Groww Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
NAV: ₹2,722.45+0.01%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 82.23% | 77.21% | 79.04% | 88.33% | 86.25% | 90.42% |
| Others (incl. cash) | 17.77% | 22.79% | 20.96% | 11.67% | 13.75% | 9.58% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
14
Top Holding %
17.77%
Top 5 Holdings %
53.28%
Top 10 Holdings %
90.77%
Modified Duration
0.07 yrs
Avg. Maturity
0.07 yrs
Yield to Maturity
6.41%
AUM
₹279 Cr
Expense Ratio
0.11%
Since Inception
6.81%
Max Drawdown
-0.00%
Sharpe Ratio
5.01
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Small Industries Devp. Bank of India Ltd. | Financial | 25,00,000 | 25.02 | 8.96% | - |
| HDFC Bank Ltd. | Financial | 25,00,000 | 24.77 | 8.87% | -0.51%↓ |
| Canara Bank | Financial | 25,00,000 | 24.68 | 8.84% | - |
| Punjab National Bank | Financial | 25,00,000 | 24.68 | 8.84% | - |
| ICICI Bank Ltd. | Financial | 25,00,000 | 24.68 | 8.84% | - |
| Union Bank of India | Financial | 24,00,000 | 23.71 | 8.49% | - |
| Bajaj Finance Ltd. | Financial | 22,00,000 | 21.74 | 7.79% | - |
| Kotak Mahindra Prime Ltd. | Financial | 20,00,000 | 19.75 | 7.07% | - |
| Axis Bank Ltd. | Financial | 15,00,000 | 14.82 | 5.31% | - |
| National Bank For Agriculture & Rural Development | Financial | 15,00,000 | 14.81 | 5.30% | - |
| HDFC Securities Ltd. | Financial | 7,00,000 | 6.95 | 2.49% | -5.78%↓ |
| Bajaj Housing Finance Ltd. | Financial | 3,30,000 | 3.3 | 1.18% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 71.83% | 77.65% |
| Cash & Call Money | 17.77% | -0.56% |
| AAA | 10.14% | 5.64% |
| Others | 0.26% | 0.31% |
| AA | - | 0.22% |
| AA+ | - | 0.30% |
| SOV | - | 16.44% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.44% | 04/09/2026 | CARE AAA | 8.96% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 25/08/2026 | CARE A1+ | 8.87% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 15/09/2026 | CARE A1+ | 8.84% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CRISIL A1+ | 8.84% |
| Canara Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CRISIL A1+ | 8.84% |
| Union Bank of India | Certificate of Deposit | 0.00% | 11/09/2026 | ICRA A1+ | 8.49% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 91-D 03/09/2026 | CRISIL A1+ | 7.79% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 326-D 07/09/2026 | CRISIL A1+ | 7.07% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 10/09/2026 | CRISIL A1+ | 5.31% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 10/09/2026 | CRISIL A1+ | 5.30% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 05/08/2026 | CRISIL A1+ | 2.49% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 09/09/2026 | CRISIL AAA | 1.18% |
Frequently Asked Questions
What are the top holdings of Groww Liquid Fund Direct-Growth?
The top holdings of Groww Liquid Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Groww Liquid Fund Direct-Growth hold in its portfolio?
Groww Liquid Fund Direct-Growth holds 14 securities in its portfolio. The top 5 holdings account for 53.28% of the portfolio and the top 10 for 90.77% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of Groww Liquid Fund Direct-Growth?
The sector allocation of Groww Liquid Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Groww Liquid Fund Direct-Growth?
As of 30 Jun 2026, Groww Liquid Fund Direct-Growth has 0.00% in equity, 82.23% in debt and 17.77% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 6.41%.
What is the market cap allocation of Groww Liquid Fund Direct-Growth?
The market cap distribution of Groww Liquid Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Groww Liquid Fund Direct-Growth a concentrated or diversified fund?
Groww Liquid Fund Direct-Growth holds 14 securities, with the top 10 accounting for 90.77% of the portfolio and the top 5 for 53.28%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of Groww Liquid Fund Direct-Growth?
The debt holdings of Groww Liquid Fund Direct-Growth are rated as follows — A1+: 71.83%, Cash & Call Money: 17.77%, AAA: 10.14%, Others: 0.26%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Groww Liquid Fund Direct-Growth change its portfolio?
The portfolio currently holds 14 securities with the top 10 accounting for 90.77% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Groww Liquid Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Groww Liquid Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Groww Liquid Fund Direct-Growth?
The latest portfolio disclosure for Groww Liquid Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.