Liquid Fund Direct-Growth comes under the Debt category of Invesco Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Invesco India Liquid Fund Direct-Growth via lump sum is ₹ 1,000.00 and via SIP is ₹ 500.00.
Min Investment Amt
₹ 1,000.00
AUM
₹ 16,796.50Cr
1Y Returns
6.36%
Expense Ratio
0.15%
Bandhan Liquid Fund Direct Plan-Growth
Fund Performance: Bandhan Liquid Fund Direct Plan-Growth has given 6.97% annualized returns in the past three years and 6.24% in the last 5 years. The Bandhan Liquid Fund Direct Plan-Growth comes under the Debt category of Bandhan Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Bandhan Liquid Fund Direct Plan-Growth via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.
Min Investment Amt
₹ 100.00
AUM
₹ 15,800.40Cr
1Y Returns
6.36%
Expense Ratio
0.07%
LIC MF Liquid Fund Direct-Growth
Fund Performance: LIC MF Liquid Fund Direct-Growth has given 6.96% annualized returns in the past three years and 6.23% in the last 5 years. The LIC MF Liquid Fund Direct-Growth comes under the Debt category of LIC Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in LIC MF Liquid Fund Direct-Growth via lump sum is ₹ 5,000.00 and via SIP is ₹ 200.00.
Min Investment Amt
₹ 5,000.00
AUM
₹ 13,416.50Cr
1Y Returns
6.37%
Expense Ratio
0.13%
Edelweiss Liquid Direct-Growth
Fund Performance: Edelweiss Liquid Direct-Growth has given 7.03% annualized returns in the past three years and 6.29% in the last 5 years. The Edelweiss Liquid Direct-Growth comes under the Debt category of Edelweiss Mutual Fund.
Minimum Investment Amount: The minimum amount required to invest in Edelweiss Liquid Direct-Growth via lump sum is ₹ 1,000.00 and via SIP is ₹ 1,000.00.
Min Investment Amt
₹ 1,000.00
AUM
₹ 12,258.50Cr
1Y Returns
6.42%
Expense Ratio
0.10%
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