Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	87.83%	87.71%	91.70%	91.42%	86.45%	92.33%
Others (incl. cash)	4.49%	4.71%	2.33%	3.83%	8.74%	2.44%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	7.68%	7.58%	5.97%	4.75%	4.81%	5.23%

Portfolio Snapshot

No. of Securities

Top Holding %

4.83%

Top 5 Holdings %

19.66%

Top 10 Holdings %

33.01%

Modified Duration

2.41 yrs

Avg. Maturity

3.62 yrs

Yield to Maturity

8.48%

AUM

₹7,666 Cr

Expense Ratio

1.01%

Since Inception

8.73%

Max Drawdown

-0.03%

Sharpe Ratio

1.83

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GMR Airports Ltd.	Construction	35,000	370.23	4.83%	0.02%↑
Nirma Ltd.	Consumer Staples	30,000	300.73	3.92%	0.00%
Triumph Composites Pvt. Ltd.	Chemicals	24,000	239.03	3.12%	-
Jubilant Beverages Ltd.	Consumer Staples	19,190	213.78	2.79%	0.01%↑
Aditya Birla Renewables Ltd.	Energy	21,000	210.34	2.74%	-0.01%↓
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Services	20,000	200.77	2.62%	0.00%
Kalpataru Projects International Ltd.	Capital Goods	20,000	199.87	2.61%	0.00%
Jubilant Bevco Ltd.	Consumer Staples	17,750	198.44	2.59%	0.01%↑
JSW Energy Ltd.	Capital Goods	17,500	175.72	2.29%	0.01%↑
Evonith Value Steel Ltd.	Metals & Mining	17,500	174.41	2.28%	0.00%
Siddhivinayak Securitisation Trust	Others	175	173.39	2.26%	0.00%
JTPM Metal Traders Ltd.	Metals & Mining	15,000	161.7	2.11%	0.01%↑
GOI	Sovereign	1,55,00,000	154.87	2.02%	-0.02%↓
Kalpataru Projects International Ltd.	Capital Goods	15,000	149.98	1.96%	0.00%
National Bank For Agriculture & Rural Development	Financial	15,000	149.57	1.95%	-0.01%↓
Aditya Birla Digital Fashion Ventures Ltd.	Services	15,000	148.59	1.94%	-
Kogta Financial India Ltd.	Financial	15,000	148.65	1.94%	0.00%
Aadharshila Infratech Pvt. Ltd.	Construction	15,000	147.87	1.93%	-0.01%↓
Kosamattam Finance Ltd	Financial	15,000	147.21	1.92%	-0.01%↓
SK Finance Ltd.	Financial	12,500	123.79	1.61%	-

1 / 5

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Mar 2023	28 Feb 2023	31 Jan 2023	31 Dec 2022	30 Nov 2022	31 Oct 2022
Energy	2.36%	-	-	-	-	-
Others	0.81%	0.90%	0.98%	1.08%	1.16%	1.27%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AA	26.84%	19.70%
AA-	23.17%	5.67%
AAA	15.64%	7.91%
AA+	9.22%	3.81%
SOV	8.09%	7.21%
Cash & Call Money	4.49%	25.23%
A+	2.62%	2.15%
A	1.92%	0.78%
Others	0.33%	2.33%
A-	-	0.40%
A1+	-	3.00%
B+	-	1.49%
B-	-	2.35%
BBB	-	0.73%
BBB+	-	0.04%
C	-	0.01%
Cash	-	0.08%
D	-	0.01%
Term Deposits	-	0.37%
Unrated	-	0.02%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GMR Airports Ltd.	Bonds	0.00%	13/02/2027	CRISIL - AA-	4.83%
Nirma Ltd.	Debenture	8.50%	07/04/2027	CRISIL - AA	3.92%
Triumph Composites Pvt. Ltd.	Non Convertible Debenture	10.50%	27/04/2031	IND - AA-	3.12%
Jubilant Beverages Ltd.	Debenture	0.00%	31/05/2028	CRISIL - AA	2.79%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL - AA	2.74%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Debenture	10.81%	31/01/2028	ICRA - A+(CE)	2.62%
Kalpataru Projects International Ltd.	Non Convertible Debenture	8.35%	11/06/2027	IND - AA+	2.61%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL - AA	2.59%
JSW Energy Ltd.	Non Convertible Debenture	8.75%	03/03/2028	ICRA - AA	2.29%
Evonith Value Steel Ltd.	Debenture	9.50%	12/10/2029	CRISIL - AA-	2.28%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	2.26%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL - AA	2.11%
GOI	GOI Securities	6.94%	11/05/2036	SOV	2.02%
Kalpataru Projects International Ltd.	Non Convertible Debenture	8.32%	05/02/2027	CRISIL - AA	1.96%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL - AAA	1.95%
Aditya Birla Digital Fashion Ventures Ltd.	Non Convertible Debenture	8.85%	20/09/2029	CRISIL - AA-	1.94%
Kogta Financial India Ltd.	Non Convertible Debenture	9.65%	10/03/2028	CARE - AA-	1.94%
Aadharshila Infratech Pvt. Ltd.	Non Convertible Debenture	0.00%	31/03/2031	CARE - AA+	1.93%
Kosamattam Finance Ltd	Non Convertible Debenture	0.00%	16/03/2029	IND - A	1.92%
SK Finance Ltd.	Non Convertible Debenture	9.10%	16/02/2029	IND - AA-	1.61%
Aadhar Housing Finance Ltd	Non Convertible Debenture	2.50%	03/08/2029	ICRA - AA	1.49%
TVS Credit Services Ltd.	Non Convertible Debenture	8.85%	11/06/2027	CRISIL - AA+	1.38%
Mahindra Rural Housing Finance Ltd.	Non Convertible Debenture	8.45%	25/03/2027	CRISIL - AAA	1.31%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA - AA	1.30%
Globe Fincap Ltd.	Non Convertible Debenture	9.38%	14/03/2029	ICRA - AA-	1.30%
SK Finance Ltd.	Non Convertible Debenture	9.25%	15/07/2027	ICRA - AA-	1.30%
MAS Financial Services Ltd.	Non Convertible Debenture	0.00%	12/06/2028	CARE - AA-	1.29%
GOI	GOI Securities	7.34%	22/04/2064	SOV	1.00%
JM Financial Home Loans Ltd.	Non Convertible Debenture	0.00%	16/06/2028	CRISIL - AA	0.98%
JM Financial Home Loans Ltd.	Non Convertible Debenture	0.00%	16/02/2028	CRISIL - AA	0.98%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA - AAA	0.98%
Aditya Birla Digital Fashion Ventures Ltd.	Non Convertible Debenture	0.00%	20/07/2029	CRISIL - AA-	0.97%
Tata Power Company Ltd.	Debenture	9.90%	27/08/2028	CARE - AA+	0.93%
GOI	GOI Securities	7.09%	05/08/2054	SOV	0.92%
GOI	GOI Securities	7.23%	15/04/2039	SOV	0.79%
Vastu Finserve India Private Ltd.	Non Convertible Debenture	8.75%	23/03/2028	CARE - AA	0.77%
MAS Financial Services Ltd.	Debenture	9.75%	15/06/2027	CARE - AA-	0.72%
ONGC Petro Additions Ltd.	Non Convertible Debenture	8.39%	28/06/2027	CRISIL - AA+	0.66%
Karnataka State	State Development Loan	8.03%	31/01/2028	SOV	0.66%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	9.10%	27/06/2031	ICRA - AA+	0.66%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.60%	13/04/2029	CRISIL - AAA	0.65%
Globe Capital Market Ltd.	Non Convertible Debenture	9.38%	14/09/2028	ICRA - AA-	0.65%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL - AAA	0.65%
IKF Finance Ltd.	Non Convertible Debenture	9.90%	20/01/2027	CARE - AA-	0.65%
Aadhar Housing Finance Ltd	Non Convertible Debenture	8.50%	02/12/2027	ICRA - AA	0.65%
Vastu Finserve India Private Ltd.	Non Convertible Debenture	8.75%	23/09/2028	CARE - AA	0.64%
National Bank For Agriculture & Rural Development	Bonds	7.37%	28/05/2035	CRISIL - AAA	0.64%
LIC Housing Finance Ltd.	Debenture	7.05%	21/12/2030	CRISIL - AAA	0.63%
GOI	GOI Securities	7.30%	19/06/2053	SOV	0.63%
Vastu Finserve India Private Ltd.	Non Convertible Debenture	8.75%	23/03/2029	CARE - AA	0.63%
Mahindra Rural Housing Finance Ltd.	Non Convertible Debenture	7.90%	09/01/2032	CRISIL - AAA	0.54%
Vajra Trust	Securitised Debt	0.00%	0	ICRA - AAA(SO)	0.54%
GOI	GOI Securities	7.25%	12/06/2063	SOV	0.50%
LIC Housing Finance Ltd.	Bonds/NCDs	7.70%	19/03/2031	CRISIL - AAA	0.49%
TMF Holdings Ltd.	Non Convertible Debenture	7.30%	0	CRISIL - AA+	0.39%
Muthoot Capital Services Ltd.	Non Convertible Debenture	10.40%	02/12/2026	CRISIL - AA-	0.35%
Tata Projects Ltd.	Non Convertible Debenture	8.50%	18/12/2026	IND - AA	0.33%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.46%	18/06/2029	CRISIL - AAA	0.33%
Motilal Oswal Home Finance Ltd.	Debenture	8.55%	24/03/2028	ICRA - AA+	0.33%
Tata Capital Housing Finance Ltd.	Debenture	8.10%	19/02/2027	CRISIL - AAA	0.33%
Tamilnadu State	State Development Loan	7.73%	06/05/2036	SOV	0.33%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.14%	26/02/2027	CRISIL - AAA	0.33%
Godrej Industries Ltd.	Non Convertible Debenture	8.40%	27/08/2027	CRISIL - AA+	0.33%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	0.32%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.42%	12/03/2029	CRISIL - AAA	0.32%
JSW Energy Ltd.	Non Convertible Debenture	8.05%	10/11/2028	ICRA - AA	0.32%
Tamilnadu State	State Development Loan	7.59%	15/07/2041	SOV	0.32%
National Bank For Agriculture & Rural Development	Bonds	7.10%	29/03/2029	CRISIL - AAA	0.32%
REC Ltd.	Debenture	6.52%	31/01/2028	CARE - AAA	0.32%
REC Ltd.	Bonds	7.38%	28/02/2029	CRISIL - AAA	0.32%
GOI	GOI Securities	6.92%	18/11/2039	SOV	0.32%
DLF Cyber City Developers Ltd.	Non Convertible Debenture	6.92%	28/07/2028	CRISIL - AAA	0.32%
GOI	GOI Securities	6.68%	07/07/2040	SOV	0.31%
REC Ltd.	Debenture	8.37%	07/12/2028	CRISIL - AAA	0.27%
Power Finance Corporation Ltd.	Debenture	7.82%	13/03/2031	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.	Debenture	7.82%	13/03/2030	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.	Debenture	7.82%	12/03/2032	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.	Debenture	7.82%	11/03/2033	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.	Bonds	7.40%	15/01/2030	CRISIL - AAA	0.26%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.24%
Indigo 043	Securitised Debt	0.00%	0	CRISIL - AA(SO)	0.23%
IKF Finance Ltd.	Non Convertible Debenture	0.00%	17/10/2027	CARE - AA-	0.22%
REC Ltd.	Bonds	6.95%	18/02/2028	CRISIL - AAA	0.19%
REC Ltd.	Non Convertible Debenture	7.96%	15/06/2030	CRISIL - AAA	0.13%
REC Ltd.	Non Convertible Debenture	8.97%	28/03/2029	CRISIL - AAA	0.13%
Indigo Paints Ltd.	Securitised Debt	0.00%	0	CRISIL - AA(SO)	0.12%
Bajaj Housing Finance Ltd.	Debenture	7.10%	16/10/2028	CRISIL - AAA	0.04%
GOI	GOI Securities	6.67%	15/12/2035	SOV	0.03%
Vajra Trust	Securitised Debt	0.00%	20/08/2029	ICRA - AAA(SO)	0.03%
Andhra Pradesh State	State Development Loan	7.64%	0	SOV	0.02%

Frequently Asked Questions

What are the top holdings of HDFC Credit Risk Fund Direct-Growth?

The top holdings of HDFC Credit Risk Fund Direct-Growth as of 31 Aug 2026 are GMR Airports Ltd. (4.83%), Others (4.49%), Nirma Ltd. (3.92%), Indus Infra Trust (3.30%), Triumph Composites Pvt. Ltd. (3.12%). These top 5 stocks together account for 19.66% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does HDFC Credit Risk Fund Direct-Growth hold in its portfolio?

HDFC Credit Risk Fund Direct-Growth holds 98 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of HDFC Credit Risk Fund Direct-Growth?

As of 31 Mar 2023, HDFC Credit Risk Fund Direct-Growth's top sector allocations are Energy (2.36%), Others (0.81%). You can find detailed sector allocation above.

What is the equity and debt allocation of HDFC Credit Risk Fund Direct-Growth?

As of 31 Aug 2026, HDFC Credit Risk Fund Direct-Growth has 0.00% allocated to equity, and 87.83% to debt. You can also check the historical trends above.

What is the market cap allocation of HDFC Credit Risk Fund Direct-Growth?

The market cap allocation of HDFC Credit Risk Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of HDFC Credit Risk Fund Direct-Growth's portfolio?

The portfolio PE ratio of HDFC Credit Risk Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of HDFC Credit Risk Fund Direct-Growth?

As of 31 Aug 2026, HDFC Credit Risk Fund Direct-Growth's debt portfolio has 15.64% in AAA-rated instruments, 26.84% in AA-rated, and 8.09% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for HDFC Credit Risk Fund Direct-Growth?

The latest portfolio disclosure for HDFC Credit Risk Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

0.00%

Debt

87.83%

87.71%

91.70%

91.42%

86.45%

92.33%

Others (incl. cash)

4.49%

4.71%

2.33%

3.83%

8.74%

2.44%

Commodities

0.00%

Real Estate

7.68%

7.58%

5.97%

4.75%

4.81%

5.23%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GMR Airports Ltd.

Construction

35,000

370.23

4.83%

0.02%↑

Nirma Ltd.

Consumer Staples

30,000

300.73

3.92%

0.00%

Triumph Composites Pvt. Ltd.

Chemicals

24,000

239.03

3.12%

Jubilant Beverages Ltd.

Consumer Staples

19,190

213.78

2.79%

0.01%↑

Aditya Birla Renewables Ltd.

Energy

21,000

210.34

2.74%

-0.01%↓

Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A

Services

20,000

200.77

2.62%

0.00%

Kalpataru Projects International Ltd.

Capital Goods

20,000

199.87

2.61%

0.00%

Jubilant Bevco Ltd.

Consumer Staples

17,750

198.44

2.59%

0.01%↑

JSW Energy Ltd.

Capital Goods

17,500

175.72

2.29%

0.01%↑

Evonith Value Steel Ltd.

Metals & Mining

17,500

174.41

2.28%

0.00%

Siddhivinayak Securitisation Trust

Others

175

173.39

2.26%

0.00%

JTPM Metal Traders Ltd.

Metals & Mining

15,000

161.7

2.11%

0.01%↑

GOI

Sovereign

1,55,00,000

154.87

2.02%

-0.02%↓

Kalpataru Projects International Ltd.

Capital Goods

15,000

149.98

1.96%

0.00%

National Bank For Agriculture & Rural Development

Financial

15,000

149.57

1.95%

-0.01%↓

Aditya Birla Digital Fashion Ventures Ltd.

Services

15,000

148.59

1.94%

Kogta Financial India Ltd.

Financial

15,000

148.65

1.94%

0.00%

Aadharshila Infratech Pvt. Ltd.

Construction

15,000

147.87

1.93%

-0.01%↓

Kosamattam Finance Ltd

Financial

15,000

147.21

1.92%

-0.01%↓

SK Finance Ltd.

Financial

12,500

123.79

1.61%

Sector

31 Mar 2023

28 Feb 2023

31 Jan 2023

31 Dec 2022

30 Nov 2022

31 Oct 2022

Energy

2.36%

Others

0.81%

0.90%

0.98%

1.08%

1.16%

1.27%

Rating

Fund