mutual funds hdfc credit risk fund directgrowth

performance

HDFC Credit Risk Fund Direct-Growth

Debt: Credit Risk - Growth (Open ended)

HDFC Credit Risk Fund Direct-GrowthNAV: 28.38 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: HighCategory: Debt: Credit RiskBenchmark: NIFTY Credit Risk Bond Index B-IICheck Portfolio Overlap →

NAV: ₹28.38+0.05%

07 Sept 2026

Rolling Returns Analysis

Rolling annualized returns of HDFC Credit Risk Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	21 Apr, 2015 - 07 Sep, 2026	16 May, 2017 - 07 Sep, 2026	10 Jun, 2019 - 07 Sep, 2026	01 Jul, 2021 - 22 Jan, 2026
Average returns	8.91%	8.57%	8.55%	8.57%
Standard deviation	2.46%	1.21%	0.73%	0.65%
Best returns	14.23% 1 year ending on 24 Nov, 2016	12.07% 3 years ending on 13 Jun, 2017	10.04% 5 years ending on 20 Jun, 2019	10.17% 7 years ending on 16 Jul, 2021
Worst returns	3.69% 1 year ending on 27 Sep, 2022	6.64% 3 years ending on 15 Jul, 2024	7.43% 5 years ending on 27 Mar, 2026	7.72% 7 years ending on 13 Feb, 2024
Period with positive return	100.00%	100.00%	100.00%	100.00%
Period with return > 5%	90.32%	100.00%	100.00%	100.00%
Period with return > 10%	33.25%	10.71%	1.02%	4.33%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	51.20%	61.80%	81.24%	100.00%
Beat % Benchmark	41.19%	17.04%	15.69%	0.00%

Trailing Returns

Point-to-point returns of HDFC Credit Risk Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

5.3%

6.6%

-8.1%

YTD

0.4%

0.5%

-3.2%

1 M

4.1%

4.8%

-1.9%

6 M

7.7%

9.1%

-5.0%

1 Y

8.3%

9.8%

7.7%

3 Y

7.2%

10.5%

7.8%

5 Y

7.9%

7.7%

11.7%

10 Y

Fund

Debt: Credit Risk

NIFTY Credit Risk Bond Index B-II

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	5.33%	0.41%	4.05%	7.73%	8.30%	7.18%	7.95%	8.73%
Debt: Credit Risk	6.58%	0.46%	4.85%	9.07%	9.79%	10.54%	7.74%	-
NIFTY Credit Risk Bond Index B-II	-8.14%	-3.18%	-1.95%	-4.99%	7.68%	7.77%	11.65%	-
Rank in category	9	8	8	10	11	11	4	-
Funds in category	13	13	13	13	13	13	12	-

Period Returns

Calendar-year, quarterly and monthly return history of HDFC Credit Risk Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of HDFC Credit Risk Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of HDFC Credit Risk Fund Direct-Growth?

HDFC Credit Risk Fund Direct-Growth has delivered a 1-year return of 7.73% as of 6 Sep 2026. During the same period, its benchmark NIFTY Credit Risk Bond Index B-II returned -4.99%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of HDFC Credit Risk Fund Direct-Growth?

HDFC Credit Risk Fund Direct-Growth has delivered a 3-year CAGR of 8.30% as of 6 Sep 2026. Its benchmark NIFTY Credit Risk Bond Index B-II returned 7.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of HDFC Credit Risk Fund Direct-Growth?

HDFC Credit Risk Fund Direct-Growth has delivered a 5-year CAGR of 7.18% as of 6 Sep 2026. Its benchmark NIFTY Credit Risk Bond Index B-II returned 7.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of HDFC Credit Risk Fund Direct-Growth since inception?

Since its launch on 24 Mar 2014, HDFC Credit Risk Fund Direct-Growth has delivered a CAGR of 8.73%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has HDFC Credit Risk Fund Direct-Growth performed vs its category over the long term?

Over the long term, HDFC Credit Risk Fund Direct-Growth has ranked 11 out of 13 funds in the Debt: Credit Risk category on a 3-year basis, and 11 out of 13 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of HDFC Credit Risk Fund Direct-Growth?

The Sharpe ratio of HDFC Credit Risk Fund Direct-Growth is 1.83 (as of 6 Sep 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of HDFC Credit Risk Fund Direct-Growth?

The alpha of HDFC Credit Risk Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of HDFC Credit Risk Fund Direct-Growth?

The beta of HDFC Credit Risk Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of HDFC Credit Risk Fund Direct-Growth?

The average 1-year and 3-year rolling returns of HDFC Credit Risk Fund Direct-Growth is 8.91% and 8.57% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

21 Apr, 2015 - 07 Sep, 2026

16 May, 2017 - 07 Sep, 2026

10 Jun, 2019 - 07 Sep, 2026

01 Jul, 2021 - 22 Jan, 2026

Average returns

8.91%

8.57%

8.55%

8.57%

Standard deviation

2.46%

1.21%

0.73%

0.65%

Best returns

14.23%

1 year ending on 24 Nov, 2016

12.07%

3 years ending on 13 Jun, 2017

10.04%

5 years ending on 20 Jun, 2019

10.17%

7 years ending on 16 Jul, 2021

Worst returns

3.69%

1 year ending on 27 Sep, 2022

6.64%

3 years ending on 15 Jul, 2024

7.43%

5 years ending on 27 Mar, 2026

7.72%

7 years ending on 13 Feb, 2024

Period with positive return

100.00%

Period with return > 5%

90.32%

100.00%

Period with return > 10%

33.25%

10.71%

1.02%

4.33%

Period with return > 15%

0.00%

Beat % Category

51.20%

61.80%

81.24%

100.00%

Beat % Benchmark

41.19%

17.04%

15.69%

0.00%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

5.33%

0.41%

4.05%

7.73%

8.30%

7.18%

7.95%

8.73%

Debt: Credit Risk

6.58%

0.46%

4.85%

9.07%

9.79%

10.54%

7.74%

NIFTY Credit Risk Bond Index B-II

-8.14%

-3.18%

-1.95%

-4.99%

7.68%

7.77%

11.65%

Rank in category

Funds in category

Frequently Asked Questions

What are the 1-year returns of HDFC Credit Risk Fund Direct-Growth?

What are the 3-year returns of HDFC Credit Risk Fund Direct-Growth?

What are the 5-year returns of HDFC Credit Risk Fund Direct-Growth?

What are the returns of HDFC Credit Risk Fund Direct-Growth since inception?

How has HDFC Credit Risk Fund Direct-Growth performed vs its category over the long term?

What is the Sharpe ratio of HDFC Credit Risk Fund Direct-Growth?

What is the alpha of HDFC Credit Risk Fund Direct-Growth?

The alpha of HDFC Credit Risk Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of HDFC Credit Risk Fund Direct-Growth?

The beta of HDFC Credit Risk Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of HDFC Credit Risk Fund Direct-Growth?

HDFC Credit Risk Fund Direct-Growth

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Compare performance with respect to
Add benchmark

Compare performance with respect to
Add benchmark