mutual funds dsp equity savings fund directgrowth

holdings

DSP Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

DSP Equity Savings Fund Direct-GrowthNAV: 25.16 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return IndexCheck Portfolio Overlap →

NAV: ₹25.16-0.04%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for DSP Equity Savings Fund Direct-Growth.

Asset Allocation

As on 31 Jul 2026

Others

40.73%

Equity

32.59%

Debt

26.41%

Real estate

0.28%

Market Cap Distribution

Large Cap (72.7%)

Mid Cap (13.1%)

Small Cap (14.2%)

Historical Asset Allocation

Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	32.59%	32.49%	31.17%	30.85%	31.95%	30.30%
Debt	26.41%	26.05%	27.36%	26.26%	26.04%	24.00%
Others (incl. cash)	40.73%	41.20%	41.12%	42.43%	41.47%	44.91%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.28%	0.26%	0.35%	0.46%	0.54%	0.79%

Portfolio Snapshot

No. of Securities

P/E Ratio

18.83

P/B Ratio

2.85

Top Holding %

40.73%

Top 5 Holdings %

52.44%

Top 10 Holdings %

61.75%

Modified Duration

0.78 yrs

Avg. Maturity

1.48 yrs

Yield to Maturity

2.00%

AUM

₹3,464 Cr

Expense Ratio

1.09%

Since Inception

9.23%

Max Drawdown

-0.19%

Sharpe Ratio

0.72

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	21,86,312	163.57	4.72%	-0.25%↓
ICICI Bank Ltd.	Financial	5,47,515	78.59	2.27%	-1.30%↓
ITC Ltd.	Consumer Staples	26,09,718	73.33	2.12%	-0.01%↓
Kotak Mahindra Bank Ltd.	Financial	18,12,375	70.74	2.04%	0.01%↑
Mahindra & Mahindra Ltd.	Automobile	2,01,439	68.46	1.98%	0.22%↑
Cipla Ltd.	Healthcare	4,41,641	65.06	1.88%	-0.44%↓
NTPC Ltd.	Energy	12,81,112	44.49	1.28%	0.33%↑
HDFC Life Insurance Co Ltd.	Insurance	8,10,747	44.47	1.28%	-0.05%↓
Indigo Paints Ltd.	Materials	3,94,165	43.82	1.27%	0.13%↑
Axis Bank Ltd.	Financial	3,19,204	39.25	1.13%	-0.10%↓
SBI Life Insurance Company Ltd.	Insurance	2,08,062	39.16	1.13%	0.23%↑
Infosys Ltd.	Technology	3,19,473	36.1	1.04%	0.13%↑
Maruti Suzuki India Ltd.	Automobile	24,607	35.03	1.01%	0.22%↑
Petronet LNG Ltd.	Energy	11,24,058	31.56	0.91%	0.01%↑
Hero Motocorp Ltd.	Automobile	56,942	30.67	0.89%	0.27%↑
Indus Towers Ltd.	Communication	7,81,536	30.57	0.88%	0.01%↑
Syngene International Ltd.	Healthcare	7,30,336	28.18	0.81%	-0.10%↓
ICICI Lombard General Insurance Company Ltd.	Insurance	1,62,121	26.32	0.76%	-0.04%↓
Alkem Laboratories Ltd.	Healthcare	45,255	26.03	0.75%	0.57%↑
Canara HSBC Life Insurance Company Ltd.	Insurance	17,60,772	25.79	0.74%	0.04%↑

1 / 2

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Financial	10.24%	11.81%	10.98%	11.23%	11.80%	11.54%
Healthcare	4.57%	4.79%	4.47%	4.39%	3.67%	3.63%
Insurance	3.92%	3.72%	3.86%	3.77%	3.88%	3.50%
Automobile	3.88%	3.17%	3.16%	3.23%	3.10%	2.32%
Energy	3.26%	2.43%	1.88%	1.65%	2.65%	2.91%
Consumer Staples	2.12%	2.13%	2.15%	2.33%	2.17%	2.19%
Materials	1.48%	1.34%	1.33%	1.17%	1.01%	0.97%
Technology	1.25%	1.28%	1.47%	1.47%	2.28%	2.21%
Chemicals	1.03%	0.99%	0.96%	0.52%	0.39%	0.40%
Communication	0.87%	0.85%	0.95%	0.91%	0.71%	0.45%
Services	0.00%	-	0.01%	0.16%	0.19%	0.15%
Metals & Mining	-	0.00%	-	0.00%	0.04%	0.00%
Consumer Discretionary	-	0.00%	-	0.01%	0.02%	0.00%
Capital Goods	-	-	-	0.00%	0.01%	0.00%
Construction	-	-	-	-	0.04%	0.01%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	37.36%	27.50%
AAA	10.51%	4.99%
SOV	10.26%	8.38%
A1+	4.88%	3.34%
Cash & Call Money	3.36%	14.37%
AA+	0.75%	0.96%
A+	-	0.17%
AA	-	0.65%
AA-	-	0.17%
D	-	10.07%
Others	-	0.39%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Alembic Pharmaceuticals Ltd.	-1.51

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): ITC Ltd., Petronet LNG Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Power Finance Corporation Ltd.

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities Floating Rate Bond	0.00%	22/09/2033	SOV	2.61%
GOI	GOI Securities	7.38%	20/06/2027	SOV	1.92%
Bharti Telecom Ltd.	Debenture	7.45%	15/12/2028	CRISIL AAA	1.49%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	1.49%
GOI	GOI Securities	6.90%	15/04/2065	SOV	1.48%
REC Ltd.	Non Convertible Debenture	7.30%	01/07/2031	CRISIL AAA	1.45%
Bajaj Finance Ltd.	Debenture	7.11%	10/07/2028	CRISIL AAA	1.43%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CRISIL A1+	1.39%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	1.39%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	1.39%
GOI	GOI Securities	7.09%	05/08/2054	SOV	0.86%
GOI	GOI Securities	6.33%	05/05/2035	SOV	0.85%
Bharti Telecom Ltd.	Debenture	7.35%	15/10/2027	CRISIL AAA	0.76%
Power Grid Corporation Of India Ltd.	Bonds/Debentures	7.08%	25/10/2034	CRISIL AAA	0.75%
National Housing Bank	Bonds	7.35%	02/01/2032	IND AAA	0.75%
Muthoot Finance Ltd.	Non Convertible Debenture	7.88%	22/11/2028	CRISIL AA+	0.75%
HDFC Bank Ltd.	Debenture	7.70%	16/05/2028	CRISIL AAA	0.74%
GOI	GOI Securities	5.74%	15/11/2026	SOV	0.73%
Indian Railway Finance Corporation Ltd.	Bonds	6.78%	30/04/2030	CRISIL AAA	0.73%
Axis Securities Ltd.	Commercial Paper	0.00%	91-D 12/08/2026	CRISIL A1+	0.72%
National Bank For Financing Infrastructure And Development	Bonds	7.04%	07/04/2035	CRISIL AAA	0.72%
GOI	GOI Securities	7.37%	23/10/2028	SOV	0.60%
GOI	GOI Securities	7.02%	18/06/2031	SOV	0.60%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.30%
Bharti Telecom Ltd.	Debenture	7.40%	01/02/2029	CRISIL AAA	0.22%
GOI	GOI Securities	7.10%	18/04/2029	SOV	0.15%
GOI	GOI Securities	7.18%	14/08/2033	SOV	0.15%

Frequently Asked Questions

What are the top holdings of DSP Equity Savings Fund Direct-Growth?

The top holdings of DSP Equity Savings Fund Direct-Growth as of 31 Jul 2026 are Others (40.73%), HDFC Bank Ltd. (4.72%), GOI (2.61%), ICICI Bank Ltd. (2.27%), ITC Ltd. (2.12%). These top 5 stocks together account for 52.44% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does DSP Equity Savings Fund Direct-Growth hold in its portfolio?

DSP Equity Savings Fund Direct-Growth holds 62 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of DSP Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, DSP Equity Savings Fund Direct-Growth's top sector allocations are Financial (10.24%), Healthcare (4.57%), Insurance (3.92%). You can find detailed sector allocation above.

What is the equity and debt allocation of DSP Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, DSP Equity Savings Fund Direct-Growth has 32.59% allocated to equity, and 26.41% to debt. You can also check the historical trends above.

What is the market cap allocation of DSP Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, DSP Equity Savings Fund Direct-Growth's market cap allocation is 72.73% in large caps, 13.07% in mid caps, and 14.20% in small caps.

What is the PE ratio of DSP Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of DSP Equity Savings Fund Direct-Growth is 18.83 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of DSP Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, DSP Equity Savings Fund Direct-Growth's debt portfolio has 10.51% in AAA-rated instruments, 0.75% in AA-rated, and 10.26% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for DSP Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for DSP Equity Savings Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

Loading…

Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

32.59%

32.49%

31.17%

30.85%

31.95%

30.30%

Debt

26.41%

26.05%

27.36%

26.26%

26.04%

24.00%

Others (incl. cash)

40.73%

41.20%

41.12%

42.43%

41.47%

44.91%

Commodities

0.00%

Real Estate

0.28%

0.26%

0.35%

0.46%

0.54%

0.79%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

21,86,312

163.57

4.72%

-0.25%↓

ICICI Bank Ltd.

Financial

5,47,515

78.59

2.27%

-1.30%↓

ITC Ltd.

Consumer Staples

26,09,718

73.33

2.12%

-0.01%↓

Kotak Mahindra Bank Ltd.

Financial

18,12,375

70.74

2.04%

0.01%↑

Mahindra & Mahindra Ltd.

Automobile

2,01,439

68.46

1.98%

0.22%↑

Cipla Ltd.

Healthcare

4,41,641

65.06

1.88%

-0.44%↓

NTPC Ltd.

Energy

12,81,112

44.49

1.28%

0.33%↑

HDFC Life Insurance Co Ltd.

Insurance

8,10,747

44.47

1.28%

-0.05%↓

Indigo Paints Ltd.

Materials

3,94,165

43.82

1.27%

0.13%↑

Axis Bank Ltd.

Financial

3,19,204

39.25

1.13%

-0.10%↓

SBI Life Insurance Company Ltd.

Insurance

2,08,062

39.16

1.13%

0.23%↑

Infosys Ltd.

Technology

3,19,473

36.1

1.04%

0.13%↑

Maruti Suzuki India Ltd.

Automobile

24,607

35.03

1.01%

0.22%↑

Petronet LNG Ltd.

Energy

11,24,058

31.56

0.91%

0.01%↑

Hero Motocorp Ltd.

Automobile

56,942

30.67

0.89%

0.27%↑

Indus Towers Ltd.

Communication

7,81,536

30.57

0.88%

0.01%↑

Syngene International Ltd.

Healthcare

7,30,336

28.18

0.81%

-0.10%↓

ICICI Lombard General Insurance Company Ltd.

Insurance

1,62,121

26.32

0.76%

-0.04%↓

Alkem Laboratories Ltd.

Healthcare

45,255

26.03

0.75%

0.57%↑

Canara HSBC Life Insurance Company Ltd.

Insurance

17,60,772

25.79

0.74%

0.04%↑

Sector

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Financial

10.24%

11.81%

10.98%

11.23%

11.80%

11.54%

Healthcare

4.57%

4.79%

4.47%

4.39%

3.67%

3.63%

Insurance

3.92%

3.72%

3.86%

3.77%

3.88%

3.50%

Automobile

3.88%

3.17%

3.16%

3.23%

3.10%

2.32%

Energy

3.26%

2.43%

1.88%

1.65%

2.65%

2.91%

Consumer Staples

2.12%

2.13%

2.15%

2.33%

2.17%

2.19%

Materials

1.48%

1.34%

1.33%

1.17%

1.01%

0.97%

Technology

1.25%

1.28%

1.47%

2.28%

2.21%

Chemicals

1.03%

0.99%

0.96%

0.52%

0.39%

0.40%

Communication

0.87%

0.85%

0.95%

0.91%

0.71%

0.45%

Services

0.00%

0.01%

0.16%

0.19%

0.15%

Metals & Mining

0.00%

0.04%

0.00%

Consumer Discretionary

0.00%

0.01%

0.02%

0.00%

Capital Goods

0.00%

0.01%

0.00%

Construction

0.04%

0.01%

Rating

Fund