Life Cycle Funds

Based on 1-year returns, the top performing Life Cycle funds are -- with 0.00% return, -- with 0.00% return, and -- with 0.00% return. The category average 1-year return is 0.00%.

Over a 3-year period, the best performing Life Cycle funds are -- with a 0.00% CAGR, -- with 0.00% CAGR, and -- with 0.00% CAGR. The category average 3-year return stands at 0.00% CAGR.

Over a 5-year period, the top Life Cycle funds are -- with a 0.00% CAGR, -- with 0.00% CAGR, and -- with 0.00% CAGR. The category average 5-year return is 0.00% CAGR.

Based on average 5-year rolling returns, the best Life Cycle funds for SIP are -- with 5-year average rolling return of 0.00%, -- with 0.00%, and -- with 0.00%. You can start a SIP in Life Cycle funds with as little as ₹100 per month.

The largest Life Cycle funds by Assets Under Management (AUM) are -- with ₹ 0.00 crore, -- with ₹ 0.00 crore, and -- with ₹ 0.00 crore. Together, there are 2 Life Cycle funds available in India.

You can start investing in Life Cycle funds with a minimum SIP of ₹100 per month or a minimum lumpsum of ₹100. The minimum investment varies across fund houses — some funds allow even lower entry points.

Gains from Life Cycle funds held for less than 12 months are taxed at 20% (Short-Term Capital Gains). Gains on units held for 12 months or more are taxed at 12.5% (Long-Term Capital Gains), with ₹1.25 lakh per year being exempt per financial year. Dividends (IDCW) are taxed at your applicable income tax slab rate.

Among Life Cycle funds, Zerodha Life Cycle Fund 2036 Direct-Growth has the lowest expense ratio at 0.49% (Direct Plan), followed by Zerodha Life Cycle Fund 2041 Direct-Growth at 0.49%. Lower expense ratios directly improve your net returns over the long term.

There are currently 2 Life Cycle mutual funds available in India across different fund houses. You can compare all 2 funds on Sharpely based on returns, risk, AUM, and expense ratio to find the one that suits your investment goals.