DSP Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
NAV: ₹16.86+0.17%
04 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for DSP Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (81.9%)
Mid Cap (10.1%)
Small Cap (8.0%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 63.65% | 64.93% | 61.18% | 55.79% | 49.91% | 49.00% |
| Debt | 15.56% | 17.47% | 13.49% | 10.52% | 13.64% | 11.16% |
| Others (incl. cash) | 8.55% | 3.42% | 8.73% | 18.51% | 21.41% | 25.05% |
| Commodities | 8.85% | 9.16% | 11.94% | 10.23% | 10.24% | 10.24% |
| Real Estate | 3.38% | 5.02% | 4.66% | 4.96% | 4.81% | 4.55% |
Portfolio Snapshot
No. of Securities
100
P/E Ratio
17.86
P/B Ratio
2.66
Top Holding %
9.38%
Top 5 Holdings %
30.36%
Top 10 Holdings %
41.15%
Modified Duration
1.22 yrs
Avg. Maturity
2.86 yrs
Yield to Maturity
2.04%
AUM
₹10,592 Cr
Expense Ratio
0.63%
Since Inception
19.44%
Max Drawdown
-0.10%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 51,84,960 | 387.91 | 3.66% | -0.43%↓ |
| Axis Bank Ltd. | Financial | 26,28,934 | 323.23 | 3.05% | -0.45%↓ |
| ICICI Bank Ltd. | Financial | 21,65,350 | 310.81 | 2.93% | -0.02%↓ |
| Bharti Airtel Ltd. | Communication | 11,24,433 | 221.74 | 2.09% | 0.13%↑ |
| Reliance Industries Ltd. | Energy | 13,58,024 | 177.6 | 1.68% | 0.05%↑ |
| State Bank of India | Financial | 15,00,000 | 154.11 | 1.45% | -0.07%↓ |
| Larsen & Toubro Ltd. | Construction | 3,22,848 | 127.17 | 1.20% | -0.01%↓ |
| NTPC Ltd. | Energy | 32,12,702 | 111.56 | 1.05% | 0.33%↑ |
| Samvardhana Motherson International Ltd. | Automobile | 67,23,482 | 101.36 | 0.96% | -0.03%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 2,85,000 | 96.86 | 0.91% | 0.04%↑ |
| Info Edge (India) Ltd. | Services | 7,89,525 | 96.82 | 0.91% | 0.15%↑ |
| Power Grid Corporation Of India Ltd. | Energy | 33,05,132 | 93.95 | 0.89% | -0.05%↓ |
| Ultratech Cement Ltd. | Materials | 73,721 | 87.75 | 0.83% | 0.01%↑ |
| Oberoi Realty Ltd. | Construction | 4,69,100 | 85.74 | 0.81% | -0.01%↓ |
| Atul Ltd. | Chemicals | 1,23,590 | 83.26 | 0.79% | - |
| SBI Life Insurance Company Ltd. | Insurance | 4,39,552 | 82.72 | 0.78% | - |
| Bayer CropScience Ltd. | Chemicals | 1,95,806 | 82.91 | 0.78% | -0.02%↓ |
| Oil India Ltd. | Energy | 16,90,994 | 77.55 | 0.73% | 0.03%↑ |
| Tata Motors Ltd. | Automobile | 17,23,000 | 75.26 | 0.71% | -0.01%↓ |
| Maruti Suzuki India Ltd. | Automobile | 50,681 | 72.14 | 0.68% | 0.07%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 17.78% | 18.46% | 15.72% | 15.48% | 10.88% | 12.36% |
| Energy | 7.48% | 7.58% | 5.92% | 4.28% | 4.23% | 4.70% |
| Automobile | 5.46% | 5.35% | 5.05% | 5.10% | 5.26% | 4.23% |
| Construction | 4.19% | 3.12% | 2.28% | 2.14% | 1.97% | 0.85% |
| Services | 4.06% | 3.51% | 3.38% | 2.57% | 2.29% | 2.23% |
| Capital Goods | 3.10% | 3.48% | 4.14% | 3.76% | 2.66% | 2.72% |
| Technology | 2.99% | 5.29% | 6.20% | 4.66% | 5.08% | 4.98% |
| Communication | 2.94% | 2.82% | 3.41% | 3.32% | 3.53% | 3.44% |
| Consumer Staples | 2.53% | 2.66% | 2.98% | 2.75% | 2.61% | 2.61% |
| Materials | 2.34% | 2.10% | 1.49% | 1.27% | 1.23% | 0.43% |
| Healthcare | 2.13% | 2.80% | 2.85% | 2.67% | 2.23% | 2.14% |
| Chemicals | 1.57% | 0.81% | 0.18% | 0.17% | 0.23% | 0.23% |
| Metals & Mining | 1.42% | 1.93% | 3.07% | 2.98% | 2.87% | 3.11% |
| Insurance | 1.13% | 0.36% | 0.29% | 0.21% | 0.19% | 0.21% |
| Textiles | 0.64% | 0.69% | - | - | - | - |
| Consumer Discretionary | 0.53% | 0.52% | 0.47% | 0.40% | 0.46% | 0.52% |
| Others | 0.52% | 0.53% | 0.68% | 0.72% | 0.66% | 0.78% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 10.71% | 7.23% |
| Cash & Call Money | 6.61% | 6.40% |
| AAA | 2.76% | 6.41% |
| Cash | 1.74% | 1.67% |
| A1+ | 1.13% | 1.57% |
| AA+ | 0.96% | 1.62% |
| A | - | 0.00% |
| A+ | - | 0.10% |
| AA | - | 0.80% |
| AA- | - | 0.23% |
| Others | - | 0.06% |
| Term Deposits | - | 0.16% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
59.2 / 100
Weighted average Value score is 59.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
48.4 / 100
Weighted average Price Momentum score is 48.4. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
66.4 / 100
Weighted average Quality score is 66.4. This indicates that portfolio has average quality using composite of quality measures.
QVM score
68.2 / 100
Weighted average QVM score is 68.2. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 2.43% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 1.66% |
| Chhattisgarh State | State Development Loan | 7.75% | 04/02/2042 | SOV | 0.99% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 0.73% |
| GOI | GOI Securities | 7.25% | 12/06/2063 | SOV | 0.69% |
| Maharashtra State | State Development Loan | 7.91% | 08/04/2039 | SOV | 0.50% |
| Bharti Telecom Ltd. | Debenture | 8.95% | 04/12/2026 | CRISIL AAA | 0.50% |
| Telangana State | State Development Loan | 7.80% | 11/02/2042 | SOV | 0.50% |
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 0.49% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.48% |
| Uttar Pradesh State | State Development Loan | 7.48% | 22/03/2044 | SOV | 0.48% |
| Muthoot Finance Ltd. | Debenture | 7.85% | 22/02/2029 | CRISIL AA+ | 0.48% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | CRISIL AA+ | 0.48% |
| GOI | Central Government Loan | 7.06% | 10/10/2046 | SOV | 0.47% |
| Maharashtra State | State Development Loan | 7.43% | 03/12/2040 | SOV | 0.47% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/01/2027 | IND A1+ | 0.46% |
| Maharashtra State | State Development Loan | 7.03% | 25/06/2038 | SOV | 0.46% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 15/06/2027 | IND A1+ | 0.44% |
| GOI | GOI Securities | 7.09% | 05/08/2054 | SOV | 0.28% |
| Power Finance Corporation Ltd. | Debenture | 6.95% | 01/10/2031 | CRISIL AAA | 0.25% |
| Power Finance Corporation Ltd. | Bonds | 7.22% | 15/10/2039 | CRISIL AAA | 0.25% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 0.24% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.24% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.75% | 11/06/2030 | CRISIL AAA | 0.24% |
| GOI | GOI Securities | 7.30% | 19/06/2053 | SOV | 0.23% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 0.23% |
| Haryana State | State Development Loan | 7.08% | 26/03/2039 | SOV | 0.23% |
| GOI | GOI Securities | 6.76% | 22/02/2061 | SOV | 0.22% |
| GOI | GOI Securities | 6.95% | 16/12/2061 | SOV | 0.22% |
| GOI | GOI Securities | 7.06% | 10/04/2028 | SOV | 0.15% |
| Bharti Telecom Ltd. | Debenture | 7.40% | 01/02/2029 | CRISIL AAA | 0.07% |
Frequently Asked Questions
What are the top holdings of DSP Multi Asset Allocation Fund Direct-Growth?
The top holdings of DSP Multi Asset Allocation Fund Direct-Growth as of 31 Jul 2026 are Nifty 50 (Index Derivatives) (9.38%), Others (8.35%), DSP NIFTY 50 Equal Weight ETF - Growth (5.92%), HDFC Bank Ltd. (3.66%), Axis Bank Ltd. (3.05%). These top 5 stocks together account for 30.36% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does DSP Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
DSP Multi Asset Allocation Fund Direct-Growth holds 100 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of DSP Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, DSP Multi Asset Allocation Fund Direct-Growth's top sector allocations are Financial (17.78%), Energy (7.48%), Automobile (5.46%). You can find detailed sector allocation above.
What is the equity and debt allocation of DSP Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, DSP Multi Asset Allocation Fund Direct-Growth has 63.65% allocated to equity, and 15.56% to debt. You can also check the historical trends above.
What is the market cap allocation of DSP Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, DSP Multi Asset Allocation Fund Direct-Growth's market cap allocation is 81.93% in large caps, 10.10% in mid caps, and 7.97% in small caps.
What is the PE ratio of DSP Multi Asset Allocation Fund Direct-Growth's portfolio?
The portfolio PE ratio of DSP Multi Asset Allocation Fund Direct-Growth is 17.86 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of DSP Multi Asset Allocation Fund Direct-Growth?
As of 31 Jul 2026, DSP Multi Asset Allocation Fund Direct-Growth's debt portfolio has 2.76% in AAA-rated instruments, 0.96% in AA-rated, and 10.71% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for DSP Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for DSP Multi Asset Allocation Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.