Franklin India Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Multi Asset Allocation
NAV: ₹11.14-0.50%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (75.3%)
Mid Cap (7.3%)
Small Cap (17.4%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 66.39% | 64.11% | 64.08% | 64.86% | 66.50% | 66.61% |
| Debt | 14.98% | 15.31% | 16.83% | 13.93% | 13.83% | 14.98% |
| Others (incl. cash) | 1.00% | 3.53% | 1.32% | 4.64% | 2.03% | 2.47% |
| Commodities | 16.76% | 16.14% | 16.83% | 15.66% | 16.67% | 14.91% |
| Real Estate | 0.88% | 0.91% | 0.94% | 0.91% | 0.97% | 1.03% |
Portfolio Snapshot
No. of Securities
64
P/E Ratio
25.79
P/B Ratio
3.57
Top Holding %
14.03%
Top 5 Holdings %
27.53%
Top 10 Holdings %
39.66%
Modified Duration
0.84 yrs
Avg. Maturity
1.06 yrs
Yield to Maturity
7.85%
AUM
₹2,804 Cr
Expense Ratio
0.41%
Since Inception
11.43%
Max Drawdown
-0.12%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 15,64,859 | 116.51 | 4.16% | 0.04%↑ |
| State Bank of India | Financial | 9,59,282 | 92.51 | 3.30% | 0.39%↑ |
| Reliance Industries Ltd. | Energy | 6,51,115 | 86.03 | 3.07% | -0.30%↓ |
| Axis Bank Ltd. | Financial | 5,97,623 | 76.89 | 2.74% | 0.00%↑ |
| ICICI Bank Ltd. | Financial | 6,06,061 | 76.15 | 2.72% | -0.05%↓ |
| Larsen & Toubro Ltd. | Construction | 1,65,175 | 67.33 | 2.40% | 0.00%↑ |
| Ultratech Cement Ltd. | Materials | 52,703 | 60.51 | 2.16% | -0.05%↓ |
| Bharti Airtel Ltd. | Communication | 3,24,103 | 59.28 | 2.11% | -0.10%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 1,78,448 | 54.35 | 1.94% | -0.06%↓ |
| HCL Technologies Ltd. | Technology | 4,38,001 | 51.85 | 1.85% | -0.05%↓ |
| Eternal Ltd. | Services | 20,54,050 | 51.47 | 1.84% | 0.00%↑ |
| Marico Ltd. | Consumer Staples | 6,08,166 | 49.97 | 1.78% | 0.08%↑ |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 59,440 | 48.6 | 1.73% | 0.09%↑ |
| Tata Power Company Ltd. | Energy | 10,83,458 | 45.59 | 1.63% | -0.12%↓ |
| Hindalco Industries Ltd. | Metals & Mining | 3,95,282 | 44.54 | 1.59% | 0.10%↑ |
| Titan Company Ltd. | Consumer Discretionary | 1,07,768 | 43.91 | 1.57% | -0.14%↓ |
| Trent Ltd. | Services | 1,02,613 | 43.34 | 1.55% | 0.10%↑ |
| Britannia Industries Ltd. | Consumer Staples | 82,369 | 42.87 | 1.53% | -0.18%↓ |
| Ashok Leyland Ltd. | Automobile | 27,42,307 | 42.63 | 1.52% | -0.09%↓ |
| Cipla Ltd. | Healthcare | 2,96,210 | 41.5 | 1.48% | 0.45%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 14.54% | 13.59% | 13.46% | 14.97% | 14.89% | 12.03% |
| Energy | 8.75% | 9.03% | 9.02% | 8.60% | 9.12% | 8.85% |
| Capital Goods | 6.18% | 4.49% | 3.94% | 4.11% | 4.00% | 3.16% |
| Healthcare | 6.07% | 5.16% | 5.28% | 5.08% | 5.04% | 8.04% |
| Services | 5.62% | 6.39% | 6.12% | 6.43% | 6.65% | 6.77% |
| Consumer Staples | 4.44% | 4.61% | 4.73% | 4.77% | 4.87% | 5.50% |
| Automobile | 4.38% | 4.55% | 4.67% | 5.25% | 5.32% | 5.70% |
| Technology | 3.26% | 3.35% | 3.86% | 3.24% | 4.18% | 4.34% |
| Metals & Mining | 2.99% | 2.93% | 3.10% | 1.68% | 1.59% | 1.59% |
| Construction | 2.80% | 2.82% | 2.63% | 3.01% | 2.93% | 2.75% |
| Materials | 2.66% | 2.21% | 2.22% | 2.45% | 2.55% | 1.83% |
| Communication | 2.11% | 2.21% | 2.26% | 2.11% | 2.30% | 2.64% |
| Consumer Discretionary | 2.04% | 2.18% | 2.09% | 2.42% | 2.27% | 2.56% |
| Chemicals | 0.54% | 0.60% | 0.68% | 0.73% | 0.78% | 0.85% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 11.26% | 6.43% |
| A1+ | 2.70% | 1.78% |
| SOV | 0.97% | 8.03% |
| Cash & Call Money | 0.76% | 5.01% |
| Others | 0.05% | 0.05% |
| A | - | 0.02% |
| A+ | - | 0.10% |
| AA | - | 0.59% |
| AA+ | - | 1.02% |
| AA- | - | 0.17% |
| Cash | - | 2.61% |
| Term Deposits | - | 0.11% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
47.2 / 100
Weighted average Value score is 47.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
59.3 / 100
Weighted average Price Momentum score is 59.3. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
75.3 / 100
Weighted average Quality score is 75.3. This indicates that portfolio has high quality using composite of quality measures.
QVM score
69.1 / 100
Weighted average QVM score is 69.1. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Poonawalla Fincorp Ltd. | Debenture | 7.55% | 25/03/2027 | CRISIL AAA | 1.98% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 1.84% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.73% | 18/03/2027 | CRISIL AAA | 1.81% |
| Embassy Office Parks REIT | Debenture | 7.35% | 05/04/2027 | CRISIL AAA | 1.79% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 1.34% |
| Bajaj Finance Ltd. | Debenture | 8.10% | 08/01/2027 | CRISIL AAA | 1.29% |
| LIC Housing Finance Ltd. | Bonds/NCDs | 6.65% | 15/02/2027 | CRISIL AAA | 0.90% |
| RJ Corp Ltd. | Debenture | 7.25% | 08/12/2028 | CRISIL AAA | 0.90% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 04/06/2026 | SOV | 0.89% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 0.84% |
| LIC Housing Finance Ltd. | Debenture | 7.93% | 14/07/2027 | CARE AAA | 0.76% |
| JM Financial Services Pvt. Ltd. | Commercial Paper | 0.00% | 91-D 20/07/2026 | ICRA A1+ | 0.18% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/11/2026 | CARE A1+ | 0.17% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CARE A1+ | 0.17% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 0.08% |
| Others | Margin Money | 0.00% | 0 | - | 0.05% |
Frequently Asked Questions
What are the top holdings of Franklin India Multi Asset Allocation Fund Direct-Growth?
The top holdings of Franklin India Multi Asset Allocation Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Franklin India Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
Franklin India Multi Asset Allocation Fund Direct-Growth holds 64 securities in its portfolio. The top 5 holdings account for 27.53% of the portfolio and the top 10 for 39.66%.
What is the sector allocation of Franklin India Multi Asset Allocation Fund Direct-Growth?
The sector allocation of Franklin India Multi Asset Allocation Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Franklin India Multi Asset Allocation Fund Direct-Growth?
As of 31 May 2026, Franklin India Multi Asset Allocation Fund Direct-Growth has 66.39% in equity, 14.98% in debt and 1.00% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.85%.
What is the market cap allocation of Franklin India Multi Asset Allocation Fund Direct-Growth?
Franklin India Multi Asset Allocation Fund Direct-Growth's equity portfolio — Large Cap: 75.29%, Mid Cap: 7.29%, Small Cap: 17.42%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is Franklin India Multi Asset Allocation Fund Direct-Growth a concentrated or diversified fund?
Franklin India Multi Asset Allocation Fund Direct-Growth holds 64 securities, with the top 10 accounting for 39.66% of the portfolio and the top 5 for 27.53%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of Franklin India Multi Asset Allocation Fund Direct-Growth?
The debt holdings of Franklin India Multi Asset Allocation Fund Direct-Growth are rated as follows — AAA: 11.26%, A1+: 2.70%, SOV: 0.97%, Cash & Call Money: 0.76%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Franklin India Multi Asset Allocation Fund Direct-Growth change its portfolio?
The portfolio currently holds 64 securities with the top 10 accounting for 39.66% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Franklin India Multi Asset Allocation Fund Direct-Growth's portfolio?
The weighted average PE ratio of Franklin India Multi Asset Allocation Fund Direct-Growth's portfolio is 25.79 and the PB ratio is 3.57. The debt portfolio has a modified duration of 0.84 years and an average maturity of 1.06 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for Franklin India Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Multi Asset Allocation Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.