What are the top performing Sectoral-Technology funds?

Based on 1-year returns, the top performing Sectoral-Technology funds are Edelweiss Technology Fund - Direct Plan with 8.04% return, Invesco India Technology Fund - Direct Plan with 0.21% return, and WhiteOak Capital Digital Bharat Fund - Direct Plan with -6.31% return. The category average 1-year return is -13.30%.

Which Sectoral-Technology funds have given the best returns over 3 years?

Over a 3-year period, the best performing Sectoral-Technology funds are Edelweiss Technology Fund - Direct Plan with a 14.38% CAGR, Invesco India Technology Fund - Direct Plan with 12.18% CAGR, and WhiteOak Capital Digital Bharat Fund - Direct Plan with 10.06% CAGR. The category average 3-year return stands at 7.49% CAGR.

Which Sectoral-Technology funds have given the best returns over 5 years?

Over a 5-year period, the top Sectoral-Technology funds are Edelweiss Technology Fund - Direct Plan with a 11.16% CAGR, Invesco India Technology Fund - Direct Plan with 10.79% CAGR, and WhiteOak Capital Digital Bharat Fund - Direct Plan with 8.85% CAGR. The category average 5-year return is 8.85% CAGR.

Which are the best Sectoral-Technology funds for SIP investment?

Based on average 5-year rolling returns, the best Sectoral-Technology funds for SIP are Tata Digital India Fund - Direct Plan with 5-year average rolling return of 26.06%, ICICI Prudential Technology Fund - Direct Plan with 22.00%, and Aditya Birla Sun Life Digital India Fund - Direct Plan with 21.89%. You can start a SIP in Sectoral-Technology funds with as little as ₹100 per month.

What are the largest Sectoral-Technology mutual funds by assets?

The largest Sectoral-Technology funds by Assets Under Management (AUM) are ICICI Prudential Technology Fund - Direct Plan with ₹ 13,067.60 crore, Tata Digital India Fund - Direct Plan with ₹ 9,697.35 crore, and SBI Technology Opportunities Fund - Direct Plan with ₹ 4,240.40 crore. Together, there are 22 Sectoral-Technology funds available in India.

What is the minimum amount to invest in Sectoral-Technology funds?

You can start investing in Sectoral-Technology funds with a minimum SIP of ₹100 per month or a minimum lumpsum of ₹100. The minimum investment varies across fund houses — some funds allow even lower entry points.

How are Sectoral-Technology fund returns taxed?

Gains from Sectoral-Technology funds held for less than 12 months are taxed at 20% (Short-Term Capital Gains). Gains on units held for 12 months or more are taxed at 12.5% (Long-Term Capital Gains), with ₹1.25 lakh per year being exempt per financial year. Dividends (IDCW) are taxed at your applicable income tax slab rate.

Which Sectoral-Technology funds have the lowest expense ratio?

Among Sectoral-Technology funds, Tata Nifty India Digital ETF FoF - Direct Plan has the lowest expense ratio at 0.13% (Direct Plan), followed by ICICI Prudential Nifty IT Index Fund - Direct Plan at 0.26%. Lower expense ratios directly improve your net returns over the long term.

How many Sectoral-Technology mutual funds are available in India?

There are currently 22 Sectoral-Technology mutual funds available in India across different fund houses. You can compare all 22 funds on Sharpely based on returns, risk, AUM, and expense ratio to find the one that suits your investment goals.

mutual funds category

Sectoral Technology

Sectoral-Technology Funds

Sectoral funds invest in the stocks of a particular sector. So technology funds will invest the majority of the funds in technology stocks. As per the SEBI guidelines, a minimum of 80% of the fund assets will be invested in technology stocks.

Total Schemes

No. of schemes

Total AUM

₹ 0.38Lakh Cr

As on latest

Category Return (5Y)

8.85 %

CAGR

Benchmark

4.05%

NIFTY 500 TRI

Category Returns (%)

Period	1M	6M	1Y	3Y CAGR	5Y CAGR	10Y CAGR	YTD
Sectoral-Technology	3.02 %	-16.72 %	-13.30 %	7.49 %	8.85 %	15.94 %	-16.60 %
Benchmark	2.04 %	-19.67 %	-17.56 %	2.77 %	4.05 %	12.34 %	-20.38 %

Top Sectoral-Technology Funds (by AUM)

Fund Name	AUM (₹ Cr)	1Y Return	3Y CAGR	5Y CAGR	Expense Ratio
ICICI Prudential Technology Fund - Direct PlanNAV: ₹191.28	13,067.60 Cr	-12.97%	8.92%	8.73%	1.01%
Tata Digital India Fund - Direct PlanNAV: ₹46.68	9,697.35 Cr	-14.59%	7.95%	8.85%	0.59%
SBI Technology Opportunities Fund - Direct PlanNAV: ₹214.59	4,240.40 Cr	-10.93%	10.06%	11.16%	0.92%
Aditya Birla Sun Life Digital India Fund - Direct PlanNAV: ₹165.57	3,798.79 Cr	-12.85%	7.26%	7.91%	0.89%
Franklin India Technology Fund - Direct PlanNAV: ₹498.93	1,648.29 Cr	-9.46%	14.38%	10.79%	1.12%
HDFC Technology Fund - Direct PlanNAV: ₹11.45	1,328.48 Cr	-16.80%	-	-	1.05%
Motilal Oswal Digital India Fund - Direct PlanNAV: ₹8.99	753.67 Cr	-9.43%	-	-	2.55%
Edelweiss Technology Fund - Direct PlanNAV: ₹12.39	690.89 Cr	8.04%	-	-	0.76%
Kotak Technology Fund - Direct PlanNAV: ₹10.00	525.84 Cr	-13.79%	-	-	0.98%
ICICI Prudential Nifty IT Index Fund - Direct PlanNAV: ₹10.59	440.01 Cr	-18.28%	2.35%	-	0.26%
WhiteOak Capital Digital Bharat Fund - Direct PlanNAV: ₹9.47	405.26 Cr	-6.31%	-	-	0.74%
Invesco India Technology Fund - Direct PlanNAV: ₹9.48	290.92 Cr	0.21%	-	-	0.90%
Quant Teck Fund - Direct PlanNAV: ₹11.42	235.47 Cr	-11.04%	-	-	4.82%
Nippon India Nifty IT Index Fund - Direct PlanNAV: ₹8.18	195.33 Cr	-18.25%	-	-	0.32%
HDFC Nifty India Digital Index Fund - Direct PlanNAV: ₹7.98	139.49 Cr	-8.92%	-	-	0.34%

About Sectoral-Technology Funds

What is it?

Objective

The objective of these funds is to generate maximum returns by focusing on and investing in the technology sector.

Suitability and opinion

These funds are suitable for high-risk investors. We believe concentration risk is very high in any sectoral funds and the impact of the market cycle can be severe in this category. This category is suitable for informed investors who are bullish on the technology sector. You should have a solid understanding of the sector before you invest in such funds. Also, entry and exit timings matter in sectoral equity funds, so we can not define the ideal time horizon for any particular sectoral fund. You should not allocate more than 10% of your portfolio to any sectoral funds.

Sectoral-Technology vs Other Categories

5Y CAGR Return Comparison

11.11%

10.12%

8.85%

Thematic-ESG

Thematic-MNC

Sectoral-Technology

Key Insights

Sectoral-Technology delivered 8.85% CAGR over the last 5 years.

It ranks #24 out of 24 categories based on 5Y performance.

Below the category average return of 15.13%.

23 categories outperform it, while 0 categories have lower returns.

Top performer: Thematic-PSU (24.47%).

Lowest performer: Sectoral-Technology (8.85%).

Let's have a closer look

Now let us jump and check about these top 15 mutual fund schemes.

ICICI Prudential Technology Fund - Direct Plan

Fund Performance: ICICI Prudential Technology Fund - Direct Plan has given 8.92% annualized returns in the past three years and 8.73% in the last 5 years. The ICICI Prudential Technology Fund - Direct Plan comes under the Equity category of ICICI Prudential Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Technology Fund - Direct Plan via lump sum is ₹ 5,000.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 5,000.00

AUM

₹ 13,067.60Cr

1Y Returns

-12.97%

Expense Ratio

1.01%

Tata Digital India Fund - Direct Plan

Fund Performance: Tata Digital India Fund - Direct Plan has given 7.95% annualized returns in the past three years and 8.85% in the last 5 years. The Tata Digital India Fund - Direct Plan comes under the Equity category of Tata Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Tata Digital India Fund - Direct Plan via lump sum is ₹ 5,000.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 5,000.00

AUM

₹ 9,697.35Cr

1Y Returns

-14.59%

Expense Ratio

0.59%

SBI Technology Opportunities Fund - Direct Plan

Fund Performance: SBI Technology Opportunities Fund - Direct Plan has given 10.06% annualized returns in the past three years and 11.16% in the last 5 years. The SBI Technology Opportunities Fund - Direct Plan comes under the Equity category of SBI Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in SBI Technology Opportunities Fund - Direct Plan via lump sum is ₹ 5,000.00 and via SIP is ₹ 500.00.

Min Investment Amt

₹ 5,000.00

AUM

₹ 4,240.40Cr

1Y Returns

-10.93%

Expense Ratio

0.92%

Aditya Birla Sun Life Digital India Fund - Direct Plan

Fund Performance: Aditya Birla Sun Life Digital India Fund - Direct Plan has given 7.26% annualized returns in the past three years and 7.91% in the last 5 years. The Aditya Birla Sun Life Digital India Fund - Direct Plan comes under the Equity category of Aditya Birla Sun Life Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Aditya Birla Sun Life Digital India Fund - Direct Plan via lump sum is ₹ 1,000.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 1,000.00

AUM

₹ 3,798.79Cr

1Y Returns

-12.85%

Expense Ratio

0.89%

Franklin India Technology Fund - Direct Plan

Fund Performance: Franklin India Technology Fund - Direct Plan has given 14.38% annualized returns in the past three years and 10.79% in the last 5 years. The Franklin India Technology Fund - Direct Plan comes under the Equity category of Franklin Templeton Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Franklin India Technology Fund - Direct Plan via lump sum is ₹ 5,000.00 and via SIP is ₹ 500.00.

Min Investment Amt

₹ 5,000.00

AUM

₹ 1,648.29Cr

1Y Returns

-9.46%

Expense Ratio

1.12%

HDFC Technology Fund - Direct Plan

Fund Performance: The HDFC Technology Fund - Direct Plan comes under the Equity category of HDFC Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in HDFC Technology Fund - Direct Plan via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 100.00

AUM

₹ 1,328.48Cr

1Y Returns

-16.80%

Expense Ratio

1.05%

Motilal Oswal Digital India Fund - Direct Plan

Fund Performance: The Motilal Oswal Digital India Fund - Direct Plan comes under the Equity category of Motilal Oswal Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Motilal Oswal Digital India Fund - Direct Plan via lump sum is ₹ 500.00 and via SIP is ₹ 500.00.

Min Investment Amt

₹ 500.00

AUM

₹ 753.67Cr

1Y Returns

-9.43%

Expense Ratio

2.55%

Edelweiss Technology Fund - Direct Plan

Fund Performance: The Edelweiss Technology Fund - Direct Plan comes under the Equity category of Edelweiss Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Edelweiss Technology Fund - Direct Plan via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 100.00

AUM

₹ 690.89Cr

1Y Returns

8.04%

Expense Ratio

0.76%

Kotak Technology Fund - Direct Plan

Fund Performance: The Kotak Technology Fund - Direct Plan comes under the Equity category of Kotak Mahindra Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Kotak Technology Fund - Direct Plan via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 100.00

AUM

₹ 525.84Cr

1Y Returns

-13.79%

Expense Ratio

0.98%

ICICI Prudential Nifty IT Index Fund - Direct Plan

Fund Performance: ICICI Prudential Nifty IT Index Fund - Direct Plan has given 2.35% annualized returns in the past three years. The ICICI Prudential Nifty IT Index Fund - Direct Plan comes under the Equity category of ICICI Prudential Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Nifty IT Index Fund - Direct Plan via lump sum is ₹ 1,000.00 and via SIP is ₹ 1,000.00.

Min Investment Amt

₹ 1,000.00

AUM

₹ 440.01Cr

1Y Returns

-18.28%

Expense Ratio

0.26%

WhiteOak Capital Digital Bharat Fund - Direct Plan

Fund Performance: The WhiteOak Capital Digital Bharat Fund - Direct Plan comes under the Equity category of WhiteOak Capital Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in WhiteOak Capital Digital Bharat Fund - Direct Plan via lump sum is ₹ 500.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 500.00

AUM

₹ 405.26Cr

1Y Returns

-6.31%

Expense Ratio

0.74%

Invesco India Technology Fund - Direct Plan

Fund Performance: The Invesco India Technology Fund - Direct Plan comes under the Equity category of Invesco Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Invesco India Technology Fund - Direct Plan via lump sum is ₹ 1,000.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 1,000.00

AUM

₹ 290.92Cr

1Y Returns

0.21%

Expense Ratio

0.90%

Quant Teck Fund - Direct Plan

Fund Performance: The Quant Teck Fund - Direct Plan comes under the Equity category of Quant Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Quant Teck Fund - Direct Plan via lump sum is ₹ 5,000.00 and via SIP is ₹ 1,000.00.

Min Investment Amt

₹ 5,000.00

AUM

₹ 235.47Cr

1Y Returns

-11.04%

Expense Ratio

4.82%

Nippon India Nifty IT Index Fund - Direct Plan

Fund Performance: The Nippon India Nifty IT Index Fund - Direct Plan comes under the Equity category of Nippon India Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in Nippon India Nifty IT Index Fund - Direct Plan via lump sum is ₹ 1,000.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 1,000.00

AUM

₹ 195.33Cr

1Y Returns

-18.25%

Expense Ratio

0.32%

HDFC Nifty India Digital Index Fund - Direct Plan

Fund Performance: The HDFC Nifty India Digital Index Fund - Direct Plan comes under the Equity category of HDFC Mutual Fund.

Minimum Investment Amount: The minimum amount required to invest in HDFC Nifty India Digital Index Fund - Direct Plan via lump sum is ₹ 100.00 and via SIP is ₹ 100.00.

Min Investment Amt

₹ 100.00

AUM

₹ 139.49Cr

1Y Returns

-8.92%

Expense Ratio

0.34%