SBILIFE

SBI Life Insurance Company Ltd.

NSE: SBILIFE

BSE: 540719

Sector: Financial Services

Industry Group: Insurance

Industry: Life Insurance

1,784.40-6.5 (-0.36%)

2 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

76.3 / 100

Value Score

39.9 / 100

Price Momentum Score

58.2 / 100

QVM Score

64.1 / 100

Key Metrics

Market Cap

1,79,018 Cr

P/E (TTM)

72.47

P/B

9.38

P/S (TTM)

1.59

EV/EBITDA

65.33

CAPE (5Y)

89.38

ROE (TTM)

13.70

ROCE (TTM)

14.92

ROA (TTM)

0.52

Avg 3Y ROE

14.13

Earnings 3Y CAGR

12.74

Sales 3Y CAGR

11.68

Sales 5Y CAGR

6.52

Debt/Equity

0.00

Consensus TP

2380.00

Strong Buy %

54.29

Promoter Holding

55.33

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of SBI Life Insurance Company Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.0 as on 31 Mar 2026 and Debt to Equity remained same in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 6 financial years

What is Dividend streak?

Negative

Expensive and at a premium to industry median P/B

PB of 9.38 indicates that the stock is expensive on a standalone basis and is at a 21.98% premium to industry median P/B

What is P/B Ratio?

Median: 7.69

Value 9.38

3.0810.57

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -5.31% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Low but stable operating margin

The company reported low operating margin of 2.39% for 12-month ended 31 Mar 2026 and operating margin declined marginally by -20 bps from 1 year ago

What is Operating profit margin?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -7.1% for 12-month ended 31 Mar 2026 and the growth was 8.24 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 1.14

Value -7.1

-10.549.62

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of 2.29% for 12-month ended 31 Mar 2026 and the growth was 4.48 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.15%

What is Dividend yield?

Neutral

Moderate and stable ROE

The company reported moderate ROE of 13.7% for 12-month ended 31 Mar 2026 and ROE declined marginally by -142 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for SBI Life Insurance Company Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

SBI Life Insurance Company Ltd. Shareholding Pattern

Quarterly breakdown of SBI Life Insurance Company Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	62.80	60.70	60.70	60.70	55.70	55.70	55.69	55.69	55.48	55.48	55.46	55.45	55.45	55.45	55.44	55.43	55.42	55.41	55.39	55.38	55.38	55.37	55.36	55.34	55.33
Indian Promoter	57.60	55.50	55.50	55.50	55.50	55.49	55.49	55.49	55.48	55.48	55.46	55.45	55.45	55.45	55.44	55.43	55.42	55.41	55.39	55.38	55.38	55.37	55.36	55.34	55.33
Foreign Promoter	5.20	5.20	5.20	5.20	0.20	0.20	0.20	0.20	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	31.61	33.17	32.80	32.92	37.45	36.88	36.54	36.47	36.61	36.19	39.98	40.02	40.21	40.37	40.46	40.54	40.57	40.60	40.51	40.39	40.55	40.58	40.54	40.60	40.64
Mutual Funds / UTI	4.45	5.71	5.73	4.85	5.89	8.60	10.93	11.40	11.87	11.98	11.69	11.32	11.09	10.57	10.91	11.50	12.33	12.76	12.19	14.79	15.00	14.63	15.02	15.01	15.27
FI/Bank/Insurance	0.04	0.06	0.03	0.05	0.06	0.07	0.09	0.10	0.08	0.00	2.64	2.43	2.66	2.21	1.97	1.78	1.69	1.74	1.68	1.55	1.94	1.66	1.44	1.28	1.22
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	25.87	26.15	25.75	26.99	30.51	27.24	24.48	24.47	24.15	23.90	24.33	25.09	25.14	26.22	26.18	25.92	25.16	24.70	25.18	22.48	21.88	22.34	21.84	21.88	21.51
Other Institutions	1.24	1.25	1.29	1.03	1.00	0.97	1.03	0.51	0.51	0.31	1.32	1.18	1.34	1.37	1.39	1.35	1.38	1.38	1.45	1.57	1.73	1.95	2.24	2.43	2.64
Non-Institution	5.59	6.14	6.51	6.38	6.85	7.43	7.77	7.84	7.91	8.33	4.56	4.52	4.33	4.18	4.10	4.02	4.01	3.99	4.10	4.22	4.06	4.05	4.10	4.05	4.03
Bodies Corporate	0.42	0.45	0.43	0.43	0.40	0.40	0.41	0.41	0.49	0.52	0.50	0.52	0.46	0.43	0.42	0.42	0.44	0.39	0.44	0.40	0.32	0.33	0.32	0.33	0.32
Others (incl. Retail) No. of shareholders	5.17 3,19,538	5.69 3,35,850	6.08 3,63,493	5.95 3,74,455	6.45 3,99,797	7.03 3,81,846	7.36 3,88,231	7.43 4,08,197	7.42 4,05,998	7.81 4,01,398	4.06 3,91,341	4.00 3,82,704	3.87 3,72,352	3.75 3,55,887	3.68 3,47,273	3.60 3,36,717	3.57 3,33,278	3.60 3,43,597	3.66 3,33,633	3.82 3,72,651	3.74 3,61,259	3.72 3,52,843	3.78 3,55,223	3.72 3,49,864	3.71 3,51,998

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Alpha Low Vol 30	4.03%	4 / 30
2	Nifty 200 Momentum 30	3.5%	14 / 30
3	Nifty 100 Low Volatility 30	3.47%	10 / 30
4	Nifty Financial Services	2.73%	10 / 20
5	Nifty 50 Equal Weight	1.85%	38 / 50
6	Nifty Alpha 50	1.02%	42 / 50
7	Nifty 100 Equal Weight	0.9%	80 / 100
8	Nifty 50	0.76%	42 / 50
9	Nifty 100	0.63%	44 / 100
10	Nifty 500	0.42%	46 / 499

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in SBI Life Insurance Company Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
BNP Paribas Cardif Promoter	February-2022	Market Sale (Disposal) 24th Feb 2022	0.20 %	₹ 1,100.04	20.04 lac	₹ 220.41 cr
Mr. Debasis Chatterjee Designated Person	July-2021	Market Sale (Disposal) 7th Jul 2021	0.00 %	₹ 999.97	5.00 k	₹ 50.00 lac
Mr. Ashish Ranjan Designated Person	July-2021	Market Sale (Disposal) 5th Jul 2021	0.00 %	₹ 1,009.46	900.00	₹ 9.09 lac
K Ramkumar Designated Person	June-2021	Market Sale (Disposal) 29th Jun 2021	0.00 %	₹ 1,008.24	2.35 k	₹ 23.68 lac
V Ganesh Designated Person	June-2021	Market Sale (Disposal) 29th Jun 2021	0.00 %	₹ 1,000.00	1.40 k	₹ 14.00 lac
Mr. Abhijit Gulanikar Designated Person	May-2021	Market Sale (Disposal) 27th May 2021	0.00 %	₹ 977.41	15.72 k	₹ 1.54 cr
Mr. Ravi Krishnamurthy Designated Person	May-2021	Market Sale (Disposal) 27th May 2021	0.00 %	₹ 968.17	11.70 k	₹ 1.13 cr
Mr. Mohammed Rafik Botawala Designated Person	May-2021	Market Sale (Disposal) 21st May 2021	0.00 %	₹ 973.00	1.06 k	₹ 10.27 lac
Mr. Abhijit Gulanikar Designated Person	May-2021	Market Sale (Disposal) 12th May 2021	0.00 %	₹ 1,009.55	1.10 k	₹ 11.11 lac
BNP Paribas Cardif Promoter	March-2021	Market Sale (Disposal) 12th Mar 2021	5.20 %	₹ 911.28	5.00 cr	₹ 4556.71 cr

Corporate Actions

History of SBI Life Insurance Company Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2.70/share
Record date: 6th Mar 2026Ex-date: 6th Mar 2026
Announced on: 22nd Feb 2026
Dividend₹ 2.70/share
Record date: 7th Mar 2025Ex-date: 7th Mar 2025
Announced on: 24th Feb 2025
Dividend₹ 2.70/share
Record date: 16th Mar 2024Ex-date: 15th Mar 2024
Announced on: 5th Mar 2024
Dividend₹ 2.50/share
Record date: 16th Mar 2023Ex-date: 16th Mar 2023
Announced on: 2nd Mar 2023
Dividend₹ 2/share
Record date: 30th Mar 2022Ex-date: 29th Mar 2022
Announced on: 15th Mar 2022

Company Profile

Overview of SBI Life Insurance Company Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

SBI Life Insurance Company Limited is an India-based company, which offers life insurance. The Company operates through three segments: Participating, Non-Participating, and Linked segments. Its Participating segment includes Individual Life, Individual Pension, Group Pension, and Variable Insurance...

Key personnel

Mr. Sangramjit Sarangi

President, Chief Financial Officer

Mr. M. Anand

President and Chief Distribution Officer

Mr. Ramesh Venkateshamurthy

Deputy Chief Executive Officer

Mr. Santosh Chacko

President - Business Strategy

Mr. Abhijit Gulanikar

President - Operations & Information Technology

Mr. Subodh Kumar Jha

Executive Vice President, Chief Human Resources Officer and Management Services

Mr. Ravindra Sharma

Executive Vice President, Chief of Brand, Corporate Communications and CSR

Mr. Gopikrishna Shenoy

Chief Investment Officer

View all

Incorporated on

11 Oct 2000

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

03 Oct 2017

Free Float

41,33,54,646

Website

https://www.sbilife.co.in/

Phone no.

+912261910000

Address

Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), MUMBAI, 400069, India

Frequently Asked Questions

What is the current share price of SBI Life Insurance Company Ltd.?

The current share price of SBI Life Insurance Company Ltd. is ₹ 1,784.40 as of 2 Jul 2026.

What is the market capitalisation of SBI Life Insurance Company Ltd.?

The market capitalisation of SBI Life Insurance Company Ltd. stands at ₹ 1,79,018.00 Cr.

What is the PE ratio of SBI Life Insurance Company Ltd.?

The Price-to-Earnings (PE) ratio of SBI Life Insurance Company Ltd. is 72.47 as of the latest trailing twelve months data.

What is the ROE and ROCE of SBI Life Insurance Company Ltd.?

SBI Life Insurance Company Ltd. has a Return on Equity (ROE) of 13.70% and a Return on Capital Employed (ROCE) of 14.92% as per the latest financial reports.

What is the 52-week high and low of SBI Life Insurance Company Ltd.?

The 52-week high of SBI Life Insurance Company Ltd. is - and the 52-week low is -.

What is the dividend yield of SBI Life Insurance Company Ltd.?

The dividend yield of SBI Life Insurance Company Ltd. is 0.15% based on the current market price.

What is the FII and DII holding in SBI Life Insurance Company Ltd.?

Foreign Institutional Investors (FII) hold 21.51%, Domestic Institutional Investors (DII) hold 16.49% and retail/public investors hold 3.71% of SBI Life Insurance Company Ltd. shares.

What sector does SBI Life Insurance Company Ltd. belong to?

SBI Life Insurance Company Ltd. operates in the Financial Services sector. 100% of analysts have a Buy or Strong Buy rating on SBI Life Insurance Company Ltd. with a consensus target price of ₹ 2,380.00, implying 33.38% upside from current levels.

What is the beta of SBI Life Insurance Company Ltd.?

The beta of SBI Life Insurance Company Ltd. is 0.77, indicating its price volatility relative to the broader market. Over the past 1 year, SBI Life Insurance Company Ltd. has delivered an absolute return of -3.18%.

What is the RSI of SBI Life Insurance Company Ltd.?

The 14-day Relative Strength Index (RSI) of SBI Life Insurance Company Ltd. is 48.72, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

SBI Life Insurance Company Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

SBI Life Insurance Company Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile

Corporate Actions