Groww Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: LiquidBenchmark: CRISIL Liquid Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹2,752.43+0.01%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 88.80% | 99.43% | 82.23% | 77.21% | 79.04% | 88.33% |
| Others (incl. cash) | 11.20% | 0.57% | 17.77% | 22.79% | 20.96% | 11.67% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
19
Top Holding %
11.20%
Top 5 Holdings %
38.60%
Top 10 Holdings %
70.84%
Modified Duration
0.07 yrs
Avg. Maturity
0.07 yrs
Yield to Maturity
6.14%
AUM
₹381 Cr
Expense Ratio
0.11%
Since Inception
6.81%
Max Drawdown
-0.00%
Sharpe Ratio
5.32
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Indian Bank | Financial | 30,00,000 | 29.66 | 7.78% | - |
| Canara Bank | Financial | 25,00,000 | 24.94 | 6.54% | -2.68%↓ |
| Punjab National Bank | Financial | 25,00,000 | 24.94 | 6.54% | -1.15%↓ |
| ICICI Bank Ltd. | Financial | 25,00,000 | 24.94 | 6.54% | -1.15%↓ |
| National Bank For Agriculture & Rural Development | Financial | 25,00,000 | 24.94 | 6.54% | -1.15%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 25,00,000 | 24.9 | 6.53% | -1.14%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 25,00,000 | 24.76 | 6.49% | -1.13%↓ |
| Bharat Petroleum Corporation Ltd. | Energy | 24,50,000 | 24.4 | 6.40% | - |
| Union Bank of India | Financial | 24,00,000 | 23.96 | 6.28% | -1.10%↓ |
| HDFC Bank Ltd. | Financial | 24,00,000 | 23.8 | 6.24% | - |
| Bajaj Finance Ltd. | Financial | 22,00,000 | 21.99 | 5.77% | -1.01%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 20,00,000 | 19.98 | 5.24% | -0.92%↓ |
| ICICI Securities Ltd. | Financial | 15,00,000 | 14.81 | 3.88% | - |
| Reserve Bank of India | Financial | 10,00,000 | 9.99 | 2.62% | - |
| HDFC Securities Ltd. | Financial | 10,00,000 | 9.9 | 2.60% | -0.45%↓ |
| Kotak Mahindra Securities Ltd. | Financial | 5,00,000 | 4.99 | 1.31% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,00,000 | 4.94 | 1.30% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 85.97% | 64.53% |
| Cash & Call Money | 11.20% | 8.95% |
| SOV | 2.62% | 17.23% |
| Others | 0.21% | 2.45% |
| AA | - | 0.07% |
| AA+ | - | 0.10% |
| AAA | - | 3.32% |
| Bill Rediscounting | - | 0.01% |
| Term Deposits | - | 0.34% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Indian Bank | Certificate of Deposit | 0.00% | 06/11/2026 | CRISIL A1+ | 7.78% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 15/09/2026 | CRISIL A1+ | 6.54% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 15/09/2026 | CARE A1+ | 6.54% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CRISIL A1+ | 6.54% |
| Canara Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CRISIL A1+ | 6.54% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 24/09/2026 | CRISIL A1+ | 6.53% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 27/10/2026 | CRISIL A1+ | 6.49% |
| Bharat Petroleum Corporation Ltd. | Commercial Paper | 0.00% | 80-D 24/09/2026 | CRISIL A1+ | 6.40% |
| Union Bank of India | Certificate of Deposit | 0.00% | 11/09/2026 | ICRA A1+ | 6.28% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 19/10/2026 | CARE A1+ | 6.24% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 91-D 03/09/2026 | CRISIL A1+ | 5.77% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 326-D 07/09/2026 | CRISIL A1+ | 5.24% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 91-D 05/11/2026 | CRISIL A1+ | 3.88% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 10/09/2026 | SOV | 2.62% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 22/10/2026 | CARE A1+ | 2.60% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 91-D 15/09/2026 | CRISIL A1+ | 1.31% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CARE A1+ | 1.30% |
Frequently Asked Questions
What are the top holdings of Groww Liquid Fund Direct-Growth?
The top holdings of Groww Liquid Fund Direct-Growth as of 31 Aug 2026 are Others (11.20%), Indian Bank (7.78%), Canara Bank (6.54%), Punjab National Bank (6.54%), ICICI Bank Ltd. (6.54%). These top 5 stocks together account for 38.60% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Groww Liquid Fund Direct-Growth hold in its portfolio?
Groww Liquid Fund Direct-Growth holds 19 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Groww Liquid Fund Direct-Growth?
The sector allocation of Groww Liquid Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Groww Liquid Fund Direct-Growth?
As of 31 Aug 2026, Groww Liquid Fund Direct-Growth has 0.00% allocated to equity, and 88.80% to debt. You can also check the historical trends above.
What is the market cap allocation of Groww Liquid Fund Direct-Growth?
The market cap allocation of Groww Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Groww Liquid Fund Direct-Growth's portfolio?
The portfolio PE ratio of Groww Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Groww Liquid Fund Direct-Growth?
As of 31 Aug 2026, Groww Liquid Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 2.62% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Groww Liquid Fund Direct-Growth?
The latest portfolio disclosure for Groww Liquid Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.