mutual funds dsp dynamic asset allocation fund directgrowth

holdings

DSP Dynamic Asset Allocation Fund Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

DSP Dynamic Asset Allocation Fund Direct-GrowthNAV: 33.39 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate Index

NAV: ₹33.39-0.07%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for DSP Dynamic Asset Allocation Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Equity

46.78%

Debt

26.76%

Others

26.46%

Market Cap Distribution

Large Cap (81.1%)

Mid Cap (10.2%)

Small Cap (8.7%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	46.78%	45.14%	46.61%	41.91%	37.62%	39.23%
Debt	26.76%	28.93%	29.78%	31.05%	29.92%	30.08%
Others (incl. cash)	26.46%	25.93%	23.61%	27.04%	32.46%	30.69%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

20.09

P/B Ratio

2.90

Top Holding %

26.46%

Top 5 Holdings %

45.32%

Top 10 Holdings %

54.71%

Modified Duration

2.46 yrs

Avg. Maturity

3.83 yrs

Yield to Maturity

7.48%

AUM

₹3,749 Cr

Expense Ratio

1.13%

Since Inception

10.17%

Max Drawdown

-0.19%

Sharpe Ratio

0.87

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	17,33,386	238.38	6.36%	0.48%↑
HDFC Bank Ltd.	Financial	26,26,633	209.59	5.59%	0.55%↑
Axis Bank Ltd.	Financial	11,10,405	149.43	3.99%	0.41%↑
State Bank of India	Financial	9,73,191	99.94	2.66%	0.74%↑
Kotak Mahindra Bank Ltd.	Financial	19,40,978	76.13	2.03%	0.18%↑
Bharti Airtel Ltd.	Communication	3,22,358	59.7	1.59%	-0.02%↓
Cipla Ltd.	Healthcare	3,73,488	54.73	1.46%	0.03%↑
Mankind Pharma Ltd.	Healthcare	1,97,445	50.26	1.34%	0.06%↑
Mahindra & Mahindra Ltd.	Automobile	1,63,056	50.04	1.33%	-0.28%↓
SBI Life Insurance Company Ltd.	Insurance	2,80,728	49.57	1.32%	-0.08%↓
LG Electronics India Ltd.	Consumer Discretionary	3,17,084	49.21	1.31%	-0.01%↓
HDFC Life Insurance Co Ltd.	Insurance	7,96,843	45.89	1.22%	-0.07%↓
Hindustan Unilever Ltd.	Consumer Staples	2,10,202	44.53	1.19%	0.20%↑
Bharat Petroleum Corporation Ltd.	Energy	13,39,833	40.67	1.08%	0.22%↑
Bajaj Finserv Ltd.	Financial	2,21,040	39.35	1.05%	0.00%
NTPC Ltd.	Energy	10,63,751	37.94	1.01%	-0.11%↓
Eternal Ltd.	Services	13,33,755	35.29	0.94%	0.03%↑
PNB Housing Finance Ltd.	Financial	3,34,220	34.71	0.93%	-0.01%↓
Century Plyboards (India) Ltd.	Materials	4,16,802	31.22	0.83%	-0.05%↓
ITC Ltd.	Consumer Staples	10,36,306	29.74	0.79%	-0.02%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	24.03%	22.00%	20.93%	16.22%	14.18%	13.02%
Insurance	3.48%	3.72%	3.65%	3.93%	4.04%	3.34%
Healthcare	3.44%	3.37%	3.48%	2.91%	2.53%	2.56%
Consumer Staples	3.15%	3.32%	4.15%	3.31%	3.25%	3.15%
Automobile	2.67%	3.18%	3.62%	2.95%	2.62%	3.19%
Energy	2.07%	1.98%	2.59%	4.32%	2.28%	3.02%
Services	1.67%	1.67%	0.90%	0.86%	0.87%	1.30%
Communication	1.59%	1.59%	1.66%	1.37%	1.39%	1.71%
Consumer Discretionary	1.31%	1.31%	1.64%	1.27%	1.34%	1.05%
Capital Goods	1.23%	-	0.31%	0.62%	0.62%	0.55%
Technology	1.08%	1.92%	2.33%	2.84%	2.40%	3.86%
Materials	1.07%	1.13%	1.36%	1.23%	1.30%	1.40%
Construction	-	-	-	0.08%	0.82%	1.09%
Metals & Mining	-	-	-	-	-	0.01%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	22.21%	5.66%
AAA	12.26%	8.60%
SOV	7.33%	8.00%
AA+	4.56%	1.40%
Cash & Call Money	4.25%	6.96%
A1+	2.61%	2.42%
A	-	0.02%
A+	-	0.11%
A-	-	0.13%
AA	-	1.09%
AA-	-	0.14%
BBB+	-	0.09%
Others	-	0.76%
Term Deposits	-	0.02%
Unrated	-	0.01%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

58.6 / 100

Weighted average Value score is 58.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

63.1 / 100

Weighted average Price Momentum score is 63.1. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

68.3 / 100

Weighted average Quality score is 68.3. This indicates that portfolio has average quality using composite of quality measures.

QVM score

73.5 / 100

Weighted average QVM score is 73.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Life Insurance Corporation of India, PNB Housing Finance Ltd., Shriram Finance Ltd., Tata Capital Ltd.

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.32%	13/11/2030	SOV	2.92%
GOI	GOI Securities	7.06%	10/04/2028	SOV	1.65%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	1.42%
GOI	GOI Securities	7.17%	17/04/2030	SOV	1.39%
REC Ltd.	Non Convertible Debenture	7.77%	31/03/2028	CRISIL AAA	1.37%
GOI	GOI Securities	6.94%	11/05/2036	SOV	1.37%
Bajaj Finance Ltd.	Bonds/NCDs	7.90%	13/04/2028	CRISIL AAA	1.36%
LIC Housing Finance Ltd.	Bonds	7.07%	29/04/2030	CRISIL AAA	1.33%
HDFC Securities Ltd.	Commercial Paper	0.00%	90-D 17/08/2026	CRISIL A1+	1.32%
Torrent Pharmaceuticals Ltd.	Non Convertible Debenture	7.60%	19/01/2029	ICRA AA+	1.04%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL AAA	0.99%
India Universal Trust AL1	Securitised Debt	8.20%	20/09/2030	IND AAA(SO)	0.75%
Muthoot Finance Ltd.	Debenture	8.40%	27/07/2028	CRISIL AA+	0.72%
Muthoot Finance Ltd.	Debenture	8.43%	31/07/2026	CRISIL AA+	0.72%
National Bank For Financing Infrastructure And Development	Debenture	0.00%	0	CRISIL AAA	0.72%
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.40%	18/09/2027	ICRA AA+	0.71%
Bharti Telecom Ltd.	Debenture	8.95%	04/12/2026	CRISIL AAA	0.70%
Muthoot Finance Ltd.	Non Convertible Debenture	7.88%	22/11/2028	CRISIL AA+	0.69%
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	CRISIL AAA	0.69%
National Bank For Agriculture & Rural Development	Debenture	6.66%	12/10/2028	ICRA AAA	0.69%
REC Ltd.	Debenture	8.09%	21/03/2028	CRISIL AAA	0.69%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	0.69%
Muthoot Finance Ltd.	Debenture	7.85%	22/02/2029	CRISIL AA+	0.68%
National Bank For Financing Infrastructure And Development	Bonds	7.04%	07/04/2035	CRISIL AAA	0.66%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CRISIL A1+	0.65%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	0.64%
Bharti Telecom Ltd.	Debenture	7.40%	01/02/2029	CRISIL AAA	0.20%

Frequently Asked Questions

What are the top holdings of DSP Dynamic Asset Allocation Fund Direct-Growth?

The top holdings of DSP Dynamic Asset Allocation Fund Direct-Growth as of 30 Jun 2026 are Others (26.46%), ICICI Bank Ltd. (6.36%), HDFC Bank Ltd. (5.59%), Axis Bank Ltd. (3.99%), GOI (2.92%). These top 5 stocks together account for 45.32% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does DSP Dynamic Asset Allocation Fund Direct-Growth hold in its portfolio?

DSP Dynamic Asset Allocation Fund Direct-Growth holds 66 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of DSP Dynamic Asset Allocation Fund Direct-Growth?

As of 30 Jun 2026, DSP Dynamic Asset Allocation Fund Direct-Growth's top sector allocations are Financial (24.03%), Insurance (3.48%), Healthcare (3.44%). You can find detailed sector allocation above.

What is the equity and debt allocation of DSP Dynamic Asset Allocation Fund Direct-Growth?

As of 30 Jun 2026, DSP Dynamic Asset Allocation Fund Direct-Growth has 46.78% allocated to equity, and 26.76% to debt. You can also check the historical trends above.

What is the market cap allocation of DSP Dynamic Asset Allocation Fund Direct-Growth?

As of 30 Jun 2026, DSP Dynamic Asset Allocation Fund Direct-Growth's market cap allocation is 81.13% in large caps, 10.17% in mid caps, and 8.70% in small caps.

What is the PE ratio of DSP Dynamic Asset Allocation Fund Direct-Growth's portfolio?

The portfolio PE ratio of DSP Dynamic Asset Allocation Fund Direct-Growth is 20.09 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of DSP Dynamic Asset Allocation Fund Direct-Growth?

As of 30 Jun 2026, DSP Dynamic Asset Allocation Fund Direct-Growth's debt portfolio has 12.26% in AAA-rated instruments, 4.56% in AA-rated, and 7.33% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for DSP Dynamic Asset Allocation Fund Direct-Growth?

The latest portfolio disclosure for DSP Dynamic Asset Allocation Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

46.78%

45.14%

46.61%

41.91%

37.62%

39.23%

Debt

26.76%

28.93%

29.78%

31.05%

29.92%

30.08%

Others (incl. cash)

26.46%

25.93%

23.61%

27.04%

32.46%

30.69%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

17,33,386

238.38

6.36%

0.48%↑

HDFC Bank Ltd.

Financial

26,26,633

209.59

5.59%

0.55%↑

Axis Bank Ltd.

Financial

11,10,405

149.43

3.99%

0.41%↑

State Bank of India

Financial

9,73,191

99.94

2.66%

0.74%↑

Kotak Mahindra Bank Ltd.

Financial

19,40,978

76.13

2.03%

0.18%↑

Bharti Airtel Ltd.

Communication

3,22,358

59.7

1.59%

-0.02%↓

Cipla Ltd.

Healthcare

3,73,488

54.73

1.46%

0.03%↑

Mankind Pharma Ltd.

Healthcare

1,97,445

50.26

1.34%

0.06%↑

Mahindra & Mahindra Ltd.

Automobile

1,63,056

50.04

1.33%

-0.28%↓

SBI Life Insurance Company Ltd.

Insurance

2,80,728

49.57

1.32%

-0.08%↓

LG Electronics India Ltd.

Consumer Discretionary

3,17,084

49.21

1.31%

-0.01%↓

HDFC Life Insurance Co Ltd.

Insurance

7,96,843

45.89

1.22%

-0.07%↓

Hindustan Unilever Ltd.

Consumer Staples

2,10,202

44.53

1.19%

0.20%↑

Bharat Petroleum Corporation Ltd.

Energy

13,39,833

40.67

1.08%

0.22%↑

Bajaj Finserv Ltd.

Financial

2,21,040

39.35

1.05%

0.00%

NTPC Ltd.

Energy

10,63,751

37.94

1.01%

-0.11%↓

Eternal Ltd.

Services

13,33,755

35.29

0.94%

0.03%↑

PNB Housing Finance Ltd.

Financial

3,34,220

34.71

0.93%

-0.01%↓

Century Plyboards (India) Ltd.

Materials

4,16,802

31.22

0.83%

-0.05%↓

ITC Ltd.

Consumer Staples

10,36,306

29.74

0.79%

-0.02%↓

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

24.03%

22.00%

20.93%

16.22%

14.18%

13.02%

Insurance

3.48%

3.72%

3.65%

3.93%

4.04%

3.34%

Healthcare

3.44%

3.37%

3.48%

2.91%

2.53%

2.56%

Consumer Staples

3.15%

3.32%

4.15%

3.31%

3.25%

3.15%

Automobile

2.67%

3.18%

3.62%

2.95%

2.62%

3.19%

Energy

2.07%

1.98%

2.59%

4.32%

2.28%

3.02%

Services

1.67%

0.90%

0.86%

0.87%

1.30%

Communication

1.59%

1.66%

1.37%

1.39%

1.71%

Consumer Discretionary

1.31%

1.64%

1.27%

1.34%

1.05%

Capital Goods

1.23%

0.31%

0.62%

0.55%

Technology

1.08%

1.92%

2.33%

2.84%

2.40%

3.86%

Materials

1.07%

1.13%

1.36%

1.23%

1.30%

1.40%

Construction

0.08%

0.82%

1.09%

Metals & Mining

0.01%

Rating

Fund